$650,000
$110K PRICE DROP

Rock Harbor Club 97652 Overseas Hwy Unit 10 Key Largo, FL 33037

Estimated payment $4,822/month

Total Views 5,552
2 Beds
2 Baths
1,130 Sq Ft
$575 Price per Sq Ft

Highlights

  • Boat Dock
  • Beach
  • Sandy Beach
  • Coral Shores High School Rated A
  • Steam Room
  • 1-minute walk to Schwingggg

About This Home

Seller says SELL, SELL, SELL! PRICE REDUCED $130,000! Spotless home - Mrs. Clean lives here. From the time you enter through the smoked glass impact door (all doors are impact), you experience the calming setting of tranquil blue bay waters and 14 acres of woodland wonder. Two bedrooms, two full tiled baths, newly remodeled kitchen with granite counters, stainless steel appliances all less than five years old, and oakwood cabinets await you. A screened lanai on main floor gives bay breezes with a view of both Florida Bay and a unique bromeliad and orchid garden in the hardwood hammock below. The second floor has new quality carpeting, a primary bedroom with its own lanai and view of the lush tropical shade trees and the bay, a guestroom, laundry and bath. New ceiling molding and a walk in closet with cedar lining makes the primary bedroom even more special. Rock Harbor members enjoy a heated and cooled swimming pool, tennis, pickle ball (right outside your door) and basketball courts, bocce ball, boat and kayak dockage and boat storage. The waterfront clubhouse has a kitchen, large entertainment area, gym, sauna and showers. Members gather here to watch the spectacular sunsets on Florida Bay and celebrate special events throughout the year. This building is in the X flood zone! This 14 acre complex will encourage you to walk along its shaded paths and sandy beach, and experience the relaxed island vibe. Come be a part of the Keys lifestyle with your own home in paradise!

Listing Agent

Judy O'Hara

Tropical America Realty Florida Keys, Inc. License #311156

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,362

Year Built

  • Built in 1975 | Remodeled

Lot Details

  • Sandy Beach

HOA Fees

  • $1,087 Monthly HOA Fees

Home Design

  • Metal Roof

Interior Spaces

  • 1,130 Sq Ft Home
  • Furnished
  • Blinds
  • Sliding Doors
  • Steam Room
  • Home Gym
  • Monitored

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • Electric Gate
  • Guest Parking

Accessible Home Design

  • Handicap Accessible

Pool

  • Concrete Pool
  • Heated In Ground Pool

Outdoor Features

  • First Come-First Served Dock
  • Dock Facilities
  • Dock made with concrete
  • Screened Balcony
  • Lanai
  • Tiki or Chickee Hut
  • Attached Grill
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Programmable Thermostat
  • Separate Meters
  • Tankless Water Heater
  • Public Hookup Available For Sewer

Listing and Financial Details

  • Homestead Exemption
  • Other Tax Exemptions
  • Assessor Parcel Number 00090965-001000

Community Details

Overview

  • Association fees include sewer, security, common area mnt, building insurance, bldg exterior mnt, water, exterminating
  • 91 Units
  • Rock Harbor Condo Subdivision
  • Rental Restrictions

Amenities

  • Clubhouse

Recreation

  • Beach
  • Community Spa
  • Bike Trail

Pet Policy

  • Pet Restriction: 1 under 15 lb

Security

  • Resident Manager or Management On Site
  • Building Security System
  • Impact Glass

