NOT LISTED FOR SALE

915 E 7th St Spencer, IA 51301

Estimated Value: $134,000 - $153,772

3 Beds
1 Bath
900 Sq Ft
$162/Sq Ft Est. Value

Last Sold July 10, 2023

Last sale price $142,000 $158 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $941/month

4 Days on Market

Highlights

  • Raised Ranch Architecture
  • Wood Flooring
  • Eat-In Kitchen
  • Spencer Middle School Rated 9+
  • 1 Car Detached Garage
  • 5-minute walk to Pederson Park

About This Home

As of July 2023

Own Your Own Address! Leverage into home ownership with this 3 Bedroom Raised Ranch Home with detached garage. Refreshed & Redesigned Living Room. Modernized bathroom. 2 Main Floor Bedrooms. Eat-in Dining Room extended to the Gally Kitchen with plenty of Cupboard Space. Main Floor Laundry. Lower level displays an uncrowded Family Room and 3rd Bedroom complete with NEW Egress Window. Freshly painted exterior and Spacious backyard with Patio. Time to fulfill a dream to own!

Last Agent to Sell the Property

Kelly Bierl

Hometown Realty License #B64536 Listed on: 05/31/2023

Last Buyer's Agent

Lori Black

EXIT Realty Midwest- Spencer/Emmetsburg License #S32043

EXIT Realty Midwest- Spencer/Emmetsburg

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,482

Year Built

  • Built in 1959

Lot Details

  • 8,236 Sq Ft Lot
  • Lot Dimensions are 58x142

Parking

  • 1 Car Detached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Raised Ranch Architecture
  • Frame Construction
  • Asphalt Roof
  • Aluminum Siding
  • Block Exterior
  • Stick Built Home

Interior Spaces

  • 900 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Flooring
  • Basement Fills Entire Space Under The House
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Outdoor Features

  • Patio
  • Outdoor Storage

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 9636-07-437-013

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,482

Year Built

Built in 1959

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1959
  • Levels: One
  • Other Structures: Storage
  • Stories: 1
  • Architectural Style: Raised Ranch
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Garage Door Opener, Hardwood Floors, Main Floor Bedrooms, Main Floor Laundry, Pantry
  • Total Bedrooms: 3
  • Total Bathrooms: 1
  • Bathroom Description: Main Floor Full Bath
  • Full Bathrooms: 1
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Dining Room: Combine with Kitchen
  • Appliances: Dishwasher, Range/Stove, Refrigerator
  • Price Per S Q F T: 157.78
  • Total Sq Ft: 900
  • Above Grade Finished: 900
  • Below Grade Finished: 450
  • Fireplace: No
  • Finished Sq Ft: 900
  • Basement Features: Egress Windows, Finished-Partial, Sump Pump

Exterior Features

  • Construction: Concrete Block, Frame/Wood, Stick Built
  • Construction Materials: Aluminum Siding
  • Exterior Features: Driveway-Concrete, Patio
  • Flood Zone: No
  • Road Frontage Type: City Street, Curbs & Gutters, Paved, Sidewalks
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Detached
  • Garage Spaces: 1

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Schools

  • School District: Spencer

Lot Info

  • Parcel Number: 9636-07-437-013
  • Estimated Acres: 0.19
  • Estimated Lot Dimensions: 58x142
  • Lot Sq Ft: 8236

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 1482
  • Tax Classification: Homestead
  • Tax Year: 2022

MLS Schools

  • School District: Spencer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 31, 2023
Closed on
Jul 5, 2023
Sold by
Loerts Cody D and Loerts Samantha
Bought by
Oleson Merrick and Oleson Madelyn
Seller's Agent
Kelly Bierl
Hometown Realty
Buyer's Agent
Lori Black
EXIT Realty Midwest- Spencer/Emmetsburg
List Price
$135,000
Sold Price
$142,000
Premium/Discount to List
$7,000
5.19%
Views
86
Current Estimated Value
$145,443

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,443
Avg. Annual Appreciation
1.32%
Original Mortgage
$137,740
Outstanding Balance
$134,858
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$11,345

Purchase Details

Listed on
Apr 3, 2018
Closed on
Jun 21, 2018
Sold by
Gansen Chad and Gansen Madelaine
Bought by
Loerts Cody D
Seller's Agent
Dawn Heaton
Northwest Iowa Realty
Buyer's Agent
Pam Galm
Integrity Real Estate- Arnolds Park
List Price
$89,900
Sold Price
$82,900
Premium/Discount to List
-$7,000
-7.79%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.25%
Original Mortgage
$66,320
Interest Rate
4.6%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Oleson Merrick $142,000 None Listed On Document
Loerts Cody D $83,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Oleson Merrick $137,740
Previous Owner Loerts Cody D $22,000
Previous Owner Loerts Cody D $10,000
Previous Owner Loerts Cody D $66,320
Previous Owner Gansen Chad $77,950
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2023 07/10/23 Sold $142,000 +5.2% $158 / Sq Ft
06/04/2023 06/04/23 Pending -- -- --
05/31/2023 05/31/23 For Sale $135,000 +62.8% $150 / Sq Ft
06/22/2018 06/22/18 Sold $82,900 -7.8% $92 / Sq Ft
05/15/2018 05/15/18 Pending -- -- --
04/03/2018 04/03/18 For Sale $89,900 -- $100 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,038 $137,550 $15,660 $121,890
2023 $1,614 $114,840 $15,660 $99,180
2022 $1,482 $97,000 $15,660 $81,340
2021 $1,504 $91,840 $15,660 $76,180
2020 $1,504 $88,490 $13,340 $75,150
2019 $1,356 $82,400 $0 $0
2018 $1,488 $82,400 $0 $0
2017 $1,516 $80,160 $0 $0
2016 $1,504 $80,160 $0 $0
2015 $1,512 $80,660 $0 $0
2014 $1,468 $80,660 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 230526

Iowa Great Lakes Board of REALTORS®

APN: 9636-07-437-013