Panama City, FL Homes for Sale with No HOA Fee

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  /3

  $225,000

  • Land
  • 0.47 Acre
  • $478,723 per Acre

  2414 Michigan Ave, Panama City, FL 32405

  Fantastic location just north of 23rd street and Michigan avenue, heart of Panama City. .47 acres zoned R-2, can build 3-4 residential homes or (2) duplexes. Property currently has commercial grade fence with asphalt milled parking lot, seller will negotiate fence and parking lot material if buyer doesn't need. Seller is a licensed realtor. All information deemed reliable please verify for

  Scott Helms Eagle American Realty Group LLC

  2414 Michigan Ave, Panama City, FL 32405
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  /60

  $419,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 1926, Panama City, FL 32408

  This stunning 2-bedroom, with a bunk room, 2-bathroom condo in Panama City Beach offers the perfect escape directly on the sandy shores of the Gulf Coast. Located at 9860 S Thomas Drive, unit 1926, this condo is your gateway to paradise. Unwind in Style Spacious 1262 sq. ft. condo provides ample room for relaxation and entertaining.Breathtaking views of the Gulf and the lake create a serene

  Tammy LABORDE Coldwell Banker Realty

  9860 S Thomas Dr Unit 1926, Panama City, FL 32408
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  /29

  $284,500

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 916, Panama City, FL 32408

  Welcome to The Summit Unit 916, a vibrant Gulf Front Condo that captures the essence of beach living. Step into a coastal oasis adorned with a lively Sea Life Mural complemented by Bead Board and Chair Rail detailing. This spacious condo boasts a generously sized bedroom, adaptable to your preferences - whether it's two queen beds or a luxurious king bed paired with a convenient small Daybed.

  Billy Richard Realty Mark Associates

  8743 Thomas Dr Unit 916, Panama City, FL 32408
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  /9

  $625,000

  • Land
  • 2.68 Acres
  • $233,209 per Acre

  5412 E Hwy 22, Panama City, FL 32404

  Prime commercial property located at the highly trafficked Highway 22 and 1,000 feet west of Tyndall Parkway (Highway 98). Zoned Commercial within the City limits of Callaway. Great visibility and easy access. 2.68 acres of land. Central location. Potential uses include, but are not limited to, warehouse, office, service retail, hotel, etc.

  Chris McCall Counts Real Estate Group Inc

  5412 E Hwy 22, Panama City, FL 32404
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  /16

  $48,000

  • Land
  • 0.75 Acre
  • $64,000 per Acre

  12842 Airway St, Panama City, FL 32404

  Welcome to Sandy Creek Airpark! A gated residential airpark community that features a 3,200 ft. paved runway, with lights and a beacon for night operations. The large cleared lots are big enough to build your custom dream home with a private hangar. This runway lot features direct taxiway access to the runway. The very low HOA dues maintain the common areas(runway, roads, taxiways and easements).

  Bruce Mackay ERA Neubauer Real Estate Inc

  12842 Airway St, Panama City, FL 32404
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  /29

  $355,000

  • 4 Beds
  • 3 Baths
  • 1,802 Sq Ft

  5338 Frank Hough Rd, Panama City, FL 32404

  A beautifully renovated 4-bedroom, 3-bath home ideally situated in the desirable Cherokee Heights area of Panama City. Blending classic charm with modern comfort, this spacious residence offers an open, inviting layout perfect for both everyday living and entertaining.Step inside to find a bright and airy main living area featuring new durable tile flooring throughout and an open-concept

  Melissa Hinote MATCHMAKER REALTY OF ALACHUA COUNTY

  5338 Frank Hough Rd, Panama City, FL 32404
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  /44

  $350,000

  • 4 Beds
  • 2 Baths
  • 1,576 Sq Ft

  1409 Cherry St, Panama City, FL 32401

  Updated, move in ready, and located in the pinnacle of Panama City, The Cove, this 4 bedroom, 2 bathroom home delivers the lifestyle today's buyers are chasing. Set on a spacious lot with irrigation and freshly sodded landscaping, the home has been fully updated with new electrical and plumbing, tile in the bathrooms, and new fixtures throughout. The kitchen features brand new white cabinetry,

