$175,000
SOLD JUN 14, 2018

8610 Surf Dr Unit 205B Panama City, FL 32408

1 Bed
1 Bath
705 Sq Ft
$380/mo HOA Fee

Recently Sold

$248 Per Sq Ft

5% Below List Price

37 Days on Market

Highlights

  • Property fronts gulf or ocean
  • In Ground Pool
  • Balcony
  • J.R. Arnold High School Rated A-
  • Furnished
  • Living Room

About This Home

As of June 2018

2nd Floor 1 Bedroom 1 Bath Condo

Last Agent to Sell the Property

Christopher Elgee

Sunbelt Realty, Inc License #3004824 Listed on: 05/01/2018

Last Buyer's Agent

Ray Kistler

Coldwell Banker Carroll Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,225

Year Built

  • Built in 1987

Lot Details

  • Property fronts gulf or ocean
  • Property fronts a county road

HOA Fees

  • $380 Monthly HOA Fees

Home Design

  • Frame Construction

Interior Spaces

  • 705 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Living Room
  • Gulf Views

Kitchen

  • Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Outdoor Features

  • In Ground Pool
  • Balcony

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Utilities

  • Central Air

Community Details

  • Association fees include cable TV, legal/accounting, ground maintenance, pool(s), sewer, trash, water
  • Low-Rise Condominium
  • Whispering Seas Subdivision

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,225

Year Built

Built in 1987

Lot Details

0

HOA Fees

$380 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1987
  • Property Sub Type: Condominium
  • Road Frontage Type: County Road
  • Subdivision Name: Whispering Seas
  • Architectural Style: Low Rise
  • Unit Levels: One
  • Building Stories: 1
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Electric Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Living Area: 705.0
  • Dining Room Type: Kitchen, Living Room, Primary Bedroom
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: In Ground, Pool
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Waterfront
  • Waterfront: Yes
  • Construction Type: Frame
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony

Utilities

  • Utilities: Cable Connected, Other, See Remarks, Water Connected
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes

Condo/Co-op/Association

  • Association Fee: 1139.0
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Cable TV, Legal/Accounting, Maintenance Grounds, Pool(s), Sewer, Trash, Water

Schools

  • Middle Or Junior School: Breakfast Point

Lot Info

  • Lot Features: Waterfront
  • Zoning Description: Resid Multi-Family

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 1225.0
  • Tax Year: 2017

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2018
Closed on
Jun 14, 2018
Sold by
Fediuk Zbignew and Fediuk Maria
Bought by
Fm Properties Inc
Seller's Agent
Christopher Elgee
Sunbelt Realty, Inc
Buyer's Agent
Ray Kistler
Coldwell Banker Carroll Realty
List Price
$185,000
Sold Price
$175,000
Premium/Discount to List
-$10,000
-5.41%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.20%

Purchase Details

Closed on
Jul 3, 2003
Sold by
Kiker Mary and Brtek Mary D
Bought by
Fediuk Zbignew and Fediuk Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
5.29%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 9, 2001
Sold by
Garriott Richard and Garriott Gail
Bought by
Brtek Mary D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,250
Interest Rate
7.1%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 5, 2001
Sold by
Golden Linda
Bought by
Gladwell Gooch and Gladwell Brenda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,250
Interest Rate
7.1%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $175,000 Diamond Title Agency Inc
Warranty Deed $155,000 Lawyers Title Agency Of Nort
Warranty Deed $135,000 --
Warranty Deed $187,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $124,000 Purchase Money Mortgage
Previous Owner $128,250 Purchase Money Mortgage
Previous Owner $142,500 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/24/2025 06/24/25 Price Changed $274,000 -1.8% $389 / Sq Ft
05/22/2025 05/22/25 Price Changed $279,000 -3.5% $396 / Sq Ft
04/26/2025 04/26/25 Price Changed $289,000 -3.3% $410 / Sq Ft
03/07/2025 03/07/25 For Sale $299,000 +70.9% $424 / Sq Ft
06/20/2022 06/20/22 Off Market $175,000 -- --
06/14/2018 06/14/18 Sold $175,000 -5.4% $248 / Sq Ft
06/07/2018 06/07/18 Pending -- -- --
05/01/2018 05/01/18 For Sale $185,000 -- $262 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,896 $236,453 -- --
2023 $2,896 $245,622 $0 $245,622
2022 $2,400 $195,415 $0 $0
2021 $2,218 $177,650 $0 $0
2020 $2,005 $161,500 $0 $161,500
2019 $1,873 $148,750 $0 $148,750
2018 $1,363 $85,157 $0 $0
2017 $1,225 $77,415 $0 $0
2016 $1,008 $70,377 $0 $0
2015 $925 $63,979 $0 $0
2014 $807 $58,163 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 671286

Central Panhandle Association of REALTORS®

APN: 30464-079-040