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Homes for Sale near Summit Christian School

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  • /22

    $445,000

    • 3 Beds
    • 2 Baths
    • 1,068 Sq Ft

    13637 Fair Oaks Blvd, Citrus Heights, CA 95610

    Nicely situated and close to everything, this efficient floorplan sits on a large lot on the quiet end of Fair Oaks Blvd by Oak. Improvements include new solid surface countertops with integrated sink and brushed nickel faucet, new garage door, new permitted/HERS tested HVAC in 2023, new carpet in bedrooms with some new blinds, new closet doors, new faucet/hardware elsewhere, and more.

    Cheryl Muzinich Recovery Realty

    13637 Fair Oaks Blvd, Citrus Heights, CA 95610
  • /63

    $999,000

    • 4 Beds
    • 2.5 Baths
    • 3,028 Sq Ft

    11438 Mother Lode Cir, Gold River, CA 95670

    Located in the sought-after Gold River community. This beautifully updated 2-story home offers a perfect blend of modern comfort and outdoor access, just minutes from the American River, biking and hiking trails, and Hwy 50. The thoughtfully designed kitchen features quartz countertops, KitchenAid appliances, an apron-front sink, and a dramatic 10-foot quartz waterfall islanda stunning

    Devin Spurling Realty ONE Group Complete

    11438 Mother Lode Cir, Gold River, CA 95670
  • /30

    $299,999

    • 2 Beds
    • 2 Baths
    • 1,134 Sq Ft

    1977 Benita Dr Unit 4, Rancho Cordova, CA 95670

    Discover charm and comfort in this beautifully maintained Coloma Townhome just minutes from Gold River and two blocks from the American River trails! This spacious two-story townhome features two oversized bedrooms and two full baths. Enjoy recent upgrades including a BRAND-NEW HVAC, dual-pane windows, a new sliding glass door, and fresh paint. Stylish granite countertops add flair, and LVP

    Joe Rovito eXp Realty of California Inc.

    1977 Benita Dr Unit 4, Rancho Cordova, CA 95670
  • /26

    $635,000

    • 3 Beds
    • 2 Baths
    • 2,081 Sq Ft

    11820 S Carson Way, Gold River, CA 95670

    Gorgeous single story Gold River home in Carson Creek Village. Cosmetic fixer featuring 3 bedrooms, 2 bathrooms, 3 car garage, separate living and family rooms, vaulted ceilings, fireplace, large kitchen with nook, primary suite with outside access and much more! Close to trails, schools, parks and shopping.

    Mark Boston GBR Real Estate & Inv. Co.

    11820 S Carson Way, Gold River, CA 95670
  • /50

    $550,000

    • 3 Beds
    • 2 Baths
    • 2,153 Sq Ft

    100 Slate Creek Ln, Folsom, CA 95630

    Wonderful Single Story Home Located in the Tranquil Community of Canyon Ridge. Features Include High Ceilings Throughout, Remote Master Bedroom, Separate Living and Family Rooms, Formal Dining Area, Large Kitchen with Ample Cabinetry, Breakfast Nook and Pantry Closet. Separate Laundry Room with Storage Closet, Cabinets and Sink. This Home has an Excellent Functional Floor Plan with Large Deck

    Amy Aoyama Morris Williams Realty

    100 Slate Creek Ln, Folsom, CA 95630
  • /95

    $679,000

    • 4 Beds
    • 4 Baths
    • 1,920 Sq Ft

    6445 Denton Way, Citrus Heights, CA 95610

    Tastefully remodeled duplex in Arcade Creek Estates. 2 Bed, 2 bath, 2 car garage on each side. Both sides completely and nicely remodeled with new appliances, new sink, luxury vinyl plank flooring, granite countertops, new cabinets with self closing, new paint, new baseboards, ceiling fans, new water heater on both side, updated bathrooms, with new toilets, finished garage on one side with epoxy

    Nader Fard Real Estate Source Inc

    6445 Denton Way, Citrus Heights, CA 95610
  • /23

    $299,000

    • 2 Beds
    • 2 Baths
    • 1,017 Sq Ft

    7110 Stella Ln Unit 16, Carmichael, CA 95608

    Charming 2-bedroom Condo with Assumable Loan in Prime Carmichael location - near American River & scenic bike trails. Located upstairs - offering a blend of comfort & convenience in the desirable River Heights community. This home boasts a range of features designed to enhance your living experience. Family room features vaulted ceilings and a cozy fireplace, creating an inviting atmosphere for

