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Saint Cloud

Saint Cloud

Located in Stearns County

$209,962 Average Value
$139 Average Price per Sq Ft
63 Homes For Sale

St. Cloud: The Granite City

The 19th-century development of St. Cloud was inevitable. Between the expansion of the St. Paul and Pacific Railroad and the growing interest in granite quarrying across the nation, the area’s attraction was undeniable for settlers. It’s from this history that the Mississippi River settlement earned its nickname, “The Granite City.”

Today, St. Cloud is home to more than 70,000 residents. As the largest city in central Minnesota, it houses both St. Cloud University and an active downtown area that appeals to families and college students alike. “When we look at the city today, it’s important to remember where we came from,” says Rachel Thompson, executive director of the St. Cloud Area Convention and Visitors Bureau. “Residual parts of Downtown Saint Cloud echo back to the lumber mills; the granite quarries and nature preserves are some of our top attractions. It’s that small-town charm with big city amenities, with our local businesses as the lifeblood of our community.”

With the land rich in granite and other minerals, areas in and around St. Cloud still have active quarries.
With the land rich in granite and other minerals, areas in and around St. Cloud still have active quarries.
Historic brick and stone buildings house many restaurants, shops, and offices in downtown St. Cloud.
Historic brick and stone buildings house many restaurants, shops, and offices in downtown St. Cloud.
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Skating on Lake George, swimming at Quarry Park

St. Cloud has more than 90 parks and 25 miles of trails all through the city. Paired with the Mississippi River, which flows through the downtown area, residents have ample opportunities to explore the natural landscape. “Whether you’re looking to ski in the winter, fish for trout, or go rock climbing, it’s all there,” Thompson says. “We really try to make the most of those four seasons, especially at Lake George.” Eastman Park, known colloquially as Lake George, boasts a lively band shell in the summer and an ice rink in the winter. Farther east, beyond city limits, Quarry Park and Nature Preserve showcases the rich history of St. Cloud’s granite mining industry. The 683-acre natural area features scenic woodlands and swimming quarries.

Lake George in St. Cloud provides residents and visitors fishing in the summer and ice skating in the winter.
Lake George in St. Cloud provides residents and visitors fishing in the summer and ice skating in the winter.
Quarry Park and Nature Preserve in St. Cloud features rustic hiking trails, rock climbing, and quarry swimming.
Quarry Park and Nature Preserve in St. Cloud features rustic hiking trails, rock climbing, and quarry swimming.
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The Hallmark charm of Downtown St. Cloud

Division Street, which rests between Colonial Gardens and Seberger-Roosevelt, is a central thoroughfare lined with shopping and dining options. Chain grocers like Costco Wholesale and Lunds & Byerlys are down the road from big-name retailers like Target and TJ Maxx. Locally owned haunts are interwoven, particularly in Downtown St. Cloud.

“The downtown area is very much like a Hallmark Christmas movie,” Thompson says. “We have lights strung about, small shops and retail. It’s really a charming district to wine and dine in.” Comprising a handful of city blocks between Tenth Avenue and the Mississippi River, Downtown St. Cloud offers bookstores, bars, boutiques and a summer farmer’s market. Many businesses operate out of century-old buildings mere blocks from the waterfront.

Lunds & Byerlys is one of many grocery store options for St. Cloud residents.
Lunds & Byerlys is one of many grocery store options for St. Cloud residents.
Cozy eateries and quaint boutiques are tucked into charming storefronts in downtown St. Cloud.
Cozy eateries and quaint boutiques are tucked into charming storefronts in downtown St. Cloud.
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Free summertime concerts at Eastman Park

Each year, from June to August, the Rotary Club of St. Cloud hosts Summertime by George. The free concert series takes place in the Lake George neighborhood and features live music and local vendors. “The series brings tens of thousands of people to Lake George,” Thompson says. “But the park is largely programmed throughout the year with cultural events. The city really embraces that band shell.” Granite City Days also takes place in the summer. The weekend-long festival celebrates the St. Cloud community with fishing tournaments, petting zoos and regional musicians. “We also have weekly farmer’s markets and Art in the Garden at Munsinger Gardens, which is always very lovely,” she continues. “We’ve got drag shows, burlesque shows, dueling pianos, speakeasies. I mean, there’s loads of entertainment across the city.”

