Panama City, FL Homes for Sale with No HOA Fee

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  $449,000

  • 4 Beds
  • 2.5 Baths
  • 2,602 Sq Ft

  106 Hillview Cir, Panama City, FL 32405

  ASK ABOUT THE SELLER CONCESSION OFFER! Welcome to 106 Hillview Circle, a traditional 4-bedroom, 2.5-bath home tucked away on a quiet cul-de-sac in the heart of Panama City Beach. Situated on a large lot, this property offers a fully fenced backyard with privacy fencing, creating a peaceful outdoor retreat complete with an in-ground pool and a detached storage building, perfect for tools, hobbies,

  Erika Plyler KELLER WILLIAMS REALTY ALABAMA GULF COAST

  106 Hillview Cir, Panama City, FL 32405
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  $164,990

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  3730 E 8th Ct, Panama City, FL 32401

  *Motivated Seller, looking for a quick close! Renovated 3-bedroom, 2-bath, cinder block home. Recently updated and truly move-in ready, New water heater, new HVAC, new appliances convey, this home blends classic Florida charm with modern comfort, making it an ideal option for first-time buyers, investors, or anyone looking for a low-maintenance lifestyle. Inside, you'll find a clean, functional

  Team Don and Bubba EXP Realty LLC

  3730 E 8th Ct, Panama City, FL 32401
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  $4,900,000 New Construction

  • 4 Beds
  • 6 Baths
  • 5,364 Sq Ft

  4204 Northshore Islands Rd, Panama City, FL 32405

  This is a WATERFRONT home that transcends expectations and delivers privacy over prestige—exuding quiet, effortless luxury. Tucked away on a private island of 381' of shoreline in Panama City, Florida, this 2025 newly constructed residence is more than just a home...it's a legacy. A rare blend of architectural brilliance, natural beauty, and elevated craftsmanship, this estate redefines coastal

  Carly Sostheim Corcoran Reverie

  4204 Northshore Islands Rd, Panama City, FL 32405
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  $80,000

  • Land
  • 1.66 Acres
  • $48,193 per Acre

  7901 Highway 2301, Panama City, FL 32404

  Discover the perfect place to build your dream home on this 1.6 acre cleared lot, ideally positioned between Youngstown and Panama City. The property comes equipped with two septic tanks and a well*, offering a great head start for future development. No flood zone, no HOA. *Buyers should do their own due diligence verifying the condition of well and septic.

  Samantha Roundtree GAILEY ENTERPRISES REAL ESTATE

  7901 Highway 2301, Panama City, FL 32404
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  $252,500

  • 1 Bed
  • 1.5 Baths
  • 680 Sq Ft

  8730 Thomas Dr Unit 104, Panama City, FL 32408

  Waterfront, bottom-floor condo on the lagoon of St. Thomas Square in Panama City Beach, FL. Yes, this South Lagoon water spot takes you directly to the Gulf for deep-sea fishing or a relaxing visit to Shell Island. Sit on your back patio, overlooking this waterfront. (Look at this view.....all views are not the same) Enjoy fishing from your back door or launch your boat & store it right here.

  Rita Hansen Counts Real Estate Group Inc

  8730 Thomas Dr Unit 104, Panama City, FL 32408
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  $900,000

  • 3 Beds
  • 3 Baths
  • 1,997 Sq Ft

  3001 W 10th St Unit 203, Panama City, FL 32401

  Spectacular Views from this 3 Bed/3Bath Bayfront unit in Harbour Village! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intracoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek

  Jennifer Mackay Counts Real Estate Group

  3001 W 10th St Unit 203, Panama City, FL 32401
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  $501,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,998 Sq Ft

  Iva Plan at SweetBay - The Cottages, Panama City, FL 32405

  The Iva is a versatile two-story home with 3 bedrooms and 2 baths on the main level, including a private primary suite with tile-to-ceiling shower, dual vanities, and a spacious walk-in closet. The open layout connects the great room, dining area, and eat-in island kitchen with stainless steel appliances, stone countertops, and tile backsplash, while a nearby laundry room adds