    Sandra Moreno Sandra Moreno Realty

    7110 Stella Ln Unit 16, Carmichael, CA 95608
  • /99

    $1,050,000

    • 4 Beds
    • 3.5 Baths
    • 4,306 Sq Ft

    4117 Thistledown Dr, Fair Oaks, CA 95628

    BEST DEAL-Curragh Downs! HUGE Price drop! Welcome to this stunningly updated Fair Oaks dream home in the desirable Curragh Downs neighborhood! Private retreat offers breathtaking views & direct access to scenic trails leading to the American River & Lake Natomas Aquatic Center just a short walk away. Minutes from Highway 50, this prime location blends natural beauty with everyday convenience. The

    Steve Lederman Your Advantage Realty

    4117 Thistledown Dr, Fair Oaks, CA 95628
  • /36

    $535,000

    • 3 Beds
    • 2 Baths
    • 1,456 Sq Ft

    10505 Ambassador Dr, Rancho Cordova, CA 95670

    Rare Opportunity To Live On The American River Parkway! Own This 3 Bed 2 Bath Property Spanning 1,456 Sqft On A Spacious .21 Acre Lot. Enjoy The Built-In Pool & Solar Heater. Two Separate Sunrooms (One Off The Master Bedroom) Provide The Home With More Room To Enjoy. A Metal Roof For Peace Of Mind And A Long Driveway Make This Property The Perfect Forever Home. You're Steps Away From Rossmoor Bar

    Nico Almanza Waterman Real Estate

    10505 Ambassador Dr, Rancho Cordova, CA 95670
  • /9

    $499,900

    • 4 Beds
    • 2 Baths
    • 1,380 Sq Ft

    6020 Cheshire Way, Citrus Heights, CA 95610

    Charming 4 bed & 2 bath Citrus Heights residence nestled in a quaint neighborhood. Home is fully renovated including a new roof and move-in ready. Don't miss out on this opportunity.

    Jonathan Lee Real Broker

    6020 Cheshire Way, Citrus Heights, CA 95610
  • /14

    $1,550,000

    • Land
    • 1.58 Acres
    • $981,013 per Acre

    11100 Trinity River Dr, Rancho Cordova, CA 95670

    An infill developer/investor opportunity to acquire a 1.58 acre parcel in the city of Rancho Cordova. A great location off Sunrise Blvd & Coloma Road close to shopping, restaurants, schools, public transportation, and other key amenities. Nestled between two shopping centers on either side of Coloma Road & Sunrise Blvd, the Trinity Woods condominiums, and the Sun River neighborhood of

    Greg Batchelder Windermere Signature Properties El Dorado Hills/Folsom

    11100 Trinity River Dr, Rancho Cordova, CA 95670
  • /62

    $729,000

    • 4 Beds
    • 3 Baths
    • 2,495 Sq Ft

    8155 Walnut Villa Way, Fair Oaks, CA 95628

    Stunning 4-bedroom, 3-bathroom custom-built home in the heart of Fair Oaks with 2 bedrooms and full bath downstairs perfect for guests or multi-generational living. Beautifully designed for comfort, convenience, and entertainment. The open-concept kitchen is a chef's dream, featuring granite counters w/full backsplash, 5-burner gas stove, water filter, refrigerator, flowing seamlessly into the

    Lori Logan Better Homes and Gardens RE

    8155 Walnut Villa Way, Fair Oaks, CA 95628
  • /32

    $349,900

    • Land
    • 0.88 Acre
    • $397,614 per Acre

    119 Flat Rock Dr, Folsom, CA 95630

    Expansive Lot in Prestigious American River Canyon North. Nestled in the sought-after American River Canyon North community, this stunning 0.88-acre residential lot offers both privacy and natural beauty. As one of the largest parcels in the neighborhood, it provides ample space for your dream home. Enjoy the tranquility of a forested greenbelt and year-round creek at the back of the property. No