St. Cloud's Eastman Park and Lake George provide a backdrop for numerous events and activities throughout the year.
St. Cloud's Eastman Park and Lake George provide a backdrop for numerous events and activities throughout the year.
St. Cloud's picturesque Clemens and Munsinger Gardens is home to weekly farmers markets and Art in the Garden.
St. Cloud's picturesque Clemens and Munsinger Gardens is home to weekly farmers markets and Art in the Garden.
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Rural and urban living in The Granite City

While modern subdivisions have steadily increased in St. Cloud, historic homes constructed before 1960 still comprise a large part of the market. Bungalows and ranch-style homes sit closer to the city center, while new traditional and contemporary homes rest farther out, constructed as recently as the 2010s. "There's a great deal of land available for those seeking that city lifestyle but want to retreat home to more acreage," Thompson says. "You're not talking about an hour's commute into the city; you're talking about minutes. But there are also apartments and high-rises, so it's a nice mix. You can get the rural setting or the urban, walkable setting." Altogether, the median home price in St. Cloud sits around $250,000, significantly below the national median.

Closer to the city core of St. Cloud, classic ranch-style homes are common.
Closer to the city core of St. Cloud, classic ranch-style homes are common.
New traditional-style home construction is becoming commonplace as St. Cloud's housing development continues to expand.
New traditional-style home construction is becoming commonplace as St. Cloud's housing development continues to expand.
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St. Cloud State University gives back

Students citywide attend St. Cloud Area School District No. 742. With 14 schools enrolling approximately 10,000 students each year, the district earns an overall B-minus on Niche. The city is also home to St. Cloud Technical & Community College and St. Cloud State University. “St. Cloud U is a huge community supporter,” Thompson says. “They’re part of the Downtown Alliance, so they sponsor and host events that people show up for all the time.” With top majors including business, education and health services, the university extends dual-enrollment opportunities to local high school students to get a head start.

St. Cloud Technical & Community College is a highly-rated school, ranking fourth best community college in Minnesota.
St. Cloud Technical & Community College is a highly-rated school, ranking fourth best community college in Minnesota.
St. Cloud State University is a well-regarded educational institution in central Minnesota.
St. Cloud State University is a well-regarded educational institution in central Minnesota.
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Granite quarries & lumber mills turned healthcare & education

Once a hub of granite quarries and lumber mills, St. Cloud today is a haven for healthcare workers and teachers. “We definitely have some remote employees that live in town and work elsewhere, but we also have a lot of opportunities for local employment,” Thompson says. St. Cloud Hospital and the St. Cloud VA Health Care System are the city’s largest employers, along with St. Cloud Area School District No. 742, according to the St. Cloud Area Chamber of Commerce.

Residents are primarily car-dependent, though St. Cloud provides Metro Bus service throughout the city. Twin Cities commuters typically rely on Interstate 94, while Route 10 and Route 15 are major thoroughfares for local travel. St. Cloud Regional Airport is a public-use facility providing domestic flights to Phoenix, Arizona and seasonal flights to Punta Gorda, Florida. Most residents fly commercially out of Minneapolis–Saint Paul International Airport, 75 miles south.

Crime statistics in St. Cloud

While crime rates have declined across Minnesota since 2020, St. Cloud’s fluctuate more frequently and skew higher than state and national averages. The CAP Index identifies pockets in the downtown area and Route 10 corridor to experience a higher crime risk overall.

