6478 Lake Forest Dr Waterloo, IL 62298
4
Beds
3
Baths
3,896
Sq Ft
2.61
Acres
Highlights
- Docks
- Waterfront
- Traditional Architecture
- Rogers Elementary School Rated A-
- Vaulted Ceiling
- Wood Flooring
About This Home
As of June 2025Welcome HOME to 6478 Lake Forest Drive! Stunning walkout ranch with 4 beds & 3 baths is more than just a home perched on a lakefront lot; it's a lifestyle. Sit back, relax, enjoy sunset & cast a line from your private dock. Floor-to-ceiling stack stone double-sided fireplace, beautiful wood flooring and amazing 3 season room creat a warm & inviting atmosphere. Kitchen offers lots of cabinets, tile backsplash, walk-in pantry, stainless appliances & incredible 8'x4' granite island with seating for up to 8. Primary suite boasts lake views & attached bath suite with spacious closet complete with organizaation system. Retreat to the finished basement featuring 9' ceilings, office/bonus room, full bath, 4th bedroom & access to patio & cozy, rocked firepit area. Oversized 3 car garage w/ new concrete drive that comfortably accomodates parking for 7+ cars. Country living with subdivision comforts conveniently located just 8 minutes to shopping & dining in charming Waterloo, IL.
Last Agent to Sell the Property
RE/MAX Preferred License #475154305 Listed on: 08/08/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,553
Year Built
- Built in 2007
Lot Details
- 2.61 Acre Lot
- Waterfront
HOA Fees
- $21 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Side or Rear Entrance to Parking
- Garage Door Opener
Home Design
- Traditional Architecture
- Brick or Stone Veneer
- Vinyl Siding
Interior Spaces
- 1-Story Property
- Vaulted Ceiling
- Gas Fireplace
- Insulated Windows
- Six Panel Doors
- Family Room
- Living Room
- Dining Room
- Bonus Room
- Sun or Florida Room
- Water Views
- Laundry Room
Kitchen
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Laminate
- Concrete
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Docks
- Shed
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating System
- Well
Listing and Financial Details
- Assessor Parcel Number 11-02-366-014-000
Community Details
Overview
- Association fees include common ground and lake maintenance
Recreation
- Recreational Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2025
Closed on
Jun 6, 2025
Sold by
Derra Sandy and Derra Breanna A
Bought by
Brock Cameron Seth and Brock Shari
Seller's Agent
Jo Woodward
Re/Max Alliance
Buyer's Agent
Monica Schmidt
eXp Realty
List Price
$550,000
Sold Price
$550,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.58%
Original Mortgage
$475,000
Outstanding Balance
$474,596
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$72,046
Purchase Details
Listed on
Aug 8, 2024
Closed on
Jan 17, 2025
Sold by
Feldker William and Feldker Leigh-Anne
Bought by
Derra Sandy and Derra Breanna A
Seller's Agent
Angela Laskowski
RE/MAX Preferred
Buyer's Agent
Jo Woodward
Re/Max Alliance
List Price
$550,000
Sold Price
$537,000
Premium/Discount to List
-$13,000
-2.36%
Views
353
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.86%
Original Mortgage
$337,000
Interest Rate
6.69%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 21, 2022
Closed on
Aug 31, 2022
Sold by
Siegler Daniel J and Siegler Heather A
Bought by
Feldker William and Feldker Leigh-Anne
Seller's Agent
Angela Laskowski
RE/MAX Preferred
Buyer's Agent
Mandy McGuire
Keller Williams Pinnacle
List Price
$447,750
Sold Price
$450,000
Premium/Discount to List
$2,250
0.5%
Views
7
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.71%
Original Mortgage
$360,000
Interest Rate
4%
Mortgage Type
New Conventional
Similar Homes in Waterloo, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $550,000 | None Listed On Document | |
| Special Warranty Deed | $537,000 | None Listed On Document | |
| Special Warranty Deed | $537,000 | None Listed On Document | |
| Special Warranty Deed | $450,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $475,000 | New Conventional | |
| Previous Owner | $337,000 | New Conventional | |
| Previous Owner | $360,000 | New Conventional | |
| Previous Owner | $270,000 | New Conventional | |
| Previous Owner | $25,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/20/2025 06/20/25 | Sold | $550,000 | 0.0% | $141 / Sq Ft |
| 05/15/2025 05/15/25 | For Sale | $550,000 | +2.4% | $141 / Sq Ft |
| 01/17/2025 01/17/25 | Sold | $537,000 | -0.5% | $138 / Sq Ft |
| 01/17/2025 01/17/25 | Pending | -- | -- | -- |
| 10/11/2024 10/11/24 | Price Changed | $539,900 | -1.1% | $139 / Sq Ft |
| 09/19/2024 09/19/24 | Price Changed | $546,000 | -0.7% | $140 / Sq Ft |
| 09/04/2024 09/04/24 | For Sale | $550,000 | +2.4% | $141 / Sq Ft |
| 09/04/2024 09/04/24 | Off Market | $537,000 | -- | -- |
| 08/08/2024 08/08/24 | Price Changed | $550,000 | 0.0% | $141 / Sq Ft |
| 08/08/2024 08/08/24 | For Sale | $550,000 | +2.4% | $141 / Sq Ft |
| 08/07/2024 08/07/24 | Off Market | $537,000 | -- | -- |
| 08/31/2022 08/31/22 | Sold | $450,000 | +0.5% | $124 / Sq Ft |
| 06/21/2022 06/21/22 | For Sale | $447,750 | +32.5% | $123 / Sq Ft |
| 04/05/2019 04/05/19 | Sold | $338,000 | +0.9% | $93 / Sq Ft |
| 02/24/2019 02/24/19 | Pending | -- | -- | -- |
| 02/21/2019 02/21/19 | For Sale | $335,000 | -- | $92 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $0 | $122,350 | $12,510 | $109,840 |
| 2022 | $6,553 | $111,670 | $12,510 | $99,160 |
| 2021 | $5,777 | $97,630 | $12,510 | $85,120 |
| 2020 | $5,902 | $97,240 | $12,510 | $84,730 |
| 2019 | $5,748 | $93,590 | $12,510 | $81,080 |
| 2018 | $5,437 | $86,490 | $12,510 | $73,980 |
| 2017 | $5,325 | $88,831 | $12,735 | $76,096 |
| 2016 | $0 | $80,480 | $12,510 | $67,970 |
| 2015 | $4,052 | $68,550 | $12,510 | $56,040 |
| 2014 | $3,963 | $68,550 | $12,510 | $56,040 |
| 2012 | -- | $67,370 | $12,510 | $54,860 |
Source: Public Records
Agents Affiliated with this Home
-
Jo Woodward
Seller's Agent in 2025
Jo Woodward
RE/MAX
(618) 604-1984
57 Total Sales
-
Angela Laskowski
Seller's Agent in 2025
Angela Laskowski
RE/MAX Preferred
(618) 550-9060
199 Total Sales
-
Monica Schmidt
Buyer's Agent in 2025
Monica Schmidt
eXp Realty
(618) 567-9203
316 Total Sales
-
Mandy McGuire
Buyer's Agent in 2022
Mandy McGuire
Keller Williams Pinnacle
(618) 558-1350
750 Total Sales
-
Stacey LaCroix
Seller's Agent in 2019
Stacey LaCroix
Strano & Associates
(618) 407-4156
483 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS24049891
APN: 11-02-366-014-000
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