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Bay City

Bay City

Located in Bay County

$141,632 Average Value
$123 Average Price per Sq Ft
124 Homes For Sale

A small waterfront city with lots to do

Michigan’s Saginaw Bay narrows and feeds into a river of the same name, around which Bay City residents enjoy suburban living and waterfront parks. The city is known for its locally owned restaurants and breweries, along with some of the most affordably priced homes in the state. Combine all that with a short commute no matter the suburb, and Bay City might just be what new home buyers are looking for.

Bay City has cottages, foursquare and ranch styles with a touch of Midwest influence.
Bay City has cottages, foursquare and ranch styles with a touch of Midwest influence.
Bay City is known for its locally owned restaurants and breweries, like W.H. Ales Brewpub.
Bay City is known for its locally owned restaurants and breweries, like W.H. Ales Brewpub.
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Home prices fit for first-time buyers

Homes in Bay City cling to the Saginaw River and the surrounding suburbs. Neatly gridded residential streets allow for many homes to be grouped along the riverside on lots of a tenth- to eighth-acre. Some 1,000 homes sold in Bay City in 2024, making the city quite popular. Despite the apparent demand, home prices remain comparatively low: the median price hovers around $145,000. Local styles such as cottages, foursquares and ranch-styles have a touch of Midwest influence.

Four Square is another standard style found in Bay City.
Four Square is another standard style found in Bay City.
Cottage homes dot the landscape in and around Bay City.
Cottage homes dot the landscape in and around Bay City.
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Spending a day near the Saginaw River

Residents have access to some of the best recreational spaces around, such as Veterans Memorial Park on the river’s west bank. This park offers baseball diamonds, tennis courts and an expansive playground for kids to explore. Boaters can also make use of the launch areas for a day on the water, either the Saginaw River, Saginaw Bay or Lake Huron itself. Other smaller green spaces include Wenonah Park, recognizable for its outdoor amphitheater.

In Bay City, Veterans Memorial Park is home to the Vietnam Veterans Monument.
In Bay City, Veterans Memorial Park is home to the Vietnam Veterans Monument.
Wenonah Park in Bay City is known for its amphitheater and arts performances.
Wenonah Park in Bay City is known for its amphitheater and arts performances.
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Summertime brings all sorts of events to downtown

Summers in Downtown Bay City are packed with events. Residents can catch live music at Wenonah Park thanks to the Wednesdays in the Park Summer Concert Series. Folks can also get active with free interval trainin and yoga sessions alongside their neighbors. Local businesses also participate, like Riverfront Grille’s Party on the Patio for multiple nights every August.

Bistros, breweries and more

Bistros and grills are easy to find throughout Bay City. Washington Avenue is home to several of these locally owned joints, most just a few blocks away from the river. Small pubs and taverns are also popular downtown, as are local breweries. Residents might spend a Saturday exploring the various flavors at Tri-City Brewing Company or the W. H. Ales Brewpub. On the upscale side, there’s the Prost Wine Bar & Charcuterie and the Real Seafood Company. More than one dozen grocery stores lie scatted across the city, making them easily accessible.

Prost Wine Bar & Charcuterie is a local favorite in Bay City that serves food and drinks.
Prost Wine Bar & Charcuterie is a local favorite in Bay City that serves food and drinks.
Bay City residents enjoy a view of the Saginaw River while at Real Seafood Company.
Bay City residents enjoy a view of the Saginaw River while at Real Seafood Company.
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Commutes are short and swift in Bay City

Bay City is approximately 5 miles from its northernmost point to its southernmost, so commuting downtown is relatively fast and easy. With good traffic, residents can drive from one end of the city to the other in 15 minutes. Those living in the city’s outlying suburbs can either drive the 4-mile, 10-minute commute or catch one of the Bay Metro Transportation Authority’s 11 routes. The McLaren Bay Region General Hospital is 1 mile east of downtown. Residents can drive 11 miles southwest to reach the MBS International Airport, served by two airlines to a pair of hubs.

Attending class in the Bay City School District

The Bay City School District earns a B-minus overall from Niche and enrolls some 6,000 students across 12 schools. The student-to-teacher ratio of 18-to-1 is slightly higher than that of the national average. For higher education, students can apply to local institutions like Delta College and Saginaw Valley State University.

