NOT LISTED FOR SALE

Estimated Value: $1,149,000 - $1,219,000

4 Beds
4.5 Baths
3,433 Sq Ft
$342/Sq Ft Est. Value

Last Sold November 18, 2022

Last sale price $965,000 $281 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $8,325/month

97 Days on Market

Highlights

  • Sauna
  • Landscaped Professionally
  • Property is near a park
  • Davis Primary School Rated A-
  • Mature Trees
  • Family Room with Fireplace

About This Home

As of November 2022

This home is located at 938 S 5th St, Saint Charles, IL 60174 since 09 July 2022 and is currently estimated at $1,173,401, approximately $341 per square foot. This property was built in 2016. 938 S 5th St is a home located in Kane County with nearby schools including Davis Primary School, Richmond Intermediate School, and Thompson Middle School.

Last Agent to Sell the Property

Gina Rizza

Coldwell Banker Realty License #471022623 Listed on: 07/09/2022

Coldwell Banker Realty

Last Buyer's Agent

Cory Jones

eXp Realty - St. Charles License #475122035

eXp Realty - St. Charles

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $22,750

Year Built

  • Built in 2016

Lot Details

  • Lot Dimensions are 50x132
  • Fenced Yard
  • Wood Fence
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Sprinkler System
  • Mature Trees

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Garage Transmitter
  • Garage Door Opener
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,433 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Built-In Features
  • Bookcases
  • Bar Fridge
  • Bar
  • Dry Bar
  • Historic or Period Millwork
  • Beamed Ceilings
  • Coffered Ceiling
  • Ceiling height of 10 feet or more
  • Ceiling Fan
  • Fireplace With Gas Starter
  • ENERGY STAR Qualified Windows
  • Mud Room
  • Family Room with Fireplace
  • 2 Fireplaces
  • Formal Dining Room
  • Recreation Room
  • Utility Room with Study Area
  • Second Floor Utility Room
  • Sauna
  • Home Gym
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Wine Refrigerator
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Steam Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry in multiple locations
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Basement Fills Entire Space Under The House
  • 9 Foot Basement Ceiling Height
  • Sump Pump
  • Fireplace in Basement
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage

Outdoor Features

  • Patio
  • Exterior Lighting

Location

  • Property is near a park

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Water Purifier is Owned
  • Water Softener is Owned
  • Cable TV Available

Community Details

  • Tennis Courts

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$22,750

Year Built

Built in 2016

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2016
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, High End Refrigerator, Bar Fridge, Washer, Dryer, Disposal, Wine Refrigerator, Water Purifier Owned, Water Softener Owned
  • Basement: Full
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 1127
  • Fireplace Features: Gas Starter, More than one
  • Fireplaces: 2
  • Interior Amenities: Sauna/Steam Room, Bar-Dry, Bar-Wet, Hardwood Floors, Wood Laminate Floors, Second Floor Laundry, Built-in Features, Walk-In Closet(s), Bookcases, Ceiling - 10 Foot, Ceilings - 9 Foot, Coffered Ceiling(s), Beamed Ceilings, Some Carpeting, Special Millwork, Separate Dining Room
  • LivingArea: 3433
  • Other Equipment: Humidifier, Water-Softener Owned, TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Backup Sump Pump;
  • Room Type: Eating Area, Utility Room-2nd Floor, Recreation Room, Exercise Room, Mud Room, Study
  • Estimated Total Finished Sq Ft: 4560
  • Basement Description: Finished,9 ft + pour,Concrete (Basement),Rec/Family Area,Storage Space
  • Bathroom Amenities: Separate Shower,Steam Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 3433
  • Basement Sq Ft: 1127
  • Fireplace Location: Family Room,Basement
  • Total Sq Ft: 4560
  • Upper Level Sq Ft: 3433
  • Attic: Dormer,Unfinished
  • Door Features: French Doors,Panel Door(s)
  • Window Features: ENERGY STAR Qualified Windows
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 975000
  • Lot Features: Fenced Yard, Landscaped, Mature Trees, Outdoor Lighting, Sidewalks, Streetlights, Wood Fence
  • OtherStructures: None
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Other

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt,Off Alley
  • Garage Details: Garage Door Opener(s),Transmitter(s),Heated
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Type: Eating Area-Breakfast Bar,Eating Area-Table Space,Island,Pantry-Butler,Pantry-Closet,Pantry-Walk-in,Custom Cabinetry,Pantry,SolidSurfaceCounter,Updated Kitchen

