Affordable Homes for Sale in Saint Cloud, MN under $204,000

• 

  

  

  /19

  $164,900

  • 3 Beds
  • 1 Bath
  • 1,077 Sq Ft

  741 31st Ave N, Saint Cloud, MN 56303

  Discover comfort and convenience in this well-maintained Saint Cloud home! This charming 3-bedroom property blends classic character with thoughtful updates. Enjoy hardwood floors, original woodwork, and abundant natural light throughout the inviting living and dining areas. The main level features two nicely sized bedrooms and an updated full bathroom. The lower level has been refreshed with

  

  Jason Miller

  Trust Real Estate Company, LLC

  (877) 834-6381

  741 31st Ave N, Saint Cloud, MN 56303
• Explore Saint Cloud

• 

  

  

  /5

  $90,000

  • Land
  • 0 Acre

  3480 Granite Way S, St. Cloud, MN 56301

  Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (833) 455-5633

  3480 Granite Way S, St. Cloud, MN 56301
• 

  

  

  /5

  $75,000

  • Land
  • 0.28 Acre
  • $267,857 per Acre

  3360 26th Ave S, Saint Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (888) 379-5032

  3360 26th Ave S, Saint Cloud, MN 56301
• 

  

  

  /5

  $87,500

  • Land
  • 0.33 Acre
  • $265,152 per Acre

  3305 Topaz Ln S, Saint Cloud, MN 56301

  Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its

  

  Christy Kowalzek

  Coldwell Banker Realty

  (866) 515-8281

  3305 Topaz Ln S, Saint Cloud, MN 56301
• 

  

  

  /4

  $59,900

  • Land
  • 0 Acre

  3686 36th St S, St. Cloud, MN 56301

  Least expensive original lot in the neighborhood! This buildable lot is located at the entrance to the development. To include new berm, evergreens and a granite monument displaying the Quarry Woods name. Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 970-6363

  3686 36th St S, St. Cloud, MN 56301
• 

  

  /4

  $83,900

  • Land
  • 0.23 Acre
  • $364,783 per Acre

  3352 26th Ave S, Saint Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (877) 749-3694

  3352 26th Ave S, Saint Cloud, MN 56301
• 

  

  /4

  $75,000

  • Land
  • 0 Acre

  2520 34th St S, St. Cloud, MN 56301

  Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest inSt. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhoodpromotes the executive lifestyle with friendly community living. Once an active granite mine, now deepquarries full of fish and stone facades create a striking landscape that tell of

  

  Christy Kowalzek

  Coldwell Banker Realty

  (866) 973-3422

  2520 34th St S, St. Cloud, MN 56301
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  /37

  $179,900

  • Land
  • 19.1 Acres
  • $9,419 per Acre

  xxx Rivers Edge Rd, Saint Cloud, MN 56301

  Welcome to a stunning 19+ acre property that offers a unique blend of natural beauty and potential for your dream home Nestled alongside the serene Sauk River, this parcel features a harmonious mix of partially wooded areas, open fields, and wetland zones, offering a diverse landscape with rolling views. Whether you're an outdoor enthusiast or looking for a peaceful retreat, this land provides

  

  Jennifer Schaefer

  Century 21 First Realty, Inc.

  (866) 605-5876

  xxx Rivers Edge Rd, Saint Cloud, MN 56301
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  /7

  $129,900

  • Land
  • 0.37 Acre
  • $351,081 per Acre

  3021 30th Street Ct S, St. Cloud, MN 56301

  Open to your choice of builder. Open to your style of home. NO HOA. Tucked away on a hidden street with very low traffic. Established neighborhood commands a higher-caliber home. The lot itself has a slight slope and a wooded backdrop-buffer from the neighbors. Once excavated and landscaped you'll immediately enjoy privacy in your backyard. The curve of the road offers additional frontage and

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 529-0441

  3021 30th Street Ct S, St. Cloud, MN 56301
• 

  

