$389,900
PENDING

8 Riverside Dr Palmyra, VA 22963

Estimated payment $2,475/month

Total Views 1,192
4 Beds
3 Baths
2,016 Sq Ft
$193 Price per Sq Ft

Highlights

  • Views of Trees
  • Walk-In Closet
  • Central Air
  • Front Porch
  • Recessed Lighting
  • 2 Car Garage

About This Home

Welcome to easy living in this spacious 4-bedroom ranch home in Lake Monticello—no gates, no steps! Enjoy step-free access from the driveway into the finished terrace level, perfect for guests or multigenerational living. Inside, you’ll find hardwood floors, granite countertops, and a gas fireplace with built-ins in the living room. The private split-bedroom layout offers comfort and space, with a large primary bedroom suite featuring a walk-in closet and an oversized vanity. The kitchen includes all appliances, and the washer and dryer convey for added convenience. Outdoor living shines with a deck, screened porch, covered front porch, and hot tub—set against peaceful wooded views for ultimate privacy. The terrace level offers a full bath, kitchenette, and separate entry, ideal for in-laws, guests, or rental potential. An oversized 2-car garage provides ample storage. Located in the outside section of Lake Monticello—no gate access required—this home blends comfort, flexibility, and natural beauty in one desirable package. Conveniently located only 25 minutes to Charlottesville and 20 minutes to Zion Crossroads!

Listing Agent

THE GUNNELS GROUP

LONG & FOSTER - LAKE MONTICELLO License #0225265900 Listed on: 07/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,592

Year Built

  • Built in 2003

Lot Details

  • 0.54 Acre Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $100 per month

Parking

  • 2 Car Garage
  • Basement Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1-Story Property
  • Recessed Lighting
  • Gas Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Tilt-In Windows
  • Window Screens
  • Views of Trees
  • Washer and Dryer Hookup

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18/ A 6/ 222/ /

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,592

Year Built

Built in 2003

Lot Details

0

HOA Fees

$100 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Accessibility Features: Accessible Entrance
  • Parcel Number: 18/ A 6/ 222/ /
  • Property Sub Type: Detached
  • LotSizeAcres: 0.54
  • Co List Office Mls Id: 6379
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1344.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
  • Basement: Exterior Entry, Finished, Heated, Interior Entry, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 672.0
  • Fireplace Features: One, Gas
  • Fireplaces: 1
  • Interior Amenities: Primary Downstairs, Walk-In Closet(s), Recessed Lighting
  • Living Area: 2016.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 1
  • Window Features: Insulated Windows, Screens, Tilt-In Windows, Vinyl

Exterior Features

  • Roof: Composition, Shingle
  • View: Residential, Trees/Woods
  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Rear Porch, Deck, Front Porch, Porch

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener, Gravel, Garage Faces Side

Utilities

  • Heating: Electric, Heat Pump
  • Utilities: Cable Available, Fiber Optic Available
  • Sewer: Public Sewer
  • Electric: Underground
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Central Air
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Landscaped, Native Plants, Partially Cleared, Private, Wooded
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 2003

Tax Info

  • Year: 2024
  • Tax Annual Amount: 2592.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,593 $345,700 $28,500 $317,200
2024 $22 $258,200 $28,500 $229,700
2023 $2,179 $258,200 $28,500 $229,700
2022 $1,911 $219,600 $23,800 $195,800
2021 $1,911 $219,600 $23,800 $195,800
2020 $1,806 $195,200 $23,800 $171,400
2019 $1,806 $195,200 $23,800 $171,400
2018 $1,709 $188,400 $23,800 $164,600
2017 $1,709 $188,400 $23,800 $164,600
2016 $1,681 $183,300 $23,800 $159,500
2015 $1,594 $183,300 $23,800 $159,500
2014 $1,594 $181,100 $23,800 $157,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 Pending -- -- --
07/10/2025 07/10/25 For Sale $389,900 -- $193 / Sq Ft
Source: Charlottesville area Association of Realtors®

Purchase History

Date Type Sale Price Title Company
Deed $240,000 Chicago Title
Deed $186,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $30,000 Credit Line Revolving
Open $192,000 New Conventional
Previous Owner $182,631 FHA
Source: Public Records

Similar Homes in Palmyra, VA

  • 13 Tobacco Terrace, Palmyra, VA 22963

    $304,999

    • 3 Beds
    • 2.5 Baths
    • 1,596 Sq Ft
    • 13 Tobacco Terrace
    • Palmyra, VA

    Welcome home! This well-designed 3-bedroom, 2.5-bath home sits on a beautiful corner lot with a spacious, landscaped yard that offers privacy, curb appeal, and plenty of outdoor space to enjoy. Step out back to a huge deck?perfect for cookouts, gatherings, or simply relaxing in the fresh air. The interior features a functional layout with a comfortable living area, a dedicated dining room right

    Khaliyah Barakhyahu EXP REALTY LLC, - RICHMOND

    Section Image
  • 12 Cliftwood Rd, Palmyra, VA 22963

    $400,000

    • 5 Beds
    • 3 Baths
    • 2,760 Sq Ft
    • 12 Cliftwood Rd
    • Palmyra, VA

    One level living at its finest!! Enjoy all the amenities of Lake Monticello in this beautifully maintained home, privately nestled against a reserve area. Sip your morning coffee on the rear deck or expansive screened porch, feeling as though you're perched in a treehouse surrounded by nature. Making your way from the covered front porch into the foyer you'll be greeted by towering vaulted

    DANIEL BARBER MONTICELLO COUNTRY REAL ESTATE, INC.

