Loveland, CO Homes for Sale with Basement

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  /44

  $557,000

  • 4 Beds
  • 3 Baths
  • 2,306 Sq Ft

  3493 Janus Dr, Loveland, CO 80537

  Located on a corner lot next to open space, this move-in ready home offers a private, scenic setting. Vaulted ceilings and abundant natural light create an open, airy feel, complemented by an open floor plan. The low-maintenance yard features xeriscaping and turf (installed June 2025), with a full sprinkler system still in place. Raised garden beds with drip irrigation and a large patio create an

  Autumn Mestas Kentwood RE Northern Prop Llc

  3493 Janus Dr, Loveland, CO 80537
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  /24

  $440,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,631 Sq Ft

  187 Robin Rd, Johnstown, CO 80534

  Welcome Home! Completed new construction townhomes that are move in ready. Enjoy creating memories in this gorgeous townhome community that is conveniently located and features 3 bedrooms, 2.5 baths, and 2 car attached garage with an open floor plan. At 1631 sq ft our beautiful and spacious Monarch model is an end unit and features a thoughtful layout built for easy living including a large

  Kevin Wolf LGI Homes Colorado

  187 Robin Rd, Johnstown, CO 80534
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  /28

  $456,092 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,744 Sq Ft

  4855 Grapevine Way, Johnstown, CO 80534

  ***SPECIAL FINANCING AVAILABLE***The Illinois is a stylish two-story home offering 3 bedrooms, 2 1/2 baths, and 1,858 finished square feet, with an additional 886 square feet of unfinished basement space for you to grow. The main floor features an open and inviting Kitchen and Dining Room, perfect for entertaining. Upstairs, the spacious Primary Suite boasts a large walk-in closet and a relaxing

  Karl Tarango Mtn Vista Real Estate Co., LLC

  4855 Grapevine Way, Johnstown, CO 80534
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  /38

  $506,200 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,894 Sq Ft

  1188 Crown Sparrow St, Johnstown, CO 80534

  Introducing CB Signature Homes at Revere North! Scheduled for completion in July, this beautiful new home includes up to $15,000 in concessions when using the builder's preferred lender. This home offers 2890 sq ft of thoughtfully designed living space. The Kensington plan features 4 bedrooms plus a dedicated office, 3 bathrooms, and a full unfinished basement. Standard design elements include

  John DeWitt RE/MAX Alliance-Greeley

  1188 Crown Sparrow St, Johnstown, CO 80534
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  /35

  $825,000

  • 3 Beds
  • 2 Baths
  • 3,930 Sq Ft

  629 Deer Meadow Dr, Loveland, CO 80537

  Welcome home to easy, elegant living in the highly sought-after Mariana Butte golf community. This beautifully designed home offers true main floor living, blending comfort and functionality with an inviting, open layout perfect for both everyday living and entertaining.This energy efficient home offers granite countertops, a 5-piece master bath with a walk-in shower and plenty of natural light

  Russell Loya RE/MAX Alliance-FTC South

  629 Deer Meadow Dr, Loveland, CO 80537
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  /40

  $875,000

  • 3 Beds
  • 2.5 Baths
  • 2,662 Sq Ft

  712 Colt Dr, Loveland, CO 80537

  Charming Country Retreat Just Minutes from Town! Enjoy the peace and privacy of country living with the convenience of nearby amenities. Nestled on just over two acres, this picturesque property offers open space, mountain views, and practical outbuildings-including a versatile open-sided barn/shed and a detached two-car garage. This inviting two-story home with a finished basement features 3

  Sarah Long RE/MAX Alliance-Loveland

  712 Colt Dr, Loveland, CO 80537
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  /16

  $535,000

  • 5 Beds
  • 3 Baths
  • 2,739 Sq Ft

  2632 Turquoise St, Loveland, CO 80537

  Enjoy effortless single-level living in this inviting ranch-style home, thoughtfully designed for comfort and convenience. The open-concept layout features vaulted ceilings and a large kitchen island perfect for gatherings, complete with stainless steel appliances and a spacious pantry to keep your kitchen organized and functional. Beautiful LVP flooring flows throughout the main living areas,

  EMPOWERHOME Team Keller Williams DTC

  

