Panama City, FL Homes for Sale with No HOA Fee

• 

  

  

  /14

  $115,000

  • Land
  • 3.15 Acres
  • $36,508 per Acre

  0 N Berthe Ave Unit 780682, Panama City, FL 32404

  3.15 Acres located at the curve of Pittsburgh and Berthe. Great location being unincorporated to allow farm animals, bring your horses! The property is next to a power line easement allowing that area to possibly be used for additional riding. Eligible for mobile home or new construction build. The county has also granted the gravel portion of the road to the seller making the parcel a bit

  Coralee King Beachy Beach Real Estate

  0 N Berthe Ave Unit 780682, Panama City, FL 32404
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  /17

  $135,000

  • 1 Bed
  • 1 Bath
  • 546 Sq Ft

  222 Sherman Ave, Panama City, FL 32401

  Don't miss this adorable 1 bedroom, 1 bathroom 1922 cottage that has been used as a short term rental, but could also be a great home as well. It comes fully furnished with everything needed to rent it. You'll enjoy the leather couches with recliners built in, smart tv, updated lighting, kitchen with cook top, refrigerator, table top microwave, coffee maker and toaster oven. The eat in kitchen

  Christine Lance Keller Williams Success Realty

  222 Sherman Ave, Panama City, FL 32401
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  /32

  $345,000

  • 4 Beds
  • 2 Baths
  • 2,492 Sq Ft

  2506 W 26th St, Panama City, FL 32405

  Welcome to a spacious 4-bedroom home in the heart of Panama City, offering over 2,400 square feet of living space on a generous 0.32-acre lot. Located in Island View Estates and directly across the street from a community park, this property combines an incredible location with strong investment potential. Whether you're searching for a home to update to your taste or looking for your next

  The Wheeler Sauls Collective Salty Marlin Realty LLC

  2506 W 26th St, Panama City, FL 32405
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  /14

  $350,000

  • Land
  • 1.46 Acres
  • $239,726 per Acre

  6304 Ivy C Rd, Panama City, FL 32404

  Waterfront Property - Two Parcels, Nearly 1.5 Acres, Cleared & Ready to Build! An incredible opportunity awaits with this waterfront property totaling nearly 1.5 acres, offered as a two-parcel package. Already cleared and ready for construction, this property provides the perfect setting to design your dream home or investment project. Enjoy beautiful views overlooking Emmons Bayou, with

  Jordan Jarrett Keller Williams Success Realty

  6304 Ivy C Rd, Panama City, FL 32404
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  /25

  $345,000

  • 3 Beds
  • 2 Baths
  • 2,241 Sq Ft

  2531 Frankford Ave, Panama City, FL 32405

  Price Improvement and move in ready --- Spacious 3 bedroom 2 bathroom in the Kings Point area. In Panama City limits per Bay GIS. Classic brick ranch with painted brick veneer. Lot has frontage on small pond which provides for extra privacy. Newer roof, new windows, new appliances include refrigerator, stove, microwave, dishwasher and garbage disposal. Fresh paint [interior and exterior], door

  Don Giles GILES APPRAISAL GROUP, INC

  2531 Frankford Ave, Panama City, FL 32405
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  /48

  $206,900

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  230 Viola Ave, Panama City, FL 32404

  Wow! Take a look at this fabulous manufactured mobile home which has many upgrades. New metal roof installed around 2019, new flooring recently installed, new interior painting. Brand new $8000 air conditioner installed in 2024. Entering the open floor plan, you are greeted by a large living room and sitting in that room, you feel a warmth and tranquility as this does not feel like your normal

  Marco Cooper Coastal Sun Realty LLC

  230 Viola Ave, Panama City, FL 32404
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  /8

  $120,000

  • Land
  • 0.38 Acre
  • $315,789 per Acre

  242 N Highway 22 A, Panama City, FL 32404

  Excellent opportunity to acquire a 0.38-acre vacant residential lot at 242 N Highway 22 A, Panama City, FL 32404. This well-sized parcel offers ample space for building a custom home, placing a mobile home, or holding as a long-term investment. Located along a convenient highway corridor, the property provides easy access to local amenities, schools, and major roadways. Ideal for builders,

