6478 Lake Forest Dr Waterloo, IL 62298
4
Beds
3
Baths
3,896
Sq Ft
2.61
Acres
Highlights
- Lake Front
- Docks
- Porch
- Rogers Elementary School Rated A-
- 2 Fireplaces
- Brick Veneer
About This Home
As of June 2025Welcome to 6478 Lake Forest Drive—where peaceful lakefront living meets everyday comfort & style. A stunning lakefront walkout ranch - 4 beds, 3 baths isn’t just a home, it’s a lifestyle. Enjoy breathtaking sunrises, eagle sightings, & fishing from your private dock. A double-sided floor-to-ceiling stone fireplace, wood floors & amazing 3-season sunroom offers stunning views year-around. Kitchen features stainless appliances, walk-in pantry, tile backsplash, & a massive granite island with seating for 8. The primary suite offers serene lake views, spacious bath, & a custom walk-in closet. The finished walkout basement has a 4th bedroom, full bath, bonus room, and leads to a patio & firepit area. Oversized 3-car garage with a concrete drive. Whether it’s casting a line at sunset, roasting marshmallows by the fire, or enjoying nature from your sunroom, this home offers a peaceful, private escape with space to live, relax, and entertain in style. Just minutes from quaint Waterloo.
Last Agent to Sell the Property
Re/Max Alliance License #475116390 Listed on: 05/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,085
Year Built
- Built in 2007
Lot Details
- 2.61 Acre Lot
- Lake Front
- Property fronts a county road
HOA Fees
- $21 Monthly HOA Fees
Parking
- 3 Car Garage
- Garage Door Opener
Home Design
- House
- Brick Veneer
- Permanent Foundation
- Vinyl Siding
Interior Spaces
- 1-Story Property
- 2 Fireplaces
- Sliding Doors
- Fire and Smoke Detector
Kitchen
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- 9 Foot Basement Ceiling Height
- Basement Window Egress
Outdoor Features
- Docks
- Patio
- Shed
- Porch
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Well
Community Details
- Association fees include common area maintenance
- Lake Of The Woods Association
Listing and Financial Details
- Assessor Parcel Number 11-02-366-014-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2025
Closed on
Jun 6, 2025
Sold by
Derra Sandy and Derra Breanna A
Bought by
Brock Cameron Seth and Brock Shari
Seller's Agent
Jo Woodward
Re/Max Alliance
Buyer's Agent
Monica Schmidt
eXp Realty
List Price
$550,000
Sold Price
$550,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.58%
Original Mortgage
$475,000
Outstanding Balance
$474,596
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$72,046
Purchase Details
Listed on
Aug 8, 2024
Closed on
Jan 17, 2025
Sold by
Feldker William and Feldker Leigh-Anne
Bought by
Derra Sandy and Derra Breanna A
Seller's Agent
Angela Laskowski
RE/MAX Preferred
Buyer's Agent
Jo Woodward
Re/Max Alliance
List Price
$550,000
Sold Price
$537,000
Premium/Discount to List
-$13,000
-2.36%
Views
353
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.86%
Original Mortgage
$337,000
Interest Rate
6.69%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 21, 2022
Closed on
Aug 31, 2022
Sold by
Siegler Daniel J and Siegler Heather A
Bought by
Feldker William and Feldker Leigh-Anne
Seller's Agent
Angela Laskowski
RE/MAX Preferred
Buyer's Agent
Mandy McGuire
Keller Williams Pinnacle
List Price
$447,750
Sold Price
$450,000
Premium/Discount to List
$2,250
0.5%
Views
7
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.71%