  /11

  $159,000

  • Land
  • 0 Acre

  3673 36th St S, St. Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facadescreate a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 696-7315

  3673 36th St S, St. Cloud, MN 56301
• 

  

  /5

  $200,000

  • Land
  • 0 Acre

  3554 36th St S, St. Cloud, MN 56301

  Heavily-wooded double-lot with pond and protected lands in the backyard. Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full offish and stone facades create a striking

  

  Christy Kowalzek

  Coldwell Banker Realty

  (888) 995-4075

  3554 36th St S, St. Cloud, MN 56301
• 

  

  /5

  $39,900

  • Land
  • 0.46 Acre
  • $86,739 per Acre

  3517 County Road 8, Saint Cloud, MN 56304

  Excellent buildable .46-acre lot in Saint Cloud, MN! Nestled along County Rd 8, this property offers privacy and serenity, with mature trees lining both sides. Survey completed—ready for your vision to come to life. Don’t miss this rare opportunity to own a piece of nature while enjoying easy access to local conveniences!

  

  Timothy Loso

  Central MN Realty LLC

  (855) 677-9112

  3517 County Road 8, Saint Cloud, MN 56304
• 

  

  /8

  $200,000

  • Land
  • 0 Acre

  3534 36th St S, St. Cloud, MN 56301

  Heavily-wooded double-lot with pond and protected lands in the backyard. Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking

  

  Christy Kowalzek

  Coldwell Banker Realty

  (844) 779-7520

  3534 36th St S, St. Cloud, MN 56301
• 

  

  /5

  $89,900

  • Land
  • 0.42 Acre
  • $214,048 per Acre

  3306 Topaz Pkwy S, Saint Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (833) 853-9130

  3306 Topaz Pkwy S, Saint Cloud, MN 56301
• 

  /2

  $65,000

  • Land
  • 0 Acre

  3414 Granite Way S, Saint Cloud, MN 56301

  One of the few lots in this neighborhood with walk-out lower-level capabilities! Ask about combining with adjacent lot. The beautiful quarries are just across the street. Bring your builder! Quick close possible, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (888) 857-7495

  3414 Granite Way S, Saint Cloud, MN 56301
• 

  

  /5

  $80,000

  • Land
  • 0 Acre

  2504 34th St S, St. Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (888) 902-5065

  2504 34th St S, St. Cloud, MN 56301
• 

  

  /6

  $80,000

  • Land
  • 0.35 Acre
  • $228,571 per Acre

  2509 34th St S, St. Cloud, MN 56301

  Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its

  

  Christy Kowalzek

  Coldwell Banker Realty

  (833) 984-1807

  2509 34th St S, St. Cloud, MN 56301
• 

  

  /25

  $177,500

  • 3 Beds
  • 1 Bath
  • 1,137 Sq Ft

  847 32nd Ave N, Saint Cloud, MN 56303

  Discover the perfect blend of modern updates and timeless appeal in this beautifully refreshed 3-bedroom home. Step inside to brand-new flooring that flows throughout the home and fresh paint that brightens every room. The kitchen sparkles with brand-new stainless steel appliances and brand new cabinets and countertops. The main floor offers an open spacious living room that seamlessly connects

  Neil Theisen Central MN Realty LLC

  847 32nd Ave N, Saint Cloud, MN 56303
• 

  

  /8

  $137,500

  • 3 Beds
  • 1 Bath
  • 924 Sq Ft

  1501 6th St N, Saint Cloud, MN 56303

  Conveniently located on a corner lot, this 3-bedroom home offers great potential for the right buyer. With a newer roof and furnace (both replaced in November 2016), plus an updated water heater and stove, some big-ticket items are already checked off the list. The main floor features a bedroom, full bathroom, and laundry for added convenience, while two additional bedrooms and generous storage

  Chuck Zwilling RE/MAX Results

  1501 6th St N, Saint Cloud, MN 56303
• 

  

