Panama City, FL Homes for Sale with No HOA Fee

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  /10

  $199,900

  • 4 Beds
  • 2 Baths
  • 1,909 Sq Ft

  945 Agnes Scott Cir, Panama City, FL 32405

  Updated home in the desirable Forest Park neighborhood, ideally located at the end of a cul-de-sac. This centrally located property offers convenient access to shopping, dining, schools, and major roadways. The home underwent extensive renovations in 2022, including a new roof, new LVP flooring, new kitchen cabinets, new stainless-steel appliances, and updated fixtures throughout. Designed with a

  Raymond Williams PA Think Real Estate

  945 Agnes Scott Cir, Panama City, FL 32405
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  /25

  $359,000

  • 1 Bed
  • 2 Baths
  • 893 Sq Ft

  6213 Thomas Dr Unit 506, Panama City, FL 32408

  Mariner West Condominium complex is located on the quiet east end of Panama City Beach near St. Andrews State Park and the jetties. This 5th floor condo has been updated with wood grain style tile flooring, paint, lighting, brand new AC, and tasteful coastal decorations. Personal laundry room is located across the walkway from the front door of the unit. Code is in AGENT Remarks! With one large

  Cheri Bruckner Emerald Coast Realty Inc

  6213 Thomas Dr Unit 506, Panama City, FL 32408
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  /14

  $124,900

  • 3 Beds
  • 2 Baths

  2418 Douglas Rd Unit 31, Panama City, FL 32405

  Experience The Shout, where thoughtful design meets everyday comfort. This brand-new Clayton Shout doublewide manufactured home is available now. Priced at just $124,900, Lot 31 delivers unbeatable value with 3 bedrooms, 2 baths, and 1,475 sq. ft. of stylish, functional living space. This doublewide mobile home for sale in Panama City, FL combines modern design, spacious living, and a prime

  Dallas Michels Hidden Oasis Estates

  2418 Douglas Rd Unit 31, Panama City, FL 32405
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  /44

  $389,900

  • 4 Beds
  • 2 Baths
  • 2,224 Sq Ft

  247 Bayou Bend Ln, Panama City, FL 32404

  Welcome to a home where timeless elegance, elevated craftsmanship, and thoughtful design come together in perfect harmony. This exquisite 4-bedroom, 2-bath Craftsman-style residence by Truland Homes offers one of the largest and most desirable floor plans in the prestigious Park Place community. With 2,224 sq. ft. of impeccably curated living space, it seamlessly blends classic architectural

  Melissa Haworth EXP Realty LLC

  247 Bayou Bend Ln, Panama City, FL 32404
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  /44

  $425,000

  • 9 Beds
  • 6 Baths
  • 3,192 Sq Ft

  2721 E 19th St, Panama City, FL 32405

  Occupied please do not disturb tenants. Investment Opportunity! This is a turnkey Mobile Home Park for sale that is located in the heart of Panama City. All three 2023 homes are like new and ready to go! The property is easily accessible and is convenient to Tyndall Air Force Base. This setup is streamlined to be income producing. Whether you are an experienced Investor or just entering the

  Jessica Wilson Northwest Florida Realty, LLC

  2721 E 19th St, Panama City, FL 32405
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  /4

  $60,000

  • Land
  • 0.16 Acre
  • $375,000 per Acre

  612 E 17th St, Panama City, FL 32405

  Corner vacant lot with utilities available at the street including public water, sewer, and electric. Zoned Neighborhood General (NG), allowing flexibility for future use or investment. Centrally located near major employers, hospitals, colleges, and nearby military bases, with convenient access to downtown, shopping, dining, and area beaches. The neighboring home is also available for purchase

  Renae Brown Lifes A Beach Real Estate, LLC

  612 E 17th St, Panama City, FL 32405
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  /13

  $64,900

  • Land
  • 0.08 Acre
  • $811,250 per Acre

  3614 Woods Ln, Panama City, FL 32408

  Don't miss this rare opportunity to own the lowest-priced homesite in the highly sought-after gated community of Sanctuary Beach. Perfectly positioned directly across from the community pool, this desirable lot offers the ideal setting to design and build your custom dream home in one of Panama City's most charming coastal neighborhoods. Sanctuary Beach is known for its serene, low-maintenance