  Harris Doyle Homes Builder

  3204 Heartleaf Ave E Unit 37004358, Panama City, FL 32405
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  $79,500

  • Land
  • 0.5 Acre
  • $159,000 per Acre

  11831 Hauser Rd, Panama City, FL 32404

  Come and Build your dream home on 1/2 acre wooded lot. The lot is close to fishing on East Bay, Cooks Bayou, Sandy Creek and Wewa's Dead Lakes for your freshwater fishermen. Boat launching is available at all these locations. Property has all paved roads, underground electric but septic tank and water well needed. Good elevation is 9'.5''.

  Victoria Haley Counts Real Estate Group Inc

  11831 Hauser Rd, Panama City, FL 32404
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  $299,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 1328, Panama City, FL 32408

  This unit is the owners personal unit and hasn't been rented since purchase. It is a lovely 2 bedroom, 2 full bath with a bonus bunk room condo. This home has stainless appliances, granite counters in kitchen and bathrooms, undermount lighting, includes all appliances and includes the stacked washer and dryer. Your GULF & Pool area views are incredible from the front door and Lake View and

  Mark Chambliss Coastal Palms Real Estate

  9902 S Thomas Dr Unit 1328, Panama City, FL 32408
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  $995,917

  • 8,208 Sq Ft

  1512 Kraft Ave, Panama City, FL 32405

  8 Townhomes (1512 Kraft and 1513 Bob Loftin) 100% occupied in a central location with very little upkeep needed. All units are 2 beds, 1.5 baths approx 973sqft. All units are separately metered for water and electric. Landlord responsibilities are limited to lawn care and maintenance. Flood zone X. Newer metal roofs with limited turnover will make these an excellent addition to your portfolio.

  Cain Mcneil CENTURY 21 Commander Realty

  1512 Kraft Ave, Panama City, FL 32405
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  $240,000

  • 1 Bed
  • 1.5 Baths
  • 680 Sq Ft

  8730 Thomas Dr Unit 102, Panama City, FL 32408

  Looking for a ready-to-go vacation rental or a low-maintenance seasonal home? This furnished 1-bed, 1.5-bath condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living with strong rental appeal. Located on the ground floor with a covered patio overlooking the lagoon, this unit provides easy access and a relaxing waterfront setting that renters and

  Kelsey Payne Simply South Realty

  8730 Thomas Dr Unit 102, Panama City, FL 32408
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  $1,199,000

  • 3 Beds
  • 3 Baths
  • 2,344 Sq Ft

  7115 Thomas Dr Unit 901, Panama City, FL 32408

  Discover unparalleled luxury and breathtaking Gulf front views in this exquisite 3-bedroom, 3-bathroom corner unit condominium located in the prestigious Hidden Dunes community. Perfectly positioned on the 9th floor, this stunning residence offers panoramic views of the Gulf, setting the stage for unforgettable sunsets and serene seaside living. Step into a grand living space bathed in natural

  Beau Blankenship Christies International Real Estate Emerald Coast

  7115 Thomas Dr Unit 901, Panama City, FL 32408
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  $460,000

  • 3 Beds
  • 2.5 Baths
  • 2,241 Sq Ft

  2734 Jamedon Dr, Panama City, FL 32405

  4.9% INTEREST RATE!! Owner financing being offered with a phenomenal rate!! (owner occupant/primary resident only). Come see this stately home near the end of a peaceful cul-de-sac. Enjoy the quiet serenity with no traffic. Situated on a huge lot and centrally located near the new SweetBay Town Center and new Publix. This 3bdrm 2.5 bath has been FULLY RENOVATED & updated throughout, TOO MANY

  Gary Barrett RE Florida Homes

  2734 Jamedon Dr, Panama City, FL 32405
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  $188,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,372 Sq Ft

