703 Garrard St Covington, KY 41011
Licking Riverside Neighborhood
--
Bed
--
Bath
2,712
Sq Ft
1,750
Sq Ft Lot
Highlights
- Neighborhood Views
- Forced Air Heating and Cooling System
- 3-minute walk to Randolph Park
- Fireplace
About This Home
As of January 2025Historic Charm Meets Modern Income Potential! Nestled on a picturesque, tree-lined street in the desirable Licking River Historic District, this updated duplex offers both functionality and financial opportunity. Live in one unit and let the other pay your mortgage!
The larger apartment has been completely renovated and boasts a spacious layout with 3 bedrooms and 2 bathrooms. With its stylish, updated finishes, it combines comfort with a sense of modern flair, while still preserving the property's historic charm. This space is perfect for owners or renters seeking a blend of character and contemporary convenience.
Apartment 1, a highly functional 1-bedroom, 1-bathroom layout, is currently occupied, providing instant income potential. Each unit retains its own unique personality, yet they harmonize beautifully to offer a warm and inviting ambiance.
You'll be just steps away from the best of Northern Kentucky and Cincinnati—from popular dining spots and cafes to parks and cultural attractions. This duplex's location in the Licking River Historic District offers the charm of a historic neighborhood, with tree-lined streets and a vibrant community feel.
Last Agent to Sell the Property
Plum Tree Realty License #217968 Listed on: 10/28/2024
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $1,907
Parking
- On-Street Parking
Home Design
- Duplex
- Brick Exterior Construction
- Stone Foundation
- Membrane Roofing
Interior Spaces
- 2,712 Sq Ft Home
- 2-Story Property
- Fireplace
- Insulated Windows
- Neighborhood Views
- Basement Fills Entire Space Under The House
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Additional Features
- 1,750 Sq Ft Lot
- Forced Air Heating and Cooling System
Community Details
- 2 Units
Listing and Financial Details
- Assessor Parcel Number 054-23-19-007.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 28, 2024
Closed on
Jan 24, 2025
Sold by
Aspeneye Realty Ky Llc
Bought by
Cshaw Llc
Seller's Agent
Christopher Russell
Plum Tree Realty
Buyer's Agent
Christopher Russell
Plum Tree Realty
List Price
$525,000
Sold Price
$510,000
Premium/Discount to List
-$15,000
-2.86%
Views
91
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,796
Avg. Annual Appreciation
1.20%
Purchase Details
Listed on
Oct 18, 2023
Closed on
Aug 2, 2024
Sold by
Bell Martha Gartrell
Bought by
Aspeneye Realty Ky Llc
Seller's Agent
Shawn Turner
Huff Realty - CC
Buyer's Agent
Shawn Turner
Huff Realty - CC
List Price
$350,000
Sold Price
$297,250
Premium/Discount to List
-$52,750
-15.07%
Views
238
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
200.93%
Original Mortgage
$253,000
Interest Rate
6.13%
Mortgage Type
New Conventional
Similar Home in Covington, KY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $510,000 | None Listed On Document | |
| Warranty Deed | $297,250 | None Listed On Document | |
| Warranty Deed | $297,250 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $253,000 | New Conventional | |
| Previous Owner | $125,000 | Unknown | |
| Previous Owner | $110,500 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/31/2025 01/31/25 | Sold | $510,000 | -2.9% | $188 / Sq Ft |
| 12/18/2024 12/18/24 | Pending | -- | -- | -- |
| 11/15/2024 11/15/24 | Price Changed | $525,000 | 0.0% | $194 / Sq Ft |
| 11/15/2024 11/15/24 | For Sale | $525,000 | +2.9% | $194 / Sq Ft |
| 10/30/2024 10/30/24 | Off Market | $510,000 | -- | -- |
| 10/28/2024 10/28/24 | For Sale | $519,000 | +74.6% | $191 / Sq Ft |
| 08/06/2024 08/06/24 | Sold | $297,250 | -15.1% | $110 / Sq Ft |
| 08/06/2024 08/06/24 | For Sale | $350,000 | +17.7% | $129 / Sq Ft |
| 01/01/2024 01/01/24 | Off Market | $297,250 | -- | -- |
| 10/18/2023 10/18/23 | For Sale | $350,000 | -- | $129 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,907 | $145,000 | $15,000 | $130,000 |
| 2023 | $1,931 | $145,000 | $15,000 | $130,000 |
| 2022 | $1,952 | $145,000 | $15,000 | $130,000 |
| 2021 | $1,974 | $127,000 | $15,000 | $112,000 |
| 2020 | $1,964 | $127,000 | $15,000 | $112,000 |
| 2019 | $1,986 | $127,000 | $15,000 | $112,000 |
| 2018 | $2,027 | $127,000 | $15,000 | $112,000 |
| 2017 | $2,056 | $127,000 | $15,000 | $112,000 |
| 2015 | $2,579 | $127,000 | $15,000 | $112,000 |
| 2014 | $2,445 | $127,000 | $15,000 | $112,000 |
Source: Public Records
Agents Affiliated with this Home
-
Christopher Russell
Seller's Agent in 2025
Christopher Russell
Plum Tree Realty
(513) 378-4663
1 in this area
208 Total Sales
-
Shawn Turner
Seller's Agent in 2024
Shawn Turner
Huff Realty - CC
(859) 446-1111
1 in this area
131 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 627633
APN: 054-23-19-007.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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