938 S 5th St Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
4
Beds
5
Baths
3,433
Sq Ft
6,534
Sq Ft Lot
Highlights
- Sauna
- Updated Kitchen
- Mature Trees
- Davis Primary School Rated A-
- Landscaped Professionally
- Recreation Room
About This Home
As of November 2022Presenting the finest of craftsmanship in the classic in-town home of distinction! Exemplary attention to detail, this home shows the true meaning of "custom built". The full front porch welcomes you as you walk into the foyer. 10' ceilings throughout the main floor. Custom wainscoting, trim and butler's station with a Sub-zero beverage fridge in the inviting dining room. Beautiful cabinetry and built in's, walk-in pantry, new quartzite counter-tops, Sub Zero refrigerator, dual fuel Wolf 6 burner, griddle range and double oven, ice maker and farm sink invite you into this stunning gourmet kitchen. Large island and table space with custom seating. Kitchen opens to inviting family room with coffered ceiling, fireplace and 2 separate french doors to the private backyard. Floor to ceiling built in bookcase, custom wainscoting, french doors complete this 1st floor study. The master suite encompasses a custom ceiling, his & her closets with built-in's and an elegant spa-like bath with a soaker tub, dual vanities, dual shower head, custom vanities with quartzite counter-tops and distinctive Swarovski silver crystal chandelier. 9' ceilings on the top floor, The 2nd bedroom, ensuite, features new lighting and quartz tops & large walk-in closets. Bedrooms 3 & 4 with 2 closets in each share a jack & jill bath. 2nd floor laundry with access to a large walk in attic for storage. The lower level will take your breath away! The rec room features coffered ceilings, a stone wall with an 8' LED fireplace, separate seating bar to watch your favorite movie or the big game! Wet bar with separate Sub Zero wine & beverage refrigerators. 42"cabinetry, under cabinet lighting & wine storage. Full exercise room, 2 person sauna, and a full bathroom with a steam shower for after your workout. Over 5000 square feet of stunning space. Private, fenced yard for entertaining with beautiful landscaping, outdoor lighting & a relaxing fountain. Baker field park is across the street. Walk to beautiful downtown St. Charles. This is a dream chance!
Last Agent to Sell the Property
The HomeCourt Real Estate License #471003787 Listed on: 02/03/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $24,221
Year Built
- 2016
Lot Details
- East or West Exposure
- Fenced Yard
- Landscaped Professionally
- Mature Trees
Parking
- Attached Garage
- Heated Garage
- Garage Transmitter
- Garage Door Opener
- Off Alley Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Traditional Architecture
- Slab Foundation
- Asphalt Shingled Roof
Interior Spaces
- Wet Bar
- Built-In Features
- Bookcases
- Bar Fridge
- Dry Bar
- Beamed Ceilings
- Coffered Ceiling
- Ceiling height of 10 feet or more
- Fireplace With Gas Starter
- Mud Room
- Dining Area
- Recreation Room
- Utility Room with Study Area
- Sauna
- Home Gym
Kitchen
- Updated Kitchen
- Breakfast Bar
- Walk-In Pantry
- Butlers Pantry
- Oven or Range
- Microwave
- High End Refrigerator
- Bar Refrigerator
- Dishwasher
- Wine Cooler
- Kitchen Island
- Built-In or Custom Kitchen Cabinets
- Disposal
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- Walk-In Closet
- Dual Sinks
- Primary Bathroom Bathtub Only
- Soaking Tub
- Steam Shower
- Separate Shower
Laundry
- Laundry on upper level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Recreation or Family Area in Basement
- Finished Basement Bathroom
- Rough-In Basement Bathroom
- Basement Storage
Outdoor Features
- Patio
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Gas
- Water Purifier is Owned
- Water Softener is Owned
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 9, 2022
Closed on
Nov 16, 2022
Sold by
Morici Gina
Bought by
Armstrong Karen Eileen and Armstrong Stuart
Seller's Agent
Gina Rizza
Coldwell Banker Realty
Buyer's Agent
Cory Jones
eXp Realty, LLC - St. Charles
List Price
$975,000
Sold Price
$965,000
Premium/Discount to List
-$10,000
-1.03%
Total Days on Market
6
Views
18
