Panama City, FL Homes for Sale with No HOA Fee

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  /16

  $515,000

  • Land
  • 20.49 Acres
  • $25,134 per Acre

  000 Country Club Dr, Panama City, FL 32404

  Prime Development Opportunity Near Tyndall Air Force Base! Exceptional opportunity to acquire approximately 21 acres consisting of nine parcels in a serene and highly desirable Sandy Creek Country Club setting. Enjoy a peaceful, nature-filled environment with abundant wildlife, while remaining conveniently located just 11 miles from shopping, dining, and everyday amenities. This offering includes

  Heather Neubauer ERA Neubauer Real Estate Inc

  000 Country Club Dr, Panama City, FL 32404
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  /44

  $244,900

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  6119 Katie Way, Panama City, FL 32404

  You will not find another house this new, this large, and this nice at a price this low around Panama City! This charming 2016 home has three bedrooms, two full bathrooms, and a beautiful covered front porch spanning the entire width of the home. The home feels new after a refresh at the end of 2025, including new flooring everywhere, fresh paint for the entire interior, and a deep clean of the

  Lauren Beninate Beachy Beach Real Estate

  6119 Katie Way, Panama City, FL 32404
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  /32

  $280,000

  • 3 Beds
  • 2.5 Baths
  • 1,496 Sq Ft

  406 Raven Ln, Panama City, FL 32404

  Charming Modern Florida Cottage built in 2021 with solar panels for energy savings! Enjoy a light, airy aesthetic, durable metal roof, welcoming front porch, and private balcony—perfect for relaxing Florida mornings and evenings.Inside, the open layout is filled with natural light and ideal for everyday living or entertaining. The attached garage offers convenience, while the low-maintenance

  Christal Wadsworth Beachy Beach Real Estate

  406 Raven Ln, Panama City, FL 32404
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  /65

  $719,000

  • 6 Beds
  • 4 Baths
  • 6,330 Sq Ft

  101 White Oaks Blvd, Panama City, FL 32409

  As-Is Opportunity with Strong Fundamentals & Exceptional PotentialA rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its

  Heather Neubauer ERA Neubauer Real Estate Inc

  101 White Oaks Blvd, Panama City, FL 32409
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  /15

  $298,900

  • 3 Beds
  • 2 Baths
  • 1,640 Sq Ft

  5584 Lexa Ln, Panama City, FL 32404

  Beautifully situated in the Butler Farms Community, this well-maintained 4-bedroom home is tucked away on a quiet cul-de-sac and conveniently located near Tyndall Air Force Base—making it an ideal option for first-time homebuyers, military families, or investors. The home features an open-concept layout that seamlessly connects the living, dining, and kitchen areas, creating a bright and inviting

  Ricky Ingram Solis Real Estate of Florida

  5584 Lexa Ln, Panama City, FL 32404
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  /47

  $580,000

  • 4 Beds
  • 3 Baths
  • 2,096 Sq Ft

  2503 Pelican Bay Dr, Panama City, FL 32408

  **OPEN HOUSE THURSDAY MARCH 26TH, 2026 11AM - 2PM** COME VIEW THIS BEAUTIFUL HOME! Welcome to 2503 Pelican Bay Drive, a beautiful contemporary residence located in the highly sought-after Pelican Bay community of Panama City Beach. This meticulously maintained home offers 4 bedrooms, 3 bathrooms, approximately 2,130 square feet of living space, and a 2-car garage, blending refined design with

  Kaitlin Husbands Legacy Premier Agency

  2503 Pelican Bay Dr, Panama City, FL 32408
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  /40

  $424,900

  • 3 Beds
  • 2 Baths
  • 1,845 Sq Ft

  5005 Maggie Ln, Panama City, FL 32404

  This home truly has it all. A beautifully maintained brick split-design home offering 3 bedrooms, 2 bathrooms, and over 1,800 square feet of living space. It's equipped with a whole-home 50-amp generator, providing peace of mind in any weather. The home also features new hurricane impact windows, adding protection and valuable insurance savings. Step into the foyer with tray designs and raised