  2539 Usery Rd, Panama City, FL 32404

  Welcome Home to Comfortable, Modern Living!Introducing a beautiful brand-new double-wide manufactured home in the heart of Panama City — the perfect blend of affordability, style, and convenience. This thoughtfully designed residence offers spacious living with modern finishes and comfortable flow throughout.Inside, you'll find an open layout that's ideal for everyday living and

  Cliff Glansen FLATFEE.COM

  2539 Usery Rd, Panama City, FL 32404
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  $507,000 New Construction

  • 3 Beds
  • 2 Baths
  • 2,015 Sq Ft

  Bedford Plan at Breakfast Point East, Panama City, FL 32407

  The Bedford is a thoughtfully designed one-story home that offers flexibility and easy, open living. With 3 bedrooms and 2 baths, and the option to expand to 4 bedrooms and 3 baths, this plan is designed to adapt to your needs.The home features an open-concept kitchen, dining area, and great room, creating a welcoming space for everyday living and entertaining. Functional touches like a mud room

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37003994, Panama City, FL 32407
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  $409,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,275 Sq Ft

  3427 Rachel Place, Panama City, FL 32409

  The Victoria is a large open floor plan that is a great addition to our Tradition Series homes at Hodges Bayou. The Victoria is a 4-bedroom, 2.5-bathroom, 2 car garage home that has 2,275 square feet and many features. It is a popular floorplan built at many of our communities here in the sunny Panama City, Florida. As you approach the Victoria floor plan, you will notice the large covered front

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  3427 Rachel Place, Panama City, FL 32409
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  $388,900

  • 2 Beds
  • 2 Baths
  • 1,056 Sq Ft

  689 Seashell Dr, Panama City, FL 32412

  This charming coastal cottage is perfectly situated in one of the area's most popular resorts... Venture Out! It offers the ideal blend of comfort, rental potential, and beachside living. Step inside to a bright, welcoming interior featuring an open living area with vaulted ceilings, built-ins, and abundant natural light. The spacious kitchen offers great cabinet storage, granite countertops, and

  David & Kelli Sims Sims Resort Realty, Inc

  689 Seashell Dr, Panama City, FL 32412
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  $163,500

  • 1 Bed
  • 1 Bath
  • 520 Sq Ft

  1559 Chandlee Ave, Panama City, FL 32405

  Positioned in a prime central location near both historic St. Andrews and downtown Panama City, this updated home offers a bright and open interior designed to maximize every inch of living space. The home features surprisingly large room proportions in the open concept kitchen and living room and in the bedroom complete with a walk-in closet. This creates a comfortable atmosphere that lives much

  Lauren Beninate Beachy Beach Real Estate

  1559 Chandlee Ave, Panama City, FL 32405
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  $404,000

  • 3 Beds
  • 2 Baths
  • 2,061 Sq Ft

  3314 S Harbour Cir, Panama City, FL 32405

  Beautiful Brick Ranch in a Desirable Neighborhood, convenient to shopping, hospitals, Lynn Haven, Historic Panama City and the beautiful white sandy beaches of Panama City Beach. Large home with 3 bedrooms and 2 Baths. New large back deck, new fencing, new inside paint and all new double pane hurricane resistant windows throughout the home. The home has solar panels with Solar Photovoltaic

  Peggy Hanson Counts Real Estate Group

  3314 S Harbour Cir, Panama City, FL 32405
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  $299,000

  • 1 Bed
  • 1 Bath
  • 735 Sq Ft

  9850 S Thomas Dr Unit 1204W, Panama City, FL 32408

  Beautiful Sunbird Penthouse! One of the largest unit in the complex. As soon as you walk in you will see the breathtaking view of the Gulf of Mexico and the World's Most Beautiful Beaches. This unit has THE BEST Sunset views! Gated complex with plenty of parking, shuffleboard, tennis courts, pickleball (soon), laundry rooms, fitness center, and 3 large pools, one heated and a new tiki bar. The

  Erica Ledford Ledford Realty Group, LLC

  9850 S Thomas Dr Unit 1204W, Panama City, FL 32408

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