Stephanie Colestock

What Is a 30-Year Fixed Mortgage and How Can I Qualify?

Nearly 90% of homeowners today take advantage of a 30-year fixed-rate mortgage when buying their home. While this loan term can make homebuying more accessible and affordable, it can also cost you more in interest when compared with a mortgage with a shorter term. 

January 1, 2025

What Are Seller Concessions and How Do They Work?

There are certain costs associated with buying a home, such as getting the property inspected, conducting a title search, originating a home loan, or even making repairs to a property that’s not entirely turnkey. All of these can add up, especially when you’re already handing over funds for a down payment and home appraisal. 

January 1, 2025

Home Inspection Costs, Inclusions and What You Need to Know

A home inspection provides peace of mind that you aren’t walking into unforeseen repairs or structural issues when you purchase a home, and the cost generally falls on the buyer.

January 1, 2025