  Kristina Briscoe Keller Williams Success Realty

  3614 Woods Ln, Panama City, FL 32408
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  /76

  $579,000

  • 4 Beds
  • 4 Baths
  • 2,150 Sq Ft

  2910 Treasure Cir Unit A & B, Panama City, FL 32408

  REDUCED $36,000. OWNER SAYS SELL!Short Term Rentals allowed. This is a wonderful duplex with each side having a 2 bedroom, 2 bath, kitchen, huge living area, enclosed porch and a nice size laundry room. Each side is fenced for privacy. This is a wonderful location just a short walk to Schooners and the beach. A great rental to make some money! All investors wanting a short term rental for

  Cynthia Luster Coastal Property Services, Inc

  2910 Treasure Cir Unit A & B, Panama City, FL 32408
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  /29

  $250,000

  • 2 Beds
  • 2 Baths
  • 922 Sq Ft

  1219 Navy Blvd Unit 119, Panama City, FL 32408

  Located in the desirable Emerald Pointe Resort, this coastal retreat offers convenience, charm, and excellent investment potential. Just minutes from shopping, dining, and area attractions, this well-maintained home features 2 bedrooms and 2 baths with an open family room flowing into the kitchen—ideal for relaxed coastal living or short-term rental use. Recent updates include new engineered

  Charles Courson Berkshire Hathaway HomeServices Beach Properties of Florida

  1219 Navy Blvd Unit 119, Panama City, FL 32408
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  /42

  $267,000

  • 4 Beds
  • 2 Baths
  • 1,238 Sq Ft

  1637 Louisiana Ave, Panama City, FL 32405

  Fully furnished 4BR/2BA home currently operating as a successful short-term rental in Panama City. This turnkey property is zoned Neighborhood General (NG) with no HOA. The property generated approximately $39,400 in gross short-term rental income in 2024 and approximately $27,700 in 2025 year-to-date, demonstrating consistent rental demand. The property is conveniently located near HCA Florida

  Renae Brown Lifes A Beach Real Estate, LLC

  1637 Louisiana Ave, Panama City, FL 32405
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  /45

  $399,900

  • 4 Beds
  • 3 Baths
  • 1,885 Sq Ft

  3775 Cedar Park Ln, Panama City, FL 32404

  Located in the Cedar Park subdivision, 3775 Cedar Park Lane offers a well designed 4-bedroom, 3-bath brick home with a covered back patio! The lot is fully landscaped and equipped with a fenced backyard, providing outdoor space for entertaining and relaxing, with future customization options. Inside, the open-concept living area features durable LVP flooring, a tray ceiling, and recessed

  Timothy Shand Empire Real Estate of Florida LLC

  3775 Cedar Park Ln, Panama City, FL 32404
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  /59

  $369,000

  • 2 Beds
  • 2 Baths
  • 1,322 Sq Ft

  2605 Mystic Ln Unit PO21, Panama City, FL 32408

  Water front community located directly on St. Andrews Bay. Waterhaven is a gated, non-rental community unlike any other. The beautiful, formal entry leads to this first floor, 2 bedrooms, 2 bath condo. This open-concept living/dining area leads to a high-end kitchen including a Sub-Zero refrigerator, Viking 6 burner gas range, Bosch dishwasher, ice maker and wine chiller at the wet bar. Water

  Tina Gates Anchor Realty Florida

  2605 Mystic Ln Unit PO21, Panama City, FL 32408
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  /32

  $225,000

  • 2 Beds
  • 2 Baths
  • 1,070 Sq Ft

  6901 N Lagoon Dr Unit 33, Panama City, FL 32408

  Welcome to Palisades! This well maintained unit has been freshly painted, all LVP flooring, updated showers, HVAC has been routinely maintained and move-in ready. Long Term rental history is excellent. Palisades offers a community dock with short term boat slip access, rec room, great location to Thomas Drive restaurants, and within minutes to beach access. Central location to all Panama City

  Angie Brock Keller Williams Realty Southeast Alabama

  6901 N Lagoon Dr Unit 33, Panama City, FL 32408
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  /11

  $125,000

  • Land
  • 0.13 Acre
  • $961,538 per Acre

  507 Massalina Dr, Panama City, FL 32401

  Popular Cove area's Massalina Bayou — deep wooded lot offers tucked-in privacy for your waterfront home.

