Monticello, KY Homes for Sale under $400,000

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  /34

  $199,900

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  980 State Highway 1009, Monticello, KY 42633

  Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment

  Jason Bertram Weichert Realtors Ford Brothers, Inc.

  980 State Highway 1009, Monticello, KY 42633
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  /8

  $150,000

  • Land
  • 50 Acres
  • $3,000 per Acre

  Lot 1 Lower Turkey Creek Rd, Monticello, KY 42633

  Gorgeous ±50 acres offering the perfect blend of privacy, natural beauty, and recreational opportunity. This property is loaded with wildlife including turkey, deer, and bear, making it an excellent hunting retreat. Timber was harvested approximately 15-20 years ago, with additional marketable timber still remaining on the land. An ideal setting to build a cabin, getaway, or private homestead,

  Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  Lot 1 Lower Turkey Creek Rd, Monticello, KY 42633
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  /44

  $129,000

  • 448 Sq Ft

  1657 Dry Hollow Rd, Monticello, KY 42633

  16.57 acres of secluded land featuring an off-the-grid cabin and a 24x30 detached garage to store side by sides, tractors and any other toys. A great setup for hunting with plenty of wildlife, riding 4-wheelers, or just getting away from it all. The cabin is wired for generator use, giving you a functional base camp while staying off the grid. The property includes a pond and three natural

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  1657 Dry Hollow Rd, Monticello, KY 42633
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  /8

  $139,000

  • Land
  • 10.51 Acres
  • $13,225 per Acre

  132 Sandstone Point Trail, Monticello, KY 42633

  Have you been looking for a large Tract of land near our beautiful Lake Cumberland? Then check out this gated community of Sandstone Point, just 5 miles from Beaver Creek Resort & Marina. There are no restrictions, so build that Barndominium you've always wanted, a cabin, or home of your choice of size. This 10.51 Acre Tract has 675 feet of Corp frontage, and is in Phase III, at the end of the

  Lisa Lowe Re/Max Country Lakes

  132 Sandstone Point Trail, Monticello, KY 42633
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  /10

  $119,000

  • 1 Bed
  • 1 Bath
  • 1,200 Sq Ft

  20 Roberts Rd, Monticello, KY 42633

  1200 sq ft home offering 1 bedroom, 1 full bath, and a spacious two-car garage, situated on a .21-acre lot. this property provides a functional layout with comfortable living space and room to relax both indoors and out. Located less than 15 minutes from Conley Bottoms Marina, this home is ideal for those who enjoy lake life, boating, fishing, or weekend getaways while still appreciating a quiet,

  Denver Eaton Re/Max Country Lakes

  20 Roberts Rd, Monticello, KY 42633
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  /71

  $389,900

  $10K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 3,057 Sq Ft

  815 Jr Phipps Rd, Monticello, KY 42633

  BACK ON THE MARKET!!!!Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding

  Lisa Cooper Re/Max Country Lakes

  815 Jr Phipps Rd, Monticello, KY 42633
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  /66

  $359,000

  $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,084 Sq Ft

  241 Perdue Rd, Monticello, KY 42633

  Peaceful rural living with all the comforts you could imagine! This stunning home was custom built for handicap accessibility with 3 bedrooms and 2 full baths. Sitting on over 3 acres with one of the most gorgeous views in Wayne County you will find this absolutely beautiful home is awaiting your arrival! Only 30 minutes from ALL of the major boat docks (Dale Hollow, Conley Bottom Resort, Beaver

  Jill Ramsey CENTURY 21 Advantage Realty

  241 Perdue Rd, Monticello, KY 42633
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  /11

  $349,900

  • Land
  • 32 Acres
  • $10,934 per Acre

  1012 Ky-674 Unit 2, Monticello, KY 42633

  Rare Opportunity - 32 Unrestricted Acres Near Beaver Creek Marina Discover 32 gorgeous acres of unrestricted land just 3 miles from Beaver Creek Marina. This rare find offers endless possibilities whether you're looking to develop a campground, build rental cabins, create a private retreat, or establish your dream home with plenty of room to roam. With its prime location close to the marina,

  Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  1012 Ky-674 Unit 2, Monticello, KY 42633
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  /60