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Zoned
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air, Zoned
  • Laundry Features: Gas Dryer Hookup, Multiple Locations, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Tennis Court(s), Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 303

Lot Info

  • Lot Dimensions: 50X132
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 22750
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2022
Closed on
Nov 16, 2022
Sold by
Morici Gina
Bought by
Armstrong Karen Eileen and Armstrong Stuart
Seller's Agent
Gina Rizza
Coldwell Banker Realty
Buyer's Agent
Cory Jones
eXp Realty - St. Charles
List Price
$975,000
Sold Price
$965,000
Premium/Discount to List
-$10,000
-1.03%
Views
18
Current Estimated Value
$1,173,401

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$208,401
Avg. Annual Appreciation
7.37%
Original Mortgage
$723,750
Outstanding Balance
$702,714
Interest Rate
6.94%
Mortgage Type
New Conventional
Estimated Equity
$470,687

Purchase Details

Listed on
Feb 3, 2021
Closed on
Apr 15, 2021
Sold by
Kuschel Michael F and Kuschel Pamela J
Bought by
Morici Gina
Seller's Agent
Joyce Courtney
The HomeCourt Real Estate
Buyer's Agent
Matt Kombrink
One Source Realty
List Price
$918,000
Sold Price
$888,000
Premium/Discount to List
-$30,000
-3.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.37%
Original Mortgage
$648,000
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 25, 2018
Sold by
Derrico Zachary J and Derrico Stephanie
Bought by
Kuschel Michael F and Kuschel Pamela J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$652,800
Interest Rate
4.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 23, 2018
Sold by
The Harvard State Bank
Bought by
Derrico Zachary J

Purchase Details

Closed on
Apr 15, 2016
Sold by
Zjd 938 Llc
Bought by
Derrico Zachary J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$450,000
Interest Rate
3.5%
Mortgage Type
Commercial

Purchase Details

Listed on
Sep 9, 2014
Closed on
Oct 15, 2014
Sold by
Chicago Title Land Trust Company
Bought by
Zjd938 Llc
Seller's Agent
Heide Hughes
Coldwell Banker Realty
Buyer's Agent
Cory Jones
eXp Realty - St. Charles
List Price
$135,000
Sold Price
$125,000
Premium/Discount to List
-$10,000
-7.41%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.97%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Armstrong Karen Eileen $965,000 Chicago Title
Morici Gina $888,000 Chicago Title Insurance Co
Kuschel Michael F $820,000 Chicago Title Insurance Co
Derrico Zachary J -- None Available
Derrico Zachary J -- Nlt Title Llc
Zjd938 Llc $125,000 Chicago Title Land Trust Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Armstrong Karen Eileen $723,750
Previous Owner Morici Gina $648,000
Previous Owner Kuschel Michael $656,000
Previous Owner Kuschel Michael F $652,800
Previous Owner Derrico Zachary J $450,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/18/2022 11/18/22 Sold $965,000 -1.0% $281 / Sq Ft
10/14/2022 10/14/22 Pending -- -- --
10/14/2022 10/14/22 For Sale $975,000 +1.0% $284 / Sq Ft
07/14/2022 07/14/22 Off Market $965,000 -- --
07/09/2022 07/09/22 For Sale $975,000 +9.8% $284 / Sq Ft
04/15/2021 04/15/21 Sold $888,000 -3.3% $259 / Sq Ft
02/09/2021 02/09/21 Pending -- -- --
02/03/2021 02/03/21 For Sale $918,000 +634.4% $267 / Sq Ft
10/20/2014 10/20/14 Sold $125,000 -7.4% $67 / Sq Ft
09/11/2014 09/11/14 Pending -- -- --
09/09/2014 09/09/14 For Sale $135,000 -- $73 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $25,169 $347,068 $48,411 $298,657
2023 $24,221 $310,631 $43,329 $267,302
2022 $24,075 $304,170 $47,960 $256,210
2021 $22,749 $289,934 $45,715 $244,219
2020 $20,222 $256,712 $44,863 $211,849
2019 $19,860 $251,629 $43,975 $207,654
2018 $18,590 $230,126 $42,302 $187,824
2017 $18,120 $222,258 $40,856 $181,402
2016 $16,451 $180,082 $39,421 $140,661
2015 -- $41,856 $21,598 $20,258
2014 -- $66,752 $21,598 $45,154
2013 -- $67,662 $21,814 $45,848
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11459701

Midwest Real Estate Data (MRED)

APN: 09-34-307-004