Realtor and Loan Agent Omni-Fund Inc.
Realtor and Loan Agent
Omni-Fund Inc.
Jan 2009 - Present Employment
Contract and disclosure preparation and review ensuring Regulatory Compliance.
Underwriting of SFR/Multi-family loans (Manual, LP, DU, AUS/ FNMA, Freddie Mac, Private and Hard Money
Advise/counsel agents and clients (Real Estate and lending) in complex solutions to meet client/lender/investor needs, Real Estate/lending/condition/property issues
Listing agent, Buyer agent, short sale specialist/negotiator
Upload and QC Real Property listings via MLS
Up to date training and continued education of continuous regulatory changes and licensee requirements
Coordinating of inspectors, contractor estimates, cash flow analysis of homeowners/investors/buyers/property/net rents.
Credit, DTI, LTV, guideline analysis
Director of Lending and Real Estate
Sequoia Grove Lending and Realty Group
Director of Lending and Real Estate
Sequoia Grove Lending and Realty Group
Feb 2010 - Jan 2011 Employment
Oversee operational aspects of Real Estate and lending transactions ensuring timely underwriting, submission, loan approvals and fundings
Preparation, packaging and submission of client loans,
Ensure all files entered into Calyx Point are complete and accurate (Underwriting and QC)
Review MLS listings prior to posting to ensure no violations
Use analytical skills to find solutions for clients who do not qualify for tradition lending, such as non-occupying co-borrowers, down payment assistance programs, gift of funds, FHA programs, private money investor options and hard money, no 2106 deduction option programs for 1099 clients
Conduct quality control (QC)/post funding audits
First Premier Capital Lending
COO
Jan 2004 - Feb 2010 Employment
Executive position accountable for training and development of operations staff, policy development, create strategic associations to further the common interests of the firm and its clientele
• Conduct quality control (QC) audits of funded files prior to commission disbursements
• Devise and implement innovative programs ahead of industry standards to further support financial growth, analyzing past and current market trends
• Create infrastructures to ensure corporate safeguard policies are continually met
• Meet with key executives to evaluate department performance
• Ensure staff completion of continued education requirements involving underwriting guidelines, current regulations, licensee requirements
First Capital Financial Resources
Finance Director
Jan 1999 - Jan 2004 Employment
Direct daily operations for departments including; sales, operations, client services, processing and credit analysis
Analyze and underwrite financial statements and pertinent documentation to determine creditworthiness of prospective clientele
Counsel standard clientele, high net-worth individuals, business owners of wealth management, leveraging portfolio, lending options to accomplish short and long term goals.