  2632 Turquoise St, Loveland, CO 80537
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  /19

  $492,950 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,791 Sq Ft

  580 Douglas Fir Place, Johnstown, CO 80534

  **!!MOVE-IN READY!!**SPECIAL FINANCING AVAILABLE**This Coral II is waiting to impress its residents with two stories of smartly inspired living spaces and designer finishes throughout. The main floor offers a large, uninterrupted space for relaxing, entertaining and dining. The well-appointed kitchen features stainless steel appliances and a quartz center island that opens to the dining and great

  Todd Baker Richmond Realty Inc

  

  580 Douglas Fir Place, Johnstown, CO 80534
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  /21

  $474,900

  • 3 Beds
  • 2 Baths
  • 1,329 Sq Ft

  1479 Cattail Dr, Loveland, CO 80537

  **Exclusion of Personal Property; Optional Bill of Sale**Notwithstanding any provision of this Contract to the contrary, all furniture, furnishings, televisions, and Seller's personal property, including but not limited to towels, linens, bedding, cookware, dishes, utensils, and other household items (collectively, the "Personal Property"), are excluded from the sale of the Property and shall not

  Alan Strope Resident Realty

  1479 Cattail Dr, Loveland, CO 80537
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  /44

  $585,000

  • 5 Beds
  • 3.5 Baths
  • 3,042 Sq Ft

  1266 W 45th St, Loveland, CO 80538

  Carpets cleaned. Paint garage, around staricase, 2 upstairs rooms, & downstairs bedroom, flooring in basement bedroom. Stained the back deck. Welcome to 1266 W 45th Street - where comfort, space, and a little slice of nature come together in one of Loveland's most welcoming neighborhoods. This warm and inviting two-story home offers 3,000 square feet of living space, including a finished basement

  Lauren Haug Haug & Co Real Estate Agency LLC

  1266 W 45th St, Loveland, CO 80538
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  /34

  $540,500

  • 3 Beds
  • 2.5 Baths
  • 2,090 Sq Ft

  3620 Fletcher St, Loveland, CO 80538

  Updated from top to bottom, this NW Loveland 2-story on a corner lot is ready to impress! Featuring 3 beds, 3 baths, new exterior newer LVP flooring, remodeled bathrooms, and a fully updated kitchen with white shaker cabinets, quartz counters, subway tile backsplash, and stainless appliances. New carpet with upgraded padding plus whole house water filtration with reverse osmosis included. The

  Megan Wachtman Group Centerra

  3620 Fletcher St, Loveland, CO 80538
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  /17

  $473,000 Open Fri 12PM - 5PM

  • 3 Beds
  • 2.5 Baths
  • 2,283 Sq Ft

  5174 Stonewall St, Loveland, CO 80538

  Move in Ready! Black Timber Builders presents The Townhomes at Eagle Brook Meadows. This incredible community is conveniently located in Northwest Loveland, close to regional trails, open space, shopping, easy access to Fort Collins, Centerra and breathtaking mountain views. The Pike plan features 3 bedrooms and 3 baths with an open main floor layout. Standard inclusions such as painted cabinets,

  Robert Miner Black Timber Real Estate LLC

  5174 Stonewall St, Loveland, CO 80538
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  /50

  $720,000 Open Sat 11AM - 1PM

  • 5 Beds
  • 3.5 Baths
  • 4,597 Sq Ft

  3859 Brunner Blvd, Johnstown, CO 80534

  Positioned to capture wide open views to the west and across open space to the south, this five bedroom, four bathroom home offers both presence and privacy in all the right ways. Floor to ceiling windows in the living room frame the landscape and bring in natural light, creating a space that feels both grounded and expansive. The layout balances everyday comfort with room to gather, while

  Kim Tomlinson RE/MAX Alliance-Loveland

  3859 Brunner Blvd, Johnstown, CO 80534
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  /46

  $975,000

  • 5 Beds
  • 4 Baths
  • 4,956 Sq Ft

  2463 Amber Dr, Loveland, CO 80537

  Welcome to 2463 Amber Drive in Loveland's desirable Lakeside Terrace community, where Colorado lifestyle, everyday convenience, and spacious living come together. With nearly 5,000 square feet, 5 bedrooms, 4 bathrooms, a main-floor primary suite, and a finished garden-level basement with a second kitchen, this beautifully upgraded home is ideal for buyers seeking more space, flexibility, and

