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Affordable Homes for Sale in Saint Cloud, MN under $204,000

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  • /2

    $105,000

    • 3 Beds
    • 2 Baths
    • 1,840 Sq Ft

    116 Columbia Ave NE, Saint Cloud, MN 56304

    Corbin Froelich Central MN Realty LLC

    116 Columbia Ave NE, Saint Cloud, MN 56304
  • /30

    $183,000

    • 4 Beds
    • 3 Baths
    • 1,689 Sq Ft

    1029 11th Ave S, Saint Cloud, MN 56301

    Spacious 4 bedroom, 3 bathroom home with a flex room on a desirable corner lot. Inside you will find beautiful hardwood floors, a large living room perfect for gathering, and a convenient mud room with plenty of storage. The flex room offers great space for a home office, playroom, or workout area. The attached garage and storage shed provide extra room for tools and outdoor gear. Roof replaced

    Hollie Engle Pemberton RE

    1029 11th Ave S, Saint Cloud, MN 56301
  • /2

    $96,900

    • Land
    • 0.23 Acre
    • $421,304 per Acre

    1515 Highland Trail, Saint Cloud, MN 56301

    Don't miss your chance to own the final lot in the sought-after Bluffs of Southwood Heights! Nestled in a well-established neighborhood on St. Cloud’s south side, this prime location offers easy access to downtown, the west side, and to I94 and the metro area. The Bluffs features a neighborhood HOA that takes care of lawn maintenance and snow removal, ensuring a hassle-free lifestyle. This

    Matt Wieber Agency North Real Estate, Inc

    1515 Highland Trail, Saint Cloud, MN 56301
  • /12

    $154,900

    • 3 Beds
    • 1.5 Baths
    • 1,320 Sq Ft

    1712 University Dr SE, Saint Cloud, MN 56304

    Great opportunity to own a solid home at an affordable price with new siding and windows and good roof. The floor plan is open with a spacious kitchen and living area and a basement waiting to be finished to your liking.

    Patrick Torgrimson Premier Real Estate Services

    1712 University Dr SE, Saint Cloud, MN 56304
  • /23

    $179,900

    • 3 Beds
    • 2 Baths
    • 1,753 Sq Ft

    1017 7th Ave S, Saint Cloud, MN 56301

    1 story home. 3 bedrooms 2 baths, home has single detached garage w/ ally access

    Robert Lewellyn Granite Realty of MN

    1017 7th Ave S, Saint Cloud, MN 56301
  • /11

    $139,900

    • Land
    • 3.1 Acres
    • $45,129 per Acre

    4235 32nd St S, St. Cloud, MN 56301

    Within south St Cloud’s Stone Gate neighborhood, you will find a small collection of luxury acreage homesites in Cortona, located on a quiet cul-de-sac. This popular neighborhood is near the new St Cloud Tech High School and multiple charter schools. It has convenient access to the developing south side and to HWY 15 and I94. This might be the most desirable homesite around at 3.1 acres with a

    Matt Wieber Agency North Real Estate, Inc

    4235 32nd St S, St. Cloud, MN 56301
  • /2

    $194,900

    • 3 Beds
    • 1.5 Baths
    • 1,188 Sq Ft

    3211 9th St N, Saint Cloud, MN 56303

    Charming 11⁄2-Story Home in a Beautiful, Peaceful Neighborhood Welcome to this stunning 11⁄2-story home nestled in one of the area’s most desirable neighborhoods! This beautifully maintained property combines timeless charm with modern comfort, offering the perfect blend of space, style, and convenience. Step inside to find a bright, open main level featuring a spacious living room with large

    Romaine Bray Bridge Realty, LLC

    3211 9th St N, Saint Cloud, MN 56303
  • /12

    $89,898

    • Land
    • 1.03 Acres
    • $87,280 per Acre

    6012 Galaxy Rd, St. Cloud, MN 56301

    Discover the perfect place to bring your vision to life on this beautiful 1+ acre wooded lot. Offering a peaceful, natural setting with mature trees and plenty of privacy, this property provides an open canvas to plan, design, and build the custom home you’ve always imagined. Whether you’re dreaming of a modern retreat or a timeless traditional residence, this spacious parcel gives you the

    Skip Halverson RE/MAX Results

    6012 Galaxy Rd, St. Cloud, MN 56301
  • /29

    $159,900

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    1020 8th Ave SE, Saint Cloud, MN 56304

    Cute and Cozy Eastside home featuring new flooring, paint and water heater. Kitchen has stainless steel appliances and there is a 3 season porch off the front all sitting on a nice, mature-treed, fenced-in lot.

