$455,000
SOLD AUG 16, 2024

97079 Mill Pond Ln Fernandina Beach, FL 32034

3 Beds
2 Baths
1,932 Sq Ft
0.27 Acres

Recently Sold

$236 Per Sq Ft

7% Below List Price

85 Days on Market

Highlights

  • Wood Burning Stove
  • Fireplace
  • Cooling Available
  • Fernandina Beach Middle School Rated A-
  • Screened Patio
  • French Doors

About This Home

As of August 2024

Find your peace and tranquility located within just minutes of the island. This home sits among the majestic oaks in the beautifully established Spanish Oaks Neighborhood. HVAC & water heater 2022, new screening on porch 2022, new painting throughout 2023, new bathroom vanities in both bathrooms 2023, new refrigerator 2023, microwave 2023, washer 2022, dishwasher 2024, new flooring in 2023, and new fenced back yard with lots of space. This home has an open floor plan with split bedrooms and granite counters. There is a tub, shower, and double vanity in the primary bathroom. There is an oversized garage for anyone who wants to work on a small project. This home has been meticulously maintained and ready be yours

Last Agent to Sell the Property

Tina Smith

PINEYWOODS REALTY, LLC License #3392444 Listed on: 04/24/2024

PINEYWOODS REALTY, LLC

Last Buyer's Agent

Dee Chaplin

BERKSHIRE HATHAWAY HomeServices HWREI License #0635742

BERKSHIRE HATHAWAY HomeServices HWREI

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,614

Year Built

  • Built in 2001

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 100x120
  • Fenced
  • Sprinkler System

HOA Fees

  • $18 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Frame Construction
  • Shingle Roof
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 1,932 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Fireplace
  • Wood Burning Stove
  • Blinds
  • Window Screens
  • French Doors

Kitchen

  • Oven
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Screened Patio

Utilities

  • Cooling Available
  • Central Heating
  • Septic Tank

Community Details

  • Spanish Oaks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 46-3N-28-576A-0002-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,614

Year Built

Built in 2001

Lot Details

0

HOA Fees

$18 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.2743
  • Lot Size: 100x120
  • Road Surface Type: Paved
  • Subdivision Name: Spanish Oaks
  • Directions: From I-95: East on A1A/200, Left on Barnwell Rd, Right on Willow Oak Lane (Spanish Oaks Entrance), 2nd Left onto Springwood Lane, 1st Right onto Mill Pond. Home is 4th house on the left.
  • Architectural Style: One Story
  • Garage Yn: Yes
  • Unit Levels: One
  • Building Stories: 1
  • Year Built: 2001
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Residential
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer, Ice Maker
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace Features: Wood Burning Stove
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), French Door(s)/Atrium Door(s), Fireplace, Split Bedrooms
  • Living Area: 1932.0
  • Window Features: Aluminum Frames, Screens, Blinds
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Pool Features: None
  • Disclosures: Deed Restriction
  • Construction Type: Frame, Stucco, Vinyl Siding
  • Exterior Features: Fence, Sprinkler/Irrigation
  • Patio And Porch Features: Open, Patio, Screened
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Two Car Garage, Garage Door Opener

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 210.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Parcel #: 46-3N-28-576A-0002-0000
  • Zoning: R-1
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2024
Closed on
Aug 16, 2024
Sold by
Taylor Lynda B and Taylor Steve A
Bought by
Mccloud Maya Elaine
Seller's Agent
Tina Smith
PINEYWOODS REALTY, LLC
Buyer's Agent
Dee Chaplin
BERKSHIRE HATHAWAY HomeServices HWREI
List Price
$489,000
Sold Price
$455,000
Premium/Discount to List
-$34,000
-6.95%
Views
97
Current Estimated Value
$467,487

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,487
Avg. Annual Appreciation
2.99%

Purchase Details

Listed on
Jan 18, 2022
Closed on
Feb 28, 2022
Sold by
Ochal Haney Carleigh and Ochal Brooks
Bought by
Taylor Lynda B and Taylor Steve A
Seller's Agent
Ed Tucker
AMELIA ISLAND REAL ESTATE SERVICES
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$395,000
Sold Price
$386,650
Premium/Discount to List
-$8,350
-2.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.81%

Purchase Details

Listed on
Jun 11, 2018
Closed on
Jun 5, 2018
Sold by
Johnson Wayne G and Howell Bonnie L
Bought by
Pearson Carleigh Ochal and Haney Brooks Davis
Seller's Agent
NON MLS
NON MLS (realMLS)
List Price
$244,900
Sold Price
$246,000
Premium/Discount to List
$1,100
0.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.93%
Original Mortgage
$196,800
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 5, 2015
Closed on
Mar 9, 2015
Sold by
Dowling Thomas E and Dowling Leslee A
Bought by
Johnson Wayne G and Howell Bonnie L
Seller's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
Buyer's Agent
Tiffany Shaw
FLORIDA HOMES REALTY & MTG LLC
List Price
$198,000
Sold Price
$193,500
Premium/Discount to List
-$4,500
-2.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.87%
Original Mortgage
$197,650
Interest Rate
3.77%
Mortgage Type
VA

