Seller's Agent in 2023
Sue Kenealy
Baird Warner
(630) 640-1985
1 in this area
99 Total Sales
84 Polk St Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated Value: $356,000 - $401,096
3
Beds
2.5
Baths
2,222
Sq Ft
$171/Sq Ft
Est. Value
Highlights
- Vaulted Ceiling
- L-Shaped Dining Room
- Stainless Steel Appliances
- Oswego High School Rated A-
- Home Gym
- Skylights
About This Home
As of August 2023PICTURE PERFECT, IMMACULATE AND JUST A DELIGHTFUL HOME TO LIVE IN. SPLIT LEVEL W/SUB IN GREAT CONDITION AND VERY CLOSE TO DOWNTOWN OSWEGO. JUST BLOCKS TO SCHOOLS, LIBRARY & DINING. MAINTENANCE FREE EXTERIOR WITH BRAND NEW SIDING, RECENTLY PAINTED INTERIOR WALLS AND CEILINGS IN NEUTRAL DECOR, OPEN FLOOR PLAN W/VAULTED CEILING AND SKYLIGHTS ON MAIN LEVEL. KITCHEN UPDATED IN 2019 WITH WHITE CABINETS, GRANITE COUNTERS, ALL STAINLESS APPLIANCES, NEW LIGHTING AND CLOSET PANTRY. NEW WINDOWS IN 2019, WATER HEATER 2020, GARAGE DOOR 2021, GARAGE KEYPAD 2022, FURNACE/AIR 2015, WASHING MACHINE 2020, DRIVEWAY COMPLETELY TORN OUT AND NEW IN 2020, NEW FRONT LANDSCAPING IN 2020, FIREPIT IN THE BACKYARD, ALL BATHROOMS HAVE BEEN UPDATED. LR, DR AND KITCHEN ALL HAVE ATTRACTIVE VINYL PLANKING FLOORING, FAM RM W/WOODBURNING FIREPLACE & ACCESS TO A LARGE PATIO & WELL MAINTANED YARD. FIN BSMT WITH 4TH BEDROOM AND EXERCISE ROOM. OSWEGO 308 SCHOOLS. OSWEGO HIGH SCHOOL. EXCELLENT CONDITION BEING SOLD "AS IS".
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,453
Year Built
- Built in 1987
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 68x133x67x134
- Paved or Partially Paved Lot
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Space is Owned
Home Design
- Split Level with Sub
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2,222 Sq Ft Home
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Wood Burning Fireplace
- Circulating Fireplace
- Family Room with Fireplace
- Living Room
- L-Shaped Dining Room
- Home Gym
- Carpet
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 4 Potential Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Home Security
- Storm Screens
- Carbon Monoxide Detectors
Outdoor Features
- Patio
- Shed
Schools
- Southbury Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Softener is Owned
- Satellite Dish
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
- Senior Freeze Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 13, 2023
Closed on
Aug 29, 2023
Sold by
Joan M Straughn Declaration Of Trust
Bought by
Kerr Jeffrey R
Seller's Agent
Sue Kenealy
Baird & Warner
Buyer's Agent
Ryan Kurtz
john greene, Realtor
List Price
$350,000
Sold Price
$355,000
Premium/Discount to List
$5,000
1.43%
Views
117
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,774
Avg. Annual Appreciation
5.33%
Original Mortgage
$231,000
Interest Rate
7.13%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 1, 2019
Sold by
Straughn Michael K and Straughn Joan M
Bought by
Straughn Joan M
Purchase Details
Listed on
Mar 24, 2015
Closed on
May 8, 2015
Sold by
Richard Carla N
Bought by
Straughn Michael K and Straughn Joan M
Seller's Agent
Julie Kaczor
Baird & Warner
Buyer's Agent
Joanne Grzetic
Coldwell Banker Real Estate Group
List Price
$192,900
Sold Price
$186,000
Premium/Discount to List
-$6,900
-3.58%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.59%
Original Mortgage
$148,800
Interest Rate
3.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 1, 1990
Bought by
Richards Delmar Dwight and C N
Purchase Details
Closed on
Oct 1, 1985
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Kerr Jeffrey R | $355,000 | Chicago Title | |
| Straughn Joan M | -- | Attorney | |
| Straughn Joan M | -- | Attorney | |
| Straughn Michael K | $186,000 | First American Title Ins Co | |
| Richards Delmar Dwight | $144,500 | -- | |
| -- | $24,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Kerr Jeffrey R | $232,000 | |
| Closed | Kerr Jeffrey R | $231,000 | |
| Previous Owner | Wooley Julie A | $131,250 | |
| Previous Owner | Straughn Michael K | $148,800 | |
| Previous Owner | Richards Carla N | $174,704 | |
| Previous Owner | Richards Carla N | $50,000 | |
| Previous Owner | Richards Carla N | $20,000 | |
| Previous Owner | Richards Carla N | $113,500 | |
| Closed | Richards Delmar Dwight | -- |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/29/2023 08/29/23 | Sold | $355,000 | +1.4% | $160 / Sq Ft |
| 07/19/2023 07/19/23 | Pending | -- | -- | -- |
| 07/13/2023 07/13/23 | For Sale | $350,000 | +88.2% | $158 / Sq Ft |
| 05/15/2015 05/15/15 | Sold | $186,000 | -3.6% | $84 / Sq Ft |
| 04/05/2015 04/05/15 | Pending | -- | -- | -- |
| 03/24/2015 03/24/15 | For Sale | $192,900 | -- | $87 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,658 | $107,586 | $24,285 | $83,301 |
| 2023 | $6,453 | $94,374 | $21,303 | $73,071 |
| 2022 | $6,453 | $85,794 | $19,366 | $66,428 |
| 2021 | $6,686 | $84,111 | $18,986 | $65,125 |
| 2020 | $7,225 | $82,462 | $18,614 | $63,848 |
| 2019 | $7,279 | $81,830 | $18,614 | $63,216 |
| 2018 | $6,603 | $74,168 | $16,871 | $57,297 |
| 2017 | $6,392 | $68,357 | $15,549 | $52,808 |
| 2016 | $6,115 | $64,793 | $14,738 | $50,055 |
| 2015 | $6,142 | $62,301 | $14,171 | $48,130 |
| 2014 | -- | $59,905 | $13,626 | $46,279 |
| 2013 | -- | $62,401 | $14,194 | $48,207 |
Source: Public Records
Agents Affiliated with this Home
-
Sue Kenealy
-
April Fernandez
Seller Co-Listing Agent in 2023
April Fernandez
Platinum Partners Realtors
(630) 853-8773
1 in this area
83 Total Sales
-
Ryan Kurtz
Buyer's Agent in 2023
Ryan Kurtz
john greene Realtor
(630) 251-5386
1 in this area
215 Total Sales
-
Julie Kaczor
Seller's Agent in 2015
Julie Kaczor
Baird Warner
(630) 718-3509
242 Total Sales
-
Margie Moody
M
Seller Co-Listing Agent in 2015
Margie Moody
Keller Williams Infinity
(630) 248-5318
26 Total Sales
-
Joanne Grzetic
Buyer's Agent in 2015
Joanne Grzetic
Coldwell Banker Real Estate Group
(630) 235-4610
66 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11830096
APN: 03-17-379-003
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