Original Mortgage
$360,000
Interest Rate
4%
Mortgage Type
New Conventional
Similar Homes in Waterloo, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $550,000 | None Listed On Document | |
| Special Warranty Deed | $537,000 | None Listed On Document | |
| Special Warranty Deed | $537,000 | None Listed On Document | |
| Special Warranty Deed | $450,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $475,000 | New Conventional | |
| Previous Owner | $337,000 | New Conventional | |
| Previous Owner | $360,000 | New Conventional | |
| Previous Owner | $270,000 | New Conventional | |
| Previous Owner | $25,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/20/2025 06/20/25 | Sold | $550,000 | 0.0% | $141 / Sq Ft |
| 05/15/2025 05/15/25 | For Sale | $550,000 | +2.4% | $141 / Sq Ft |
| 01/17/2025 01/17/25 | Sold | $537,000 | -0.5% | $138 / Sq Ft |
| 01/17/2025 01/17/25 | Pending | -- | -- | -- |
| 10/11/2024 10/11/24 | Price Changed | $539,900 | -1.1% | $139 / Sq Ft |
| 09/19/2024 09/19/24 | Price Changed | $546,000 | -0.7% | $140 / Sq Ft |
| 09/04/2024 09/04/24 | For Sale | $550,000 | +2.4% | $141 / Sq Ft |
| 09/04/2024 09/04/24 | Off Market | $537,000 | -- | -- |
| 08/08/2024 08/08/24 | Price Changed | $550,000 | 0.0% | $141 / Sq Ft |
| 08/08/2024 08/08/24 | For Sale | $550,000 | +2.4% | $141 / Sq Ft |
| 08/07/2024 08/07/24 | Off Market | $537,000 | -- | -- |
| 08/31/2022 08/31/22 | Sold | $450,000 | +0.5% | $124 / Sq Ft |
| 06/21/2022 06/21/22 | For Sale | $447,750 | +32.5% | $123 / Sq Ft |
| 04/05/2019 04/05/19 | Sold | $338,000 | +0.9% | $93 / Sq Ft |
| 02/24/2019 02/24/19 | Pending | -- | -- | -- |
| 02/21/2019 02/21/19 | For Sale | $335,000 | -- | $92 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $0 | $122,350 | $12,510 | $109,840 |
| 2022 | $6,553 | $111,670 | $12,510 | $99,160 |
| 2021 | $5,777 | $97,630 | $12,510 | $85,120 |
| 2020 | $5,902 | $97,240 | $12,510 | $84,730 |
| 2019 | $5,748 | $93,590 | $12,510 | $81,080 |
| 2018 | $5,437 | $86,490 | $12,510 | $73,980 |
| 2017 | $5,325 | $88,831 | $12,735 | $76,096 |
| 2016 | $0 | $80,480 | $12,510 | $67,970 |
| 2015 | $4,052 | $68,550 | $12,510 | $56,040 |
| 2014 | $3,963 | $68,550 | $12,510 | $56,040 |
| 2012 | -- | $67,370 | $12,510 | $54,860 |
Source: Public Records
Agents Affiliated with this Home
-
Jo Woodward
Seller's Agent in 2025
Jo Woodward
RE/MAX
(618) 604-1984
57 Total Sales
-
Angela Laskowski
Seller's Agent in 2025
Angela Laskowski
RE/MAX Preferred
(618) 550-9060
200 Total Sales
-
Monica Schmidt
Buyer's Agent in 2025
Monica Schmidt
eXp Realty
(618) 567-9203
318 Total Sales
-
Mandy McGuire
Buyer's Agent in 2022
Mandy McGuire
Keller Williams Pinnacle
(618) 558-1350
751 Total Sales
-
Stacey LaCroix
Seller's Agent in 2019
Stacey LaCroix
Strano & Associates
(618) 407-4156
483 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25032963
APN: 11-02-366-014-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 6210 Mohawk Trail
- 5904 Crowe Farm Rd
- 5611 State Route 156
- 6405 S Ronnie Dr
- 000 Sportsman Rd
- 000 Sportsman Club Rd
- 5143 Sportsman Rd
- 0 Plaza Pkwy
- 0 Lot 4 Stonecrest Cir Unit MAR24032573
- 300 Freedom Dr
- 4449 State Route 3
- 6017 Sparrow Dr
- 0 Lot 27 Unit MAR24045804
- 985 Powell Rd
- 7468 Covered Bridge Dr
- 5226 Timber Lake Dr
- 431 Sandalwood Dr
- 403 Briarcliff Dr
- 541 Legacy Dr
- 553 Legacy Dr