    Patrick Torgrimson Premier Real Estate Services

    1020 8th Ave SE, Saint Cloud, MN 56304
  • /27

    $178,900 Open Sat 12:30PM - 1:30PM

    • 2 Beds
    • 2 Baths
    • 775 Sq Ft

    424 23rd Ave N, Saint Cloud, MN 56303

    Charming and full of character, this adorable home is nestled in an established neighborhood right in the center of town—close to everything you need! A welcoming front porch invites you in and sets the tone for the warmth found throughout.The main floor features a comfortable living room, a bright kitchen with an eat-in dining area, one bedroom, and a full bath. Upstairs, you’ll find a

    Mary McGowan Premier Real Estate Services

    424 23rd Ave N, Saint Cloud, MN 56303
  • /2

    $37,500

    • Land
    • 0.47 Acre
    • $79,787 per Acre

    3297 Dolores Dr, Saint Cloud, MN 56303

    Looking for the perfect place to build your dream home in a great established neighborhood? Look no further than Tilden Woods! This nearly half acre wooded lot has it all, nearby walking trails and parks, shopping centers and medical facilities with easy access to Hwy 15.

    Charissa Harms-Ertl Pemberton RE

    3297 Dolores Dr, Saint Cloud, MN 56303
  • /26

    $115,000

    • 3 Beds
    • 2 Baths
    • 1,300 Sq Ft

    15 Arbor St, Saint Cloud, MN 56301

    Just 13 minutes from St. Cloud, this beautifully maintained and affordable home offers the perfect mix of comfort, convenience, and community living. Located in Bel Clare Estates, you'll enjoy fantastic amenities including a basketball court, pet-friendly walking areas, a welcoming playground, and a storm shelter for added peace of mind. Inside, the open kitchen and living areas are perfect for

    Macy Henrichs RE/MAX Results

    15 Arbor St, Saint Cloud, MN 56301
  • /29

    $149,900

    • 3 Beds
    • 2 Baths
    • 1,432 Sq Ft

    529 10th Ave N, Saint Cloud, MN 56303

    Step into timeless character with this beautiful 3-bedroom, 2-bath home, ideally located in the heart of the city—just minutes from everything you need. This inviting property features a spacious living room and a formal dining room, perfect for entertaining or everyday comfort. You'll appreciate the functionality of the space. Enjoy peace of mind with updated roof and windows, blending historic

    Rachel Koubsky VoigtJohnson

    529 10th Ave N, Saint Cloud, MN 56303
  • /23

    $129,900

    • 2 Beds
    • 1 Bath
    • 1,068 Sq Ft

    428 10th Ave N, Saint Cloud, MN 56303

    Built in 1905 here is a 2 bed 1 bath 1 1/2 story home on a corner lot with a 2 stall garage in North St.Cloud. Property features: New carpet, paint, Updated items new roof in 2018 on house, furnace in 2018, A/C in 2018, water heater 2019, mini split for upstairs 2020, and updated electrical in 2019.

    Neal Leagjeld Coldwell Banker Crown Realtors

    428 10th Ave N, Saint Cloud, MN 56303
  • /19

    $169,900

    • 2 Beds
    • 1 Bath
    • 927 Sq Ft

    407 19 1 2 Ave N, St. Cloud, MN 56303

    Charming and move-in ready 11⁄2-story home situated on a spacious fenced lot! This inviting property offers a bright main-level living room with neutral finishes and arched doorway detail, an updated kitchen featuring white cabinetry and stainless steel appliances, and a dedicated dining area with durable flooring. The main level also includes a full bathroom and convenient rear entry space.

    Nicole Stone RE/MAX Results

    407 19 1 2 Ave N, St. Cloud, MN 56303
  • /3

    $180,000

    • 5 Beds
    • 2 Baths
    • 1,710 Sq Ft

    629 9th Ave S, Saint Cloud, MN 56301

    Great up and down duplex. Fully rented.

