6478 Lake Forest Dr Waterloo, IL 62298
4
Beds
3
Baths
3,632
Sq Ft
2.61
Acres
Highlights
- Boat Dock
- Access To Lake
- Waterfront
- Rogers Elementary School Rated A-
- Primary Bedroom Suite
- Fireplace in Kitchen
About This Home
As of June 2025Gorgeous inside & out!! 4 bed/3 bath home on 2.61 acre walkout lakefront lot in Waterloo School District. Enjoy spectacular views of the lake from the 20x14 composite deck with stairs for easy access to yard, which leads to private dock perfect for fishing or just enjoying the natural beauty that surrounds. Oversized 3 car garage. Interior of home is just as captivating as exterior with vaulted ceilings, dining room & lots of recessed lights & double sided gas fireplace between living room & kitchen. Kitchen boasts a stunning 8'x4' granite top island, walk-in pantry, lots of cabinets & access to deck. Stainless appliances included. Main floor laundry includes washer & dryer. Master suite features attached bath complete with shower & separate tub. Finished walkout basement with 9' ceilings, bar, office/playroom, full bath & 4th bedroom. Shed not included. What a view to wake up to every morning - Live like your are on vacation every day!! No showings until OPEN HOUSE Sat 6/25 at 10 AM.
Last Agent to Sell the Property
RE/MAX Preferred License #475154305 Listed on: 06/21/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $0
Year Built
- Built in 2007
Lot Details
- 2.61 Acre Lot
- Waterfront
HOA Fees
- $21 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Side or Rear Entrance to Parking
- Garage Door Opener
Home Design
- Ranch Style House
- Traditional Architecture
- Brick or Stone Veneer Front Elevation
- Poured Concrete
- Vinyl Siding
Interior Spaces
- Ceiling height between 8 to 10 feet
- Gas Fireplace
- Family Room with Fireplace
- Formal Dining Room
- Water Views
Kitchen
- Walk-In Pantry
- Gas Oven or Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Granite Countertops
- Disposal
- Fireplace in Kitchen
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
- 3 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
Laundry
- Dryer
- Washer
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- 9 Foot Basement Ceiling Height
- Finished Basement Bathroom
Outdoor Features
- Access To Lake
- Lake, Pond or Stream
- Deck
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Well
- Propane Water Heater
- Water Softener is Owned
Listing and Financial Details
- Assessor Parcel Number 11-02-366-014-000
Community Details
Recreation
- Boat Dock
- Recreational Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2025
Closed on
Jun 6, 2025
Sold by
Derra Sandy and Derra Breanna A
Bought by
Brock Cameron Seth and Brock Shari
Seller's Agent
Jo Woodward
Re/Max Alliance
Buyer's Agent
Monica Schmidt
eXp Realty
List Price
$550,000
Sold Price
$550,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.58%
Original Mortgage
$475,000
Outstanding Balance
$474,596
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$72,046
Purchase Details
Listed on
Aug 8, 2024
Closed on
Jan 17, 2025
Sold by
Feldker William and Feldker Leigh-Anne
Bought by
Derra Sandy and Derra Breanna A
Seller's Agent
Angela Laskowski
RE/MAX Preferred
Buyer's Agent
Jo Woodward
Re/Max Alliance
List Price
$550,000
Sold Price
$537,000
Premium/Discount to List
-$13,000
-2.36%
Views
353
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.86%
Original Mortgage