Dana Chesser
Written By
Dana Chesser
Jeff Karels
Photography Contributed By
Jeff Karels
Charles Kennedy
Video By
Charles Kennedy

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Schools

Source:
GreatSchools: The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process. View GreatSchools Rating Methodology

Parks in this Area

Saint Cloud Housing Trends

Housing Trends

Median List Price
$202,500
Median Sale Price
$202,500
Median Single Family Sale Price
$204,900
Median Change From 1st List Price
0%
Last 12 months Home Sales
334
Median Home Sale Price YoY Change
1%
Average Price Per Sq Ft
$139

Area Facts

Number of Homes
4,439
Number of Homes for Sale
63
Median Year Built
1980
Months of Supply
2.30
Average Single Family Home Size Sq Ft
2,598
Significantly above the national average
1,929
Average Townhouse Size Sq Ft
1,449
Average 2 Bedroom Size Sq Ft
1,107
Average 1 Bedroom Size Sq Ft
742
Median Lot Size Sq Ft
18,295

Open Houses

  • Saturday, Jan 3
    Open Sat 11AM - 1PM

    706 13th Ave S, Saint Cloud, MN 56301

    $269,500

    • 5 Beds
    • 2 Baths
    • 1,970 Sq Ft
    • 706 13th Ave S
    • New 3 days ago

    Updated move in ready 5 bedroom character home with over 75K in value added updates in the past 6 years. NEW vinyl siding, roof and garage doors (2023). NEW refrigerator and A/C condenser/thermostat (2025). NEW fully enclosed privacy cedar/chain link combo fencing and 220V capacity in garage that includes an EV charger (2024). Other updates include an additional 5th bedroom in 2020 and a NEW

    Ronald Spencer Coldwell Banker Realty

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  • Wednesday, Dec 31
    Open Wed 10AM - 1PM

    31142 Terra Vista Ln, St. Cloud, MN 56301

    $419,900

    • 4 Beds
    • 3 Baths
    • 2,341 Sq Ft
    • 31142 Terra Vista Ln

    This MUST-SEE NEW MODEL boasts a stunning open floor plan, featuring 4 bedrooms, 3 bathrooms, and a spacious 3-car garage. The large 1⁄2 acre yard is fully landscaped with underground irrigation. Ask us HOW your client can start building their dream home with very little down. The Savannah offers a lot of finished square footage for the money, including a fully finished basement. Enjoy engineered

    Denise Dehn eXp Realty

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  • Wednesday, Dec 31
    Open Wed 10AM - 1PM

    31144 Terra Vista Ln, St. Cloud, MN 56301

    $299,900

    • 2 Beds
    • 1 Bath
    • 975 Sq Ft
    • 31144 Terra Vista Ln

    Welcome to the Janesville, a thoughtfully designed new construction home that blends comfort and modern style. This 2-bedroom, 2-bath split-level offers an inviting open floor plan, perfect for both everyday living and entertaining. The seamless flow between the kitchen, dining, and living areas creates a bright and airy atmosphere, enhanced by natural light and contemporary finishes. With its

    Denise Dehn eXp Realty

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Homes for Sale

Homes for Rent

Distribution of Home Values

Source: Public Records

Average Home Value





Source: Public Records

Neighborhoods in Saint Cloud

Property Mix - Square Feet

Saint Cloud Has More Owners

Demographics

Total Population
73,499
Median Age
33
Population Density
49 ppl/acre
Population under 18
25.4%
On par with the national average
23.8%
Population over 65
15.4%
On par with the national average
19.1%

Finances

Median Household Income
$54,907
Significantly below the national average
$79,601
Average Household Income
$71,390

Education and Workforce

High School Graduates
90.9%
College Graduates
31.1%
On par with the national average
34.1%
Advanced Degrees
11.1%
% Population in Labor Force
70.7%
Above the national average
64.9%

Weather

Annual Precipitation
29''
Average Winter Low Temperature
3°F
Average Summer High Temperature
81°F
Annual Snowfall
64''

Area Factors

Somewhat Bikeable

Bike Score®®

24 / 100

Car-Dependent

Walk Score®®

9 / 100
Source: Walk Score
Source: Walk Score

Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address. CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. Our sources include: Accuweather, Public Records and Neustar. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Saint Cloud