  Lora Martinez West and Main Homes

  2463 Amber Dr, Loveland, CO 80537
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  /49

  $949,000

  • 4 Beds
  • 3 Baths
  • 3,194 Sq Ft

  4601 Sunshine Ct, Loveland, CO 80537

  PERFECT FOR RV's, TRAILERS or HORSES! Experience the perfect blend of city convenience and country charm in this spacious 4-bedroom, 3-bath ranch-style home located near the prestigious TPC Golf Course. With wide open spaces inside and out, this property is a rare find for those seeking room to grow, play, or simply enjoy the peaceful surroundings. Step inside to discover an open floor plan with

  Andy Sanburg NextHome Rocky Mountain

  4601 Sunshine Ct, Loveland, CO 80537
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  /25

  $435,000

  • 5 Beds
  • 3 Baths
  • 2,815 Sq Ft

  2105 Christopher Ct, Johnstown, CO 80534

  Welcome to this well-maintained ranch-style home offering over 2,800 total square feet, including 2,744 finished living space. Built in 1997, this thoughtfully designed split floor plan features five bedrooms and three full baths, delivering comfort and flexibility for any lifestyle. The open main level centers around a bright living room with a cozy gas log fireplace. Enjoy snacks in the small

  Rodd Rudolf RE/MAX Alliance-FTC South

  2105 Christopher Ct, Johnstown, CO 80534
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  /36

  $514,000

  • 4 Beds
  • 2.5 Baths
  • 3,051 Sq Ft

  673 Harvard St, Johnstown, CO 80534

  This beautifully designed home offers the perfect blend of comfort and style, featuring luxury vinyl plank flooring throughout the main level and a spacious, open-concept layout. The large kitchen features granite countertops, a large Island and stainless steel appliances and creates the ideal space for cooking, entertaining, or gathering with family and friends. Upstairs, you'll find all four

  Molly Bussard Fathom Realty Colorado LLC

  673 Harvard St, Johnstown, CO 80534
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  /50

  $549,900

  • 4 Beds
  • 3.5 Baths
  • 2,711 Sq Ft

  2403 Trio Falls Dr, Loveland, CO 80538

  Welcome to this bright, clean, and picture-perfect end-unit townhome! With updates galore you are sure to be amazed with every turn as you discover all that this home has to offer. As you walk to the front door you pass through a fenced private yard with a custom patio that is perfect for entertaining. Step inside the front door and you will love the two-story great room with brick fireplace and

  Jon Paul Matzke Blue Yeti Homes

  

  2403 Trio Falls Dr, Loveland, CO 80538
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  /50

  $650,000

  • 5 Beds
  • 3.5 Baths
  • 3,214 Sq Ft

  4272 Scenic Ln, Johnstown, CO 80534

  Beautiful two-story home with Finished Walk-Out Basement and Open Space on two sides. From the moment you walk in, you feel warm and welcome with lots of sunlight & spectacular views. This spacious 5-bedroom, 4-bath home features a 3-car garage and thoughtful upgrades throughout. A welcoming entryway leads to a Main-Level Office through Glass French Doors. Dining Nook accented w/ real antique

  Melissa Golba Golba Group Real Estate LLC

  4272 Scenic Ln, Johnstown, CO 80534
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  /45

  $558,995 Open Sat 11AM - 1PM

  • 4 Beds
  • 3 Baths
  • 3,042 Sq Ft

  1050 W 44th St, Loveland, CO 80538

  Welcome to this ranch-style home offering 4 bedrooms, 3 bathrooms, and a 3-car garage in Loveland, ideally situated on a spacious corner lot and designed for both comfort and everyday living. Enjoy a location that truly connects you to everything-take a bike ride to the Benson Sculpture Garden, reach downtown Loveland in minutes, and benefit from easy access to Berthoud and Fort Collins. Inside,

