NOT LISTED FOR SALE

9N768 Whispering Springs Ln Elgin, IL 60124

Bowes Neighborhood

Estimated Value: $727,348 - $795,000

4 Beds
4 Baths
4,000 Sq Ft
$189/Sq Ft Est. Value

Last Sold December 28, 2018

Last sale price $490,000 $122 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $5,415/month

93 Days on Market

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • Main Floor Bedroom
  • Howard B. Thomas Grade School Rated 9+
  • Wood Flooring
  • Bonus Room

About This Home

As of December 2018

SHARP 2 STORY SOME NEW FLOORING,, 4000SF, ONE ACRE, IN SADDLEBROOK, OPEN FLOOR PLAN, BRAZILIAN CHERRY WOOD FLOORS, CROWN MPLDING, DINING ROOM WITH WAINSCOTING AND CHAIR RAIL, CHERRY WOOD CABINET IN KITCHEN, LARGE WALK IN PANTY,VOLUME CEILING,MAIN FLOOR MASTER,NEW CARPETING IN MASTER, OVERSIZED SHOWER,ENGLISH IS STUBBED READY FOR FINISHED,MUDROOM FLOORING IN LAUNDRY, NEW FUTNACE A/C ONLY TWO YEARS.

Last Agent to Sell the Property

Ruth Stephens

Suburban Life Realty, Ltd License #475147961 Listed on: 08/27/2018

Last Buyer's Agent

Christine Currey

@properties Christie's International Real Estate License #475168644

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $17,112

Year Built

  • 2004

Lot Details

  • Cul-De-Sac
  • Southern Exposure

HOA Fees

  • $21 per month

Parking

  • Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Off-Street Parking
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Asphalt Rolled Roof
  • Stone Siding
  • Cedar

Interior Spaces

  • Vaulted Ceiling
  • Attached Fireplace Door
  • Gas Log Fireplace
  • Dining Area
  • Den
  • Bonus Room
  • Wood Flooring
  • Unfinished Basement
  • English Basement

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Butlers Pantry
  • Built-In Double Oven
  • Cooktop with Range Hood
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Well
  • Private or Community Septic Tank

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$17,112

Year Built

2004

Lot Details

0

HOA Fees

$21 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service, Interstate Access
  • Disability Access: Yes
  • Disability Access Details: 2+ Access Exits J
  • Age: 11-15 Years
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 3.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 2004
  • Tax Exemptions: Homeowner
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2004

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Bedroom, 1st Floor Laundry, 1st Floor Full Bath
  • Number Of Rooms: 10
  • Appliances: Oven-Double, Microwave, Dishwasher, Refrigerator, High End Refrigerator, Washer, Dryer, All Stainless Steel Kitchen Appliances, Cooktop, Oven/Built-in, Range Hood
  • Equipment: Water-Softener Owned, TV-Cable
  • Fireplace Details: Attached Fireplace Doors/Screen, Gas Logs, Gas Starter
  • Attic: Pull Down Stair
  • Fireplace Location: Family Room, Master Bedroom
  • Basement: English
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 11X7, On Level: 3rd Level, Flooring: Vinyl, Windows: None
  • Dining Room: Dimensions: 15X14, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Kitchen Type: Dimensions: 22X16, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space, Island, Pantry-Butler, Pantry-Closet
  • Additional Rooms: Den, Eating Area, Bonus
  • Master Bedroom: Dimensions: 23X18, On Level: Main Level, Flooring: Carpet, Windows: None
  • Additional Room 1 Name: Den, Dimensions: 14X12, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Additional Room 2 Name: Eating Area, Dimensions: 12X11, On Level: Main Level, Flooring: Hardwood, Windows: Blinds
  • Bedroom 2: Dimensions: 10X13, On Level: 2nd Level, Flooring: Carpet, Windows: None
  • Additional Room 3 Name: Bonus, Dimensions: 12X30, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 3: Dimensions: 12X15, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Bedroom 4: Dimensions: 13X12, On Level: 2nd Level, Flooring: Carpet, Windows: Blinds
  • Estimated Sq Ft: 4000
  • Dining Room Type: Separate
  • Family Room: Dimensions: 21X18, On Level: Main Level, Flooring: Hardwood, Windows: None

Exterior Features

  • Foundation: Block
  • Lot Size: 1.0-1.99 Acres
  • Exterior Building Type: Brick, Cedar, Stone
  • Roof Type: Asphalt/Glass (Rolled)
  • Exterior Property Features: Patio
  • Exposure: S (South)
  • Acreage: 1.1

Garage/Parking

  • Number of Cars: 6
  • Parking: Garage, Space/s
  • Parking Details: Off Street
  • Number Parking Spaces: 3
  • Parking On Site: Yes
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Number Garage Spaces: 3
  • Driveway: Concrete
  • Parking Included In Price: Yes