  Samih Sadiq KELLY RIGHT REAL ESTATE

  242 N Highway 22 A, Panama City, FL 32404
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  /36

  $220,000

  • 2 Beds
  • 1 Bath
  • 970 Sq Ft

  2100 W Beach Dr Unit C101, Panama City, FL 32401

  Welcome to Landmark on St. Andrews Bay, where coastal charm meets convenience! This first-floor, 2-bedroom, 1-bath condo at 2100 W Beach Dr Unit C101 offers the perfect blend of comfort, location, and value. Step inside to a bright, open living space that flows easily into the dining and kitchen areas, making it ideal for both relaxing and entertaining.The kitchen is well-appointed, and the

  Daniel Hagen LPT Realty LLC

  2100 W Beach Dr Unit C101, Panama City, FL 32401
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  /64

  $949,000

  • 3 Beds
  • 2 Baths
  • 1,950 Sq Ft

  5004 Thomas Dr Unit 1712, Panama City, FL 32408

  Anchors aweigh and a hearty welcome to The Captain's Lodge at Treasure Island Resort! Shiver me timbers and settle into a moody and fun themed condo with 17th Floor Gulf and Lagoon wraparound views! Escape through Blackbeard's hallway and discover the Captain's Lounge complete with full size pool table, vintage darts and bar setup fit for a king! Luxuriate in the master bedroom in a suite giving

  Brian Clowdus Christies International Real Estate Emerald Coast

  5004 Thomas Dr Unit 1712, Panama City, FL 32408
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  /78

  $1,875,000

  • 3 Beds
  • 3.5 Baths
  • 4,140 Sq Ft

  4301 Transmitter Rd, Panama City, FL 32404

  Seller financing available $500,000 down, 5.5%, 15-20 yr amortization and 5 yr balloon! A little slice of Heaven in the 10 acre estate located in the Lynn Haven area. Beautiful custom Arthur Rutenberg home with 4,140 sq. ft. 3 bedrooms with space to easily convert to a 4 or even 5-bedroom home, 3 1/2 baths with large upstairs bonus room area. You'll find a 30x60 covered arena, stalls, outdoor

  Charles Commander Jr. CENTURY 21 Commander Realty

  4301 Transmitter Rd, Panama City, FL 32404
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  /41

  $349,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,582 Sq Ft

  928 Grace Ave, Panama City, FL 32401

  Modern new construction just blocks from downtown Panama City, offering style, comfort, and room to grow. This two-story home features Impact rated exterior doors and windows, cement board siding with board and batten accents, 3 bedrooms, 2.5 baths, 1,582 square feet, and a 1-car garage. All bedrooms are upstairs for privacy and spacious living. Inside, you'll find beautiful White Oak luxury

  Paul Gibney Corcoran Reverie

  928 Grace Ave, Panama City, FL 32401
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  /11

  $150,000

  • Land
  • 0.42 Acre
  • $357,143 per Acre

  1526 Fortune Ave, Panama City, FL 32405

  Currently Zoned GC-2 and Property has a development plan! water and sewer available. This unique property spans from Fortune Avenue to Friendship Avenue, offering frontage on both streets. Currently zoned General Commercial, the lot may also be rezoned for residential use. If converted to residential, the property could be split into two separate lots, each suitable for building a single-family

  Zacarias Sanchez Think Real Estate

  1526 Fortune Ave, Panama City, FL 32405
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  /48

  $349,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 2116, Panama City, FL 32408

  OWNER-FINANCE AVAILABLE FOR PENTHOUSE UNIT!!! Why wait on traditional lenders when you can step into condo ownership now with terms this good? Here's what makes this worth it: Only 25% down - secure the property without tying up all your capital. Low interest rate - keep monthly payments comfortable and predictable, so you can cash flow. Flexible 3-5 year balloon - plenty of time to refinance,