    Section Image
  • 26 Woodlawn Dr, Palmyra, VA 22963

    $350,000

    • 3 Beds
    • 2 Baths
    • 1,750 Sq Ft
    • 26 Woodlawn Dr
    • Palmyra, VA

    Enjoy all the amenities that Lake Monticello has to offer in the beautifully maintained and updated 1.5 story home! Outside you'll find a nearly level yard. The rear is fenced for your furry friends and includes a massive deck, with sleek cable rails, and a built-in hot tub, for entertaining and relaxing. Rest easy, knowing the roof, heat pump, and almost all windows and doors have both been

    DANIEL BARBER MONTICELLO COUNTRY REAL ESTATE, INC.

    Section Image
  • 8 Riverside Dr, Palmyra, VA 22963

    $389,900

    • 4 Beds
    • 3 Baths
    • 2,016 Sq Ft
    • 8 Riverside Dr
    • Palmyra, VA

    Welcome to easy living in this spacious 4-bedroom ranch home in Lake Monticello?no gates, no steps! Enjoy step-free access from the driveway into the finished terrace level, perfect for guests or multigenerational living. Inside, you?ll find hardwood floors, granite countertops, and a gas fireplace with built-ins in the living room. The private split-bedroom layout offers comfort and space, with

    Maggie Gunnels Fornecker LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 7 Riverside Dr, Palmyra, VA 22963

    $320,000

    • 3 Beds
    • 2 Baths
    • 1,248 Sq Ft
    • 7 Riverside Dr
    • Palmyra, VA

    Welcome to 7 Riverside Drive, a beautifully maintained home nestled in the heart of Lake Monticello. This charming property offers a spacious and functional layout with abundant natural light, Bamboo floors, and a seamless flow between living, dining, and kitchen areas. The kitchen features modern appliances and ample cabinetry, perfect for everyday living and entertaining. Enjoy peaceful

    PEGGY SHANKLIN LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 10 River Ridge Dr, Palmyra, VA 22963

    $340,000

    • 3 Beds
    • 2.5 Baths
    • 1,950 Sq Ft
    • 10 River Ridge Dr
    • Palmyra, VA

    Popular split-bedroom design, set on a lovingly landscaped, flat lot with a fully fenced backyard. A spacious deck overlooks the peaceful yard. Inside, the bright living room welcomes you with a large picture window and cozy fireplace. The primary suite offers two closets & a private bath with a walk-in shower for added comfort and convenience. The terrace level adds flexible living space,

    PEGGY SHANKLIN LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 3 Woodridge Rd, Palmyra, VA 22963

    $342,900

    • 3 Beds
    • 2 Baths
    • 1,316 Sq Ft
    • 3 Woodridge Rd
    • Palmyra, VA

    Beautifully maintained ranch-style home at the well sought after Lake Monticello Neighborhood, offering easy single-level living. This 3-bedroom, 2-bath residence sits on a level lot. The kitchen is equipped with brand-new KitchenAid appliances, and a new washer and dryer add convenience. Fresh paint throughout the interior, front porch, and back deck enhances the turnkey appeal. The owner’s

    CHRISTY BECK LONG & FOSTER - LAKE MONTICELLO

    Section Image
  • 16 E Point Rd, Palmyra, VA 22963

    $325,000

    • 3 Beds
    • 3 Baths
    • 2,392 Sq Ft
    • 16 E Point Rd
    • Palmyra, VA

    Welcome to 16 East Point Rd., a beautifully maintained home nestled in the desirable Lake Monticello community. This 3 bedroom, 3 bath home has a full finished basement, offering tons of space with endless possibilities. Step inside to find a spacious open-concept living area with abundant natural light, a cozy fireplace, and easy to maintain laminate floors. The kitchen boasts stainless

    Casey Woodzell LONG & FOSTER - CHARLOTTESVILLE

    Section Image
  • 56 Derosa Ct, Palmyra, VA 22963

    $398,900

    • 4 Beds
    • 2.5 Baths
    • 1,836 Sq Ft
    • 56 Derosa Ct
    • Palmyra, VA

    Discover the charm of High Point ? just minutes from Palmyra, Zion Crossroads, Fluvanna County schools, and Rt. 15! Only two years old, this stunning floor plan offers the perfect blend of style and functionality with 4 spacious bedrooms and 2.5 baths and. From eye-catching exterior featuring upgraded siding accents, black front-facing windows, a welcoming large front porch with elegant columns,

    MILENA WEBB HERITAGE REAL ESTATE CO.

    Section Image

Source: Charlottesville area Association of Realtors®

MLS Number: 666758

Charlottesville area Association of Realtors®

APN: 18A-6-222