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Bay City

Bay City

Located in Bay County

$142,876 Average Value
$122 Average Price per Sq Ft
146 Homes For Sale

A small waterfront city with lots to do

Michigan’s Saginaw Bay narrows and feeds into a river of the same name, around which Bay City residents enjoy suburban living and waterfront parks. The city is known for its locally owned restaurants and breweries, along with some of the most affordably priced homes in the state. Combine all that with a short commute no matter the suburb, and Bay City might just be what new home buyers are looking for.

Bay City has cottages, foursquare and ranch styles with a touch of Midwest influence.
Bay City has cottages, foursquare and ranch styles with a touch of Midwest influence.
Bay City is known for its locally owned restaurants and breweries, like W.H. Ales Brewpub.
Bay City is known for its locally owned restaurants and breweries, like W.H. Ales Brewpub.
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Home prices fit for first-time buyers

Homes in Bay City cling to the Saginaw River and the surrounding suburbs. Neatly gridded residential streets allow for many homes to be grouped along the riverside on lots of a tenth- to eighth-acre. Some 1,000 homes sold in Bay City in 2024, making the city quite popular. Despite the apparent demand, home prices remain comparatively low: the median price hovers around $145,000. Local styles such as cottages, foursquares and ranch-styles have a touch of Midwest influence.

Four Square is another standard style found in Bay City.
Four Square is another standard style found in Bay City.
Cottage homes dot the landscape in and around Bay City.
Cottage homes dot the landscape in and around Bay City.
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Spending a day near the Saginaw River

Residents have access to some of the best recreational spaces around, such as Veterans Memorial Park on the river’s west bank. This park offers baseball diamonds, tennis courts and an expansive playground for kids to explore. Boaters can also make use of the launch areas for a day on the water, either the Saginaw River, Saginaw Bay or Lake Huron itself. Other smaller green spaces include Wenonah Park, recognizable for its outdoor amphitheater.

In Bay City, Veterans Memorial Park is home to the Vietnam Veterans Monument.
In Bay City, Veterans Memorial Park is home to the Vietnam Veterans Monument.
Wenonah Park in Bay City is known for its amphitheater and arts performances.
Wenonah Park in Bay City is known for its amphitheater and arts performances.
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Summertime brings all sorts of events to downtown

Summers in Downtown Bay City are packed with events. Residents can catch live music at Wenonah Park thanks to the Wednesdays in the Park Summer Concert Series. Folks can also get active with free interval trainin and yoga sessions alongside their neighbors. Local businesses also participate, like Riverfront Grille’s Party on the Patio for multiple nights every August.

Bistros, breweries and more

Bistros and grills are easy to find throughout Bay City. Washington Avenue is home to several of these locally owned joints, most just a few blocks away from the river. Small pubs and taverns are also popular downtown, as are local breweries. Residents might spend a Saturday exploring the various flavors at Tri-City Brewing Company or the W. H. Ales Brewpub. On the upscale side, there’s the Prost Wine Bar & Charcuterie and the Real Seafood Company. More than one dozen grocery stores lie scatted across the city, making them easily accessible.

Prost Wine Bar & Charcuterie is a local favorite in Bay City that serves food and drinks.
Prost Wine Bar & Charcuterie is a local favorite in Bay City that serves food and drinks.
Bay City residents enjoy a view of the Saginaw River while at Real Seafood Company.
Bay City residents enjoy a view of the Saginaw River while at Real Seafood Company.
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Commutes are short and swift in Bay City

Bay City is approximately 5 miles from its northernmost point to its southernmost, so commuting downtown is relatively fast and easy. With good traffic, residents can drive from one end of the city to the other in 15 minutes. Those living in the city’s outlying suburbs can either drive the 4-mile, 10-minute commute or catch one of the Bay Metro Transportation Authority’s 11 routes. The McLaren Bay Region General Hospital is 1 mile east of downtown. Residents can drive 11 miles southwest to reach the MBS International Airport, served by two airlines to a pair of hubs.

Attending class in the Bay City School District

The Bay City School District earns a B-minus overall from Niche and enrolls some 6,000 students across 12 schools. The student-to-teacher ratio of 18-to-1 is slightly higher than that of the national average. For higher education, students can apply to local institutions like Delta College and Saginaw Valley State University.

Bay City Central High School has an all-encompassing curriculum to empower young minds.
Bay City Central High School has an all-encompassing curriculum to empower young minds.
Bay City locals can attend Delta College for higher education after High School.
Bay City locals can attend Delta College for higher education after High School.
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Crime and water quality in Bay City

The rate of violent crime in Bay City, as reported by the FBI, remains consistently higher than both the state and national averages year over year, though rates of reported property crimes trend lower.
Land along the Saginaw River and Saginaw Bay has been acquired, reclaimed and repurposed during an environment cleanup program that concluded in 2005 following decades of pollution.