  Ramone Silvera Salty Marlin Realty LLC

  9860 S Thomas Dr Unit 2116, Panama City, FL 32408
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  /62

  $629,999

  • Land
  • 0.28 Acre
  • $2,249,996 per Acre

  2906 Harrier St, Panama City, FL 32405

  (PRICE IMPROVEMENT) This is not your average home this is executive living done right. Over 3,660 square feet, 4 bedrooms, 3.5 baths, and loaded with upgrades in one of Bay County's most sought-after neighborhoods. Walk in and feel the space 10-foot ceilings, a wide-open layout, and big windows pulling your eyes straight to the screened-in pool, spa, and oversized lanai (yes, the speakers are

  Daniel Raffield Empire Real Estate of Florida LLC

  2906 Harrier St, Panama City, FL 32405
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  /37

  $358,000

  • 2,760 Sq Ft

  2209 U S 231, Panama City, FL 32405

  Zoned C-3A(BC) and located along Hwy 231 just minutes from 23rd street makes this property the perfect buy. All of the junk and cars currently stored will be removed by the sellers. The main building includes 1500 Sqft of storage space with large rolling doors on each side to allow large items to be stored along with a 480sqft room with a garage door for easy access. To the left side of the

  Corey Joseph Corcoran Reverie

  2209 U S 231, Panama City, FL 32405
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  /42

  $349,500

  • 4 Beds
  • 2 Baths
  • 1,617 Sq Ft

  605 E 2nd Place, Panama City, FL 32401

  Welcome to this beautifully updated 4-bedroom, 2-bathroom home situated on a generous quarter-acre lot in the heart of Bunkers Cove. Meticulously renovated and immaculately maintained, this property blends modern comforts with the timeless charm of the Cove community. Step inside to an inviting open floor plan, thoughtfully designed to maximize space and light. The spacious primary suite offers a

  Wesley Best Think Real Estate

  605 E 2nd Place, Panama City, FL 32401
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  /61

  $464,900

  • 2 Beds
  • 2.5 Baths
  • 1,279 Sq Ft

  8407 Thomas Dr Unit 2, Panama City, FL 32408

  Are you searching for your own private vacation spot on the beach? Tired of sharing space at your home away from home? Look no further than this unit located on the beach side of Thomas Drive. This property is just 100 feet away from the beach, with no road between you and the sparkling teal waters of Panama City Beach. Spacious and clean, this unit allows you to enjoy the sound of the waves from

  Melany Hathcock Keller Williams Success Realty

  8407 Thomas Dr Unit 2, Panama City, FL 32408
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  /19

  $529,900

  • 3 Beds
  • 2 Baths
  • 2,205 Sq Ft

  7248 W Lakeland Dr, Panama City, FL 32404

  This beautiful single-family home located at 7248 West Lakeland Drive in Panama City, FL was built in 1986. With access in your own backyard to Deerpoint Lake from two docks. A lovely lake view from the front yard. 3 bedrooms / 2 bathrooms and a bonus room. 2,205 sq.ft., this property offers plenty of living space. The living room has exquisite Brazilian Cherry floors and a great fireplace.

  Moe Mossa Savvy Avenue LLC

  7248 W Lakeland Dr, Panama City, FL 32404
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  /37

  $299,000

  • 6 Beds
  • 2 Baths
  • 3,066 Sq Ft

  1202 Christel Ave, Panama City, FL 32401

  Spacious, Fully Furnished Duplex - Excellent Income Potential! Welcome to 1202 Christel Avenue — a true duplex offering versatility, comfort, and income potential in a quiet Panama City neighborhood. The upstairs unit features 4 bedrooms and 1.5 bathrooms, providing ample space for family living or extended stays. The downstairs unit includes 2 bedrooms and 1 full bath, with an open-concept

  M. Roberts LoKation Real Estate

  1202 Christel Ave, Panama City, FL 32401
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  /6

  $35,000

  Unlisted Address

  Picture Your Future Here at 1917 Lombardy Ave!Imagine building your dream home—or your next smart investment—on this 6,011 sqft cleared lot (approx. 55x110 ft) right in the heart of Panama City. Tucked in a peaceful neighborhood, you're just minutes from Gulf Coast State College, FSU Panama City, St. Andrews Bay, local shops, hospitals, and the beach. Whether you're planning your forever home