  $379,000

  $20K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,600 Sq Ft

  642 N Shore Dr, Monticello, KY 42633

  Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends

  HG Hickey III No Wake Real Estate

  642 N Shore Dr, Monticello, KY 42633
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  /56

  $269,000

  $51K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,302 Sq Ft

  226 Dockview Rd, Monticello, KY 42633

  Beautiful 3BR/2BA, two story home situated on 0.49 acres in the sought after Beaver Creek community. This inviting family home features brand new carpet, stunning hardwood floors, a spacious bonus room, and a attached garage. Thoughtfully designed with comfortable living and entertaining in mind. Enjoy peaceful neighborhood living just 1 mile from Beaver Creek Marina Resort and boat ramp,

  Denver Eaton Re/Max Country Lakes

  226 Dockview Rd, Monticello, KY 42633
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  /67

  $299,000

  $26K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 900 Sq Ft

  61 Coleman Cemetery Rd, Monticello, KY 42544

  Welcome to 61 Coleman Cemetery Road in Nancy, Kentucky — one of Lake Cumberland's best-kept secrets. Built within the last two years, this custom-built property combines modern comfort, thoughtful design, and the laid-back lake lifestyle buyers are searching for. From the moment you arrive, the beautiful curb appeal and circular pull-through driveway make a lasting first impression. The main

  D Clay Hall Keller Williams Legacy Group

  61 Coleman Cemetery Rd, Monticello, KY 42544
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  /38

  $289,000

  $10K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,866 Sq Ft

  60 Farmington Ave, Monticello, KY 42633

  This beautiful 3 bedroom 2 1⁄2 bath brick home has been fully renovated and is waiting on a new owner!! This home offers lots of comfortable living space and might I add an excellent location. The home offers a living room, family room, 2 1⁄2 baths, 3-bedrooms. Large kitchen with new stainless appliances, dining area, washer/dryer area as you come in from 2-car garage that has a new door. All new

  H Allen Clark Access Realty & Auction

  60 Farmington Ave, Monticello, KY 42633
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  /13

  $160,000

  $39K PRICE DROP

  • Land
  • 16.45 Acres
  • $9,726 per Acre

  Tract 1 Off Green Stable Ln, Monticello, KY 42633

  If you are looking for private and secluded acreage near Lake Cumberland, this may be the property for you. This 16.45 acre tract, just off Old Sawmill Road, would make an excellent home site, or it could be developed into several tracts with multiple homes. A survey has been done on this tract. The Old Sawmill Road area has become a destination for many home buyers in the Lake Cumberland Area.

  H Allen Clark Access Realty & Auction

  Tract 1 Off Green Stable Ln, Monticello, KY 42633
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  /19

  $181,900

  $3K PRICE DROP

  • Land
  • 44 Acres
  • $4,134 per Acre

  02 Simpson Hollow Rd Unit 1, Monticello, KY 42633

  44± Acres - Secluded Land on Simpson Hollow Rd Discover the perfect blend of open pasture and wooded privacy with this beautiful 44± acre tract located on Simpson Hollow Road. Featuring approximately 8± acres of pasture and 36± acres of mature timber, this property offers endless possibilities for building, recreation, or investment. Tucked away in a secluded setting, yet conveniently located

  Jason Bertram Weichert Realtors Ford Brothers, Inc.

  02 Simpson Hollow Rd Unit 1, Monticello, KY 42633
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  /54

  $169,999

  $5K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,456 Sq Ft

  183 Vine St, Monticello, KY 42633

  Welcome to 183 Vine St, located in the heart of downtown Monticello! Marrying comfort and convenience, this home offers an expansive living area and kitchen, three bedrooms, one and a half bathrooms, a den or formal dining space, a large fenced in yard with a fire pit, perfect for entertaining, and easy accessibility to downtown amenities. This one won't last long! Call today for your private

  Alexandria Hicks Lotus Realty, LLC

  183 Vine St, Monticello, KY 42633
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  /20

  $129,900

  • 2 Beds
  • 1 Bath
  • 880 Sq Ft

  12 Maple St, Monticello, KY 42633

  Charming and affordable vinyl home on one level with features that include a spacious Living Room, Eat-in kitchen with dining area, 2 bedrooms, Full bath has tub/shower combo, and a Laundry Room. All appliances convey with the property including refrigerator, self-cleaning range, washer and dryer. The property is situated on a 0.16 corner lot, and has a nice level back yard perfect for growing a