Malcolm Longerbeam
Written By
Malcolm Longerbeam
Scottie Davison
Photography Contributed By
Scottie Davison
Matthew Bloch
Video By
Matthew Bloch

Interested in learning more about homes in this area? Reach out to Dean Boivin, an experienced agent in this area.

Agents Specializing in this Area

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Parks in this Area

Bay City Housing Trends

Housing Trends

Median List Price
$158,000
Median Sale Price
$150,000
Median Single Family Sale Price
$145,000
Median Townhouse Sale Price
$230,000
Median 2 Bedroom Sale Price
$195,000
Median Change From 1st List Price
2%
Last 12 months Home Sales
863
Median Home Sale Price YoY Change
6%
Average Price Per Sq Ft
$122

Area Facts

Number of Homes
10,925
Number of Homes for Sale
146
Median Year Built
1964
Months of Supply
2.00
Average Single Family Home Size Sq Ft
1,789
Below the national average
1,927
Average Townhouse Size Sq Ft
1,673
Average 2 Bedroom Size Sq Ft
1,425
Average 1 Bedroom Size Sq Ft
549
Median Lot Size Sq Ft
13,503

Open Houses

  • Saturday, Nov 15
    Open Sat 11AM - 1PM

    2976 Lupine Ct, Bay City, MI 48706

    $225,000

    • 3 Beds
    • 2 Baths
    • 1,944 Sq Ft
    • 2976 Lupine Ct
    • New 26 days ago

    Great location, this charming brick ranch needs a little TLC to restore its former appeal. The home offers three bedrooms, two baths, a spacious kitchen, dining area, vaulted living room with natural light, first-floor laundry, and an office or den. The lower level provides space for entertaining or fitness. Set in peaceful woods, it includes a potential sun porch, a two-car garage, and a

    Agent Photo
    Constance Reppuhn
    Century 21 Signature Realty
    (989) 656-8532
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  • Sunday, Nov 16
    Open Sun 1PM - 3PM

    3322 Birchbrook Dr, Bay City, MI 48706

    $200,000

    • 3 Beds
    • 2 Baths
    • 1,425 Sq Ft
    • 3322 Birchbrook Dr
    • New 1 day ago

    OPEN HOUSE SUNDAY 11/16/2025 from 1-3pm! This well-maintained bi-level offers 3 bedrooms, 2 full baths (one on each level), and a layout that feels warm, inviting, and easy to live in from day one. Nothing over the top — just a solid, comfortable home that’s been cared for the right way.Head upstairs and you’ll find bright, welcoming living space and bedrooms that feel instantly cozy.

    Ryan Richardson Five Star Real Estate Davison

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  • Saturday, Nov 15
    Open Sat 12PM - 2PM

    305 Mosher St, Bay City, MI 48706

    $74,900

    • 2 Beds
    • 1 Bath
    • 702 Sq Ft
    • 305 Mosher St
    • New 3 days ago

    Welcome to this charming Bay City home that radiates warmth and personality from the moment you arrive. Thoughtfully maintained and full of character, this inviting 2 bedroom, 1 bath property offers an ideal blend of comfort and functionality. Perfect for a first-time buyer, someone looking to downsize, or anyone seeking a cozy retreat. The layout provides an easy flow between living spaces,

    Kelti Holbrook Our Home & Co Real Estate

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Homes for Sale

Homes for Rent

Distribution of Home Values

Source: Public Records

Average Home Value





Source: Public Records

Property Mix - Square Feet

Bay City Has More Owners

Demographics

Total Population
33,042
Median Age
40
Population under 18
23.4%
On par with the national average
23.8%
Population over 65
18.5%
On par with the national average
19.1%

Finances

Median Household Income
$45,433
Significantly below the national average
$79,601
Average Household Income
$58,049

Education and Workforce

High School Graduates
87%
College Graduates
16.5%
Below the national average
34.1%
Advanced Degrees
5.2%
Below the national average
13.3%
% Population in Labor Force
61.5%

Weather

Annual Precipitation
33''
Average Winter Low Temperature
15°F
Average Summer High Temperature
82°F
Annual Snowfall
49''

Area Factors

Bikeable

Bike Score®®

59 / 100

Very Walkable

Walk Score®®

78 / 100
Source: Walk Score
Source: Walk Score

Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address. CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. Our sources include: Accuweather, Public Records and Neustar. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Bay City