  Ramone Silvera Salty Marlin Realty LLC

  Unlisted Address
• 

  

  /36

  $513,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,718 Sq Ft

  Sawgrass Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Sawgrass plan by Harris Doyle Homes is offered on spacious home sites in Indigo Lakes with an attached two-car garage. This open layout offers easy single level living with space in all of the right places! The large eat-in island kitchen features stainless appliances, stone countertops, tile backsplash and a wonderful walk-in pantry. The private primary suite has a spacious bath with

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004348, Panama City, FL 32405
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  /68

  $365,900

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1108, Panama City, FL 32408

  This stunning, fully updated 1 Bedroom 1.5 Bath condo offers a coastal and turnkey rental opportunity. Features include Complete renovation with all new electrical, plumbing, water heater and HVAC. Drop ceilings with recessed lighting for bright, clean look. New finishes throughout including doors, trim, flooring, and paint. Custom built-in bunks. Updated kitchen with new custom cabinets, granite

  Jo Cochran Anchor Realty Florida

  8743 Thomas Dr Unit 1108, Panama City, FL 32408
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  /46

  $499,999

  • 4 Beds
  • 2 Baths
  • 3,157 Sq Ft

  8009 High Point Rd, Panama City, FL 32404

  Appraiser gave value to land only but there is still some charm in this older home. Escape to lakeside living on this 1.5-acre (200 feet waterfront) property featuring an older single-family home full of character and warmth. The main residence offers 3 bedrooms and 3 bathrooms, with timeless details, cozy gathering spaces, and wonderful lake views that make every day feel like a retreat. Its

  Sarah Steverson CENTURY 21 Commander Realty

  8009 High Point Rd, Panama City, FL 32404
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  /26

  $374,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,706 Sq Ft

  420 Lacosta Ave, Panama City, FL 32404

  Welcome to 420 Lacosta Ave, a beautiful waterfront home in the peaceful and quiet neighborhood of Shadow Bay. This brand-new construction has beach access by boat to the Gulf of Mexico. As you step inside, you'll immediately notice the incredible attention to detail, with high ceilings and thoughtfully designed finishes that create a warm, inviting space. The open layout allows for plenty of

  Steven Koleno Beycome of Florida LLC

  420 Lacosta Ave, Panama City, FL 32404
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  /58

  $899,000

  • 4 Beds
  • 2.5 Baths
  • 2,106 Sq Ft

  6807 Sunset Ave, Panama City, FL 32408

  Welcome to 6807 Sunset, a brand-new, fully loaded short-term rental dream where no detail was overlooked and no amenity was missed. While this property would also make an incredible primary residence or second home, it was intentionally designed and built with short-term rental performance in mind. Everything in the home is completely new, offering a true turnkey opportunity. At the center of the

  Justin Cater LLC EXP Realty LLC

  6807 Sunset Ave, Panama City, FL 32408
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  /40

  $999,000

  • 3 Beds
  • 3 Baths
  • 2,008 Sq Ft

  8601 Surf Dr Unit 1E, Panama City, FL 32408

  Experience coastal living at its finest in Grande Surf Club Unit 1E, an exceptional Gulf-front residence located on the quiet, sought-after stretch of Thomas Drive. Grande Surf is a boutique 14-story, low-density community featuring only two units per floor, secured gated entry, and coded elevator access—offering a level of privacy that is increasingly rare along Panama City Beach.This

  Tina Lamonica Think Real Estate

  8601 Surf Dr Unit 1E, Panama City, FL 32408
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  /62

  $348,900

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 1004W, Panama City, FL 32408

  2024 Gross rental revenue = $46,425. Indulge in your own oasis with this adorable beachfront condo, and its sweeping views of the mesmerizing Emerald Coast; it is no wonder why this unit has a proven strong rental history. Situated on the 10th floor of the West tower, this property offers an unparalleled vantage point to soak in the beauty of the coastline. Offered fully furnished & decorated,