  /8

  $185,000

  • 2 Beds
  • 1 Bath
  • 932 Sq Ft

  939 Cypress Rd Unit 4, Saint Cloud, MN 56303

  Experience exquisite one-level living at an affordable price without the maintenance! The association covers all exterior upkeep, lawn care, and snow removal, allowing you to enjoy your home with ease and travel worry-free.Ideally located near shopping, dining, groceries, and medical facilities, this home offers exceptional convenience. Step outside to enjoy concrete sidewalks, nearby parks,

  Tyler Keller Elite Real Estate Services

  939 Cypress Rd Unit 4, Saint Cloud, MN 56303
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  /12

  $89,900

  • Land
  • 0.53 Acre
  • $169,623 per Acre

  1686 Lucille Ln, Saint Cloud, MN 56303

  Fantastic lot in Majestic Tilden Woods. Lot features 140 feet of Sauk River frontage. Many large trees, level building site. Perfect fitting for your dream home. Use our builder, several custom plans available, or bring your own builder.

  Todd Chester Counselor Realty, Inc.

  1686 Lucille Ln, Saint Cloud, MN 56303
• 

  /2

  $25,000 Coming Soon

  • 2 Beds
  • 1 Bath
  • 652 Sq Ft

  555 Highway 10 S Unit 12, Saint Cloud, MN 56304

  Step into your next home with this 2 bed 1 bath manufactured home in Sherwood Manor Mobile Home Park! As you step in, you're greeted with an updated home with a living room to your right and kitchen to your left. Passing by the kitchen into the hallway, you will be able to access a bedroom to your left, a full bathroom at the following door, and access to a washer and dryer next to the larger

  Jordan Volkers Keller Williams Integrity NW

  555 Highway 10 S Unit 12, Saint Cloud, MN 56304
• 

  

  /3

  $45,000

  • Land
  • 0.64 Acre
  • $70,312 per Acre

  2421 Oak Preserve Ct, Saint Cloud, MN 56304

  Melanie Janey Premier Real Estate Services

  2421 Oak Preserve Ct, Saint Cloud, MN 56304
• 

  /2

  $119,900

  • Land
  • 1.4 Acres
  • $85,643 per Acre

  1981 68th Ave N, St. Cloud, MN 56303

  Take a drive and come see HARVEST CREEK!... A brand NEW West St. Cloud premier neighborhood, builder exclusive to Woodland Homes, Inc. Lot sizes are generous and range from .3 acres to over 2 acres! With city services, several lots with no backyard neighbors, and open space, don't miss your chance to build your dream home in this fantastic location! Other Lots and build packages available in this

  Craig Hiltner VoigtJohnson

  1981 68th Ave N, St. Cloud, MN 56303
• 

  

  /4

  $139,900

  • 4 Beds
  • 3 Baths
  • 1,686 Sq Ft

  19 Mckinley Place N, Saint Cloud, MN 56303

  Excellent rental opportunity featuring hardwood floors, a built-in hutch, and a serving buffet. Great equity opportunity with a little TLC. Offers 4 bedrooms and 3 bathrooms. Conveniently located just minutes from dining and shopping. Includes off-street parking.

  Kerby Skurat RE/MAX Results

  19 Mckinley Place N, Saint Cloud, MN 56303
• 

  

  /4

  $148,184

  • Land
  • 4.17 Acres
  • $35,536 per Acre

  23210 Franklin Rd, Saint Cloud, MN 56301

  Beautiful 4+ acre Mississippi River lot located just east of St. Cloud’s I-94 Business Park on Franklin Road. Each parcel offers an elevated, private setting with direct Mississippi River frontage and protected views next to the Scenic and Wild River District. This is a rare opportunity to build on a large, wooded river lot while remaining minutes from St. Cloud amenities.

