25

Bay City, MI Homes for Sale under $400,000

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  • /54

    $349,250

    • 4 Beds
    • 3.5 Baths
    • 2,540 Sq Ft

    611 Nurmi Ct, Bay City, MI 48708

    Back on market, buyer failed to provide proof of funds. Welcome to this exceptional colonial full of character and timeless elegance, perfectly situated on a quiet court in one of Bay City’s most sought-after areas within the historical district. This spacious 4-bedroom, 3.5-bath home offers refined comfort with thoughtful and elegant updates throughout. Inside, you’ll find three fireplaces — one

    Agent Photo

    Joshua Moore

    Berkshire Hathaway HomeServices

    (989) 656-1744

    611 Nurmi Ct, Bay City, MI 48708
  • /8

    $324,900 New Construction

    45 OR 47 Cove Dr, Bay City, MI 48706

    45 OR 47 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    45 OR 47 Cove Dr, Bay City, MI 48706
  • /25

    $365,000

    • 4 Beds
    • 2 Baths
    • 2,774 Sq Ft

    3296 Hidden Rd, Bay City, MI 48706

    Stunning Mid-Century Modern Waterfront Home on the Kawkawlin River! Welcome to 3296 Hidden Rd, Bay City—an exceptional mid-century modern retreat perfectly situated on a wide stretch of the Kawkawlin River with direct access to Saginaw Bay. Offering over 2,700 sq ft, this spacious home features 4 oversized bedrooms, 2 full tiled bathrooms, and sits on more than an acre of serene, private

    Judi Hughes Modern Realty

    3296 Hidden Rd, Bay City, MI 48706
  • /8

    $324,900

    59 OR 57 Cove Dr, Bay City, MI 48706

    57 or 59 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    59 OR 57 Cove Dr, Bay City, MI 48706
  • /47

    $390,000

    • 4 Beds
    • 4 Baths
    • 3,287 Sq Ft

    1 Nelson Ln, Bay City, MI 48708

    This stunning 1910 bungalow nestled near Bay City's charming Carroll park is full of timeless elegance. This historic gem features marble and wood floors, large windows that flood the home with natural light, and a backyard oasis featuring a beautiful garden and luxurious swim spa. The character and craftmanship of this home perfectly blends 20th-century charm with modern comforts. There is a

    Jeanne Behmlander eXp Realty

    1 Nelson Ln, Bay City, MI 48708
  • /57

    $377,500

    • 5 Beds
    • 3 Baths
    • 3,972 Sq Ft

    2502 Lee Dr, Bay City, MI 48708

    Beautifully Renovated Home near Highly Desired Carroll Park! Welcome to this stunning nearly 4,000 square foot home nestled on a quiet cul-de-sac in the sought-after Carroll Park neighborhood. This spacious 5-bedroom, 3-bath residence has been fully renovated with modern finishes and luxurious details throughout. Step inside to find an open-concept layout featuring a brand-new kitchen with custom

    MC Fortune Our Home & Co Real Estate

    2502 Lee Dr, Bay City, MI 48708
  • /54

    $374,900

    • 4 Beds
    • 2.5 Baths
    • 2,707 Sq Ft

    1010 6th Street 6th St, Bay City, MI 48708

    Newly renovated historic Bay City duplex with updated modern appliances, granite countertops, LVP+ flooring, freshly painted interior and exterior with two laundry rooms, new concrete double car driveway with a block wall around the corner lot with flagstone, stamped concrete, and koi pond. Outdoor kitchen with propane grill and natural stone fireplace. Two newly renovated porches and a fully

    Gary Hamilton Dollinger & Company, Inc.