    TJ McLaughlin Redfin Corporation

    119 Flat Rock Dr, Folsom, CA 95630
  • /69

    $539,000

    • 3 Beds
    • 2 Baths
    • 1,543 Sq Ft

    8122 Stacey Hills Dr, Citrus Heights, CA 95610

    STAY COOL THIS SUMMER. ENJOY THIS RECENTLY REMODELED POOL(WITH THREE INTERIOR SEATING LEDGES AND HEATER) WHICH COMES COMPLETE WITH 1,543sqft WELL MAINTAINED AND UPGRADED SINGLE STORY OPEN CONCEPT 3 BED 2 BATH HOME. MAKE EVERY WEEKEND A VACATION. POOL MAN MAINTAINS THE POOL FOR $100 A MONTH. CONVENIENTLY LOCATED MIDWAY BETWEEN TEMPO PARK AND C BAR C DOG PARK, CLOSE TO ALL SHOPPING AND RESTAURANTS.

    Jared English Jared English, Broker

    8122 Stacey Hills Dr, Citrus Heights, CA 95610
  • /8

    $715,000

    • 6 Beds
    • 2 Baths
    • 1,800 Sq Ft

    7223 Oconee Ct, Citrus Heights, CA 95610

    7223 & 7225 Oconee Ct. currently generates fantastic rents with the existing duplex. Property consists of two 2 bedroom and 1 bath units. Bonus with an enormous lot of almost 1/2 acre- This property is ready for up to 2 ADUs. Excellent opportunity to own this income producing property in Citrus Heights with stable tenants. Excellent cash flow, and expansion opportunity. Units have been

    Eric Winokur Eric Winokur

    7223 Oconee Ct, Citrus Heights, CA 95610
  • /8

    $899,000

    • Land
    • 3.45 Acres
    • $260,580 per Acre

    7951 Antelope Rd, Citrus Heights, CA 95610

    Key, tree-studded, in-fill site approx 3.45 acres in a highly visible, central location located just off Sunrise Boulevard, a major arterial that links Interstate 80 with Hwy. 50. City of Citrus Heights previously approved the use permit for the development of a new kindergarten to 6th grade charter school, consisting of two primary structures: a 25,000 square foot, two-story classroom building

    Patrick Stelmach CBRE Inc.

    7951 Antelope Rd, Citrus Heights, CA 95610
  • /48

    $389,000

    • 2 Beds
    • 2 Baths
    • 1,077 Sq Ft

    885 Halidon Way Unit 1322, Folsom, CA 95630

    Desirable upper level condo boasting two primary bedrooms and two full bathrooms. Light and bright and ready for a new owner. Granite counters, stainless steel appliances, built-in microwave, stone tile flooring and carpeting, covered veranda and a gas fireplace make this a sweet home. The laundry room is located right off the kitchen. This gated community also offers a clubhouse, exercise room,

    Julie Rees Coldwell Banker Realty

    885 Halidon Way Unit 1322, Folsom, CA 95630
  • /19

    $389,000

    • Land
    • 14,000 Acres
    • $28 per Acre

    0 Figueroa St Unit 225034113, Folsom, CA 95630

    Rare Historic District Lots available for sale . see brochure .

    Doug Scalzi Douglas P. Scalzi

    0 Figueroa St Unit 225034113, Folsom, CA 95630
  • /34

    $649,000

    • 4 Beds
    • 2.5 Baths
    • 1,843 Sq Ft

    300 Coventry Cir, Folsom, CA 95630

    This East-facing home offers an exceptional opportunity for homeownership in the desirable family neighborhood of Coventry at Natomas, close to parks, schools and coffee, dining, retail + recreation. Past the spacious covered front porch that can fit comfy chairs and a table, enter the warm living room under 2-story vaulted ceilings. Spread out on hardwood and LVT floors in the main living areas

    Marc Palos eXp Realty of California, Inc.

    300 Coventry Cir, Folsom, CA 95630
  • /31

    $695,000

    • 4 Beds
    • 2.5 Baths
    • 2,372 Sq Ft

    12076 Silver Point Ln, Gold River, CA 95670

    Amazing Gold River Tim Lewis home located in a gated community in a fantastic beautiful neighborhood. Close to Lake Natoma, Highway 50, and tons of places to eat and shop! Step inside to luxury vinyl flooring, freshly remodeled kitchen, quartz countertops, and updated lighting throughout. You will love the layout of this home as it features a generous size master downstairs and the other rooms

    Taylor Scigliano KW Sac Metro

    12076 Silver Point Ln, Gold River, CA 95670
  • /99

    $2,895,000 Open Wed 10AM - 1PM

    • 5 Beds
    • 6 Baths
    • 5,000 Sq Ft

    9965 Willey Ct, Granite Bay, CA 95746

    Located in beautiful FOLSOM LAKE ESTATES-Luxury Estate in prestigious Granite Bay, custom-built by the owners, with the finest craftsmanship and attention to every detail. Their vision was to create an elegant, unique and comfortable residence for the most discerning of buyers. This beautifully hand crafted home started with heart and soul to bring to life a vision that is truly one of a kind.