    Brenda Benson Trilogy Properties of MN, LLC

    629 9th Ave S, Saint Cloud, MN 56301
  • /2

    $184,900

    • 7 Beds
    • 2 Baths
    • 2,138 Sq Ft

    527 6th Ave S, Saint Cloud, MN 56301

    Recently refreshed and ready for immediate occupancy!! 7BR plus den lodging house just a quick walk to SCSU, near Lake George & downtown amenities - A fantastic addition or start to your portfolio! Off street parking, main floor laundry, tons of storage. Updated features include fresh paint inside and out, Updated water heater & boiler, New flooring up and down! Added bonus, second kitchen on

    Chris Hauck Coldwell Banker Realty

    527 6th Ave S, Saint Cloud, MN 56301
  • /20

    $159,000

    • 3 Beds
    • 1 Bath
    • 1,240 Sq Ft

    511 3rd St NE, Saint Cloud, MN 56304

    Welcome home to this inviting 3-bedroom, 1-bathroom property offering comfort, easy living, and plenty of space to make your own. Whether a first-time buyer, growing household, or investor, this home is a great opportunity in a quiet location. Step inside to find everything you need for everyday living on the main level. This home features, a well-sized family room, 3 bedrooms, a nice kitchen and

    Douglas Fuchs Central MN Realty LLC

    511 3rd St NE, Saint Cloud, MN 56304
  • /25

    $159,500

    • 2 Beds
    • 2 Baths
    • 1,065 Sq Ft

    601 11th Ave N, Saint Cloud, MN 56303

    On a generous corner lot where light stretches a little further and space feels a little freer, this 1895 brick home stands with character. It blends historic charm with modern comfort, featuring 9' ceilings on the main level, 8' ceilings upstairs, and beautiful wood floors throughout. Updated windows bring in natural light, while central air and forced gas heat provide year-round comfort. The

    Timothy Schmidt New Century Real Estate

    601 11th Ave N, Saint Cloud, MN 56303
  • /14

    $103,343

    • Land
    • 31,973 Acres
    • $3 per Acre

    123 14th Ave N, Sartell, MN 56377

    Discover a prime investment opportunity in a rapidly growing area of Sartell! This commercial lot is strategically located near coffee shops and various businesses, with a new heated storage facility underway. As numerous businesses relocate or establish themselves in the vicinity, this lot presents an excellent chance for future growth and development. Don?t miss this opportunity to invest in a

    Michelle (Shelly) Weinzetl Mississippi Valley Real Estate

    123 14th Ave N, Sartell, MN 56377
  • /2

    $99,900

    • Land
    • 1.01 Acres
    • $98,911 per Acre

    6891 Haven Ct, Saint Cloud, MN 56303

    Take a drive and come see HARVEST CREEK!... A brand NEW West St. Cloud premier neighborhood, builder exclusive to Woodland Homes, Inc. Lot sizes are generous and range from .3 acres to over 2 acres! With city services, several lots with no backyard neighbors, and open space, don't miss your chance to build your dream home in this fantastic location! Other Lots available in this development.

    Craig Hiltner VoigtJohnson

    6891 Haven Ct, Saint Cloud, MN 56303
  • /11

    $139,900

    • 4 Beds
    • 1.5 Baths
    • 1,148 Sq Ft

    320 8th Ave S, Saint Cloud, MN 56301

    Great investment opportunity in South St. Cloud! This 4-bedroom, 1-bath 1.75-story home is currently rented for $1,500 per month with reliable long-term tenants who have occupied the home for over 10 years. Month-to-month lease offers flexibility for investors. Perfect chance to start or expand your investment portfolio with a property that already has steady rental income.

    Jeremy Forsell Premier Real Estate Services

    320 8th Ave S, Saint Cloud, MN 56301
  • /4

    $148,184

    • Land
    • 3.99 Acres
    • $37,139 per Acre

    23130 Franklin Rd, Saint Cloud, MN 56301

    Beautiful 3.99 acre Mississippi River lot located just east of St. Cloud’s I-94 Business Park on Franklin Road. Each parcel offers an elevated, private setting with direct Mississippi River frontage and protected views next to the Scenic and Wild River District. This is a rare opportunity to build on a large, wooded river lot while remaining minutes from St. Cloud amenities.

    Tom Sanquist Granite City Real Estate

    23130 Franklin Rd, Saint Cloud, MN 56301
  • /20

    $180,000

    • 3 Beds
    • 1 Bath
    • 1,492 Sq Ft

    1051 Washington Memorial Dr, Saint Cloud, MN 56301

    Centrally located and full of potential, this home is a great opportunity for buyers ready to make it their own. The spacious kitchen offers abundant counter space, ideal for everyday living and future updates, while hardwood floors and great natural light add warmth and character throughout the main level. Two main-floor bedrooms provide comfortable, convenient living, and the large basement

