$515,000
SOLD JUN 19, 2025

Coral Reef Condominiums 6609 Thomas Dr Unit 1304 Panama City, FL 32408

2 Beds
2 Baths
1,427 Sq Ft
$1,450/mo HOA Fee

Recently Sold

$361 Per Sq Ft

10% Below List Price

421 Days on Market

Highlights

  • Property fronts gulf or ocean
  • Deeded access to the beach
  • Furnished
  • Patronis Elementary School Rated A-
  • Newly Painted Property
  • Community Pool

About This Home

As of June 2025

Come and enjoy this beautifully remodeled, two bedrooms (king bed in master, two queen in guest bedroom), two-bathroom condo DIRECTLY on the beach. This condo has new stainless-steel appliances, 65'' smart TV in the living room, 55'' smart TV in the primary bedroom, new LVP flooring throughout, and fresh paint. The primary bedroom is ocean front, and has a dressing area, large walk-in closet, and a full bathroom. The guest bedroom has two queen beds, with an en-suite that features a vanity and walk-in shower. The unit comes fully furnished and is a true Turn-Key rental. The complex has completed all repairs from Hurricane Michael including new windows, sliding glass doors, exterior building paint, railings, beach walkways, and garages. The roof was also completed recently. The complex features 2 pools (1 heated), a fitness center and several other amenities. All measurements are approx. and should be verified by the buyer.

Last Agent to Sell the Property

Matthew Jones

Coastal Heritage Real Estate LLC License #BK3246117 Listed on: 04/01/2024

Last Buyer's Agent

Sandy Toney

Sand Dollar Beach Real Estate License #0632946

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,908

Year Built

  • Built in 1999 | Remodeled

Lot Details

HOA Fees

  • $1,450 Monthly HOA Fees

Home Design

  • Newly Painted Property
  • Flat Roof Shape
  • Pillar, Post or Pier Foundation
  • Stucco

Interior Spaces

  • 1,427 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Recessed Lighting
  • Dining Room
  • Den
  • Storage

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Parking

  • Detached Garage
  • Parking Lot

Outdoor Features

  • Deeded access to the beach
  • Balcony

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include cable TV, internet, ground maintenance, pest control, pool(s), sewer, security, trash, water
  • High-Rise Condominium
  • Coral Reef Condo Subdivision

Amenities

  • Community Barbecue Grill
  • Elevator

Recreation

  • Community Pool
  • Community Spa

Security

  • Security Service
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,908

Year Built

Built in 1999 | Remodeled

Lot Details

0

HOA Fees

$1,450 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1999
  • Property Sub Type: Condominium
  • Lot Size: 0*0
  • Road Surface Type: Paved
  • Subdivision Name: Coral Reef Condo
  • Architectural Style: High Rise
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Interior Amenities: Breakfast Bar, New Paint, Remodeled, Recessed Lighting, Storage
  • Spa Features: Community
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 1427.0
  • Dining Room Type: Bedroom, Den, Dining Room, Primary Bedroom

Exterior Features

  • Pool Features: Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand, Waterfront
  • Waterfront: Yes
  • Construction Type: Concrete, Stucco
  • Exterior Features: Balcony
  • Foundation Details: Pillar/Post/Pier
  • Patio And Porch Features: Balcony
  • Property Condition: Updated/Remodeled
  • Roof: Flat

Garage/Parking

  • Parking Features: Detached, Garage, Parking Lot
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Cable Connected, Other, See Remarks, Trash Collection, Water Connected
  • Security Features: Smoke Detector(s), Security Service
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 1450.0
  • Community Features: Barbecue, Elevator, Fitness Center, Other, Pool, See Remarks, Short Term Rental Allowed, Waterfront
  • Amenities: Beach Rights
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Cable TV, Internet, Maintenance Grounds, Pest Control, Pool(s), Sewer, Security, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Waterfront

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 5908.0
  • Tax Year: 2023

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 1, 2024
Closed on
Jun 18, 2025
Sold by
Sands Harold Green and Sands Robin L
Bought by
Henderson Andrea Jean and Henderson Keith York
Seller's Agent
Matthew Jones
Coastal Heritage Real Estate LLC
Buyer's Agent
Sandy Toney
Sand Dollar Beach Real Estate
List Price
$569,900
Sold Price
$515,000
Premium/Discount to List
-$54,900
-9.63%
Views
33