Bay City Central High School has an all-encompassing curriculum to empower young minds.
Bay City Central High School has an all-encompassing curriculum to empower young minds.
Bay City locals can attend Delta College for higher education after High School.
Bay City locals can attend Delta College for higher education after High School.
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Crime and water quality in Bay City

The rate of violent crime in Bay City, as reported by the FBI, remains consistently higher than both the state and national averages year over year, though rates of reported property crimes trend lower.
Land along the Saginaw River and Saginaw Bay has been acquired, reclaimed and repurposed during an environment cleanup program that concluded in 2005 following decades of pollution.

Malcolm Longerbeam
Written By
Malcolm Longerbeam
Scottie Davison
Photography Contributed By
Scottie Davison
Matthew Bloch
Video By
Matthew Bloch

Interested in learning more about homes in this area? Reach out to Shelli Kelsey, an experienced agent in this area.

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Schools

Source:
GreatSchools: The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process. View GreatSchools Rating Methodology

Parks in this Area

Bay City Housing Trends

Housing Trends

Median List Price
$155,000
Median Sale Price
$150,827
Median Single Family Sale Price
$145,250
Median 2 Bedroom Sale Price
$205,000
Median Change From 1st List Price
1%
Last 12 months Home Sales
868
Median Home Sale Price YoY Change
9%
Average Price Per Sq Ft
$123

Area Facts

Number of Homes in Neighborhood
10,868
Number of Homes for Sale
124
Median Year Built
1964
Months of Supply
1.70
Average Single Family Home Size Sq Ft
1,784
Below the national average
1,925
Average Townhouse Size Sq Ft
1,673
Average 2 Bedroom Size Sq Ft
1,414
Average 1 Bedroom Size Sq Ft
549
Median Lot Size Sq Ft
13,503

Open Houses

  • Sunday, Oct 5
    Open Sun 1PM - 2:30PM

    9 Bay Shore Dr, Bay City, MI 48706

    $499,000

    • 2 Beds
    • 1 Bath
    • 975 Sq Ft
    • 9 Bay Shore Dr
    • New 5 days ago

    Beautiful Beachfront Home – 2 Bedroom, 1 Bath – 975 Sq Ft Updated beach house with direct sandy shoreline access and year-round comfort. Bright main living area with expansive windows and fresh flooring. Sunlit bonus room off the living room offers flexible use (office, reading nook, guest overflow). FLOOD INSURANCE IS NOT NEEDED Highlights • Upgraded bath: heated commode & bidet • Outdoor

    Sherry MacDonald NORTH & COMPANY REALTORS GLBR

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  • Thursday, Oct 2
    Open Thu 5PM - 7PM

    201 Lagoon Beach Dr, Bay City, MI 48706

    $474,900

    • 3 Beds
    • 3 Baths
    • 2,970 Sq Ft
    • 201 Lagoon Beach Dr
    • New 22 days ago

    **Open House Thurs 10/2 from 5-7pm**Welcome to waterfront living! This brick ranch located on the Kawkawlin River Lagoon is ideal for boating enthusiasts with just a short drive to the Saginaw Bay for year round water sports! The home boasts 3 beds (with a potential 4th in the basement), 3 full bathrooms, and nearly 1800 sq feet on the main floor plus a full finished basement. The nicely equipped

    The Ryan Valdera Erica Roseberry Team Berkshire Hathaway HomeServices, Bay City

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Homes for Sale

Homes for Rent

Distribution of Home Values

Source: Public Records

Average Home Value





Source: Public Records

Property Mix - Square Feet

Bay City Has More Owners

Demographics

Total Population
33,042
Median Age
40
Population under 18
23.4%
On par with the national average
23.8%
Population over 65
18.5%
On par with the national average
19.1%

Finances

Median Household Income
$45,433
Significantly below the national average
$71,702
Average Household Income
$58,049

Education and Workforce

High School Graduates
87%
College Graduates
16.5%
Below the national average
34.1%
Advanced Degrees
5.2%
Below the national average
13.3%
% Population in Labor Force
61.5%

Weather

Annual Precipitation
33''
Average Winter Low Temperature
15°F
Average Summer High Temperature
82°F
Annual Snowfall
49''

Area Factors

Bikeable

Bike Score®®

59 / 100

Very Walkable

Walk Score®®

75 / 100
Source: Walk Score
Source: Walk Score

Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address. CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. Our sources include: Accuweather, Public Records and Neustar. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Bay City
Shelli Kelsey
Kelsey Realty and Associates Inc
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