Bay City, MI Homes for Sale under $400,000

45 OR 47 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

Jean Ann DeShano RE/MAX Results

This newly built 3-bedroom, 2-bathroom home blends clean, modern design with everyday convenience. From the moment you step inside, you’re welcomed by an open floor plan that maximizes natural light and creates a sense of spaciousness. The kitchen is thoughtfully designed with contemporary finishes, making it both stylish and functional for daily living or entertaining. The primary bedroom

Steve Shabluk RE/MAX Results

Remarkable on Ryan. Built in 2022 and thoughtfully maintained, this 3-bedroom, 2-bath ranch offers 1,625 square feet of modern, open-concept living on a spacious 0.35-acre lot in Frankenlust Township within the Bay City School District. The main living area features cathedral ceilings, abundant natural light, and durable LVP flooring throughout. The kitchen is designed for both everyday use and

Krystle Prime Keller Williams Preferred

Beautifully Renovated Home near Highly Desired Carroll Park! Welcome to this stunning nearly 4,000 square foot home nestled on a quiet cul-de-sac in the sought-after Carroll Park neighborhood. This spacious 5-bedroom, 3-bathresidence has been fully renovated with modern finishes and luxurious details throughout. Step inside to find an open-concept layout featuring a brand-new kitchen with custom

MC Fortune Our Home & Co Real Estate

57 or 59 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

Jean Ann DeShano RE/MAX Results

Monitor Township ranch home built in 2005. This meticulously maintained 3 bedroom 3 1/2 bath home has so much to offer! Features include open floor plan, primary bedroom with en-suite & 12x9 walk-in closet, 1st floor laundry, large open kitchen with Corian counter tops, full finished basement w/ 9ft recessed ceilings, full bath also two extra bedrooms or offices if needed, city water backup

Sean Herrera RE/MAX Results

49 OR 51 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

Jean Ann DeShano RE/MAX Results

9 OR 11 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

Jean Ann DeShano RE/MAX Results

This fully updated 5 bedroom, 2.5 bathroom home offers modern finishes, generous space, and a partially finished basement—perfect for additional living, entertainment, or storage. Step inside to fresh paint throughout, brand-new flooring, and a bright, open layout. The kitchen features new quartz countertops, a stylish tile backsplash, and updated cabinetry, creating a clean and timeless look.

MC Fortune Our Home & Co Real Estate

Stunning pond-view one story iCondo in highly desireable Cortland Farmes South Features 3 bedroom, 2.5 baths offers comfortable living with open layout, soaring ceilings, and abundant natural light. On a premium lot overlooking the neighborhood pond-providing year round picturesque views & gorgeous sunsets. Inside features brick floor to ceiling fireplace, large panoramic windows, open dining

Joan Fehrenbach RE/MAX Results

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this condo is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 2 bedroom, 2

Jean Ann DeShano RE/MAX Results

41 OR 43 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

Jean Ann DeShano RE/MAX Results

53 OR 55 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

Jean Ann DeShano RE/MAX Results

Enjoy easy carefree living in this beautiful, well maintained, and spacious stand alone condo with 3 bedrooms and 3 full baths. The main floor offers the convenience of a new washer and dryer, new cook top stove, wall oven, and microwave. You'll love relaxing in the large living room/dining room combo. Enjoy peaceful pond views or cozying up by the fireplace on chilly days. Downstairs there is a

Gretchen Meeker CENTURY 21 SIGNATURE - Mt. Pleasant

Welcome to 3378 State Street Rd. Nestled on 4.5 scenic acres in Bangor Township, this versatile property offers space, functionality, and income potential just minutes from Bay City amenities. The 3-bedroom main residence features convenient main-level laundry, a full bath, and an attached garage, making everyday living comfortable and practical. Adding exceptional value is a separate

Howard Diefenbach Century 21 Signature Realty - Bay City

This beautifully crafted new construction home features 3 spacious bedrooms and 2 modern bathrooms, designed with comfort and functionality in mind. The open-concept layout boasts a bright and airy living area, perfect for entertaining or relaxing with family. A contemporary kitchen with sleek finishes and ample storage flows seamlessly into the dining space, while windows throughout the home

Jacob Shabluk RE/MAX Results

Kawkawlin River Waterfront! This 3 bedroom, 2 bath home sits on 1.37 acres in Bangor Township with 2,034 sq ft of living space and direct river access. Features include an updated kitchen with granite countertops, first-floor laundry, and two fireplaces. Enjoy the living room plus a separate family room with dual patio doors leading to a large deck overlooking the backyard with a cement bonfire

Justis Heppner Berkshire Hathaway HomeServices, Bay City

22 OR 24 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years APPROXIMATELY 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

Jean Ann DeShano RE/MAX Results

61 COVE DRIVE. THE ONLY STAND ALONE CONDO IN IRON BRIDGE! NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge

Jean Ann DeShano RE/MAX Results

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home

Jean Ann DeShano RE/MAX Results

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 1⁄2

Jean Ann DeShano RE/MAX Results

BEAUTIFULLY UPDATED 5 BEDROOM, 2.5 BATH COLONIAL with BRAND NEW eat in kitchen featuring granite counters, island, stainless appliances, and spacious pantry. This home also features a large living room, formal dining room, cozy family room with natural fireplace, mudroom, and half bath on the main floor with 5 spacious bedrooms and 2 full baths on the second floor. The primary suite includes a

Melissa Socha Modern Way Realty LLC

18 or 20 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, APPROXIMATELY 50% REDUCTION!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

Jean Ann DeShano RE/MAX Results