  Tricia Mcgrath Sugar Shore Properties

  507 Massalina Dr, Panama City, FL 32401
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  /25

  $258,900

  • 4 Beds
  • 2 Baths
  • 1,596 Sq Ft

  6104 Katie Way, Panama City, FL 32404

  3/15 OPEN HOUSE 11am - 1pm. MOTIVATED SELLER!!Adorable and spacious Florida cottage with an open floor plan. The bright, open kitchen is filled with natural light and features a center island that flows seamlessly into the main living area. The roomy primary suite offers a large bathroom with double vanities, a relaxing soaking tub, and a walk in shower. Three additional bedrooms are located

  Parago Bothe Bastion Realty LLC

  6104 Katie Way, Panama City, FL 32404
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  /48

  $589,900

  • 3 Beds
  • 2 Baths
  • 2,294 Sq Ft

  437 W Baldwin Rd, Panama City, FL 32405

  If space, storage, and flexibility are at the top of your list, this custom-built beautiful brick home truly checks every box. Situated on a spacious 0.65-acre corner lot, this 3-bedroom, 2-bath residence offers 2,294 square feet of heated and cooled living space, including approximately 400 additional square feet of versatile flex space—ideal for 4th Bedroom, a game room, home office, or

  Jane Fillingim Keller Williams Success Realty

  437 W Baldwin Rd, Panama City, FL 32405
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  /15

  $635,000

  • Land
  • 0.19 Acre
  • $3,342,105 per Acre

  7832 Grand Lagoon Way, Panama City, FL 32408

  LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 11 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. Appraisal in hand!

  Charles Commander Jr. CENTURY 21 Commander Realty

  7832 Grand Lagoon Way, Panama City, FL 32408
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  /18

  $170,000

  • 1 Bed
  • 1 Bath
  • 540 Sq Ft

  5505 Sun Harbor Rd Unit 217, Panama City, FL 32401

  SHORT TERM RENTALS ALLOWED!! Waterfront living at an amazing price. This 2nd floor condo offers breathtaking views of the bay, with direct access to the gulf. Spend your days boating or relaxing in the pool, treat yourself to delicious meals at the new restaurant coming soon and enjoy the serenity of the water view and the beauty of the sunset every evening from your balcony. This unit has a new

  Jessica Kittley World Impact Real Estate

  5505 Sun Harbor Rd Unit 217, Panama City, FL 32401
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  /20

  $370,600

  • 4 Beds
  • 2 Baths
  • 2,129 Sq Ft

  4774 Firefly Ln, Panama City, FL 32404

  Beautiful 4 Bedroom Home in Sought-After Titus Park! Welcome to your dream home in Titus Park— one of Panama City's fastest-growing and most desirable communities! Built in 2021, this spacious 4 bedroom, 2 bathroom home offers nearly 2,100 sq. ft. of modern living space with an open-concept design perfect for both entertaining and everyday life. Prime Location: Just off Highway 231, you'll enjoy

  Chris Shelton Beachy Beach Real Estate

  4774 Firefly Ln, Panama City, FL 32404
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  /8

  $300,000

  • 2 Beds
  • 1 Bath
  • 777 Sq Ft

  1155 Mulberry Ave, Panama City, FL 32401

  Handyman special in high demand neighborhood

  INVESTMENT REALTY Beach Realty of Florida

  1155 Mulberry Ave, Panama City, FL 32401
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  /16

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,140 Sq Ft

  3621 Lark Ln, Panama City, FL 32404

  Located in central Panama City, you are within minutes of downtown Panama City and 15 minutes to Tyndall AFB. This home was renovated by previous owner back in 2018 with new roof, windows, HVAC and doors. This sale is a bankruptcy sale and subject to approval by the court.