  Paul Gibney Corcoran Reverie

  1409 Cherry St, Panama City, FL 32401
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  /40

  $495,000

  • 3 Beds
  • 3 Baths
  • 2,701 Sq Ft

  100 Cherry St Unit 604, Panama City, FL 32401

  $40,000 HOA CREDIT FROM SELLER AT CLOSING WITH ACCEPTABLE OFFER! Welcome to a rare and architecturally intriguing residence perched on the edge of St. Andrews Bay—a double-unit offering the kind of space, light, and views you simply don't find in condominium living. Positioned high above the water in the coveted Cove Condominiums, Units 604 and 605 have been seamlessly combined to create a

  The Gettings Group Corcoran Reverie

  100 Cherry St Unit 604, Panama City, FL 32401
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  /42

  $379,000

  • 3 Beds
  • 2 Baths
  • 1,478 Sq Ft

  6325 Elm St, Panama City, FL 32408

  Discover the perfect blend of comfort, convenience, and coastal charm at 6325 Elm Street in Panama City Beach, FL. Beautifully renovated, updated, decorated, and fully rental-ready, this turnkey property offers documented rental history and future bookings secured through March 2026—a rare opportunity for both investors and second-home seekers. Ideally located less than 2 miles from the beach and

  Scott Suber Beach Haven Realty

  6325 Elm St, Panama City, FL 32408
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  /49

  $425,000

  • 3 Beds
  • 2 Baths
  • 1,634 Sq Ft

  7048 Hugh Dr, Panama City, FL 32404

  Welcome to this charming, meticulously cared for brick home in the peaceful Callaway Shores community, offering beautiful views of Callaway Bayou and over 1/3 acre of outdoor space. Enjoy the quiet, coastal lifestyle with a huge circular driveway and a 2-car garage. Step inside to a bright living area with a vaulted ceiling and a comfortable layout. The master suite features cathedral ceilings,

  Morgan Benton EXP Realty LLC

  7048 Hugh Dr, Panama City, FL 32404
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  /39

  $322,500

  • 3 Beds
  • 2 Baths
  • 1,542 Sq Ft

  2602 Glenview Ave, Panama City, FL 32405

  Welcome home to this charming 3 bedroom, 2 bath single-family residence located on a quiet dead-end street in Panama City, FLorida. Designed with both comfort and privacy in mind, the home features a split-bedroom floor plan, with the primary suite thoughtfully separated from the additional rooms, perfect for homeowners and guests.Enjoy everyday living and entertaining in a fully fenced

  Teresa Dyer Realty One of Northwest Florida LLC

  2602 Glenview Ave, Panama City, FL 32405
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  /31

  $430,000

  • 3 Beds
  • 2 Baths
  • 1,648 Sq Ft

  5403 S Lagoon Dr, Panama City, FL 32408

  Private coastal retreat in East Panama City Beach with short-term rentals allowed - ideal for a full-time residence, second home, or vacation rental investment! This 3 BR/2BA home offers 1,648 sq ft in a golf cart-friendly community just 0.5 mile to nearby beach access. Roof is approximately 5 years old. Furnishings and golf cart are negotiable. Designed in a relaxed coastal boho style, the home

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  5403 S Lagoon Dr, Panama City, FL 32408
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  /14

  $115,000

  • Land
  • 3.15 Acres
  • $36,508 per Acre

  0 N Berthe Ave Unit 780682, Panama City, FL 32404

  3.15 Acres located at the curve of Pittsburgh and Berthe. Great location being unincorporated to allow farm animals, bring your horses! The property is next to a power line easement allowing that area to possibly be used for additional riding. Eligible for mobile home or new construction build. The county has also granted the gravel portion of the road to the seller making the parcel a bit