    1010 6th Street 6th St, Bay City, MI 48708
  • /64

    $355,900

    • 4 Beds
    • 3.5 Baths
    • 3,684 Sq Ft

    2309 Nurmi Dr, Bay City, MI 48708

    Nurmi-built mid-century home with art deco flair in Bay City's Historic District! Offering 4 bedrooms, 3.5 baths, and nearly 2,900 sq ft above grade plus a partially finished basement. Hardwood, slate, and new Life Proof flooring throughout. Updated kitchen with stainless appliances, double wall oven, counters & backsplash. Formal dining with new $8k picture window, 3-season sun porch, and

    TJ Beckman RE/MAX New Image

    2309 Nurmi Dr, Bay City, MI 48708
  • /8

    $324,900 New Construction

    49 or 51 Cove Dr, Bay City, MI 48706

    49 OR 51 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    49 or 51 Cove Dr, Bay City, MI 48706
  • /8

    $324,900 New Construction

    9 OR 11 Cove Dr, Bay City, MI 48706

    9 OR 11 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    9 OR 11 Cove Dr, Bay City, MI 48706
  • /42

    $309,500

    • 4 Beds
    • 2.5 Baths
    • 2,515 Sq Ft

    2307 Nurmi Dr, Bay City, MI 48708

    High demand location in Bay City's Historical District, within walking distance to Carroll Park and short distance to Downtown! Spacious home with over 2,200 square feet. Original wood floors add warmth and character! There is patio doors in livingroom, dining room and familyroom that opens to large deck/patio area and spacious backyard that is privately fenced, on 1/3 acre! Primary bedroom has

    Charlene Rupp Bay Area Real Estate

    2307 Nurmi Dr, Bay City, MI 48708
  • /17

    $324,900 New Construction

    • 2 Beds
    • 2 Baths
    • 1,241 Sq Ft

    16 Cove Dr, Bay City, MI 48706

    SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this condo is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 2 bedroom, 2

    Jean Ann DeShano RE/MAX Results

    16 Cove Dr, Bay City, MI 48706
  • /8

    $324,900 New Construction

    41 OR 43 Cove Dr, Bay City, MI 48706

    41 OR 43 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    41 OR 43 Cove Dr, Bay City, MI 48706
  • /8

    $324,900 New Construction

    55 OR 53 Cove Dr, Bay City, MI 48706

    53 OR 55 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    55 OR 53 Cove Dr, Bay City, MI 48706
  • /6

    $325,000

    • Land
    • 1.45 Acres
    • $224,138 per Acre

    1707 N Henry St, Bay City, MI 48706

    Check out this highly desirable corner lot. Let your imagination run wild with the possibilities of this 1.45 acre property. This Property is centrally located near, shopping, schools, dining, and healthcare off the Wilder rd corridor. Make your dreams a reality with this great location. Public water / sewer at street

    Eric Chapman NORTH & COMPANY REALTORS GLBR

    1707 N Henry St, Bay City, MI 48706
  • /8

    $324,900

    22 OR 24 Cove Dr, Bay City, MI 48706

    22 OR 24 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years APPROXIMATELY 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    22 OR 24 Cove Dr, Bay City, MI 48706
  • /8

    $319,900

    • Land
    • 17.69 Acres
    • $18,084 per Acre

    0 Eastland Dr, Bay City, MI 48708

    Builders/Developers, you do not miss out on this 17.69 acres of residential development property located in Hampton Township. This property is located at the end of Eastland Drive, off W Youngs Ditch Rd. The sanitary sewers and city water lines have already been installed. A lot layout has been completed with 49 lots, each .23 acres or larger, but has NOT received approval by Hampton Township.