$337,000
Interest Rate
6.69%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 21, 2022
Closed on
Aug 31, 2022
Sold by
Siegler Daniel J and Siegler Heather A
Bought by
Feldker William and Feldker Leigh-Anne
Seller's Agent
Angela Laskowski
RE/MAX Preferred
Buyer's Agent
Mandy McGuire
Keller Williams Pinnacle
List Price
$447,750
Sold Price
$450,000
Premium/Discount to List
$2,250
0.5%
Views
7
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.71%
Original Mortgage
$360,000
Interest Rate
4%
Mortgage Type
New Conventional
Similar Homes in Waterloo, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $550,000 | None Listed On Document | |
| Special Warranty Deed | $537,000 | None Listed On Document | |
| Special Warranty Deed | $537,000 | None Listed On Document | |
| Special Warranty Deed | $450,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $475,000 | New Conventional | |
| Previous Owner | $337,000 | New Conventional | |
| Previous Owner | $360,000 | New Conventional | |
| Previous Owner | $270,000 | New Conventional | |
| Previous Owner | $25,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/20/2025 06/20/25 | Sold | $550,000 | 0.0% | $141 / Sq Ft |
| 05/15/2025 05/15/25 | For Sale | $550,000 | +2.4% | $141 / Sq Ft |
| 01/17/2025 01/17/25 | Sold | $537,000 | -0.5% | $138 / Sq Ft |
| 01/17/2025 01/17/25 | Pending | -- | -- | -- |
| 10/11/2024 10/11/24 | Price Changed | $539,900 | -1.1% | $139 / Sq Ft |
| 09/19/2024 09/19/24 | Price Changed | $546,000 | -0.7% | $140 / Sq Ft |
| 09/04/2024 09/04/24 | For Sale | $550,000 | +2.4% | $141 / Sq Ft |
| 09/04/2024 09/04/24 | Off Market | $537,000 | -- | -- |
| 08/08/2024 08/08/24 | Price Changed | $550,000 | 0.0% | $141 / Sq Ft |
| 08/08/2024 08/08/24 | For Sale | $550,000 | +2.4% | $141 / Sq Ft |
| 08/07/2024 08/07/24 | Off Market | $537,000 | -- | -- |
| 08/31/2022 08/31/22 | Sold | $450,000 | +0.5% | $124 / Sq Ft |
| 06/21/2022 06/21/22 | For Sale | $447,750 | +32.5% | $123 / Sq Ft |
| 04/05/2019 04/05/19 | Sold | $338,000 | +0.9% | $93 / Sq Ft |
| 02/24/2019 02/24/19 | Pending | -- | -- | -- |
| 02/21/2019 02/21/19 | For Sale | $335,000 | -- | $92 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $0 | $122,350 | $12,510 | $109,840 |
| 2022 | $6,553 | $111,670 | $12,510 | $99,160 |
| 2021 | $5,777 | $97,630 | $12,510 | $85,120 |
| 2020 | $5,902 | $97,240 | $12,510 | $84,730 |
| 2019 | $5,748 | $93,590 | $12,510 | $81,080 |
| 2018 | $5,437 | $86,490 | $12,510 | $73,980 |
| 2017 | $5,325 | $88,831 | $12,735 | $76,096 |
| 2016 | $0 | $80,480 | $12,510 | $67,970 |
| 2015 | $4,052 | $68,550 | $12,510 | $56,040 |
| 2014 | $3,963 | $68,550 | $12,510 | $56,040 |
| 2012 | -- | $67,370 | $12,510 | $54,860 |
Source: Public Records
Agents Affiliated with this Home
-
Jo Woodward
Seller's Agent in 2025
Jo Woodward
RE/MAX
(618) 604-1984
57 Total Sales
-
Angela Laskowski
Seller's Agent in 2025
Angela Laskowski
RE/MAX Preferred
(618) 550-9060
200 Total Sales
-
Monica Schmidt
Buyer's Agent in 2025
Monica Schmidt
eXp Realty
(618) 567-9203
318 Total Sales
-
Mandy McGuire
Buyer's Agent in 2022
Mandy McGuire
Keller Williams Pinnacle
(618) 558-1350
751 Total Sales
-
Stacey LaCroix
Seller's Agent in 2019
Stacey LaCroix
Strano & Associates
(618) 407-4156
483 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS22039776
APN: 11-02-366-014-000
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