  Coralee King Beachy Beach Real Estate

  0 N Berthe Ave Unit 780682, Panama City, FL 32404
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  /28

  $269,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,293 Sq Ft

  7066 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to 7066 Merlyn Dethlefsen Road, a new home at Liberty in Panama City, Florida. The Aldridge is one of our one-story floorplans featured in our Liberty community in Panama City, Florida. Featuring a front primary bedroom, 2 car garage, and open living room and kitchen, it is a cozy home designed for the first-time home buyer. As you enter this 3 bedroom, 2 bath home, you will see 1,293

  D.R. Horton Builder

  7066 Merlyn Dethlefsen Rd, Panama City, FL 32404
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  /17

  $135,000

  • 1 Bed
  • 1 Bath
  • 546 Sq Ft

  222 Sherman Ave, Panama City, FL 32401

  Don't miss this adorable 1 bedroom, 1 bathroom 1922 cottage that has been used as a short term rental, but could also be a great home as well. It comes fully furnished with everything needed to rent it. You'll enjoy the leather couches with recliners built in, smart tv, updated lighting, kitchen with cook top, refrigerator, table top microwave, coffee maker and toaster oven. The eat in kitchen

  Christine Lance Keller Williams Success Realty

  222 Sherman Ave, Panama City, FL 32401
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  /33

  $345,000

  • 4 Beds
  • 2 Baths
  • 2,492 Sq Ft

  2506 W 26th St, Panama City, FL 32405

  Welcome to this spacious 4-bedroom home in the heart of Panama City, offering over 2,400 square feet of living space on a generous 0.32-acre lot. Located in Island View Estates and directly across from a community park, this property pairs an excellent location with strong investment and lifestyle potential. Whether you're looking to customize a home to your taste or secure your next rental or

  The Wheeler Sauls Collective Salty Marlin Realty LLC

  2506 W 26th St, Panama City, FL 32405
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  /14

  $350,000

  • Land
  • 1.46 Acres
  • $239,726 per Acre

  6304 Ivy C Rd, Panama City, FL 32404

  Waterfront Property - Two Parcels, Nearly 1.5 Acres, Cleared & Ready to Build! An incredible opportunity awaits with this waterfront property totaling nearly 1.5 acres, offered as a two-parcel package. Already cleared and ready for construction, this property provides the perfect setting to design your dream home or investment project. Enjoy beautiful views overlooking Emmons Bayou, with

  Jordan Jarrett Keller Williams Success Realty

  6304 Ivy C Rd, Panama City, FL 32404
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  /25

  $345,000

  • 3 Beds
  • 2 Baths
  • 2,241 Sq Ft

  2531 Frankford Ave, Panama City, FL 32405

  Price Improvement and move in ready --- Spacious 3 bedroom 2 bathroom in the Kings Point area. In Panama City limits per Bay GIS. Classic brick ranch with painted brick veneer. Lot has frontage on small pond which provides for extra privacy. Newer roof, new windows, new appliances include refrigerator, stove, microwave, dishwasher and garbage disposal. Fresh paint [interior and exterior], door

  Don Giles GILES APPRAISAL GROUP, INC

  2531 Frankford Ave, Panama City, FL 32405
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  /48

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  230 Viola Ave, Panama City, FL 32404

  Wow! Take a look at this fabulous manufactured mobile home which has many upgrades. New metal roof installed around 2019, new flooring recently installed, new interior painting. Brand new $8000 air conditioner installed in 2024. Entering the open floor plan, you are greeted by a large living room and sitting in that room, you feel a warmth and tranquility as this does not feel like your normal

  Marco Cooper Coastal Sun Realty LLC

  230 Viola Ave, Panama City, FL 32404
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  /8

  $120,000

  • Land
  • 0.38 Acre
  • $315,789 per Acre

  242 N Highway 22 A, Panama City, FL 32404

  Excellent opportunity to acquire a 0.38-acre vacant lot at 242 N Highway 22 A, Panama City, FL 32404. This well-sized parcel offers ample space for building a custom spot or holding as a long-term investment. Located along a convenient highway corridor, the property provides easy access to local amenities, schools, and major roadways. Ideal for builders, or investors, seeking a versatile spot