  Cory Herrman Counts Real Estate Group Inc

  3621 Lark Ln, Panama City, FL 32404
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  /38

  $218,500

  • 3 Beds
  • 2 Baths
  • 1,024 Sq Ft

  6419 Lance St, Panama City, FL 32404

  'OPEN HOUSE, SUNDAY- MARCH 29TH FROM 12-2PM'Welcome home to this well-maintained 3-bedroom, 2-bathroom property perfectly situated on a corner lot in the heart of Callaway. Featuring a durable metal roof and solar panels, this home offers energy efficiency and peace of mind--with little to no power bill. The home is being sold with solar panels being paid off free and clear. Inside, you'll

  Vianah Seamon Anchor Realty Florida

  6419 Lance St, Panama City, FL 32404
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  /40

  $495,000

  • 3 Beds
  • 3 Baths
  • 2,701 Sq Ft

  100 Cherry St Unit 604, Panama City, FL 32401

  $40,000 HOA CREDIT FROM SELLER AT CLOSING WITH ACCEPTABLE OFFER! Welcome to a rare and architecturally intriguing residence perched on the edge of St. Andrews Bay—a double-unit offering the kind of space, light, and views you simply don't find in condominium living. Positioned high above the water in the coveted Cove Condominiums, Units 604 and 605 have been seamlessly combined to create a

  The Gettings Group Corcoran Reverie

  100 Cherry St Unit 604, Panama City, FL 32401
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  /41

  $299,000

  • 1 Bed
  • 1 Bath
  • 735 Sq Ft

  9850 S Thomas Dr Unit 1204W, Panama City, FL 32408

  Beautiful Sunbird Penthouse! One of the largest unit in the complex. As soon as you walk in you will see the breathtaking view of the Gulf of Mexico and the World's Most Beautiful Beaches. This unit has THE BEST Sunset views! Gated complex with plenty of parking, shuffleboard, tennis courts, pickleball (soon), laundry rooms, fitness center, and 3 large pools, one heated and a new tiki bar. The

  Erica Ledford Ledford Realty Group, LLC

  9850 S Thomas Dr Unit 1204W, Panama City, FL 32408
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  /20

  $257,000

  • 3 Beds
  • 2 Baths
  • 1,132 Sq Ft

  1610 Louise Ave, Panama City, FL 32401

  Perfect first home or investment property. The home is in excellent construction condition just needs the new buyers personal touch to make the property SHINE. Excellent location with nice surrounding homes and a nice large lot in St Andrews. Newer A/C and roof and Electric has all been upgraded. 3 bedrooms and 2 full baths with extra room for office or additional kids' bedroom. The property has

  Andy Gonsalves Counts Real Estate Group Inc

  1610 Louise Ave, Panama City, FL 32401
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  /13

  $649,000

  • Land
  • 0.17 Acre
  • $3,817,647 per Acre

  4119 Safari St, Panama City, FL 32408

  Walk to the Beach from this 50 x 150 first tier lot ready for development. Lot is zoned SR2 which will allow a large duplex or detached single family home. Sewer available with lift station, water available and gas available. Ready for your dream home or investment property near the water. Properly backs into the walkway to Beach Access 12A. First tier beach block property less than a block to

  Joan Altenpohl Coastal Real Estate Group, Inc

  4119 Safari St, Panama City, FL 32408
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  /26

  $329,000

  • 4 Beds
  • 2 Baths
  • 2,101 Sq Ft

  11504 Poston Rd, Panama City, FL 32404

  Discover your dream home in the serene community of Sunrise at East Bay, conveniently located near Eastern Ship Building and Tyndall Air Force Base. This like-new residence boasts luxury features designed for comfort and efficiency, including impact-rated windows and doors, 2x6 wall construction, and spray foam attic insulation. Enjoy gourmet cooking in the kitchen with granite countertops and