    Izzy DeLancey Dynamic Real Estate

    9965 Willey Ct, Granite Bay, CA 95746
  • /42

    $499,500

    • 3 Beds
    • 2.5 Baths
    • 1,566 Sq Ft

    8136 Astaire Ln, Fair Oaks, CA 95628

    Discover the perfect blend of location & affordability with this stunning 3 bedroom, 2.5 bath home! Nestled in the gated Marquee Community in Fair Oaks, this home sits in a quiet area! Built in 2015 by KB Homes, this low-maintenance property features an abundance of natural light and functional floor plan! The stylish kitchen boasts rich cabinetry, ample counter space & dining bar that flows

    Steven Lamothe Keller Williams Realty

    8136 Astaire Ln, Fair Oaks, CA 95628
  • /10

    $315,000

    • 2 Beds
    • 2 Baths
    • 990 Sq Ft

    9160 Madison Ave Unit 44, Fair Oaks, CA 95628

    Welcome home to this adorable and inviting 2-bedroom, 2-bath condo! With a warm and cozy feel, this charming space is perfect for anyone looking for comfort and convenience. The open-concept living area is bright and welcoming, leading to a stylish kitchen with ample storage. Both bedrooms are spacious, offering plenty of natural light and privacy. Enjoy the ease of low-maintenance living

    Brandon Tejeda Better Homes Realty

    9160 Madison Ave Unit 44, Fair Oaks, CA 95628
  • /37

    $410,000

    • 3 Beds
    • 3 Baths
    • 1,760 Sq Ft

    7606 Creekridge Ln, Citrus Heights, CA 95610

    NEW PRICE! Welcome to 7606 Creekridge Ln, a charming 3-bedroom, 3-bathroom townhome nestled in a highly sought-after neighborhood in Citrus Heights. This home (offered for the first time on the market!) is perfectly situated at the end of a row, backing up to a lush greenbelt for added privacy and quiet. Boasting an abundance of natural light, this spacious home features 200 extra square feet,

    Talia Sowell Crosby Real Estate

    7606 Creekridge Ln, Citrus Heights, CA 95610
  • /56

    $884,999

    • 4 Beds
    • 3 Baths
    • 2,243 Sq Ft

    1307 Meadowvista Way, Roseville, CA 95661

    Where comfort meets elegance! This stunning home is located in the much sought after Huntington Oaks Neighborhood. The split floor plan lends itself to easy living for live / work & multi-gen situations with a full bedroom and bathroom on the main level away from the hustle & bustle of everyday living. Upon entering, you notice the carefully selected neutral color palette with new laminate

    Sheri Bogosian BOGOSIAN & CO. REAL ESTATE, INC

    1307 Meadowvista Way, Roseville, CA 95661
  • /16

    $329,000

    • 2 Beds
    • 1 Bath
    • 1,060 Sq Ft

    170 Pierpoint Cir, Folsom, CA 95630

    CALLING ALL INVESTORS! BEST PRICED 2-bedroom, 1-bath condo with average rents between $2000 - $2250. In need of some cosmetic TLC, this end-unit condo features living room with wood burning fireplace, dining area, covered patio and spacious kitchen. The primary and second bedrooms showcase vaulted ceilings and there is a newer HVAC system ensuring your comfort year-round. Additional highlights

    Mika Mitchell Real Broker

    170 Pierpoint Cir, Folsom, CA 95630
  • /42

    $249,500

    • 1 Bed
    • 1 Bath
    • 700 Sq Ft

    7711 Juan Way, Fair Oaks, CA 95628

    MAJOR PRICE REDUCTION!!! Charming Single-Story Condo in a Gated Community! This cozy 1-bedroom, 1-bath condo is conveniently located near shopping, dining, and entertainment. The kitchen features granite countertops, a bright window over the sink, modern white cabinetry, and stainless steel appliances including a dishwasher, Refrigerator, and stove all included. Enjoy easy-care laminate