  Nicole Majors BeMajor Gulf Coast Realty LLC

  5005 Maggie Ln, Panama City, FL 32404
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  /35

  $337,900

  • 4 Beds
  • 2 Baths
  • 1,787 Sq Ft

  4019 Pioneer Ln, Panama City, FL 32404

  Immaculately maintained 4-bedroom, 2-bath home located in the desirable Brighton Oaks subdivision. This open-concept floor plan offers comfortable living and effortless flow, perfect for both everyday life and entertaining. The spacious primary suite features a private en suite with a large soaking tub, walk-in shower, and an oversized walk-in closet. Three additional bedrooms are situated at the

  Scott Pippin Think Real Estate

  4019 Pioneer Ln, Panama City, FL 32404
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  /27

  $649,000

  • 5 Beds
  • 5 Baths
  • 4,419 Sq Ft

  2402 E 2nd Ct, Panama City, FL 32401

  Discover an exceptional opportunity to own a large waterfront estate on over 1.1 acres, just a short distance from the sugar-white sands and emerald waters of the Gulf of America. Offering 4,419 square feet, this expansive 5-bedroom, 5-bath ranch-style home sits on a rare oversized waterfront lot—providing the space, privacy, and potential that are increasingly hard to find along the coast. The

  Cindy Shoemaker Christies International Real Estate Emerald Coast

  2402 E 2nd Ct, Panama City, FL 32401
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  /41

  $399,000

  • 3 Beds
  • 1 Bath
  • 1,150 Sq Ft

  2914 Treasure Cir, Panama City, FL 32408

  Welcome to 2914 Treasure Circle, a charming beach retreat perfectly tucked away on the quiet east end of Panama City Beach! This darling home is just minutes from some of the area's favorite local spots like St. Andrews State Park, Schooners, Captain Anderson's, Patches Pub, and Dat Cajun Place. And the best part, you are only 0.2 miles from the beach, making it easy to enjoy the sugar white sand

  Kelli Sullivan Beachy Beach Real Estate

  2914 Treasure Cir, Panama City, FL 32408
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  /20

  $489,900

  • 2 Beds
  • 3 Baths
  • 1,353 Sq Ft

  4111 Tarpon St Unit 12, Panama City, FL 32408

  Situated just 50 steps to the beach! This 2-bed 3 bath townhome has NO HOA! It can comfortably accommodate up to eight (8) guests making it a perfect home or vbro with strong rental history. Bask in the sun at the backyard picnic table while grilling your fresh catch for lunch. Also, both bedrooms have balconies for the quieter moments in the evening or as the sun rises. Just walking distance to

  Audree' Warmack MUSTANG REALTY

  4111 Tarpon St Unit 12, Panama City, FL 32408
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  /24

  $273,999

  • 3 Beds
  • 2 Baths
  • 1,535 Sq Ft

  7539 Kelsey Dr, Panama City, FL 32404

  ****$3000 flooring credit with full price offer*** Home was just freshly power washed and $6000 in upgrades so it is ready for its new owner! Looking for a great place to call home as a first time homebuyer or ready to downsize? Look no further than this gem in Shadow Bay. With the convenience of close proximity to Tyndall AFB, shopping and restaurants Shadow Bay is tough to beat for convenience

  Andrea Owens Dalton Wade Inc

  7539 Kelsey Dr, Panama City, FL 32404
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  /48

  $950,000

  • 3 Beds
  • 2 Baths
  • 1,954 Sq Ft

  6611 S Lagoon Dr, Panama City, FL 32408

  OPEN HOUSE SUNDAY MARCH 8TH 3-5 ! This fabulous double-lot resort home with a pool is perfectly situated on South Lagoon in the heart of Panama City Beach's highly desirable east end. Just a short walk to the World's Most Beautiful Beaches and Grand Lagoon, this prime location also offers 2 nearby boat ramps with lagoon access to the Gulf. This inviting, one-of-a-kind custom beach home features

  Michele Morros Keller Williams Success Realty

  6611 S Lagoon Dr, Panama City, FL 32408
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  $443,000

  • 2 Beds
  • 2 Baths
  • 1,015 Sq Ft

  6505 Thomas Dr Unit 1009, Panama City, FL 32408

  SUNSETS FIRST...NOISE LAST. Introducing an elevated beachfront retreat, for those who know where to look! NEW water heater installed March 2026! Positioned high above the shoreline in the sunset-facing B stack, this 10th-floor residence at The Summerhouse delivers a combination that's increasingly hard to find: elevation, privacy, and unobstructed Gulf views--all in one of the resort's most