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$62,102
Avg. Annual Appreciation
2.50%
Original Mortgage
$723,750
Outstanding Balance
$704,855
Interest Rate
6.94%
Mortgage Type
New Conventional
Estimated Equity
$322,247
Purchase Details
Listed on
Feb 3, 2021
Closed on
Apr 15, 2021
Sold by
Kuschel Michael F and Kuschel Pamela J
Bought by
Morici Gina
Seller's Agent
Joyce Courtney
The HomeCourt Real Estate
Buyer's Agent
Matt Kombrink
One Source Realty
List Price
$918,000
Sold Price
$888,000
Premium/Discount to List
-$30,000
-3.27%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.37%
Original Mortgage
$648,000
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 25, 2018
Sold by
Derrico Zachary J and Derrico Stephanie
Bought by
Kuschel Michael F and Kuschel Pamela J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$652,800
Interest Rate
4.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 23, 2018
Sold by
The Harvard State Bank
Bought by
Derrico Zachary J
Purchase Details
Closed on
Apr 15, 2016
Sold by
Zjd 938 Llc
Bought by
Derrico Zachary J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$450,000
Interest Rate
3.5%
Mortgage Type
Commercial
Purchase Details
Listed on
Sep 9, 2014
Closed on
Oct 15, 2014
Sold by
Chicago Title Land Trust Company
Bought by
Zjd938 Llc
Seller's Agent
Heide Hughes
Coldwell Banker Realty
Buyer's Agent
Cory Jones
eXp Realty, LLC - St. Charles
List Price
$135,000
Sold Price
$125,000
Premium/Discount to List
-$10,000
-7.41%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.94%
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $965,000 | Chicago Title | |
| Warranty Deed | $888,000 | Chicago Title Insurance Co | |
| Warranty Deed | $820,000 | Chicago Title Insurance Co | |
| Deed | -- | None Available | |
| Deed | -- | Nlt Title Llc | |
| Deed | $125,000 | Chicago Title Land Trust Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $723,750 | New Conventional | |
| Previous Owner | $648,000 | New Conventional | |
| Previous Owner | $656,000 | New Conventional | |
| Previous Owner | $652,800 | New Conventional | |
| Previous Owner | $450,000 | Commercial |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/18/2022 11/18/22 | Sold | $965,000 | -1.0% | $281 / Sq Ft |
| 10/14/2022 10/14/22 | Pending | -- | -- | -- |
| 10/14/2022 10/14/22 | For Sale | $975,000 | +1.0% | $284 / Sq Ft |
| 07/14/2022 07/14/22 | Off Market | $965,000 | -- | -- |
| 07/09/2022 07/09/22 | For Sale | $975,000 | +9.8% | $284 / Sq Ft |
| 04/15/2021 04/15/21 | Sold | $888,000 | -3.3% | $259 / Sq Ft |
| 02/09/2021 02/09/21 | Pending | -- | -- | -- |
| 02/03/2021 02/03/21 | For Sale | $918,000 | +634.4% | $267 / Sq Ft |
| 10/20/2014 10/20/14 | Sold | $125,000 | -7.4% | $67 / Sq Ft |
| 09/11/2014 09/11/14 | Pending | -- | -- | -- |
| 09/09/2014 09/09/14 | For Sale | $135,000 | -- | $73 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $24,221 | $310,631 | $43,329 | $267,302 |
| 2022 | $24,075 | $304,170 | $47,960 | $256,210 |
| 2021 | $22,749 | $289,934 | $45,715 | $244,219 |
| 2020 | $20,222 | $256,712 | $44,863 | $211,849 |
| 2019 | $19,860 | $251,629 | $43,975 | $207,654 |
| 2018 | $18,590 | $230,126 | $42,302 | $187,824 |
| 2017 | $18,120 | $222,258 | $40,856 | $181,402 |
| 2016 | $16,451 | $180,082 | $39,421 | $140,661 |
| 2015 | -- | $41,856 | $21,598 | $20,258 |
| 2014 | -- | $66,752 | $21,598 | $45,154 |
| 2013 | -- | $67,662 | $21,814 | $45,848 |
Source: Public Records
Agents Affiliated with this Home
-
Gina Rizza
Seller's Agent in 2022
Gina Rizza
Coldwell Banker Realty
(630) 485-8033
9 in this area
88 Total Sales
-
Cory Jones
Buyer's Agent in 2022
Cory Jones
eXp Realty, LLC - St. Charles
(630) 400-9009
38 in this area
367 Total Sales
-
Joyce Courtney
Seller's Agent in 2021
Joyce Courtney
The HomeCourt Real Estate
(630) 232-2045
12 in this area
280 Total Sales
-
Matt Kombrink
Buyer's Agent in 2021
Matt Kombrink
One Source Realty
(630) 803-8444
38 in this area
953 Total Sales
-
Heide Hughes
Seller's Agent in 2014
Heide Hughes
Coldwell Banker Realty
(630) 253-2534
1 in this area
18 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10986496
APN: 09-34-307-004
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