  Gabriela Smith LPT Network Realty LLC

  1050 W 44th St, Loveland, CO 80538
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  /3

  $539,630 Open Sat 10AM - 6PM

  • 3 Beds
  • 2.5 Baths
  • 2,569 Sq Ft

  894 Harvard St, Johnstown, CO 80534

  May completion! Walkout basement! The Fraser at The Overlook at Johnstown Farms boasts a versatile two-story layout with an abundance of flexible living and entertaining spaces. As you enter the foyer from the ample front porch, you will be impressed by a wide-open great room and a well-appointed kitchen-boasting a charming dining area with direct yard access, a generous island and a corner

  Dianne Wayne RE/MAX Alliance-FTC South

  894 Harvard St, Johnstown, CO 80534
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  /9

  $352,400

  • 2 Beds
  • 2 Baths
  • 1,762 Sq Ft

  Unlisted Address

  Modern contemporary design meets Scandinavian craftsmanship in the COPA 1700 by EcoLogVillas. Price is for the shell of the home. This does not include buyer chosen land/plot. This precision-built home is designed for light, flow, and sustainability, with expansive triple-glazed windows that blur the line between indoor comfort and nature. The open-concept living space connects the kitchen,

  Sal Gomez Adventure Realty LLC

  Unlisted Address
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  /50

  $646,000 Open Sun 11AM - 1PM

  • 3 Beds
  • 2.5 Baths
  • 3,466 Sq Ft

  2270 Vermillion Creek Dr, Loveland, CO 80538

  Stunning two-story home in an unbeatable location, just two blocks from Boyd Lake and ideally positioned between Horseshoe Lake and Equalizer Lake. Enjoy breathtaking mountain views and exceptional curb appeal, highlighted by a spacious and inviting front porch-perfect for relaxing mornings or Colorado sunsets.This home offers the perfect balance of convenience and lifestyle, located just one

  Victor Bettelli C3 Real Estate Solutions, LLC

  2270 Vermillion Creek Dr, Loveland, CO 80538
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  /10

  $471,009 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,244 Sq Ft

  4763 Degas Dr, Loveland, CO 80538

  Brand new Fremont plan on full basement! Open layout 2-story- 3 bed, 2.5 bath, kitchen w/ island, walk-in pantry & SS appliances. Oversize 1 car garage w/opener. Upper flr laundry. Standards: AC, smart phone compatible thermostat, tankless H20 heater, 9ft walls on main, painted doors & trim, glass shower surround in master, active radon system, back patio, front yard landscape, back yard fence,

  Dennis Schick RE/MAX Alliance-FTC South

  4763 Degas Dr, Loveland, CO 80538
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  /26

  $969,950 New Construction

  • 6 Beds
  • 5.5 Baths
  • 4,804 Sq Ft

  3801 Emerald Shore Cir, Loveland, CO 80538

  **!!MOVE-IN READY!!**SPECIAL FINANCING AVAILABLE**This Daley is waiting to impress with two stories of smartly inspired living spaces and designer finishes throughout. The main floor provides ample room for dining and entertaining. Off the entry you’ll find a spacious study. Beyond, the open dining room flows into the gourmet kitchen that showcases stainless steel appliances, a large quartz

  Todd Baker Richmond Realty Inc

  

  3801 Emerald Shore Cir, Loveland, CO 80538
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  /31

  $504,250 New Construction

  • 3 Beds
  • 2 Baths
  • 3,195 Sq Ft

  1145 Bitterroot Ct, Johnstown, CO 80534

  Welcome to Revere North - where lifestyle meets location. Enjoy a community that truly has it all, including scenic walking trails, a neighborhood park, and beautiful views right outside your door. Discover The Winchester - a perfect blend of style, space, and comfort. This thoughtfully designed home offers nearly 3200 square feet of open-concept living with 3 bedrooms, 2 bathrooms, full

  John DeWitt RE/MAX Alliance-Greeley

  1145 Bitterroot Ct, Johnstown, CO 80534
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  /47

  $1,750,000

  • 3 Beds
  • 4 Baths
  • 4,317 Sq Ft

  196 Mule Deer Dr, Loveland, CO 80537

  Discover the perfect blend of Colorado charm and wide-open freedom in this stunning log home on 40 acres just west of Loveland. With 4,317 total square feet, this property offers the space, privacy, and versatility you've been looking for, and just a 15-minute drive to downtown Loveland. Inside, you'll find a warm, inviting log interior with 3 bedrooms and 3 bathrooms on the main levels, plus a

