RENTED APR 1, 2025

905 Ruby Place Panama City, FL 32404

Estimated Value: $142,000 - $170,000

2 Beds
1 Bath
728 Sq Ft
$219/Sq Ft Est. Value

Highlights

  • Beach House
  • Laundry Room
  • 1-Story Property
  • Living Room
  • Central Air

About This Home

As of April 2025

RECENTLY REMODELED, UPGRADES INCLUDE ALL NEW PAINT, ROOF WITH HURRICANE STRAPS. UPDATED LANDSCAPING. LOCATED ON A QUARTER ACRE (+/-) Quick easy walk to the water from this updated and charming brick home in Parker with a newer roof. A large open 1/4-acre lot allows plenty of parking for Boats, RV, guests, pets, Etc. Beautiful tile graces the front porch covered with a wood atrium. New tile flooring, lighting, fans, molding and paint throughout. A separate laundry room along very generous sized bedrooms all accompanied w/ tons of natural light. A wide-open living room attached to the kitchen makes any furniture layout desirable. New gravel in the drive, a wonderful neighborhood and 5 minutes to town or Tyndall Airforce base is 8 minutes away. Incredible opportunity for a vacation or

Last Agent to Rent the Property

Mike Herring

Keller Williams Realty SRB License #3256219 Listed on: 01/29/2025

Keller Williams Realty SRB

Last Renter's Agent

Mike Herring

Keller Williams Realty SRB License #3256219 Listed on: 01/29/2025

Keller Williams Realty SRB

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1954

Lot Details

  • Lot Dimensions are 99x100
  • Property is zoned Resid Multi-Family

Home Design

  • Beach House
  • Brick Exterior Construction

Interior Spaces

  • 728 Sq Ft Home
  • 1-Story Property
  • Living Room
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Schools

  • Parker Elementary School
  • Rosenwald Middle School
  • Rutherford High School

Utilities

  • Central Air

Community Details

  • Home Memory Plat Subdivision

Listing and Financial Details

  • Assessor Parcel Number 25723-030-000

Home Details

Home Type

Single Family

Year Built

Built in 1954

Lot Details

0

Rental Info

  • Rental Info Lease Start Date: 2025-04-01

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential Lease
  • Lot Size: 99x100
  • Road Frontage Type: City Street
  • Subdivision Name: Home Memory Plat
  • Directions: 98 into Parker, just off the water, turn right onto RUBY Place, home is first on the left.
  • Architectural Style: Beach House
  • Carport Y N: No
  • Garage Yn: No
  • Building Stories: 1
  • Year Built: 1954
  • Remarks Misc:Remarks: RECENTLY REMODELED, UPGRADES INCLUDE ALL NEW PAINT, ROOF WITH HURRICANE STRAPS. UPDATED LANDSCAPING. LOCATED ON A QUARTER ACRE (+/-) Quick easy walk to the water from this updated and charming brick home in Parker with a newer roof. A large open 1/4-acre lot allows plenty of parking for Boats, RV, guests, pets, Etc. Beautiful tile graces the front porch covered with a wood atrium. New tile flooring, lighting, fans, molding and paint throughout. A separate laundry room along very generous sized bedrooms all accompanied w/ tons of natural light. A wide-open living room attached to the kitchen makes any furniture layout desirable. New gravel in the drive, a wonderful neighborhood and 5 minutes to town or Tyndall Airforce base is 8 minutes away. Incredible opportunity for a vacation or
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Laundry2: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Full Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Construction Type: Brick
  • ConstructionSiding:Brick: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes

Schools

  • Elementary School: Parker
  • High School: Rutherford
  • Middle Or Junior School: Rosenwald

Lot Info

  • Parcel #: 25723-030-000
  • Zoning: Resid Multi-Family
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 31, 2022
Sold by
Dream Team Capital Investments Llc
Bought by
Culpepper Michael Andrew
Current Estimated Value
$163,433

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,875
Outstanding Balance
$107,215
Interest Rate
3.22%
Mortgage Type
New Conventional
Estimated Equity
$52,184

Purchase Details

Closed on
Sep 4, 2020
Sold by
Holmes Donna Gayle and Holmes Jason M
Bought by
Dream Team Capital Investments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,250
Interest Rate
2.9%
Mortgage Type
Commercial

Purchase Details

Closed on
Mar 31, 2006
Sold by
George Lester
Bought by
Holmes Dennis Michael and Holmes Donna Gayle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$62,000
Interest Rate
6.23%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Feb 4, 2005
Sold by
Stearns Sharon K
Bought by
George Lester

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$52,000
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Culpepper Michael Andrew $142,500 South Oak Title
Dream Team Capital Investments Llc $67,000 First American Title Ins Co
Holmes Dennis Michael $77,500 Landamerica Lawyers Title
George Lester $69,500 Lawyers Title Agncy
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Culpepper Michael Andrew $116,875
Previous Owner Dream Team Capital Investments Llc $50,250
Previous Owner Holmes Dennis Michael $62,000
Previous Owner George Lester $52,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/01/2025 04/01/25 Rented $1,350 0.0% --
01/29/2025 01/29/25 For Rent $1,350 -- --
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,731 $128,566 $23,279 $105,287
2024 $1,615 $123,907 $20,917 $102,990
2023 $1,615 $114,196 $19,568 $94,628
2022 $607 $59,666 $17,543 $42,123
2021 $599 $57,006 $16,329 $40,677
2020 $297 $27,960 $15,924 $12,036
2019 $294 $27,721 $15,519 $12,202
2018 $355 $32,868 $0 $0
2017 $353 $32,022 $0 $0
2016 $366 $32,188 $0 $0
2015 $382 $32,354 $0 $0
2014 $387 $32,857 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Mike Herring

    Landlord's Agent in 2025

    Mike Herring

    Keller Williams Realty SRB

    (850) 708-1328

    5 in this area

    291 Total Sales

    Mike Herring
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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 967254

Emerald Coast Association of REALTORS®

APN: 25723-030-000

Florida Bay County Panama City 32404

905 Ruby Place, Panama City, FL

Not Listed for Sale

Detached

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