  Samih Sadiq KELLY RIGHT REAL ESTATE

  242 N Highway 22 A, Panama City, FL 32404
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  /33

  $725,000

  • 5 Beds
  • 3 Baths
  • 2,280 Sq Ft

  6118 Pinetree Ave, Panama City, FL 32408

  Investor Ready Multi-Income Beachside Property Steps from the Sand This completely renovated 5 bedroom plus 2 bunkroom, tri-level property with lockout capability is a rare income-producing opportunity just four short blocks straight back from Beach Access 12. Whether rented as three separate units or one large retreat, this setup is built for maximum flexibility, occupancy, and returns. Fully

  Sandi Smith Dalton Wade Inc

  6118 Pinetree Ave, Panama City, FL 32408
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  /36

  $210,000

  • 2 Beds
  • 1 Bath
  • 970 Sq Ft

  2100 W Beach Dr Unit C101, Panama City, FL 32401

  Welcome to Landmark on St. Andrews Bay, where coastal charm meets convenience! This first-floor, 2-bedroom, 1-bath condo at 2100 W Beach Dr Unit C101 offers the perfect blend of comfort, location, and value. Step inside to a bright, open living space that flows easily into the dining and kitchen areas, making it ideal for both relaxing and entertaining.The kitchen is well-appointed, and the

  Daniel Hagen LPT Realty LLC

  2100 W Beach Dr Unit C101, Panama City, FL 32401
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  /65

  $924,000

  • 3 Beds
  • 2 Baths
  • 1,950 Sq Ft

  5004 Thomas Dr Unit 1712, Panama City, FL 32408

  Anchors aweigh and a hearty welcome to The Captain's Lodge at Treasure Island Resort! Shiver me timbers and settle into a moody and fun themed condo with 17th Floor Gulf and Lagoon wraparound views! Escape through Blackbeard's hallway and discover the Captain's Lounge complete with full size pool table, vintage darts and bar setup fit for a king! Luxuriate in the master bedroom in a suite giving

  Brian Clowdus Christies International Real Estate Emerald Coast

  5004 Thomas Dr Unit 1712, Panama City, FL 32408
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  /11

  $150,000

  • Land
  • 0.42 Acre
  • $357,143 per Acre

  1526 Fortune Ave, Panama City, FL 32405

  Currently Zoned GC-2 and Property has a development plan! water and sewer available. This unique property spans from Fortune Avenue to Friendship Avenue, offering frontage on both streets. Currently zoned General Commercial, the lot may also be rezoned for residential use. If converted to residential, the property could be split into two separate lots, each suitable for building a single-family

  Zacarias Sanchez Think Real Estate

  1526 Fortune Ave, Panama City, FL 32405
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  /47

  $535,000

  • 3 Beds
  • 2.5 Baths
  • 2,686 Sq Ft

  1041 Plantation Dr, Panama City, FL 32404

  New to the market! No HOA! This beautifully designed 2,686 sq ft home offers an open-concept layout ideal for modern living. A solid mahogany front door welcomes you into spacious living areas done in neutral colors, featuring a formal dining room, and a large family room perfect for gathering. This home has crown molding and tile floors throughout. The kitchen is the heart of the home with

  Cynthia Hadden Hitchcock Real Estate LLC

  1041 Plantation Dr, Panama City, FL 32404
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  /64

  $639,000

  • 4 Beds
  • 4 Baths
  • 2,713 Sq Ft

  134 Marlin Cir, Panama City, FL 32408

  Located in the highly sought-after gated community of Bay Point on the east end of PCB, this beautifully maintained and updated 4-bedroom, 2.5-bathroom home is full of character and charm. Beautifully maintained and thoughtfully updated, it is truly a special property. As you arrive, you're welcomed by an oversized paver driveway, meticulously landscaped grounds, and stunning accent landscape

  Zack Seltzer Seltzer Real Estate, LLC

  134 Marlin Cir, Panama City, FL 32408
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  /48

  $348,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 2116, Panama City, FL 32408