  Eric Lewis Coldwell Banker Realty - NoCo

  196 Mule Deer Dr, Loveland, CO 80537
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  /6

  $564,900 Open Sat 12PM - 2PM

  • 3 Beds
  • 2.5 Baths
  • 2,582 Sq Ft

  2872 Donatello St, Loveland, CO 80538

  The Delta by Aspen Homes, a brand new 2-story, 3 bd, 2.5 bth, loft, upper flr laundry, full unfinished walk-out basement. Bright & open thru kitchen, dining & living. Eat-in kitchen w/ solid surface counters, island, pantry & SS appliances. Primary suite w/walk-in spa shower & walk-in closet. 2 car garage, AC & active radon & Class 4 Impact Resistant Roof. Highly efficient homes w/ 95% eff

  Dennis Schick RE/MAX Alliance-FTC South

  2872 Donatello St, Loveland, CO 80538
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  /47

  $478,000

  • 3 Beds
  • 2.5 Baths
  • 3,361 Sq Ft

  3901 Heatherwood Cir, Johnstown, CO 80534

  PRICE IMPROVEMENT! Welcome to your dream home in Thompson River Ranch, where comfort, style, and community come together.From the moment you arrive, the inviting curb appeal and charming covered front porch create a warm first impression. Inside, a bright open-concept floor plan is filled with natural light, offering a seamless flow between the living and dining spaces-perfect for both everyday

  Donna Ehnert eXp Realty LLC

  3901 Heatherwood Cir, Johnstown, CO 80534
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  /38

  $545,000 Open Sat 11AM - 12:30PM

  • 4 Beds
  • 2.5 Baths
  • 3,214 Sq Ft

  4492 Mountain Sky St, Johnstown, CO 80534

  *Seller and preferred lender will help buy down the interest rate-up to 2% of the loan amount!!* Welcome to this beautifully maintained home that truly lives better than new construction, perfectly situated on a generous 9,000 sq ft lot. At just three years old, it already offers what new builds often lack- completed landscaping, appliances, window coverings, and a warm an established feel. The

  Leslie Beaudoin Coldwell Banker Realty - NoCo

  4492 Mountain Sky St, Johnstown, CO 80534
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  /40

  $599,000 Open Sat 11AM - 1PM

  • 6 Beds
  • 3.5 Baths
  • 4,185 Sq Ft

  3744 Brunner Blvd, Johnstown, CO 80534

  BIG opportunity for a BIG home at a BIG discount! Walk into equity and update to maximize value. Similar homes on street are priced just under $800,000! If you are looking for a fully finished home with TONS of space, a MASSIVE heated 4 car garage and a great location in a community with walking trails, open space, front door school bus drop off, community pool and proximity to highways and all

  Benson Verbel NextHome Foundations

  3744 Brunner Blvd, Johnstown, CO 80534
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  /43

  $650,000

  • 5 Beds
  • 4 Baths
  • 4,141 Sq Ft

  4653 Wildwood Way, Johnstown, CO 80534

  This house comes with a REDUCED RATE as low as 5.125% (APR 5.45%) as of 04/17/2026 through List & Lock . This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information.Welcome to this beautifully designed 5-bedroom, 4-bathroom home offering space, comfort, and a highly desirable location in The Enclave at Thompson

  Wendy Thompson Group Centerra

  4653 Wildwood Way, Johnstown, CO 80534
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  /33

  $425,000

  • 3 Beds
  • 3.5 Baths
  • 2,422 Sq Ft

  45 Sebring Ln, Johnstown, CO 80534

  Seller is willing to pay HOA dues for 1 year with acceptable offer! Discover this low maintenance townhome tucked away in a peaceful neighborhood just minutes from the heart of Downtown Johnstown. Step inside to a bright, open layout featuring vaulted ceilings, abundant natural light, and a neutral color palette that suits any decor. The spacious eat-in kitchen is a true highlight, complete with

  Nathaniel Duff Group Harmony

  45 Sebring Ln, Johnstown, CO 80534
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  /50

  $625,000

  • 6 Beds
  • 4 Baths
  • 3,300 Sq Ft

  2402 N Estrella Ave, Loveland, CO 80538

  Super charming with incredible vibes, this home offers a rare opportunity for multi-generational living or rental income-plus beautifully updated finishes, a wood-burning fireplace, and no HOA. The finished basement offers incredible flexibility to live like an ADU (accessory dwelling unit) or mother-in-law suite with its own access from the garage, a secondary living area, two bedrooms,