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,362

Year Built

Built in 1975 | Remodeled

Lot Details

0

HOA Fees

$1,087 per month

Listing Details

  • Property Type: Residential
  • Style: Condo
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Approval Required: Yes
  • Association Fee: 1087.00
  • Mandatory HOA: Yes
  • Control Depth: 3
  • Dockage Dock: Concrete
  • Dockage Dock Length: 410
  • Document Count: 3
  • Fee Includes: Sewer, Other, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Handicap Access: No
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 97.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Pool, Spa, Bike Paths, Other Area Features, Beach, Fire Hydrant, Handicap Facilities, Manager on Premises, Tennis Courts, Clubhouse, Community Dockage
  • Off Shore Island: No
  • Pets W Restrictions: 1 under 15 lb
  • Property Group I D: 19990816212109142258000000
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 1362.10
  • Title: Negotiable
  • Vehicle Storage: Guest Parking
  • Vehicle Storage Cars: 2
  • Year Built: 1975
  • Alternate Key Number: 1104523
  • Building Style: Townhouse
  • Cooling Heating: Central Air
  • Pool Info: In Ground, Concrete
  • Pool Info Heated: Yes
  • Porch Balcony: Screened P/B
  • Association Maintenance Fee Per: Monthly
  • Shutters: Other
  • Species List: No
  • Tax Exemptions: Homestead, Widow/Widower
  • Building Style Above Flood: Yes
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 1130.00
  • Pre Wired Other: Fiber Optic WiFi
  • Financial Status Standard Sale: Yes
  • G F Interior Features: Tankless Hot Wtr Htr, Programmable Thermst
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Unit Complex: Unit
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Built-in Cabinets, Window Treatments, Walk-in Closet(s), Granite Counter Top, Pantry, Split Bedroom
  • Floor Number: 1.00
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile, Combo, Carpet
  • Specialty Rooms: Gym, Sauna/Steam Room, Laundry Room
  • Windows/Doors: Sliding Glass Doors, Impact Rstnce Doors
  • Total Bedrooms: 2

Exterior Features

  • Dockage: Dock Privileges, Other Dockage, Basin, First Come Dock
  • Waterfront: Bay Front
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Built-in Grill, Tennis Court(s), Sandy Beach, Lanai, Rain Gutters, Chickee Hut
  • Roof: Metal Roof
  • Waterview: Bay/Gulf View
  • Pool: Yes

Utilities

  • Security: Electric Gate, On Premises System, Patrolled Area
  • Utilities: FKAA, Elect Separate Meter, Buyer to Verify
  • Heating: Central, Electric

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: X
  • Parcel Number: 00090965-001000
  • Lot Size: 14 Acres +/-
  • Land Size: 10 or more Acres
  • Acres: 14.00

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished

Tax Info

  • Tax Year: 2023

Multi Family

  • Total Units: 91.00

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,362 $143,202 -- --
2023 $1,362 $139,032 $0 $0
2022 $1,336 $134,983 $0 $0
2021 $1,323 $131,052 $0 $131,052
2020 $1,313 $129,243 $0 $129,243
2019 $1,290 $126,338 $0 $126,338
2018 $3,271 $321,992 $0 $0
2017 $1,027 $236,925 $0 $0
2016 $2,199 $232,052 $0 $0
2015 $2,531 $219,593 $0 $0
2014 $2,583 $243,992 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/06/2025 04/06/25 Price Changed $650,000 0.0% $575 / Sq Ft
04/03/2025 04/03/25 Price Changed $3,000 -3.2% $3 / Sq Ft
03/28/2025 03/28/25 Price Changed $3,100 -3.1% $3 / Sq Ft
03/17/2025 03/17/25 For Rent $3,200 0.0% --
03/03/2025 03/03/25 Price Changed $675,000 -0.7% $597 / Sq Ft
02/19/2025 02/19/25 Price Changed $680,000 -1.4% $602 / Sq Ft
02/03/2025 02/03/25 Price Changed $690,000 -0.7% $611 / Sq Ft
01/14/2025 01/14/25 Price Changed $695,000 -2.8% $615 / Sq Ft
01/13/2025 01/13/25 Price Changed $715,000 -3.4% $633 / Sq Ft
12/09/2024 12/09/24 Price Changed $740,000 -1.3% $655 / Sq Ft
11/04/2024 11/04/24 Price Changed $750,000 -1.3% $664 / Sq Ft
08/02/2024 08/02/24 For Sale $760,000 +101.1% $673 / Sq Ft
04/02/2018 04/02/18 Sold $378,000 -17.8% $335 / Sq Ft
03/30/2018 03/30/18 Sold $460,000 -4.2% $332 / Sq Ft
02/22/2018 02/22/18 Pending -- -- --
01/23/2018 01/23/18 Pending -- -- --
10/06/2017 10/06/17 For Sale $480,000 +23.1% $346 / Sq Ft
07/11/2017 07/11/17 For Sale $390,000 -- $345 / Sq Ft
Source: Florida Keys Board of REALTORS®

Deed History

Date Type Sale Price Title Company
Warranty Deed $378,000 None Listed On Document
Warranty Deed $378,000 None Listed On Document
Warranty Deed $370,000 --
Warranty Deed $162,000 --
Deed $57,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $264,100 New Conventional
Source: Public Records

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Source: Florida Keys Board of REALTORS®

MLS Number: 610979

Florida Keys Board of REALTORS®

APN: 00090965-001000