    David Vee Edina Realty, Inc

    1051 Washington Memorial Dr, Saint Cloud, MN 56301
  • /23

    $95,000

    • 4 Beds
    • 2 Baths
    • 1,120 Sq Ft

    52 Belmar St, Saint Cloud, MN 56301

    Nestled just 13 minutes away from bustling heart of St. Cloud, this prime location offers easy access to restaurants, shopping, and entertainment. Enjoy close proximity to top-rated schools in the St. Cloud Area School District. Commuting is a breeze with quick access to State Route 23. Interstate 94, and State Route 15. Nature lovers will adore being just a mile from Quarry Park and Nature

    Macy Henrichs RE/MAX Results

    52 Belmar St, Saint Cloud, MN 56301
  • /26

    $114,900

    • 3 Beds
    • 2 Baths
    • 1,560 Sq Ft

    68 Joymar Dr, St. Cloud, MN 56301

    This upgraded 3 bed, 2 bath Clayton double-wide stands out with a clean, modern feel and many updates throughout. The kitchen is the true highlight with a huge center island, large walk-in pantry, deep sink, and all upgraded LG appliances replacing the original builder package. Custom shiplap accents and updated lighting give the home a finished, move-in ready feel. The primary suite features

    Macy Henrichs RE/MAX Results

    68 Joymar Dr, St. Cloud, MN 56301
  • /16

    $157,400

    • 3 Beds
    • 1 Bath
    • 1,140 Sq Ft

    935 31st Ave N, Saint Cloud, MN 56303

    This home features 3 bedrooms on the main level and one bathroom on the main level. The basement is unfinished and waiting for your finishing to add additional square footage. Located in a quiet neighborhood, this home the perfect place to call home. Off street parking in the back with a large single stall garage.

    Jon Brophy RE/MAX Results

    935 31st Ave N, Saint Cloud, MN 56303
  • /2

    $99,900

    • Land
    • 1.07 Acres
    • $93,364 per Acre

    1548 39th St S, Saint Cloud, MN 56301

    Stunning 1.07 acre homesite located in the private Coyote Creek Neighborhood in South St Cloud. Amazing Private Backyard with Stunning Views of a wetland. You can bring your own builder or we Can Find you one.

    James Heckendorf Werschay Real Estate Services

    1548 39th St S, Saint Cloud, MN 56301
  • /2

    $164,900

    • 7 Beds
    • 2 Baths
    • 2,006 Sq Ft

    314 8th Ave S, Saint Cloud, MN 56301

    Licensed for a 7 Bedroom Lodging House, this conveniently located, all-brick 2 story offers tons of storage in it's detached carriage house with 2nd floor, double detached garage, plenty of off-street parking! 4 Main floor bedrooms with a bonus space off the primary and 3 additional upper-level bedrooms along with second kitchen! A great addition to your investment portfolio!

    Chris Hauck Coldwell Banker Realty

    314 8th Ave S, Saint Cloud, MN 56301
  • /23

    $194,900 Open Sat 12:30PM - 1:30PM

    • 3 Beds
    • 1.5 Baths
    • 1,257 Sq Ft

    939 Cypress Rd Unit 27, Saint Cloud, MN 56303

    Move in ready. Enjoy easy living in this thoughtfully designed home featuring an open floor plan, stunning plank flooring, large closets & additional storage throughout, fresh paint & tons of natural light. Smartly designed kitchen with ample prep and storage space includes some newer appliances, a breakfast bar & a generous walk-in pantry. Upstairs, you'll find three same floor bedrooms plus

    Jessica Vos Edina Realty, Inc

    939 Cypress Rd Unit 27, Saint Cloud, MN 56303
  • /14

    $189,900

    • 3 Beds
    • 1.5 Baths
    • 1,152 Sq Ft

    939 Cypress Rd Unit 25, Saint Cloud, MN 56303

    3 bed 2 bath end unit townhouse available and ready for show! New furnace 2025 and new central AC 2026! This townhome offers a single stall attached garage, 3 bedrooms, full bath and laundry all located on one upper level! 1/2 bath on main level. Enjoy easy living with no lawn, snow or exterior care required! If you are looking for low maintenance ownership, this is a must see and ready for move

    Kathryn Stangler Ashworth Real Estate

    939 Cypress Rd Unit 25, Saint Cloud, MN 56303
  • /2

    $171,450

    • 6 Beds
    • 3 Baths
    • 2,866 Sq Ft

    1610 7th Ave S, Saint Cloud, MN 56301

    Large up-down duplex property on double lot. Paint ready, with many upgrades over the years including upgraded split electric panels.