  Lisa Lowe Re/Max Country Lakes

  12 Maple St, Monticello, KY 42633
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  /31

  $210,000

  • 2 Beds
  • 1 Bath
  • 849 Sq Ft

  378 Beaver Creek Lodge Rd, Monticello, KY 42633

  Lake Home-Personal retreat or income opportunity. Enjoy the best of lake living with this updated, fully furnished home-perfect for personal use or as an income producing property. Located minutes away from Safe Harbor Beaver Creek Marina. Move-in ready and offers convenience and comfort. Perfect back area with a newly built deck for entertaining. You do not want to miss out on this!

  Stephanie Hall Coldwell Banker Legacy Group

  378 Beaver Creek Lodge Rd, Monticello, KY 42633
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  /8

  $169,900

  • 3 Beds
  • 1 Bath
  • 1,400 Sq Ft

  1012 Ky-674 Unit 1, Monticello, KY 42633

  3BR/1BA Home Near Beaver Creek Marina - Investor Opportunity Located just 3 miles from Beaver Creek Marina, this 3-bedroom, 1-bath home sits on a 1-acre lot and offers incredible potential for the right buyer. Featuring durable stone siding and a detached garage, this property is the perfect fixer-upper for investors, flippers, or anyone looking to create their own lake-area getaway. With its

  The Millie - Millie Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  1012 Ky-674 Unit 1, Monticello, KY 42633
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  /27

  $125,000

  $4K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  1015 Old Fall Creek Rd, Monticello, KY 42633

  Discover the potential in this 1456 sq ft +/- double wide home on a permanent foundation, perfectly situated in a highly desirable location just minutes from Old Fall Creek Boat Ramp and Conley Bottom Resort. Featuring 3 bedrooms and 2 full baths, this property offers a spacious layout ready to be transformed into your ideal getaway or income-producing investment. Enjoy outdoor living with a

  HG Hickey III No Wake Real Estate

  1015 Old Fall Creek Rd, Monticello, KY 42633
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  /27

  $249,000

  • 5 Beds
  • 2 Baths
  • 1,920 Sq Ft

  1493 Missouri Hollow Rd, Monticello, KY 42633

  If you've been searching for a property with character, acreage, and stunning views, this one is a must-see. Situated on approximately 5 acres just outside the city limits, this unique rustic stone home offers 1,920 square feet of living space, 5 bedrooms, 2 bathroom, and a peaceful setting overlooking the beautiful countryside of Wayne County. The home's distinctive stone exterior creates

  Isaiah Brake Re/Max Country Lakes

  1493 Missouri Hollow Rd, Monticello, KY 42633
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  /39

  $239,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,920 Sq Ft

  18 Hill Dr, Monticello, KY 42633

  Very nice well maintained manufactured home in F&T Lake Lot Subdivision, golf cart ride to the shores of Lake Cumberland. This home comes completely furnished, down to fork and spoon turn key Lake retreat, Airbnb or year around living in this wonderful lake community, minutes away from Conley Bottom Resort and additional local boat ramps.

  Rick Horton Weichert Realtors Ford Brothers, Inc.

  18 Hill Dr, Monticello, KY 42633
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  /29

  $189,900

  • 3 Beds
  • 2 Baths
  • 1,447 Sq Ft

  10113 E Highway 92, Monticello, KY 42633

  This 3 bedroom, 2 bath brick home is located in a beautiful rural setting in Wayne County and offers an affordable opportunity for the right buyer. The home features approximately 1,447 sq ft of living space, a full unfinished basement, attached 1.5 -car garage, covered front porch, rear deck, fireplace, and poured concrete foundation. With its brick exterior, full basement, garage, and peaceful