  OWNER-FINANCE AVAILABLE FOR PENTHOUSE UNIT!!! Why wait on traditional lenders when you can step into condo ownership now with terms this good? Here's what makes this worth it: Only 25% down - secure the property without tying up all your capital. Low interest rate - keep monthly payments comfortable and predictable, so you can cash flow. Flexible 3-5 year balloon - plenty of time to refinance,

  Ramone Silvera Salty Marlin Realty LLC

  9860 S Thomas Dr Unit 2116, Panama City, FL 32408
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  /62

  $599,000

  • Land
  • 0.28 Acre
  • $2,139,286 per Acre

  2906 Harrier St, Panama City, FL 32405

  (HUGE PRICE IMPROVEMENT - BACK ON THE MARKET) This is not your average home this is executive living done right, now offered at an exceptional new value in one of Bay County's most prestigious neighborhoods. With over 3,660 square feet, 4 bedrooms, 3.5 bathrooms, and an incredible indoor-outdoor lifestyle, this home checks every box.From the moment you walk in, you're greeted by 10-foot

  Daniel Raffield Empire Real Estate of Florida LLC

  2906 Harrier St, Panama City, FL 32405
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  /37

  $358,000

  • 2,760 Sq Ft

  2209 U S 231, Panama City, FL 32405

  Zoned C-3A(BC) and located along Hwy 231 just minutes from 23rd street makes this property the perfect buy. All of the junk and cars currently stored will be removed by the sellers. The main building includes 1500 Sqft of storage space with large rolling doors on each side to allow large items to be stored along with a 480sqft room with a garage door for easy access. To the left side of the

  Corey Joseph Corcoran Reverie

  2209 U S 231, Panama City, FL 32405
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  /53

  $640,000

  • 3 Beds
  • 2.5 Baths
  • 2,489 Sq Ft

  2013 Warbler St, Panama City, FL 32405

  Assumable loan at 2.75%. Welcome to 2013 Warbler Street, a beautifully crafted 3-bedroom, 2.5-bath home with Loft and a Salt Water Pool located in the highly desirable SweetBay community. Built by Samuel Taylor Homes, this residence showcases the popular St. Vincent Floor Plan and is constructed with energy-efficient 2x6 exterior framing for enhanced durability, insulation, and long-term value.

  Zacarias Sanchez Think Real Estate

  2013 Warbler St, Panama City, FL 32405
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  /58

  $464,900

  • 2 Beds
  • 2.5 Baths
  • 1,279 Sq Ft

  8407 Thomas Dr Unit 2, Panama City, FL 32408

  Looking for your own beach getaway? This townhome is just 100 feet from the sands of Panama City Beach with no road in between. Spacious and clean, the unit features a master bedroom balcony overlooking the courtyard and pool, plus very low HOA fees and only eight owners—so you'll almost always have the place to yourself. Downstairs offers a large living area with tile floors, a kitchen with

  Melany Hathcock Keller Williams Success Realty

  8407 Thomas Dr Unit 2, Panama City, FL 32408
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  /15

  $949,000

  • Land
  • 3.53 Acres
  • $268,839 per Acre

  6822 E Highway 22, Panama City, FL 32404

  3.5± Acre Prime Corner Development Site | Approved Storage DO | Hwy 22 - Callaway Area Outstanding development opportunity at 6822 Hwy 22, featuring a highly visible 3.5± acre corner lot with strong frontage and excellent access along a well-traveled corridor. This site-ready parcel includes an approved Development Order (DO) for self-storage, significantly reducing entitlement risk and allowing

  Buck Henry CENTURY 21 Commander Realty

  6822 E Highway 22, Panama City, FL 32404
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  /6

  $35,000

  • Land
  • 0.14 Acre
  • $250,000 per Acre

  Unlisted Address

  Picture Your Future Here at 1917 Lombardy Ave!Imagine building your dream home—or your next smart investment—on this 6,011 sqft cleared lot (approx. 55x110 ft) right in the heart of Panama City. Tucked in a peaceful neighborhood, you're just minutes from Gulf Coast State College, FSU Panama City, St. Andrews Bay, local shops, hospitals, and the beach. Whether you're planning your forever home