    Steven Schoenherr Ayre/Rhinehart Bay REALTORS

    0 Eastland Dr, Bay City, MI 48708
  • /8

    $334,900 New Construction

    61 Cove St, Bay City, MI 48706

    61 COVE DRIVE. THE ONLY STAND ALONE CONDO IN IRON BRIDGE! NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge

    Jean Ann DeShano RE/MAX Results

    61 Cove St, Bay City, MI 48706
  • /44

    $369,900

    • 4 Beds
    • 2.5 Baths
    • 3,260 Sq Ft

    3971 Peppermill Ln, Bay City, MI 48706

    This fully updated 5 bedroom, 2.5 bathroom home offers modern finishes, generous space, and a partially finished basement—perfect for additional living, entertainment, or storage. Step inside to fresh paint throughout, brand-new flooring, and a bright, open layout. The kitchen features new quartz countertops, a stylish tile backsplash, and updated cabinetry, creating a clean and timeless look.

    MC Fortune Our Home & Co Real Estate

    3971 Peppermill Ln, Bay City, MI 48706
  • /41

    $324,900 New Construction

    • 2 Beds
    • 2 Baths
    • 1,241 Sq Ft

    12 Cove Dr, Bay City, MI 48706

    SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home

    Jean Ann DeShano RE/MAX Results

    12 Cove Dr, Bay City, MI 48706
  • /25

    $309,900

    • 3 Beds
    • 2.5 Baths
    • 1,803 Sq Ft

    3103 E Midland Rd, Bay City, MI 48706

    Beautiful 3-bedroom, 2.5-bath home in Bangor Township situated on just under an acre. The main floor primary bedroom features its own walkout porch, creating a private spot to relax and enjoy the outdoors. Upstairs are two spacious bedrooms and a full bath, offering plenty of room for family or guests. The main level includes a large dining area and living room with great natural light and an

    The Batch Klimek Group RE/MAX Results

    3103 E Midland Rd, Bay City, MI 48706
  • /20

    $399,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,971 Sq Ft

    14 Cove Dr, Bay City, MI 48706

    SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 1⁄2

    Jean Ann DeShano RE/MAX Results

    14 Cove Dr, Bay City, MI 48706
  • /64

    $325,000

    • 3 Beds
    • 1.5 Baths
    • 2,558 Sq Ft

    5115 Baxman Rd, Bay City, MI 48706

    Welcome to Beautiful on Baxman!!! ~ This is no cookie cutter home...it is much larger than it appears from the outside!!! This family home offers 3 Bedrooms, 1 1/2 Baths, updated kitchen cabinetry with granite countertops plus bar area, newer appliances, city water, city sewer, natural gas, plus dining area with plenty of room for the family table, oversized living room complete with fireplace,

    Alana Walczak Hallmark Real Estate Inc.

    5115 Baxman Rd, Bay City, MI 48706
  • /8

    $324,900 New Construction

    18 OR 20 Cove Dr, Bay City, MI 48706

    18 or 20 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, APPROXIMATELY 50% REDUCTION!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s

    Jean Ann DeShano RE/MAX Results

    18 OR 20 Cove Dr, Bay City, MI 48706
  • /10

    $349,900

    • Land
    • 5.99 Acres
    • $58,414 per Acre

    3774 State Street Rd, Bay City, MI 48706

    A tremendous opportunity for development in business-friendly Bangor Township, directly across from the Bay City Mall, two parcels north of Home Depot & Walmart, within eyesight of bustling Wilder Road, and 2.7 miles from I-75 (the Wilder Road exit). This 5.99 acre parcel offers high visibility, all municipal utilities at the road, and 397' of frontage. It is nestled between the busy business

    Shelley Niedzwiecki Ayre/Rhinehart Bay REALTORS

    3774 State Street Rd, Bay City, MI 48706

Home Trends in Bay City, MI

Housing Trends

Median Sale Price
$155,000
Median Single Family Sale Price
$147,000
Median Townhouse Sale Price
$230,000
Median 2 Bedroom Sale Price
$213,750
Median 1 Bedroom Sale Price
$42,500
Average Price Per Sq Ft
$124
Number of Homes for Sale
141
Last 12 months Home Sales
860
Months of Supply
2.00
Median List Price
$159,900
Median Change From 1st List Price
2%
Median Home Sale Price YoY Change
8%
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