  Jacqueline Luberto Realty ONE Group Emerald Coast

  9850 S Thomas Dr Unit 1004W, Panama City, FL 32408
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  /62

  $489,000

  • 3 Beds
  • 2 Baths
  • 2,171 Sq Ft

  1538 S Berthe Ave, Panama City, FL 32404

  Waterfront living is within reach. This lovely home sits on a one-acre lot with gulf access! GULF ACCESS! Your waterfront lifestyle awaits. 100 feet of water frontage and deep water access! With nearly 2,200 SF of heated&Cooled space, you'll enjoy three large bedrooms, two full bathrooms, a covered carport and a huge back deck with shade sails and natural oak tree shade. The master bedroom

  Justin Raley Think Real Estate

  1538 S Berthe Ave, Panama City, FL 32404
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  /12

  $237,500

  • 1 Bath
  • 448 Sq Ft

  8618 Surf Dr Unit 103, Panama City, FL 32408

  Charming Gulf-Front Condo at Ocean TerraceAmazing Rental income well over 25k income generated in 2025 on track to generate 28/30k in first year as a STR! The little ones always rent so well. Discover your perfect getaway at Ocean Terrace, just off Thomas Drive! This delightful studio, only 85 steps from the beach, offers an unmatched opportunity to soak up the sun and enjoy stunning sunset

  Sandi Smith Dalton Wade Inc

  8618 Surf Dr Unit 103, Panama City, FL 32408
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  /59

  $629,000

  • 4 Beds
  • 3 Baths
  • 2,675 Sq Ft

  742 Vista Del Sol Ln, Panama City, FL 32404

  Possible straight RENTAL or RENT with option to buy....Located in one of southeastern Bay County's most prestigious and desirable gated waterfront subdivisions. Impressive and inviting covered entry porch welcomes you to this well-kept contemporary and ''large'' like new home boasting over 2670 square feet of open and spacious family living space. FOUR bedrooms and THREE full baths. You can't

  Vince O'keefe O'Keefe & Wainwright Inc

  742 Vista Del Sol Ln, Panama City, FL 32404
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  /3

  $359,737 New Construction

  • 4 Beds
  • 2 Baths
  • 1,820 Sq Ft

  3588 Basal St, Panama City, FL 32404

  Discover the elegance and functionality of the 1820 floor plan by Adams Homes. This thoughtfully designed layout offers the perfect balance of comfort and style. Step into a spacious living area that welcomes you with its open concept, allowing for seamless entertaining and relaxation. The kitchen boasts modern appliances, ample counter space, and a convenient breakfast bar. Retreat to the master

  Susan Cantrell Adams Homes Realty, Inc.

  3588 Basal St, Panama City, FL 32404
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  /7

  $2,900,000

  • Land
  • 170 Acres
  • $17,059 per Acre

  806 Highway 20, Panama City, FL 32409

  +/-170 acres In Southport, FL with a 60 acrespring fed pond. 1,773sf - 2bd/2ba house.Numerous other improvements including multiple docks, 3,000sf pole barn, and extensive road system. Located 1.5 miles from Highway 77 and 30 minutes from the beaches of Panama City. Subdividable.

  Anderson Brooks NAI TALCOR

  806 Highway 20, Panama City, FL 32409
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  /48

  $325,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 832, Panama City, FL 32408

  Turnkey and income producing, this beautifully furnished 3-bedroom 2-bath condo at the iconic Laketown Wharf Resort offers a rare opportunity to own in one of Panama City Beach's largest and most amenity rich complexes. Spanning 1,262 square feet, this spacious unit is already on a successful short term rental program and comes fully equipped for immediate use. Just bring your swimsuit. The open