  Ramone Silvera Salty Marlin Realty LLC

  Unlisted Address
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  /36

  $513,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,718 Sq Ft

  Sawgrass Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Sawgrass is a spacious one-story home with 3 bedrooms and 2 baths, designed for effortless, single-level living. The open layout connects the great room, dining area, and eat-in island kitchen, complete with stainless appliances, stone countertops, tile backsplash, and a walk-in pantry.The private primary suite includes a tile-to-ceiling shower, dual vanities, optional tub, and walk-in

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004348, Panama City, FL 32405
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  /68

  $360,500

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1108, Panama City, FL 32408

  This stunning, fully updated 1 Bedroom 1.5 Bath condo offers a coastal and turnkey rental opportunity. Features include Complete renovation with all new electrical, plumbing, water heater and HVAC. Drop ceilings with recessed lighting for bright, clean look. New finishes throughout including doors, trim, flooring, and paint. Custom built-in bunks. Updated kitchen with new custom cabinets, granite

  Jo Cochran Anchor Realty Florida

  8743 Thomas Dr Unit 1108, Panama City, FL 32408
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  /45

  $259,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,439 Sq Ft

  7303 Charles Loring Jr Rd, Panama City, FL 32404

  Welcome to the Sutton Plan, one of our new plans at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7303 Charles Loring Jr Rd, Panama City, FL 32404
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  /40

  $950,000

  • 3 Beds
  • 3 Baths
  • 2,008 Sq Ft

  8601 Surf Dr Unit 1E, Panama City, FL 32408

  Experience coastal living at its finest in Grande Surf Club Unit 1E, an exceptional Gulf-front residence located on the quiet, sought-after stretch of Thomas Drive. Grande Surf is a boutique 14-story, low-density community featuring only two units per floor, secured gated entry, and coded elevator access—offering a level of privacy that is increasingly rare along Panama City Beach.This

  Tina Lamonica Think Real Estate

  8601 Surf Dr Unit 1E, Panama City, FL 32408
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  /10

  $130,000

  • Land
  • 0.52 Acre
  • $250,000 per Acre

  6321 Omoko St, Panama City, FL 32404

  Residential Infill Development Opportunity - Owner Financing Available. Vacant residential land assemblage in an established Panama City neighborhood offering strong infill yield potential for builders and developers. A boundary survey of Dec. '25 indicates the primary Omoko Street parcel can be subdivided into 4 buildable residential lots, each approximately 40'x95'. A 10' platted alley between

  Chris Neun Century 21 Alton Clark

  6321 Omoko St, Panama City, FL 32404
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  /62

  $345,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 1004W, Panama City, FL 32408

  2024 Gross rental revenue = $46,425. Indulge in your own oasis with this adorable beachfront condo, and its sweeping views of the mesmerizing Emerald Coast; it is no wonder why this unit has a proven strong rental history. Situated on the 10th floor of the West tower, this property offers an unparalleled vantage point to soak in the beauty of the coastline. Offered fully furnished & decorated,

  Jacqueline Luberto Realty ONE Group Emerald Coast

  9850 S Thomas Dr Unit 1004W, Panama City, FL 32408
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  /62

  $535,000

  • 3 Beds
  • 2 Baths
  • 2,171 Sq Ft

  1538 S Berthe Ave, Panama City, FL 32404

  $10,000 SELLER CREDIT | GULF ACCESS | ONE-ACRE LOT | PAID OFF SOLAR. This charming ranch-style home comes with the largest size lot in it's class. Solar Panels paid in full offer minimum power bill each month. Your waterfront lifestyle awaits. 100 feet of water frontage and deep water access! With nearly 2,200 SF of heated&Cooled space, you'll enjoy three large bedrooms, two full bathrooms, a

  Justin Raley Think Real Estate

  1538 S Berthe Ave, Panama City, FL 32404

Showing Results 601 - 640, Page 16 of 18