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
57.28%

Purchase Details

Listed on
Dec 26, 2022
Closed on
Feb 21, 2023
Sold by
Smith Phillip
Bought by
Sands Robin L and Sands Harold Green
Seller's Agent
Carole Lea Gilman
Keller Williams Realty SRB
Buyer's Agent
Matthew Jones
Coastal Heritage Real Estate LLC
List Price
$584,000
Sold Price
$49,500
Premium/Discount to List
-$534,500
-91.52%
Views
6

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
173.25%

Purchase Details

Listed on
Jul 10, 2021
Closed on
Aug 10, 2021
Sold by
Segler Wanda Faye and Segler Hilton R
Bought by
Smith Phillip
Seller's Agent
Donald West
Northwest Florida Realty, LLC
Buyer's Agent
Carole Lea Gilman
Coldwell Banker United Realtor
List Price
$549,000
Sold Price
$575,000
Premium/Discount to List
$26,000
4.74%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-79.87%

Purchase Details

Closed on
Sep 13, 2002
Sold by
Gist Edward L
Bought by
Segler Hilton R and Segler Wanda Faye

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$271,200
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 26, 2001
Sold by
Vero Mar Development Ltd
Bought by
Gist Edward L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
7.02%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $515,000 South Oak Title
Warranty Deed $515,000 South Oak Title
Warranty Deed $495,000 South Oak Title
Warranty Deed $575,000 Diamond Title Agency Inc
Warranty Deed $339,000 Lawyers Title Agency N Fl In
Warranty Deed $285,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $271,200 Purchase Money Mortgage
Previous Owner $240,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/19/2025 06/19/25 Sold $515,000 -5.5% $361 / Sq Ft
05/28/2025 05/28/25 Pending -- -- --
05/20/2025 05/20/25 Price Changed $544,900 -0.9% $382 / Sq Ft
03/17/2025 03/17/25 Price Changed $549,900 -3.5% $385 / Sq Ft
03/05/2025 03/05/25 Off Market $569,900 -- --
03/02/2025 03/02/25 For Sale $569,900 0.0% $399 / Sq Ft
01/22/2025 01/22/25 Price Changed $569,900 -0.9% $399 / Sq Ft
11/04/2024 11/04/24 For Sale $574,900 0.0% $403 / Sq Ft
11/03/2024 11/03/24 Off Market $574,900 -- --
10/12/2024 10/12/24 Price Changed $574,900 -0.9% $403 / Sq Ft
08/09/2024 08/09/24 Price Changed $579,900 -3.2% $406 / Sq Ft
04/25/2024 04/25/24 Price Changed $599,000 -4.8% $420 / Sq Ft
04/01/2024 04/01/24 For Sale $629,000 +1170.7% $441 / Sq Ft
05/30/2023 05/30/23 Off Market $49,500 -- --
02/21/2023 02/21/23 Sold $49,500 -90.0% $35 / Sq Ft
02/21/2023 02/21/23 Sold $495,000 -13.9% $347 / Sq Ft
01/22/2023 01/22/23 Off Market $575,000 -- --
01/20/2023 01/20/23 Off Market $525,000 -- --
01/18/2023 01/18/23 For Sale $525,000 0.0% $368 / Sq Ft
01/17/2023 01/17/23 Pending -- -- --
01/07/2023 01/07/23 Price Changed $525,000 -9.5% $368 / Sq Ft
01/02/2023 01/02/23 Price Changed $580,000 0.0% $406 / Sq Ft
01/02/2023 01/02/23 Price Changed $580,000 -0.7% $406 / Sq Ft
12/26/2022 12/26/22 For Sale $584,000 -0.8% $409 / Sq Ft
11/10/2022 11/10/22 For Sale $589,000 +2.4% $413 / Sq Ft
08/10/2021 08/10/21 Sold $575,000 +4.7% $403 / Sq Ft
07/10/2021 07/10/21 For Sale $549,000 -- $385 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,908 $496,825 -- $496,825
2023 $5,908 $447,865 $0 $496,825
2022 $4,749 $407,150 $0 $407,150
2021 $4,230 $345,015 $0 $0
2020 $3,856 $313,650 $0 $313,650
2019 $3,903 $314,458 $0 $314,458
2018 $3,599 $284,325 $0 $0
2017 $3,629 $284,750 $0 $0
2016 $3,543 $272,850 $0 $0
2015 $3,574 $267,750 $0 $0
2014 $3,335 $250,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 755068

Central Panhandle Association of REALTORS®

APN: 30585-990-928