Purchase Details

Listed on
Nov 30, 2012
Closed on
Mar 5, 2013
Sold by
U S Bank National Association
Bought by
Dowling Thomas E and Dowling Leslee A
Seller's Agent
CRIS GARRARD
BENHAM REAL ESTATE GROUP
Buyer's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
List Price
$177,000
Sold Price
$162,000
Premium/Discount to List
-$15,000
-8.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.54%
Original Mortgage
$159,065
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Listed on
Nov 30, 2012
Closed on
Feb 13, 2013
Sold by
Mcmaster Mark A and Mcmaster Catherine L
Bought by
U S Bank National Association
Seller's Agent
CRIS GARRARD
BENHAM REAL ESTATE GROUP
Buyer's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
List Price
$177,000
Sold Price
$162,000
Premium/Discount to List
-$15,000
-8.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,065
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 13, 2012
Sold by
Mcmaster Mark A and Mcmaster Catherine L
Bought by
U S Bank National Association

Purchase Details

Closed on
Oct 31, 2012
Sold by
Mcmaster Mark A and Mcmaster Catherine L
Bought by
U S Bank National Association

Purchase Details

Closed on
May 13, 2005
Sold by
Kayner Brian J and Kayner Emily
Bought by
Mcmaster Mark A and Mcmaster Catherine L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,600
Interest Rate
5.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 25, 2001
Sold by
Kb Home Jacksonville Inc
Bought by
Kayner Brian J and Kayner Emily

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,200
Interest Rate
6.74%
Source: Public Records

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Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $455,000 None Listed On Document
Warranty Deed $386,700 Guardian Title
Warranty Deed $246,000 None Available
Warranty Deed $193,500 Attorney
Special Warranty Deed $162,000 Attorney
Trustee Deed -- None Available
Trustee Deed -- None Available
Trustee Deed -- None Available
Warranty Deed $212,000 Advance Agents Title Llc
Corporate Deed $134,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $196,800 New Conventional
Previous Owner $197,650 VA
Previous Owner $159,065 FHA
Previous Owner $76,400 Stand Alone Second
Previous Owner $169,600 New Conventional
Previous Owner $47,000 Credit Line Revolving
Previous Owner $24,000 Credit Line Revolving
Previous Owner $130,200 No Value Available
Closed $31,800 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/16/2024 08/16/24 Sold $455,000 -0.9% $236 / Sq Ft
07/19/2024 07/19/24 Pending -- -- --
06/12/2024 06/12/24 Price Changed $459,000 -3.2% $238 / Sq Ft
05/28/2024 05/28/24 Price Changed $474,000 -0.5% $245 / Sq Ft
05/21/2024 05/21/24 Price Changed $476,500 -0.5% $247 / Sq Ft
05/07/2024 05/07/24 Price Changed $479,000 -2.0% $248 / Sq Ft
04/24/2024 04/24/24 For Sale $489,000 +98.8% $253 / Sq Ft
12/17/2023 12/17/23 Off Market $246,000 -- --
12/17/2023 12/17/23 Off Market $193,500 -- --
12/17/2023 12/17/23 Off Market $162,000 -- --
12/17/2023 12/17/23 Off Market $386,650 -- --
02/28/2022 02/28/22 Sold $386,650 -2.1% $200 / Sq Ft
02/03/2022 02/03/22 Pending -- -- --
01/18/2022 01/18/22 For Sale $395,000 +60.6% $204 / Sq Ft
06/11/2018 06/11/18 Sold $246,000 +0.4% $127 / Sq Ft
06/11/2018 06/11/18 Pending -- -- --
06/11/2018 06/11/18 For Sale $244,900 -0.4% $127 / Sq Ft
05/10/2018 05/10/18 Sold $246,000 +0.4% $127 / Sq Ft
05/10/2018 05/10/18 For Sale $244,900 +26.6% $127 / Sq Ft
03/09/2015 03/09/15 Sold $193,500 -2.3% $100 / Sq Ft
02/06/2015 02/06/15 Pending -- -- --
02/05/2015 02/05/15 For Sale $198,000 +22.2% $102 / Sq Ft
03/29/2013 03/29/13 Sold $162,000 -8.5% $84 / Sq Ft
02/18/2013 02/18/13 Pending -- -- --
11/30/2012 11/30/12 For Sale $177,000 -- $92 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,614 $274,301 -- --
2023 $3,614 $266,312 $0 $0
2022 $4,179 $277,731 $68,000 $209,731
2021 $2,678 $210,884 $0 $0
2020 $2,671 $207,972 $50,000 $157,972
2019 $3,293 $203,917 $45,000 $158,917
2018 $1,789 $149,835 $0 $0
2016 $1,609 $143,735 $0 $0
2015 $2,312 $147,054 $0 $0
2014 $2,161 $136,750 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 108148

APN: 46-3N-28-576A-0002-0000