Seller's Agent in 2024
Patricia Giraldo
Inspire Realty Group
(630) 742-0519
1 in this area
60 Total Sales
417 Adams St Elgin, IL 60123
Southwest Elgin Neighborhood
3
Beds
2
Baths
960
Sq Ft
10,454
Sq Ft Lot
Highlights
- Ranch Style House
- Fireplace in Basement
- Ceiling Fan
- 1.5 Car Detached Garage
- Central Air
About This Home
As of May 2024***Multiple Offers Received***Seller is requesting Highest and Best By 7pm on Sunday April 27th.*** Welcome to this beautiful, amazingly taken care of, ranch home. Features 4 bedrooms, 2 full baths and a full finished basement. All the upstair windows, new in 2016 and all basement windows, new in 2022, all with lifetime warranty. Roof was done in 2017. All laminated floors 2022/2023. New siding, gutters and downspouts in 2023. Front and back doors along with the storm doors in 2022. Gorgeous patio with Gazebo (that stays) and huge backyard, perfect for family and friends to gather and enjoy. No neighbors in the direct back of the yard, which City has approved a noise reduction privacy wall to be put, starting end of May. Close to Rt 20, quick and easy to your destinations. Don't wait to see this gorgeous home, perfect for your buyers.
Last Agent to Sell the Property
Inspire Realty Group License #471008031 Listed on: 04/26/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,689
Year Built
- Built in 1959
Lot Details
- Lot Dimensions are 174 x 60
Parking
- 1.5 Car Detached Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Vinyl Siding
Interior Spaces
- 960 Sq Ft Home
- Ceiling Fan
Kitchen
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 4 Potential Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
- Finished Basement Bathroom
Utilities
- Central Air
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 26, 2024
Closed on
May 9, 2024
Sold by
Guzman Jose R and Guzman Wendy
Bought by
Kettel Kirstin M
Seller's Agent
Patricia Giraldo
Inspire Realty Group
Buyer's Agent
Stephanie Igielski
Coldwell Banker Realty
List Price
$299,900
Sold Price
$310,000
Premium/Discount to List
$10,100
3.37%
Views
208
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,760
Avg. Annual Appreciation
-3.79%
Purchase Details
Listed on
Sep 6, 2013
Closed on
Dec 12, 2013
Sold by
Rma Properties Llc
Bought by
Guzman Jose R and Guzman Wendy
Seller's Agent
Nancy Konrad
Charles Rutenberg Realty of IL
Buyer's Agent
Patricia Giraldo
Inspire Realty Group
List Price
$159,900
Sold Price
$130,000
Premium/Discount to List
-$29,900
-18.7%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.70%
Original Mortgage
$127,645
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Listed on
Sep 6, 2013
Closed on
Dec 8, 2013
Sold by
Rma Properties Llc
Bought by
Guzman Jose R and Guzman Wendy
Seller's Agent
Nancy Konrad
Charles Rutenberg Realty of IL
Buyer's Agent
Patricia Giraldo
Inspire Realty Group
List Price
$159,900
Sold Price
$130,000
Premium/Discount to List
-$29,900
-18.7%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,645
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Listed on
Mar 28, 2013
Closed on
May 1, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Rma Properties Llc
Seller's Agent
John Wright
Keller Williams Premiere Properties
Buyer's Agent
Nancy Konrad
Charles Rutenberg Realty of IL
List Price
$84,900
Sold Price
$77,000
Premium/Discount to List
-$7,900
-9.31%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
150.63%
Purchase Details
Closed on
Feb 11, 2013
Sold by
Gomez Salvador
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Apr 27, 2007