  Isaiah Brake Re/Max Country Lakes

  10113 E Highway 92, Monticello, KY 42633
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  /66

  $219,900

  $5K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,488 Sq Ft

  268 Duncan St, Monticello, KY 42633

  Seller offering $5,000 in upgrade allowance!! Welcome to this charming all-brick home nestled on a beautiful .88-acre lot in the heart of Monticello! Surrounded by mature trees, this property offers the perfect blend of privacy, space, and timeless appeal. Featuring 3 bedrooms and 2.5 bathrooms, this home offers a functional layout with a formal dining room ideal for hosting, along with elegant

  Nikita Reece Berkshire Hathaway HomeServices Foster Realtors

  268 Duncan St, Monticello, KY 42633
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  /46

  $269,000

  $30K PRICE DROP

  • Land
  • 2 Acres
  • $134,500 per Acre

  8274 Kentucky 90, Monticello, KY 42633

  Prime Commercial Opportunity on Highway 90 near Conley Bottom Marina This 2-acre commercial property, perfectly situated off Highway 90 at the Conley Bottom Marina turnoff, offers unmatched potential in a high-traffic location. As one of the largest and busiest marinas on Lake Cumberland, Conley Bottom attracts millions of visitors annually, making this spot ideal for businesses catering to lake

  Brandon Davis No Wake Real Estate

  8274 Kentucky 90, Monticello, KY 42633
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  /44

  $219,900

  $5K PRICE DROP

  1051 Kelley Lane Spann Hill, Monticello, KY 42633

  72 acres of unrestricted land offering privacy, recreation, and multiple opportunities with this exceptional tract in Monticello, Kentucky. Whether you're searching for a premier hunting property, a weekend getaway, or the ideal spot to build your dream homestead, this land checks a bunch of boxes. This property is predominantly wooded, offering excellent cover and habitat for wildlife, making it

  Matthew Fouch Keller Williams Commonwealth - Somerset

  1051 Kelley Lane Spann Hill, Monticello, KY 42633
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  /13

  $357,000

  • Land
  • 119.94 Acres
  • $2,976 per Acre

  0000 State Highway 674, Monticello, KY 42633

  119.94 surveyed acres on Hwy 674 in Wayne County Kentucky offering approx. 2000 feet of road frontage. This versatile tract features multiple building sites and is ideal for a private retreat, hunting property, or future development. Abundant wildlife, rolling terrain, and prime location make this a rare opportunity for investors, outdoor enthusiasts, or anyone seeking land with exceptional

  Scott Griffie WEICHERT REALTORS - Ford Brothers

  0000 State Highway 674, Monticello, KY 42633
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  /36

  $395,000

  $5K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,600 Sq Ft

  656 Thompson Rd, Monticello, KY 42633

  Highlights: This property offers a charming cabin-style 3 bed/2 bath home and barn situated on over 36 +/- unrestricted acres, complete with a spring-fed pond. If you've been looking for a place where life can slow down and the outdoors take center stage, this property is worth a look! The home features classic hemlock siding and a large front porch, some recent kitchen updates, and a few new

  Hannah York Lake Cumberland Real Estate Professionals

  656 Thompson Rd, Monticello, KY 42633
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  /46

  $159,900

  • 2 Beds
  • 2 Baths
  • 1,260 Sq Ft

  93 Green Acres Dr, Monticello, KY 42633

  Welcome to 93 Green Acres Drive! Check out this new to the market, charming remodeled vinyl home offering 1,275 sq. ft. of finished living space on the main level. Features include an Eat-in Kitchen with nice Pantry and Breakfast Bar, Formal Dining Room, Spacious Living Room with a corner nook with wire shelving for storage, 2 Large Bedrooms, 2 Full Baths, a roomy walk-in closet off the Primary

  Lisa Lowe Re/Max Country Lakes

  93 Green Acres Dr, Monticello, KY 42633
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  /90

  $399,000

  • 4 Beds
  • 2.5 Baths
  • 4,114 Sq Ft

  568 Castle St, Monticello, KY 42633

  Welcome to a stunning Monticello home set in a peaceful, park-like setting with walking paths, custom stonework, and inviting outdoor spaces perfect for relaxing or entertaining. This spacious two-level home features 3 bedrooms and 2 baths upstairs, including a large master suite, plus a cozy living room with fireplace, formal sitting area, and a kitchen/dining combo with hardwood and tile

  Brandon Davis No Wake Real Estate

  568 Castle St, Monticello, KY 42633

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