NOT LISTED FOR SALE

895 Jefferson Dr Palmyra, VA 22963

Lake Monticello Area

Estimated Value: $403,335 - $414,000

4 Beds
2.5 Baths
2,144 Sq Ft
$190/Sq Ft Est. Value

Sale Details

Date Sold: June 30, 2025

Last sale price $409,000 $191 Per Sq Ft

Current estimated payment $2,516 / mo

14 Days on Market

Highlights

  • Boat Ramp
  • Golf Club
  • Clubhouse
  • Beach
  • Community Lake
  • Community Pool

About This Home

As of June 2025

This beautifully maintained 4-bedroom home welcomes you with a grand two-story foyer and features hardwood floors throughout much of the main level. A dedicated home office provides the perfect space for remote work or study. The spacious living room includes brand-new carpet, custom built-in bookcases, and a cozy gas log fireplace. The kitchen is ideal for home chefs, offering a gas cooktop, granite countertops, and a ceiling-mounted pot rack for convenience and style. Upstairs has been recently painted and includes three well-sized bedrooms in addition to a generous primary suite with a walk-in closet and a full bath complete with both a tub and shower. Additional highlights include: A 2-car garage with overhead storage, two 5-tier shelving units, and durable interlocking floor tiles. Trex deck off the dining room with modern railings, overlooking a private, fenced backyard. A newly installed privacy fence at the back of the property. Leaf guards, a tool shed, and a freshly painted front porch for added curb appeal and functionality. This home is move-in ready and full of thoughtful upgrades ? perfect for comfortable living and entertaining alike.,Granite Counter,Fireplace in Living Room

Last Agent to Sell the Property

Sandy Morris

(434) 220-2200 quintonbeckham@me.com KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225175332[1865] Listed on: 05/22/2025

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Last Buyer's Agent

Default Agent

Default Office License #CAAR:DEFAULT

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,838

Year Built

  • Built in 2001

Lot Details

  • 0.33

HOA Fees

  • $122 Monthly HOA Fees

Home Design

  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,144 Sq Ft Home
  • Property has 2 Levels
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Home Office
  • Home Security System

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2.5 Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Additional Features

  • 14,375 Sq Ft Lot
  • Central Heating and Cooling System

Community Details

Overview

  • Association fees include common area maintenance, insurance, pool(s), management, road maintenance, snow removal, trash
  • Lake Monticello Subdivision
  • Community Lake

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Community Basketball Court
  • Community Playground
  • Community Pool

Additional Features

  • Clubhouse
  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,838

Year Built

Built in 2001

Lot Details

0.33 Acres

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Building Total Sq Ft: 2516.00
  • Inclusions: Gas Stove, Refrigerator, Dish Washer, Microwave, Washer, Dryer, Pantry Rack, Garage Racks, Raised Garden Beds, Portable 3500 Watt Generator, Outdoor Grill
  • New Construction: No
  • Story List: Main
  • Year Built: 2001
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer/Dryer Hookups Only, Washer
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Kitchen, Foyer, Laundry, Office, Full Bath, Half Bath, Additional Bedroom
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 2144
  • Living Area Sq Ft: 2144
  • Price Per Sq Ft: 194.96
  • Above Grade Finished Sq Ft: 2144
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Roof: Architectural Shingle
  • Water Oriented: No
  • Pool: Yes - Community
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: Yes
  • Cooling Type: Central A/C
  • Cooling: No
  • Heating Type: Central
  • Heating: Yes
  • Security: Security System
  • Sewer/Septic System: Private/Community Septic Tank
  • Water Source: Community
  • Internet Services: Cable, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 1460.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 850.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Tot Lots/Playground, Security, Basketball Courts, Golf Club, Lake
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Pool(s), Management, Road Maintenance, Snow Removal, Trash
  • HOA: Yes

Schools

  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Size Acres: 0.33
  • Zoning: R
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1838.00
  • Tax Year: 2025

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Jun 25, 2025
Sold by
Bought by
Seller's Agent
Sandy Morris
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
Default Agent
Default Office
List Price
$418,000
Sold Price
$409,000
Premium/Discount to List
-$9,000
-2.15%
Views
37
Current Estimated Value
$407,112

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,888
Avg. Annual Appreciation
-0.45%
Original Mortgage
$359,000
Interest Rate
0.0681%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 23, 2018
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
0.0412%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 9, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,500
Interest Rate
0.0375%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 24, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,890
Interest Rate
0.0498%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 17, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
0.055%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$409,000 Old Republic National Title In
$245,000 Wfg National Title
$191,500 Chicago Title Insurance Co
$234,000 Chicago Title Insurance Co
$245,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $359,000
Previous Owner $196,000
Previous Owner $128,500
Previous Owner $230,890
Previous Owner $178,062
Previous Owner $196,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/30/2025 06/30/25 Sold $409,000 -2.2% $191 / Sq Ft
06/05/2025 06/05/25 Pending -- -- --
05/22/2025 05/22/25 For Sale $418,000 -- $195 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,809 $372,100 $30,000 $342,100
2025 $2,791 $372,100 $30,000 $342,100
2024 $2,551 $302,200 $30,000 $272,200
2023 $2,551 $302,200 $30,000 $272,200
2022 $2,237 $257,100 $27,500 $229,600
2021 $2,237 $257,100 $27,500 $229,600
2020 $2,205 $238,400 $27,500 $210,900
2019 $2,205 $238,400 $27,500 $210,900
2018 $1,827 $201,400 $27,500 $173,900
2017 $1,827 $201,400 $27,500 $173,900
2016 $1,672 $196,000 $27,500 $168,500
2015 $1,672 $196,000 $27,500 $168,500
2014 $1,672 $190,000 $27,500 $162,500
Source: Public Records

Agents Affiliated with this Home

  • Sandy Morris

    Seller's Agent in 2025

    Sandy Morris

    KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

    (434) 996-3243

    174 Total Sales

    Sandy Morris
    Section Image

  • D

    Buyer's Agent in 2025

    Default Agent

    Default Office

See All Agents

Map

Source: Bright MLS

MLS Number: 664886

Bright MLS

APN: 18A-1-263

Virginia Fluvanna County Palmyra 22963

895 Jefferson Dr, Palmyra, VA

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