    John Leles Coldwell Banker Realty

    7711 Juan Way, Fair Oaks, CA 95628
  • /31

    $399,000

    • Land
    • 0.96 Acre
    • $414,890 per Acre

    4321 Buchanan Dr, Fair Oaks, CA 95628

    Build your dream home in prestigious Fair Oaks on this rare, nearly one-acre lotthe last available in this desirable neighborhood! Just a short walk to the American River with biking and walking access at the end of the street, this prime location is also close to historic Old Fair Oaks. Horses are welcome, and all necessary prep work has been completed, including a topographic map, house plans,

    Bobbi Bagley Coldwell Banker Realty

    4321 Buchanan Dr, Fair Oaks, CA 95628
  • /10

    $315,000

    • 3 Beds
    • 2 Baths
    • 1,217 Sq Ft

    2006 Zinfandel Dr Unit 68, Rancho Cordova, CA 95670

    Come tour this 3 bedroom 2 bath home with a little over 1200sqft of living space. Close to food, shopping and schools. Easy access to main streets and freeways for an easy commute. Perfect home for first time buyer or rental

    Tara Trujillo eXp Realty of California Inc.

    2006 Zinfandel Dr Unit 68, Rancho Cordova, CA 95670
  • /78

    $2,395,000

    • 4 Beds
    • 5 Baths
    • 5,052 Sq Ft

    9844 Wexford Cir, Granite Bay, CA 95746

    Beautifully appointed estate with an ADU in the sought-after guard-gated community of Wexford. The home features stunning finishes, fresh interior paint, and a flowing floor plan with spacious rooms and timeless architectural details. The expansive family room has a floor to ceiling fireplace surround, outdoor access, and wet bar and opens to the masterful chef's kitchen with stainless steel

    Kendra Bishop Coldwell Banker Realty

    9844 Wexford Cir, Granite Bay, CA 95746
  • /39

    $775,000

    • 3 Beds
    • 3 Baths
    • 1,477 Sq Ft

    900 Figueroa St Unit B, Folsom, CA 95630

    Rare opportunity to own a home in Folsom's Historic District. 3-bed 3-bath 2-Story 1477SF townhouse with 2-car garage located one block from Historic Sutter Street. All aspects of the townhouse have been renovated to the 2021 building code. It has luxury vinyl flooring and granite countertops, brushed nickel fixtures throughout the home, vaulted ceilings, and a gas fireplace to create a very open

    Julie Ryan Windermere Signature Properties El Dorado Hills/Folsom

    900 Figueroa St Unit B, Folsom, CA 95630
  • /46

    $529,777

    • 3 Beds
    • 2 Baths
    • 1,436 Sq Ft

    7661 Sycamore Dr, Citrus Heights, CA 95610

    Welcome to your new dream home! This delightful 3-bedroom, 2-bathroom residence has been tastefully updated, offering 1,436 square feet of comfortable living space with stylish upgrades. It features a long driveway, RV access with a gate, an RV concrete pad, a sub-panel for RV, and a redwood fence on the front and right sideperfect for those with recreational vehicles or extra parking needs.

    Oleg Minzu Keller Williams Realty

    7661 Sycamore Dr, Citrus Heights, CA 95610
  • /13

    $249,990

    • 2 Beds
    • 1 Bath
    • 888 Sq Ft

    11330 Fair Oaks Blvd Unit 102A, Fair Oaks, CA 95628

    Fair Oaks Country Place is a 55+ community that you will love. Unit #102 is located nestled in the peaceful garden setting on the first floor for easy access. This is a single story 2 bed, 1 bath unit with patio. Newly installed A/C in 2023. This wonderful Fair Oaks location is close to shopping, restaurants and activities. If peace and quiet are what you are looking for then welcome home.