  Tom Sanquist Granite City Real Estate

  23210 Franklin Rd, Saint Cloud, MN 56301
• 

  

  /20

  $159,000

  • 4 Beds
  • 2 Baths
  • 1,472 Sq Ft

  612 7th Ave S, Saint Cloud, MN 56301

  Opportunity is knocking! Here's your chance to buy a solid, affordable home to live in or to build your investment portfolio. This 4 bedroom, 2 bathroom home has a strong rental history and is near SCSU, Lake George, and Downtown St. Cloud. New furnace in 2022, new water heater in 2023, newer roof, and new helical piers added to the front of the foundation for added peace of mind (lifetime

  Evan Warnert Agency North Real Estate, Inc

  612 7th Ave S, Saint Cloud, MN 56301
• 

  /2

  $49,900

  • Land
  • 0.3 Acre
  • $166,333 per Acre

  1921 38th St S, St. Cloud, MN 56301

  Nice South St. Cloud lot in a convenient location. Open to all Builders.

  Craig Hiltner VoigtJohnson

  1921 38th St S, St. Cloud, MN 56301
• 

  

  /15

  $199,000

  • Land
  • 23.46 Acres
  • $8,483 per Acre

  TBD County Road 136, St. Cloud, MN 56301

  23+ Acres of Buildable Agricultural LandExceptional 23+ acre parcel offering a rare blend of tillable and wooded acreage. Currently approved for one residential homestead, this property provides the perfect setting for a private country retreat or hobby farm. Convenient access to I-94 ensures an easy commute while maintaining rural peace and privacy. Future development potential awaits as

  Stella Scholl Premier Real Estate Services

  TBD County Road 136, St. Cloud, MN 56301
• 

  

  /13

  $180,000

  • 2 Beds
  • 1 Bath
  • 888 Sq Ft

  152 33rd Ave N, Saint Cloud, MN 56303

  Charming 2-bedroom, 1-bath home with an additional office space, perfect for remote work or a hobby room. Hardwood floors flow throughout the main living areas, adding warmth and character. The unfinished basement offers great potential for additional living space or storage. Enjoy the convenience of an attached single car garage plus a large detached single car garage and a storage shed for all

  Randy Meierhofer Edina Realty, Inc.

  152 33rd Ave N, Saint Cloud, MN 56303
• 

  

  /32

  $195,000

  • 3 Beds
  • 2 Baths
  • 1,607 Sq Ft

  234 33rd Ave N, Saint Cloud, MN 56303

  Welcome home to this charming and well-maintained 3-bedroom, 2-bath property in St. Cloud with 1,607 finished square feet and a comfortable layout that blends character with smart updates. The major improvements are already done for you with the roof and siding only about 1 year old, plus updated mechanicals including the furnace, central air conditioner, and water heater, offering peace of mind

  William Hill III Pemberton RE

  234 33rd Ave N, Saint Cloud, MN 56303
• 

  

  /13

  $199,900

  • 8 Beds
  • 3 Baths
  • 2,801 Sq Ft

  508 6th Ave S, Saint Cloud, MN 56301

  This will be a fantastic addition or start to your investment portfolio - quick walk to SCSU, Lake George and downtown amenities. With 8 bedrooms, 3 bathrooms 2 kitchens, coin - operated laundry & off-street paved parking lot, this 2-story offers great income potential!

  Chris Hauck Coldwell Banker Realty

  508 6th Ave S, Saint Cloud, MN 56301
• 

  

  /16

  $194,900

  • 3 Beds
  • 1.5 Baths
  • 1,261 Sq Ft

  939 Cypress Rd Unit 42, Saint Cloud, MN 56303

  Presenting 939 Cypress Road! This great, very well-maintained townhome has so much to offer, including 3 bedrooms all on one level, 2 baths, and a 2-stall garage. Park in the large driveway or insulated garage, and enter into the main level to new plank flooring. Main level is nicely laid out, with sizable living room flowing nicely into the kitchen and dining areas. Kitchen/dining room has

  Chad Walz Edina Realty, Inc.