    James Hamling eXp Realty

    1610 7th Ave S, Saint Cloud, MN 56301
  • /36

    $190,000

    • 3 Beds
    • 1.5 Baths
    • 1,024 Sq Ft

    40 Mckinley Place N, Saint Cloud, MN 56303

    Welcome to this adorable 3-bedroom, 2-bathroom home, brimming with character! Step inside todiscover a spacious living room that flows into a charming den, perfect for sipping your morning coffee.The large dining room adjacent to the living room is ideal for entertaining guests. Recent updatesinclude beautiful new flooring and fresh paint throughout, making this home move-in ready.

    Odell Kruah Luke Team Real Estate

    40 Mckinley Place N, Saint Cloud, MN 56303
  • /23

    $169,900

    • 2 Beds
    • 2 Baths
    • 1,626 Sq Ft

    924 13th Ave S, Saint Cloud, MN 56301

    Nice bungalo/one level in the Lake George neighborhood! Main floor "den" ...just needs a closet and could be a 2nd bedroom on the main floor....for 3 bedrooms total. Quaint front porch, laminate floor in livingroom and tiled kitchen floor. Furnace 2023. Bar downstairs in familyroom. Fenced in corner yard too. Nice sized 2 car garage. Walk to Summertime by George for music and walk downtown to

    Lisa Johnson-Barnier RE/MAX Results

    924 13th Ave S, Saint Cloud, MN 56301
  • /6

    $120,000

    • Land
    • 0.5 Acre
    • $240,000 per Acre

    3975/3983 21st Ave S, St. Cloud, MN 56301

    Bring your builder! 2 gorgeous lots available! Situated on the Corner lot, these lots offer privacy for your new dream home! Easy access to hwy 94, and a quick drive to shopping and retail. Off the beaten path, but still convenient to everything! Sewer, water, cable, and internet is all in the street! Bring your plans and build your dreams!

    David Vee Edina Realty, Inc

    3975/3983 21st Ave S, St. Cloud, MN 56301
  • /16

    $139,900

    • 2 Beds
    • 1 Bath
    • 968 Sq Ft

    1526 14th St SE, Saint Cloud, MN 56304

    Welcome to 1526 14th Street SE, a charming and comfortable one-level condominium townhome nestled in the desirable East Village community of St. Cloud. Thoughtfully designed for convenient living, this inviting residence features two spacious bedrooms, a full bath, and an open-concept living and dining area that creates a warm, connected atmosphere perfect for both relaxing and entertaining. The

    Christopher Jacques Premier Real Estate Services

    1526 14th St SE, Saint Cloud, MN 56304
  • /2

    $49,900

    • Land
    • 0.23 Acre
    • $216,957 per Acre

    3888 21st Ave S, St. Cloud, MN 56301

    Nice South St. Cloud lot in a convenient location. Open to all Builders.

    Craig Hiltner VoigtJohnson

    3888 21st Ave S, St. Cloud, MN 56301
  • /2

    $89,900

    • Land
    • 0.66 Acre
    • $136,212 per Acre

    1934 68th Ave N, St. Cloud, MN 56303

    Take a drive and come see HARVEST CREEK!... A brand NEW West St. Cloud premier neighborhood, builder exclusive to Woodland Homes, Inc. Lot sizes are generous and range from .3 acres to over 2 acres! With city services, several lots with no backyard neighbors, and open space, don't miss your chance to build your dream home in this fantastic location! Other Lots and build packages available in this

    Craig Hiltner VoigtJohnson

    1934 68th Ave N, St. Cloud, MN 56303
  • /22

    $199,900

    • 3 Beds
    • 1.5 Baths
    • 1,699 Sq Ft

    237 23rd Ave N, Saint Cloud, MN 56303

    Welcome to your charming new abode, perfect for first-time homebuyers and families looking for that ideal blend of comfort and convenience! This delightful one-level house, complete with a full basement, offers a cozy living experience in a friendly neighborhood. Step inside and discover a warm family room that beckons you to relax and unwind. With three well-appointed bedrooms and two bathrooms,

    Jenessa Schendzielos RE/MAX Results

    237 23rd Ave N, Saint Cloud, MN 56303
  • /2

    $79,900

    • Land
    • 0.37 Acre
    • $215,946 per Acre

    6825 Haven Ct, Saint Cloud, MN 56303

    Take a drive and come see HARVEST CREEK!... A brand NEW West St. Cloud premier neighborhood, builder exclusive to Woodland Homes, Inc. Lot sizes are generous and range from .3 acres to over 2 acres! With city services, several lots with no backyard neighbors, and open space, don't miss your chance to build your dream home in this fantastic location! Other Lots and build packages available in this

    Craig Hiltner VoigtJohnson

    6825 Haven Ct, Saint Cloud, MN 56303

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