    Warren Newsome Real Estate 38

    11330 Fair Oaks Blvd Unit 102A, Fair Oaks, CA 95628
  • /40

    $221,000

    • 2 Beds
    • 1 Bath
    • 840 Sq Ft

    6521 Greenback Ln Unit 3, Citrus Heights, CA 95621

    Move-in ready condition. Center of attention Citrus Heights Community. This Condominium has updated features new oven, electric outlets, new A/C unit, fresh paint cabinets, walls, kitchen, bedrooms, closet. Community swimming pool. Collaboration of parking spaces, one of which is covered. Close proximity I/80 Business Highway & I/50 Highway, Public Transportation, Shopping centers, Restaurants.

    Danith Fontenot Dan Fontenot Real Estate Services

    6521 Greenback Ln Unit 3, Citrus Heights, CA 95621
  • /40

    $650,000

    • 3 Beds
    • 2 Baths
    • 1,860 Sq Ft

    1834 Woodacre Way, Roseville, CA 95661

    This sprawling single-story home is ready for you! Featuring 3 spacious bedrooms and 2 baths, this home is perfect for those looking for space, comfort, and charm. The open-concept living area boasts a cozy stone fireplace, while the kitchen offers ample cabinetry, granite counters, and tons of storage ready for your personal touch! The primary suite is a retreat, complete with dual vanities

    Marguerite Crespillo eXp Realty of California Inc

    1834 Woodacre Way, Roseville, CA 95661
  • /23

    $615,000

    • 4 Beds
    • 2.5 Baths
    • 2,014 Sq Ft

    5501 Hammond Ct, Citrus Heights, CA 95621

    * Price lowered* This beautiful home is filled with many memories in a well-established neighborhood. Come and find yourself creating new memories. The home is located on the corner of a court with 9 homes. This home has 4 bedrooms & 2 1/2 baths. Two bathrooms have been updated. New paint throughout. New carpet in some of the rooms, and newer carpet throughout. There is a 1/2 bath on the main

    Shelleylee Goold Massey Advantage Inc.

    5501 Hammond Ct, Citrus Heights, CA 95621
  • /6

    $800,000

    • Land
    • 0.79 Acre
    • $1,012,658 per Acre

    0 River Front Ln, Fair Oaks, CA 95628

    This is your chance to own a piece of paradise in Fair Oaks Village. This exceptional 110-foot .79 acre riverfront lot offers breathtaking views of the American River Parkway and the iconic red truss bridge. This property is the perfect canvas for your dream home. With plenty of space to build, you can create a custom-designed residence that reflects your unique style and taste. The possibilities

    Scott Miller Miller Real Estate

    0 River Front Ln, Fair Oaks, CA 95628
  • /23

    $729,000

    • 6 Beds
    • 2 Baths
    • 2,626 Sq Ft

    6515 Mariposa Ave, Citrus Heights, CA 95610

    Custom Home Builders - Developers - Investors: This nearly 3-acre, 2-parcel ( 1.89 acre & 1.0 acre) residential property in the heart of Citrus Heights is zoned RD-5. Both parcels currently fenced together with privacy from mature trees dotting the land. Take advantage of an excellent opportunity to remodel the existing residential home or entirely rebuild contemporary, single-family homes with

    Marc Palos eXp Realty of California, Inc.

    6515 Mariposa Ave, Citrus Heights, CA 95610
  • /71

    $1,575,000

    • 5 Beds
    • 3.5 Baths
    • 5,479 Sq Ft

    100 Englehart Dr, Folsom, CA 95630

    Experience luxurious living in the prestigious American River Canyon North! This stunning home showcases imported marble floors, soaring ceilings, and expansive windows that fill the space with natural light, creating an atmosphere of elegance and comfort. With five spacious bedrooms and two versatile office/flex spaces, there's ample room to accommodate your lifestyle. Dual master suitesone

    Chrissy Conner Keller Williams Realty

    100 Englehart Dr, Folsom, CA 95630
  • /22

    $249,995

    • 2 Beds
    • 2 Baths
    • 892 Sq Ft

    6412 Benning St Unit 4A, Orangevale, CA 95662

    A 2 bedroom 2 full bathroom California condo for under $300,000!? This won't last long! This beautiful upstairs home features an open living room, kitchen and dining areas with a brick fireplace. Lightly updated in the last 2 years with fresh paint throughout, updated fixtures and hardware, new blinds... this home has been cared for. Centrally located with easy access to Folsom, Fair Oaks and

    Gina Macaluso Sunrise Options

    6412 Benning St Unit 4A, Orangevale, CA 95662

Showing Results 441 - 480, Page 12 of 14

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