NOT LISTED FOR SALE

Estimated Value: $350,250 - $375,000

3 Beds
2 Baths
1,085 Sq Ft
$332/Sq Ft Est. Value

About This Home

This home is located at 644 Otter Way, Oswego, IL 60543 and is currently estimated at $360,063, approximately $331 per square foot. 644 Otter Way is a home located in Kendall County with nearby schools including Fox Chase Elementary School, Traughber Junior High School, and Oswego High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 15, 2010
Sold by
Diaz Alvaro
Bought by
Diaz Santos
Current Estimated Value
$358,780

Purchase Details

Closed on
Oct 3, 2008
Sold by
Diaz Santos and Diaz Rosa M
Bought by
Diaz Alvaro

Purchase Details

Closed on
Jul 23, 2007
Sold by
Oros Russell D and Oris Natalie M
Bought by
Diaz Santos and Diaz Rosa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$249,000
Outstanding Balance
$159,494
Interest Rate
6.71%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$196,178

Purchase Details

Closed on
Mar 7, 2003
Sold by
Whisenant Chris W and Whisenant Christine M
Bought by
Oros Russell D and Baranivsky Natalie M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,000
Interest Rate
5.96%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 2, 2001
Sold by
Whisenant Chris W and Cole Christine M
Bought by
Whisenant Chris W and Cole Christine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
6.77%

Purchase Details

Closed on
May 11, 1999
Sold by
Marquette National Bank
Bought by
Whisenant Chris W and Cole Christine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,000
Interest Rate
7.06%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Diaz Santos -- Chicago Title Insurance Co
Diaz Alvaro -- Chicago Title Insurance Co
Diaz Santos $249,000 First American Title
Oros Russell D $205,000 Chicago Title Insurance Co
Whisenant Chris W -- Chicago Title Insurance Co
Whisenant Chris W $141,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Diaz Santos $249,000
Previous Owner Oros Russell D $35,000
Previous Owner Oros Russell D $10,000
Previous Owner Oros Russell D $164,000
Previous Owner Whisenant Chris W $15,000
Previous Owner Whisenant Chris W $104,500
Previous Owner Whisenant Chris W $110,000
Previous Owner Whisenant Chris W $113,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,540 $100,409 $13,302 $87,107
2023 $6,769 $89,835 $11,901 $77,934
2022 $6,769 $81,557 $10,804 $70,753
2021 $6,526 $76,316 $10,804 $65,512
2020 $6,310 $73,796 $10,804 $62,992
2019 $6,142 $70,964 $10,389 $60,575
2018 $5,478 $61,862 $10,389 $51,473
2017 $5,364 $58,249 $10,389 $47,860
2016 $4,945 $53,258 $10,389 $42,869
2015 $4,884 $50,349 $9,354 $40,995
2014 -- $48,772 $9,354 $39,418
2013 -- $48,772 $9,354 $39,418
Source: Public Records

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