  Hope Abbott Turner Keller Williams Realty Emerald

  11504 Poston Rd, Panama City, FL 32404
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  /5

  $30,000

  • Land
  • 0.29 Acre
  • $103,448 per Acre

  1004 Tidewater Ln, Panama City, FL 32404

  An Amazing home site in the desired Laird Point Community. Right across the street from the water. Build 2 story to capitalize on a view of the bayou. Enjoy gentle breezes off the water. Laird Point is a gated waterfront community boasting ribbon curbed streets and underground city utilities. Amenities include a tennis court, pickle ball courts and rv/boat storage. Beautiful coastal style homes

  Donald West Northwest Florida Realty, LLC

  1004 Tidewater Ln, Panama City, FL 32404
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  /23

  $299,000

  • 1 Bed
  • 1 Bath
  • 505 Sq Ft

  9450 S Thomas Dr Unit 1600E, Panama City, FL 32408

  Wake up to sweeping Gulf views from this corner Boardwalk studio, perfectly designed for effortless beachfront living. The unit features a king bed, a well-equipped kitchenette, and a spacious bathroom with both a tub and shower plus a dual-vanity sink—everything needed for a comfortable stay at the beach. Thoughtfully laid out and easy to maintain, this studio delivers strong appeal for both

  Craig Baranowski Scenic Sotheby's International Realty

  9450 S Thomas Dr Unit 1600E, Panama City, FL 32408
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  /61

  $539,900

  • 3 Beds
  • 3.5 Baths
  • 2,642 Sq Ft

  2400 Bayview Ave, Panama City, FL 32405

  Welcome home to 2400 Bayview Avenue! This unique Panama City residence offers a three bed, four bath layout spanning over 2600 square feet of updated living space in a prime, central location. Conveniently situated just off 23rd street, this home is minutes from top local restaurants, shopping and attractions, with an easy commute to the world renown beaches of Panama City Beach. Inside, this

  Dale Gumm Anchor Realty Florida

  2400 Bayview Ave, Panama City, FL 32405
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  /5

  $89,000

  • Land
  • 1.86 Acres
  • $47,849 per Acre

  7215 Diane Ln, Panama City, FL 32404

  Imagine building your dream home on this beautiful 1.86 acre lot, perfectly tucked away in a peaceful, naturesque setting off John Pitts Road. With paved neighborhood roads and a serene creekfront location, you can enjoy the best of both worlds-tranquility and convenience. Relax in the natural surroundings, or cast a line from your private dock and catch dinner right in your backyard! Despite its

  Wheeler Sauls Collective Salty Marlin Realty

  7215 Diane Ln, Panama City, FL 32404
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  /36

  $228,000

  • 4 Beds
  • 1 Bath
  • 1,164 Sq Ft

  808 Forestdale Ave, Panama City, FL 32401

  Reduced Price. Updated with new tile and laminate flooring. New kitchen cabinets and remodeled bathroom. Open floor plan, includes a fire place. Home can be a four bedroom or use one for a den or office. Seller is leaving all appliances.Convenient to shopping, schools, and Tyndal Airforce Base.Fenced backyard .

  Joann Walsingham Chipola Realty, Chipley Office

  808 Forestdale Ave, Panama City, FL 32401
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  /14

  $119,500

  • Land
  • 0.52 Acre
  • $229,808 per Acre

  729 Vista Del Sol Ln, Panama City, FL 32404

  Build Your Dream Home in an Exclusive Gated CommunityDiscover the perfect canvas for your next custom home in this exclusive, gated luxury community. This beautiful lot is surrounded by stunning grand estates, offering both elegance and privacy. Residents enjoy access to a private boat ramp, making it ideal for boating and waterfront living, along with a private HOA-maintained pool for

