645 Pearces Ford Rd Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $425,444
4
Beds
2.5
Baths
1,994
Sq Ft
$213/Sq Ft
Est. Value
Highlights
- Waterfront
- Community Lake
- Traditional Architecture
- Oswego High School Rated A-
- Pond
- Bonus Room
About This Home
As of April 2023Welcome to This Wonderfully Updated Four Bedroom Two and One Half Bath Home Located on a Serene and Tranquil Pond. White Kitchen Cabinets Abound With Stainless Steel Appliances and Hardwood Floors and for those Chilly Nights there is a Gas Burning Fireplace in the Bright Family Room. The Large Formal Living Room and Dining Room are Perfect for Any Ocassion and are Adjacent to the Wonderful Kitchen. If added Space is what you need then the Partally Finished Basement Will give you Extra Entertaining Spaces. There is Plenty of Storage Space in the Basement as well. The Primary Bedroom Features a Vaulted Ceiling and Walk in Closet and The Primary En Suite Has Double Vanity Sink, Soaking Tub and Separate Shower. Three Other Ample Sized Bebdrooms Make up the Second Story With an Updated Shared Bathroom. Outside there is a Brick Paver Patio Overlooking Peacful Views of the Pond. Located within Walking Distance of an Award Winning School. There are so many Updates with Most of the Mechanicals replaced within the last Few Years along with the Roof. Make an Appointment Now before it is Gone! Some of the Most Notable Updates are as follows: New Furnace and Air Conditioning Units in 2017, New Garage Door and Opener 2018, New Kitchen Appliances Sep 2018 (Refrig, Stove/Oven, Dishwasher, Miscrowave), Refinished Hardwood Floors First Floor Sep 2018, Roof and New Gutters 2018, 2nd Floor Shared bath Full Remodel 2018, Exterior wood Surfaces Painted 2019, and New Hot Water Heater April 2022.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,393
Year Built
- Built in 1995
Lot Details
- Lot Dimensions are 91.35 x 205.43 x 22.98 x 88.95 x 120
- Waterfront
HOA Fees
- $42 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,994 Sq Ft Home
- 2-Story Property
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Bonus Room
- Carbon Monoxide Detectors
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Dual Sinks
- Separate Shower
Laundry
- Laundry in unit
- Dryer
- Washer
Partially Finished Basement
- Partial Basement
- Sump Pump
- Crawl Space
Outdoor Features
- Pond
- Patio
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- 100 Amp Service
- Community Well
- Cable TV Available
Community Details
- The Ponds At Millrace Creek Association, Phone Number (815) 886-0953
- Property managed by Associa Chicagoland
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 13, 2023
Closed on
Apr 12, 2023
Sold by
Willard Richard M and Willard Katherine L
Bought by
Corral Francisco and Flores Genesis
Seller's Agent
Michael Knecht
Compass
Buyer's Agent
Alton Nobles
Keller Williams Infinity
List Price
$384,900
Sold Price
$400,000
Premium/Discount to List
$15,100
3.92%
Total Days on Market
5
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,444
Avg. Annual Appreciation
2.12%
Original Mortgage
$380,000
Outstanding Balance
$372,904
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$45,009
Purchase Details
Closed on
Sep 11, 2018
Sold by
Willard Richard M and Willard Katherine L
Bought by
Willard Richard M and Willard Katherine L
Purchase Details
Closed on
Sep 12, 2000
Sold by
Dabney Walter E
Bought by
Kiliszewski Robert D and Kiliszewski Melissa M
Purchase Details
Closed on
Apr 1, 1996
Bought by
Willard Richard M and Willard Illard, K
Purchase Details
Closed on
Jun 1, 1995
Bought by
Kimball Hill Inc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Corral Francisco | $400,000 | First American Title | |
| Willard Richard M | -- | Attorney | |
| Kiliszewski Robert D | -- | -- | |
| Willard Richard M | $185,300 | -- | |
| Kimball Hill Inc | $760,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Corral Francisco | $380,000 | |
| Previous Owner | Willard Richard M | $83,000 | |
| Previous Owner | Willard Richard N | $127,100 | |
| Previous Owner | Willard Richard M | $62,400 | |
| Previous Owner | Willard Richard M | $132,600 | |
| Closed | Kimball Hill Inc | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/13/2023 04/13/23 | Sold | $400,000 | +3.9% | $201 / Sq Ft |
| 02/19/2023 02/19/23 | Pending | -- | -- | -- |
| 02/13/2023 02/13/23 | For Sale | $384,900 | -- | $193 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $7,704 | $105,945 | $27,883 | $78,062 |
| 2022 | $7,704 | $96,313 | $25,348 | $70,965 |
| 2021 | $7,393 | $90,012 | $23,690 | $66,322 |
| 2020 | $7,218 | $87,390 | $23,000 | $64,390 |
| 2019 | $7,408 | $83,178 | $23,000 | $60,178 |
| 2018 | $7,014 | $76,778 | $21,586 | $55,192 |
| 2017 | $6,953 | $73,825 | $20,756 | $53,069 |
| 2016 | $6,904 | $72,377 | $20,349 | $52,028 |
| 2015 | $7,011 | $70,269 | $19,756 | $50,513 |
| 2014 | -- | $68,223 | $19,181 | $49,042 |
| 2013 | -- | $68,912 | $19,375 | $49,537 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Knecht
Seller's Agent in 2023
Michael Knecht
Compass
(630) 207-9456
2 in this area
56 Total Sales
-
Alton Nobles
Buyer's Agent in 2023
Alton Nobles
Keller Williams Infinity
(815) 953-7827
2 in this area
17 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11711439
APN: 03-09-115-018
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 87 Old Post Rd
- 4 Circle Ct
- 102 Circle Dr E
- 12 Circle Ct
- 503 Waubonsee Cir
- 39 Beau Meade Rd
- 3 Pickford Rd
- 82 Paddock St
- 74 Paddock St
- 15 Durango Rd Unit 4
- 11 Durango Rd
- 112 Long Beach Rd
- 233 Mondovi Dr
- 221 Ashley Ct
- 310 Cascade Ln Unit 310
- 231 Grays Dr Unit 1
- 205 Northampton Dr
- 135 Cinderford Dr
- 230 Chesterfield Ct
- 52 Ingleshire Rd
- 645 Pearces Ford Rd
- 645 Pearces Ford
- 647 Pearces Ford
- 647 Pearces Ford Rd
- 643 Pearces Ford
- 649 Pearces Ford
- 641 Pearces Ford
- 646 Pearces Ford Rd
- 646 Pearces Ford
- 648 Pearces Ford
- 644 Pearces Ford
- 90 Old Post Rd
- 650 Pearces Ford
- 642 Pearces Ford
- 639 Pearces Ford Rd
- 408 Joseph Ct
- 639 Pearces Ford
- 406 Joseph Ct
- 640 Pearces Ford
- 88 Old Post Rd