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Is the Home You Love Worth It? Home Pre-Inspection Tips to Put to Use

Sometimes homebuyers fall in love with a home, only to pay for an inspection which makes them realize there will be a lot more improvements needed they didn’t know beforehand. Use these tips before hiring your inspector to find out if the home you love is worth it.

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To hear professional home inspectors tell it, Americans take better care of their automobiles than their homes. Consequently, every homebuyer should plan to spend the $400 to $600 necessary to have the house they like best thoroughly examined by an independent third party before closing.

But wait: Before you’ve made your final choice and order a home inspector to take a look, you should do some preliminary investigating of your own. That way, you can protect yourself from picking the wrong house and allowing a better maintained property to slip away.

Even rookie buyers can get a good idea of just how well kept a house has been. Even when the seller has given the place a fresh coat of paint and trimmed the lawn, there still are often telltale signs that the owner may not have been as diligent as he could have. But keep it mind, it would be counterproductive to put every house under this kind of microscope. Once you narrow your choices down to two or three homes, it’s time to take a harder look. Then, after you make your final decision, call in the experts.

Look at Small Details

For example, a clean furnace filter can be taken as an indication the house has been well cared for. But who’s to say the seller didn’t just replace a filter that hadn’t been changed in years? If the filter hasn’t been changed regularly, the furnace hasn’t been working efficiently and it may not live up to its expected life span.

So how do you now? You don’t for sure. but if you spy a pile of spare filters tucked away in a storage closet, it’s a pretty good sign that the owner is on the ball. Someone who is in the process of selling isn’t buying extra filters he won’t use.

Home Service Log

Another clue that the furnace is in good shape is to look for a service log showing that the machine has been serviced regularly, at least once a year.

Of course, homebuyers, even those who have purchased several houses, shouldn’t substitute this kind of rudimentary investigation for a complete and exhaustive inspection by a trained professional. Even if the furnace has been serviced consistently, it could be on its last legs, and only a pro will be able to determine that.

Go Through the Motions as an Owner

Don’t be afraid to kick the tires and act like you’re already living there. You have every right to open closets, flush toilets, run the dishwasher through a full cycle, turn on all the stove-top burners, check the refrigerator and open the in the windows. The owner shouldn’t object – not if he really wants to sell.

If you are really interested in a property, make an appointment with the owner to return with your agents in tow. Give yourself plenty of time to give the place a good once-over. Then, you can decide if you want to proceed.

Tips from Professionals

Here, in no particular order, are some other suggestions from professional inspectors to help you decide if the choices you are considering are inspection-worthy:

Tips for Inspecting Basements

If the house has a basement, follow your nose. If there is a damp, musty smell, there’s usually an issue. A dehumidifier is another tip-off to a wet basement. They aren’t part of the decor. Also, look for stains or rot where the stringers, or side pieces, on the basement steps touch the floor. If there is a water problem, the moisture will wick into the wood. If there is nothing on the basement floor, that could be a sign of water problems. Inspectors love to see stacks of old magazines in the corner with spider webs. That means they have been there a long time and the there is no water problem.

Water Damage to Look for

Some owners will try to hide water damage in their bathrooms by re-caulking and grouting tiles. But you can beat them at their own game by tapping on the tile where it hits the tub or shower floor. The tile should sound and feel solid. If it sounds hollow, give it a nudge to see if there is any give to the wall. If there is, something’s going on behind there that isn’t good.

Electrical Inspections that are Amateur-friendly

After water issues, improper electrical wiring is the second most common defect found by home inspectors. It is difficult for an amateur to determine if the electrical system is adequate, but there are clues. If you see a lot of fuses lying around, especially burnt-out ones, it’s a dead giveaway that the wiring is probably undersized. Another sure-fire indication that the wiring is insufficient: A bunch of extension cords snaking around, hither and yon.

Always Check the Roof

Roofing problems also are fairly common, so look for shingles that are cupping at the corners. They may have to be replaced. If the roof appears to be sagging between the joists, the entire thing may have to be removed. And if there are already are two layers of shingles, the cost could be 20% higher or more. If the house has been well maintained, the owner will know exactly how many layers are on the roof, the age of the top layer and if new sheathing has been put down between the two layers.

Turning on Faucets is Always a Great Idea

Turn on the faucets on the bathroom sink and tub and flush the toilet, all at the same time. If there is an appreciable drop in water flow, there could be a serious pressure problem, possibly caused by mineral buildup in old pipes.

Keep in Mind…

* Maybe one in 20 houses examined by the pros qualifies as well maintained. But if the seller keeps a maintenance log backed by files of receipts, warranties, instruction manuals and color swatches, it’s probably a safe bet that the house has been a labor of love. Neatness counts, too. There should be access to all space, and nothing should be blocking the furnace or electrical panel.

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Lew Sichelman
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Syndicated newspaper columnist, Lew Sichelman has been covering the housing market and all it entails for more than 50 years. He is an award-winning journalist who worked at two major Washington, D.C. newspapers and is a past president of the National Association of Real Estate Editors.

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