  Tareva Ligas Keller Williams Success Realty

  729 Vista Del Sol Ln, Panama City, FL 32404
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  /15

  $799,000

  • Land
  • 3.53 Acres
  • $226,346 per Acre

  6822 E Highway 22, Panama City, FL 32404

  3.5± Acre Prime Corner Development Site | Approved Storage DO | Hwy 22 - Callaway Area Outstanding development opportunity at 6822 Hwy 22, featuring a highly visible 3.5± acre corner lot with strong frontage and excellent access along a well-traveled corridor. This site-ready parcel includes an approved Development Order (DO) for self-storage, significantly reducing entitlement risk and allowing

  Buck Henry CENTURY 21 Commander Realty

  6822 E Highway 22, Panama City, FL 32404
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  /4

  $400,000

  • Land
  • 0.5 Acre
  • $800,000 per Acre

  3705 W Highway 98, Panama City, FL 32401

  ZONED C-2 GENERAL COMMERCIAL Excellent price for a commercial corner. Prime property as you are entering Panama City from Panama City Beach. This property has so many allowable usages which include Restaurants, Retail, Auto Repair, & Business Professional. The parcel sides on 2 streets allowing for excellent ingress and egress. It is on the main corridor frontage as you drive past it as you head

  Andy Gonsalves Counts Real Estate Group Inc

  3705 W Highway 98, Panama City, FL 32401
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  /49

  $395,000

  • 4 Beds
  • 3 Baths
  • 2,414 Sq Ft

  6001 Minneola St, Panama City, FL 32404

  Welcome to the kind of home that rarely hits the market fully updated, thoughtfully laid out, and loaded with the features buyers search for most: no HOA, a brick exterior, a private pool, a fenced backyard, a large kitchen with brand-new appliances, and two oversized garages with space you simply don't see every day.Step inside and you're welcomed by a classic brick fireplace and new

  Mowayne Copeland Keller Williams Success Realty

  6001 Minneola St, Panama City, FL 32404
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  /57

  $279,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 1116, Panama City, FL 32408

  Welcome to Unit 1116 at Laketown Wharf, where resort-style living meets incredible views and endless amenities! Located on the prime 11th floor, this beautifully laid-out condo offers 1,047 square feet of open and spacious living, designed for comfort and relaxation. Step out onto the large private balcony and take in stunning views of the Gulf, perfect for morning coffee or evening sunsets. The

  Kelli Sullivan Beachy Beach Real Estate

  9860 S Thomas Dr Unit 1116, Panama City, FL 32408
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  /50

  $349,500

  • 4 Beds
  • 2 Baths
  • 1,617 Sq Ft

  605 E 2nd Place, Panama City, FL 32401

  $10,000 seller credit at closing! This one is a MUST SEE. Tons of updates, meticulously maintained and full of character. With 4 spacious bedrooms, 2 bathrooms and a fenced back yard offer plenty of space to settle in. Modern comforts meets the timeless charm of a classic Cove home. Located in one of the most established neighborhoods in Panama City. Step inside to an inviting and open floor

  Justin Raley Think Real Estate

  605 E 2nd Place, Panama City, FL 32401
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  /3

  $40,000

  • Land
  • 0.76 Acre
  • $52,632 per Acre

  5610 Dwan Ln, Panama City, FL 32404

  Great opportunity to purchase an affordable property with a deepwater well already in place. With over three quarters of an acre this property creates the space for your home and enjoying your privacy while still being located close to shopping, dining, schools and hospitals. A creek runs along the back of the property and opens up to a larger body of water. For more information do not hesitate

  Wheeler Sauls Collective Salty Marlin Realty

  5610 Dwan Ln, Panama City, FL 32404
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  /84

  $1,850,000

  • 5 Beds
  • 3.5 Baths
  • 4,152 Sq Ft

  3045 W 30th Ct, Panama City, FL 32405

  Experience the ultimate in waterfront living with this exquisite single-story 4-bedroom, 3.5-bath bayou-front estate. Perfectly positioned on a generous .79-acre lot with 156 feet of pristine waterfront, this 4,152 sq. ft. home blends modern luxury with serene coastal charm. Inside, the open-concept design showcases a gourmet chef's kitchen outfitted with Sub-Zero and Wolf appliances, two large

  Kathy Bass Avenue Realty

  3045 W 30th Ct, Panama City, FL 32405

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