  Stephanie Craven Counts Real Estate Group

  6505 Thomas Dr Unit 1009, Panama City, FL 32408
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  /33

  $309,900

  • 1 Bath
  • 473 Sq Ft

  9900 S Thomas Dr Unit 2306, Panama City, FL 32408

  Gulf-front studio condo. This unit includes a parking space right outside the condo. Offering exceptional views and strong actual rental income. 2025 Rental Income: $26,834.36 (Verified /Actual income) - Managed by Vacasa, But the owner does some VRBO. This well-appointed unit features a full kitchen with granite countertops, ample cabinetry, and generous workspace for meal preparation. The

  Mike Herring Keller Williams Realty Emerald

  9900 S Thomas Dr Unit 2306, Panama City, FL 32408
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  /51

  $599,900

  • 2 Beds
  • 2 Baths
  • 1,310 Sq Ft

  8715 Surf Dr Unit 1404B, Panama City, FL 32408

  Premier Gulf-Front Living at Gulf Crest! Unit 1404 offers the coastal escape buyers are searching for. This generously sized 2-bedroom, 2-bath residence with bunk area features a highly efficient layout and an ideal mid-stack position in the sought-after 23-story Gulfcrest tower. With 9-foot ceilings, an open-concept design, and expansive sliding glass doors, the condo is flooded with natural

  John Skinner Jr. Keller Williams Realty Emerald

  8715 Surf Dr Unit 1404B, Panama City, FL 32408
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  /62

  $699,000

  • 3 Beds
  • 3 Baths
  • 2,622 Sq Ft

  916 Cobia Dr, Panama City, FL 32408

  Thoughtfully reimagined from top to bottom, this stunning Panama City Beach residence blends refined coastal elegance with effortless comfort. The home features a completely redesigned kitchen and baths, new flooring and custom cabinetry, shiplap accents, upscale appliances, multiple HVAC systems, and a sleek metal roof. Every detail was carefully curated, including a spectacular outdoor kitchen,

  Angie Carmichael Dalton Wade Inc

  916 Cobia Dr, Panama City, FL 32408
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  /5

  $44,900

  • Land
  • 1.03 Acres
  • $43,592 per Acre

  1732 Highway 2297, Panama City, FL 32404

  Discover the perfect opportunity to build in a charming, established community known for its privacy and welcoming atmosphere. This 1.03-acre former homestead site was cleared after Hurricane Michael and is ready for your vision. Located directly on Hwy 2298, the property offers excellent access and convenience while still providing a peaceful, country feel. Utilities are available, no HOA

  Melana Weems Realty Check Real Estate Services

  1732 Highway 2297, Panama City, FL 32404
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  /14

  $285,000

  • Land
  • 0.59 Acre
  • $483,051 per Acre

  7043 Hugh Dr, Panama City, FL 32404

  WATERFRONT with Gulf access!! Here's your chance to pull your boat up to your home--just bring your own dock!! Rare opportunity to secure what appears to be the last remaining vacant waterfront homesite on Hugh Dr. with direct frontage on Callaway Bayou (approx 200')--a protected, boat-able waterway that connects out to the Intracoastal system and on toward St. Andrews Bay/Shell Island and the

  Melissia Pennington Beachy Beach Real Estate

  7043 Hugh Dr, Panama City, FL 32404
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  /85

  $1,650,000

  • 4 Beds
  • 3.5 Baths
  • 3,226 Sq Ft

  1324 10th St, Panama City, FL 32409

  UNRIVALED PRIVACY: 1.8-Acre Waterfront Estate in Southport.Elevated design meets the ultimate Florida lifestyle. This stunning coastal-inspired residence offers the perfect balance of sophistication, comfort, and resort-style outdoor living, set against a backdrop of sparkling water views and unforgettable sunsets. From the moment you arrive, the home makes a statement with its crisp coastal

  Victoria Gillman Gillman Group Realty

  1324 10th St, Panama City, FL 32409

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