Sold by
Cuevas Alfredo and Cuevas Irma
Bought by
Gomez Salvador and Lopez Manuel
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
6.21%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 15, 2004
Sold by
Hud
Bought by
Cuevas Alfredo and Cuevas Irma
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$114,100
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 4, 2004
Sold by
Rodriguez Reynaldo and Krause Katherine
Bought by
Hud
Purchase Details
Closed on
Jun 15, 2000
Sold by
Curran Nancy and Curran Nancy A
Bought by
Krause Katherine K and Rodriguez Reynaldo
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,069
Interest Rate
8.56%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $310,000 | None Listed On Document | |
| Warranty Deed | $130,000 | Fidelity Natl Title Ins Co | |
| Warranty Deed | $130,000 | Fidelity Natl Title Ins Co | |
| Special Warranty Deed | $77,000 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $212,000 | First American Title | |
| Warranty Deed | -- | Stewart Title Company | |
| Sheriffs Deed | -- | -- | |
| Warranty Deed | $136,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $127,645 | FHA | |
| Previous Owner | $127,645 | FHA | |
| Previous Owner | $212,000 | New Conventional | |
| Previous Owner | $114,100 | Purchase Money Mortgage | |
| Previous Owner | $48,225 | Credit Line Revolving | |
| Previous Owner | $20,071 | Unknown | |
| Previous Owner | $148,850 | FHA | |
| Previous Owner | $135,069 | FHA | |
| Previous Owner | $38,700 | Credit Line Revolving | |
| Previous Owner | $65,000 | Unknown | |
| Closed | $40,750 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/10/2024 05/10/24 | Sold | $310,000 | +3.4% | $323 / Sq Ft |
| 04/28/2024 04/28/24 | Pending | -- | -- | -- |
| 04/26/2024 04/26/24 | For Sale | $299,900 | +130.7% | $312 / Sq Ft |
| 12/10/2013 12/10/13 | Sold | $130,000 | -7.1% | -- |
| 11/07/2013 11/07/13 | Pending | -- | -- | -- |
| 11/04/2013 11/04/13 | Price Changed | $139,900 | -3.5% | -- |
| 10/16/2013 10/16/13 | Price Changed | $144,900 | -3.3% | -- |
| 09/22/2013 09/22/13 | Price Changed | $149,900 | -6.3% | -- |
| 09/06/2013 09/06/13 | For Sale | $159,900 | +107.7% | -- |
| 05/17/2013 05/17/13 | Sold | $77,000 | -9.3% | $80 / Sq Ft |
| 04/30/2013 04/30/13 | Pending | -- | -- | -- |
| 03/28/2013 03/28/13 | For Sale | $84,900 | -- | $88 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,197 | $72,935 | $17,499 | $55,436 |
| 2023 | $4,935 | $65,891 | $15,809 | $50,082 |
| 2022 | $4,689 | $60,081 | $14,415 | $45,666 |
| 2021 | $4,476 | $56,171 | $13,477 | $42,694 |
| 2020 | $4,343 | $53,624 | $12,866 | $40,758 |
| 2019 | $4,210 | $51,081 | $12,256 | $38,825 |
| 2018 | $3,932 | $45,771 | $11,546 | $34,225 |
| 2017 | $3,833 | $43,270 | $10,915 | $32,355 |
| 2016 | $3,641 | $40,143 | $10,126 | $30,017 |
| 2015 | -- | $36,794 | $9,281 | $27,513 |
| 2014 | -- | $36,339 | $9,166 | $27,173 |
| 2013 | -- | $37,298 | $9,408 | $27,890 |
Source: Public Records
Agents Affiliated with this Home
-
Patricia Giraldo
-
Stephanie Igielski
S
Buyer's Agent in 2024
Stephanie Igielski
Coldwell Banker Realty
(630) 254-3969
1 in this area
25 Total Sales
-
Nancy Konrad
N
Seller's Agent in 2013
Nancy Konrad
Charles Rutenberg Realty of IL
(630) 479-0449
3 Total Sales
-
John Wright
Seller's Agent in 2013
John Wright
Keller Williams Premiere Properties
(773) 733-1888
144 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12040022
APN: 06-23-260-020
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