  Paul Gibney Corcoran Reverie

  9902 S Thomas Dr Unit 832, Panama City, FL 32408
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  /3

  $160,000

  5217 Finisterre Dr, Panama City, FL 32408

  CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS. Contingent. Panama City Beach's most elegant neighborhood on the peninsula that forms the lagoon. This is the largest (.33 acre), most desirable interior lot, directly across the street from the most elegant homes in Bay County. Second story view overlooks Grand Lagoon and the Pass. Great gated community with tennis, pickleball courts,

  Meredith Shaw Coldwell Banker Realty

  5217 Finisterre Dr, Panama City, FL 32408
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  /37

  $314,900

  • 2 Beds
  • 1 Bath
  • 750 Sq Ft

  3720 Biltmore Dr, Panama City, FL 32408

  Tucked away on the East end just a short walk to Beach Access 9, this charming beach cottage offers a rare blend of character, income potential, and future flexibility. Featuring a distinctive design, recent upgrades including newer windows, fencing, newer AC, plus a brand-new septic system installed by the current owners, the home is move-in and rental ready. The larger-than-average lot provides

  Nathan Lawrence Legacy Premier Agency

  3720 Biltmore Dr, Panama City, FL 32408
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  /46

  $349,900

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 904E, Panama City, FL 32408

  New photos coming on Tuesday! Discover the epitome of coastal living in this beautifully renovated Gulf-front condo, offering stunning direct views of the pristine beaches and crystal-clear waters of the Gulf of Mexico. This stylish beachfront oasis features an open kitchen with granite countertops, gorgeous white cabinetry accented with modern hardware, stainless steel appliances and a

  Mike Glass LPT Realty LLC

  9850 S Thomas Dr Unit 904E, Panama City, FL 32408
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  /37

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,589 Sq Ft

  5415 Duneridge Rd, Panama City, FL 32404

  Welcome home to this beautifully maintained 3-bedroom, 2 bath residence built in 2005, featuring a desirable split floorplan and stunning lush landscaping that enhances its inviting curb appeal. Step inside to a spacious living area highlighted by a vaulted ceiling and a cozy wood burning fireplace, opening seamlessly to the dining area perfect for gatherings and everyday living. The primary

  Wesley Best Think Real Estate

  5415 Duneridge Rd, Panama City, FL 32404
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  /7

  $699,000

  • Land
  • 6.45 Acres
  • $108,372 per Acre

  3500 A St, Panama City, FL 32404

  6.4 Acres - Commercial (C-3) Zoned Land - A Street , Panama City, FL Opportunity to own 6.4 acres of commercially zoned land (C-3) located on A Street in Panama City. This property offers excellent visibility and access, with close proximity to major thoroughfares, residential neighborhoods, and local businesses. Zoning allows for a wide range of commercial uses, including retail, office,

  Justin Cater LLC EXP Realty LLC

  3500 A St, Panama City, FL 32404
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  /38

  $449,900

  • 3 Beds
  • 2 Baths
  • 1,164 Sq Ft

  5524 Pinetree Ave, Panama City, FL 32408

  Welcome to your dream beach cottage, just a 5-minute walk to Public Beach Access #9! This fully remodeled 3-bedroom, 2-bathroom home offers modern upgrades and coastal charm, making it an ideal primary residence, vacation getaway, or short-term rental investment. Step inside to discover a brand-new interior, featuring luxury vinyl plank and tile flooring, fresh paint, and an open-concept living

  Ramil Zartdinov Local Insight Realty

  5524 Pinetree Ave, Panama City, FL 32408
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  /3

  $354,396 New Construction

  • 3 Beds
  • 2 Baths
  • 1,711 Sq Ft

  3592 Basal St, Panama City, FL 32404

  The 1711 floorplan design by Adams Homes is a well-designed and spacious home that offers both style and functionality. With three bedrooms, two bathrooms, and a two-car garage, this single-story home provides a comfortable and versatile living space. As you enter the home, you are welcomed into a foyer that leads you into the main living area. The open-concept design seamlessly connects the

  Connie Berry Adams Homes Realty, Inc.

  3592 Basal St, Panama City, FL 32404

Showing Results 601 - 640, Page 16 of 18