  The Sall Team C3 Real Estate Solutions, LLC

  2402 N Estrella Ave, Loveland, CO 80538
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  /20

  $609,990 New Construction

  • 2 Beds
  • 2 Baths
  • 1,499 Sq Ft

  Chasm Plan at Kinston at Centerra - Kinston Cottage, Loveland, CO 80538

  Make your new home dreams a reality with the innovative Chasm floor plan by David Weekley Homes in Kinston. Prepare, present and enjoy your culinary masterpieces on the contemporary kitchen’s island overlooking the spacious family and dining areas. A sunlit study and covered porches present impressive spaces to pursue goals and enjoy your outdoor leisure time. The spare bedroom with an adjacent

  David Weekley Homes Builder

  6396 Elk Pass Ln Unit 36472180, Loveland, CO 80538
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  /24

  $434,900 Open Mon 11AM - 6PM

  • 3 Beds
  • 2.5 Baths
  • 1,631 Sq Ft

  143 Robin Rd, Johnstown, CO 80534

  Welcome Home! Completed new construction townhomes that are move in ready. Enjoy creating memories in this gorgeous townhome community that is conveniently located and features 3 bedrooms, 2.5 baths, and 2 car attached garage with an open floor plan. At 1631 sq ft our beautiful and spacious Monarch model is an end unit and features a thoughtful layout built for easy living including a large

  Kevin Wolf LGI Realty - Colorado, LLC

  

  143 Robin Rd, Johnstown, CO 80534
• 

  

  /47

  $3,000,000

  • 5 Beds
  • 4.5 Baths
  • 6,421 Sq Ft

  3324 Fox Crossing Place, Loveland, CO 80537

  Custom-built masterpiece offering the perfect blend of modern luxury, resort-style amenities, and serene privacy. Nestled on 2.46 acres along Chapman Reservoir, this exceptional home delivers unparalleled Colorado lifestyle with breathtaking water and mountain views. Step inside to soaring ceilings, expansive windows, and a bright open floor plan designed for both relaxation and entertaining. The

  Matt Shoup C3 Real Estate Solutions, LLC

  3324 Fox Crossing Place, Loveland, CO 80537
• 

  

  /23

  $400,000

  • 3 Beds
  • 2 Baths
  • 1,178 Sq Ft

  384 Audrey Dr, Loveland, CO 80537

  Complete Remodel! This remodeled home offers 2 main floor bedrooms with a full bathroom, kitchen with pantry and new Samsung appliances, laundry and living room. The 2nd floor is a loft (great for office / study or easy 3rd bedroom) complete with full bath. Central A/C, Furnace (2015) and Water Heater (2026) The basement adds an additional 870 sf of unfinished space for future expansion of living

  Nancy Kraatz Compass - Denver

  

  384 Audrey Dr, Loveland, CO 80537
• 

  

  /8

  $237,400

  • 2 Beds
  • 2 Baths
  • 1,188 Sq Ft

  Unlisted Address

  Modern contemporary design meets Scandinavian craftsmanship in the COPA 1200 by EcoLogVillas. Price is for the shell of the home. This does not include buyer chosen land/plot. This precision-built home is designed for light, flow, and sustainability, with expansive triple-glazed windows that blur the line between indoor comfort and nature. The open-concept living space connects the kitchen,

  Sal Gomez Adventure Realty LLC

  Unlisted Address
• 

  

  /50

  $760,000

  • 5 Beds
  • 3 Baths
  • 3,326 Sq Ft

  1516 Ruart Dr, Loveland, CO 80538

  Positioned within an established residential area of Loveland, 1516 Ruart Dr balances everyday accessibility to the center of town and surrounding areas with the quieter rhythm of a well-settled neighborhood. This true mid-century modern ranch-style home (built in 1957) showcases beautifully maintained original details while featuring modern updates curated for everyday living. Walk through the

  Ben Blonder Steamboat Sotheby's International Realty

  1516 Ruart Dr, Loveland, CO 80538

Showing Results 161 - 200, Page 5 of 11