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Well-Private
  • Sewer: Septic-Private
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Includes: Scavenger
  • Master Association Fee: Yes
  • Master Association Fee: 250
  • Assessment Association Fees: 250

Schools

  • School District: 301
  • Junior High Dist: 301

Lot Info

  • Lot Dimensions: 95X246X255X267
  • Lot Description: Cul-de-sac
  • Parcel Identification Number: 0526252004

Tax Info

  • Taxes: 14629

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 27, 2018
Closed on
Dec 17, 2018
Sold by
Duncan Damon E and Duncan Mary
Bought by
Goff Jonathan Eric and Goff Sara
Seller's Agent
Ruth Stephens
Suburban Life Realty, Ltd
Buyer's Agent
Christine Currey
@properties Christie's International Real Estate
List Price
$575,000
Sold Price
$490,000
Premium/Discount to List
-$85,000
-14.78%
Current Estimated Value
$756,837

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$266,837
Avg. Annual Appreciation
6.57%
Original Mortgage
$392,000
Outstanding Balance
$345,013
Interest Rate
4.75%
Mortgage Type
New Conventional
Estimated Equity
$411,824

Purchase Details

Listed on
Aug 31, 2012
Closed on
Sep 16, 2013
Sold by
Ford William E and Ford Angela S
Bought by
Duncan Damon E
Seller's Agent
Al Novy
RE/MAX Excels
Buyer's Agent
Ruth Stephens
Suburban Life Realty, Ltd
List Price
$460,000
Sold Price
$410,000
Premium/Discount to List
-$50,000
-10.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.43%
Original Mortgage
$402,573
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 31, 2007
Sold by
Mccall Jon G and Mccall Linda S
Bought by
Ford William E and Ford Angela S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.69%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 15, 2005
Sold by
Gruber Mark F
Bought by
Mccall Jon G and Mccall Linda

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$520,000
Interest Rate
5.74%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 20, 2003
Sold by
Yurs Laura Helene and Laura Helene Yurs Trust #1
Bought by
Gruber Mark F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,000
Interest Rate
6.01%
Mortgage Type
Stand Alone Second
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Goff Jonathan Eric $490,000 Attorneys Title Guaranty Fun
Goff Jonathan Eric -- Attorneys Title Guaranty Fun
Duncan Damon E $410,000 Fidelity National Title Insu
Ford William E $600,000 Chicago Title Insurance Co
Mccall Jon G $650,000 Atg
Gruber Mark F $110,000 Fox Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Goff Jonathan Eric $392,000
Previous Owner Duncan Damon E $402,573
Previous Owner Ford William E $417,000
Previous Owner Mccall Jon G $520,000
Previous Owner Gruber Mark F $99,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/28/2018 12/28/18 Sold $490,000 -3.9% $123 / Sq Ft
11/28/2018 11/28/18 Pending -- -- --
10/23/2018 10/23/18 Price Changed $510,000 -2.9% $128 / Sq Ft
10/23/2018 10/23/18 Price Changed $525,000 -4.5% $131 / Sq Ft
09/10/2018 09/10/18 Price Changed $550,000 -4.3% $138 / Sq Ft
08/27/2018 08/27/18 For Sale $575,000 +40.2% $144 / Sq Ft
09/19/2013 09/19/13 Sold $410,000 -7.9% $103 / Sq Ft View Prior Sale
03/05/2013 03/05/13 Pending -- -- --
01/10/2013 01/10/13 Price Changed $445,000 -3.3% $111 / Sq Ft
12/18/2012 12/18/12 For Sale $460,000 0.0% $115 / Sq Ft
11/15/2012 11/15/12 Pending -- -- --
10/17/2012 10/17/12 Price Changed $460,000 -8.0% $115 / Sq Ft
08/31/2012 08/31/12 For Sale $499,900 -- $125 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $17,112 $219,019 $31,322 $187,697
2023 $15,824 $190,732 $28,333 $162,399
2022 $14,675 $170,300 $29,900 $140,400
2021 $14,543 $164,525 $28,886 $135,639
2020 $14,499 $161,568 $28,367 $133,201
2019 $14,454 $159,479 $28,000 $131,479
2018 $14,207 $157,349 $24,107 $133,242
2017 $13,833 $151,613 $23,496 $128,117
2016 $14,639 $148,017 $22,939 $125,078
2015 -- $148,017 $22,939 $125,078
2014 -- $138,326 $22,939 $115,387
2013 -- $144,186 $23,331 $120,855
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10064217

Midwest Real Estate Data (MRED)

APN: 05-26-252-004