  939 Cypress Rd Unit 42, Saint Cloud, MN 56303
• 

  

  /4

  $148,184

  • Land
  • 4 Acres
  • $37,046 per Acre

  22950 Franklin Rd, Saint Cloud, MN 56301

  Beautiful 4+ acre Mississippi River lot located just east of St. Cloud’s I-94 Business Park on Franklin Road. Each parcel offers an elevated, private setting with direct Mississippi River frontage and protected views next to the Scenic and Wild River District. This is a rare opportunity to build on a large, wooded river lot while remaining minutes from St. Cloud amenities.

  Tom Sanquist Granite City Real Estate

  22950 Franklin Rd, Saint Cloud, MN 56301
• 

  /2

  $105,000

  • 3 Beds
  • 2 Baths
  • 1,840 Sq Ft

  116 Columbia Ave NE, Saint Cloud, MN 56304

  Corbin Froelich Central MN Realty LLC

  116 Columbia Ave NE, Saint Cloud, MN 56304
• 

  

  /3

  $96,900

  • Land
  • 0.23 Acre
  • $421,304 per Acre

  1515 Highland Trail, Saint Cloud, MN 56301

  Don't miss your chance to own the final lot in the sought-after Bluffs of Southwood Heights! Nestled in a well-established neighborhood on St. Cloud’s south side, this prime location offers easy access to downtown, the west side, and to I94 and the metro area. The Bluffs features a neighborhood HOA that takes care of lawn maintenance and snow removal, ensuring a hassle-free lifestyle. This

  Matt Wieber Agency North Real Estate, Inc

  1515 Highland Trail, Saint Cloud, MN 56301
• 

  

  /12

  $154,900

  • 3 Beds
  • 1.5 Baths
  • 1,320 Sq Ft

  1712 University Dr SE, Saint Cloud, MN 56304

  Great opportunity to own a solid home at an affordable price with new siding and windows and good roof. The floor plan is open with a spacious kitchen and living area and a basement waiting to be finished to your liking.

  Patrick Torgrimson Premier Real Estate Services

  1712 University Dr SE, Saint Cloud, MN 56304
• 

  

  /11

  $139,900

  • Land
  • 3.1 Acres
  • $45,129 per Acre

  4235 32nd St S, St. Cloud, MN 56301

  Within south St Cloud’s Stone Gate neighborhood, you will find a small collection of luxury acreage homesites in Cortona, located on a quiet cul-de-sac. This popular neighborhood is near the new St Cloud Tech High School and multiple charter schools. It has convenient access to the developing south side and to HWY 15 and I94. This might be the most desirable homesite around at 3.1 acres with a

  Matt Wieber Agency North Real Estate, Inc

  4235 32nd St S, St. Cloud, MN 56301
• 

  

  /18

  $194,900

  • 3 Beds
  • 1.5 Baths
  • 1,188 Sq Ft

  3211 9th St N, Saint Cloud, MN 56303

  Charming 11⁄2-Story Home in a Beautiful, Peaceful Neighborhood Welcome to this stunning 11⁄2-story home nestled in one of the area’s most desirable neighborhoods! This beautifully maintained property combines timeless charm with modern comfort, offering the perfect blend of space, style, and convenience. Step inside to find a bright, open main level featuring a spacious living room with large

  Romaine Bray Bridge Realty, LLC

  3211 9th St N, Saint Cloud, MN 56303
• 

  

  /29

  $159,900

  • 3 Beds
  • 1 Bath
  • 960 Sq Ft

  1020 8th Ave SE, Saint Cloud, MN 56304

  Cute and Cozy Eastside home featuring new flooring, paint and fenced in yard. Kitchen has stainless steel appliances and there is a 3 season porch off the front all sitting on a nice, mature-treed lot.

  Patrick Torgrimson Premier Real Estate Services

  1020 8th Ave SE, Saint Cloud, MN 56304

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