Panama City, FL Homes under $100,000

/13
$42,500
- Land
- 0.25 Acre
- $170,000 per Acre
1744 Mallard Dr, Panama City, FL 32404

Incredible corner lot that is high and dry. Great views and very spacious. Quiet neighborhood

Erich Hardy

Think Real Estate

(448) 202-4873

1744 Mallard Dr, Panama City, FL 32404
Explore Panama City
/15
$45,900
- Land
- 0.27 Acre
- $170,000 per Acre
1009 Tidewater Ln, Panama City, FL 32404

Entrance into community drive through lined Crape Myrtle. Gated community, with RV and Boat storage parking.This is the perfect location to Build your DREAM HOME.This Beautiful gated community in Laird Point offers a peaceful views of the Laird Bayou . The amenities include a new pickleball courts, Tennis Court, Half court basketball, Boat and RV storage. This community has beautiful homes as

Tracye Crass

Beach Haven Realty

(850) 845-8713

1009 Tidewater Ln, Panama City, FL 32404
/6
$70,000
- Land
- 13 Acres
- $5,573 per Acre
5100 Old Majette Tower Rd, Panama City, FL 32404

Building lot on Old Majette Tower Road. Access also off Duneridge Road. Rest of property is woods & wetlands.

Clay Patrick Crosby & Associates, Inc

5100 Old Majette Tower Rd, Panama City, FL 32404
/15
$60,000
- Land
- 1.30 Acres
- $46,154 per Acre
11528 Stone Rd, Panama City, FL 32404

Survey, Septic, Well!! Just Under 1.5 Acres of Opportunity on Stone Road!Discover the perfect canvas for your dream home on this stunning, cleared parcel located at 11528 Stone Road. This beautiful property offers just under 1.5 acres of high and dry land -- not in a flood zone and has never experienced standing water.Utilities are already in place with a well, septic system, and power pole,

Team Don and Bubba EXP Realty LLC

11528 Stone Rd, Panama City, FL 32404
/6
$45,000
- Land
- 0.14 Acre
- $321,429 per Acre
Unlisted Address

Picture Your Future Here at 1917 Lombardy Ave!Imagine building your dream home--or your next smart investment--on this 6,011 sqft cleared lot (approx. 55x110 ft) right in the heart of Panama City. Tucked in a peaceful neighborhood, you're just minutes from Gulf Coast State College, FSU Panama City, St. Andrews Bay, local shops, hospitals, and the beach. Whether you're planning your forever home

Ramone Silvera Salty Marlin Realty LLC

Unlisted Address
/9
$95,000
- Land
- 0.64 Acre
- $148,438 per Acre
4127 Cedar Creek Dr, Panama City, FL 32409

Build your dream home with water views in the gated community, Cedar Creek at Deer Point Lake. This spacious .64-acre homesites backs up to a tranquil pond, offering peaceful water views and a picturesque setting! Seize the opportunity to create your custom dream home in this highly sought after community. Imagine designing your ideal lifestyle with room for a pool, detached garage, expansive

Carly Sostheim Corcoran Reverie

4127 Cedar Creek Dr, Panama City, FL 32409
/10
$5,000
- 3 Beds
- 2 Baths
- 1,974 Sq Ft
7312 Rodgers Dr, Panama City, FL 32404

Foreclosure Auction Ends August 14, 2025 at 12:00 PM EST. Discover this delightful 3-bedroom, 2-bathroom Craftsman-style single-family home located in Panama City. The list price is the opening bid for the online auction. Sold As-is with Clear Title. Explore more details and submit your bid through the Federa Home App.

Jamie Boone Federa

7312 Rodgers Dr, Panama City, FL 32404
/3
$75,000
- Land
- 0.23 Acre
- $326,087 per Acre
1816 Mound Ave, Panama City, FL 32405

Vacant Lot in the St Andrews Area of Panama City!! This spacious cleared lot offers a blank canvas for your vision, situated in a peaceful neighborhood. Zoned Mixed -Use 2. Build a Duplex or professional offices, educational facilities, and neighborhood commercial uses. With easy access to local amenities and just a short drive to the stunning beaches of the Florida Panhandle, this property is an

Steven Koleno Beycome of Florida LLC

1816 Mound Ave, Panama City, FL 32405
/3
$33,000
- Land
- 0.36 Acre
- $91,667 per Acre
Lot 11 Everitt Ave, P C Beach, FL 32401

Centrally located lot in Panama City providing quick travel to all areas. Very close to Public Boat Ramps & Marinas, Historic Downtown PC, Hospitals, Doctors, Shopping, Tyndall AFB, Navy Base, Schools, Parks, Entertainment and Restaurants as well as the Beautiful Beaches of Panama City Beach or Mexico Beach! This lot is perfect for building your home, investment property, or install a mobile

Deborah Class ERA Neubauer Real Estate, Inc

Lot 11 Everitt Ave, P C Beach, FL 32401
/14
$75,000
- Land
- 0.70 Acre
- $107,143 per Acre
825 Vista Del Sol Ln, Panama City, FL 32404

Welcome to Laird Bayou – one of Panama City’s premier gated communities. Located on East Bay and 15 minutes from Tyndall AFB. 825 Vista Del Sol – this spacious 0.70-acre residential lot offers the perfect setting to build your custom coastal retreat, just a short walk from the community pool, private boat launch, and secure boat/RV storage. This property combines luxury, convenience, and

Rachael Davis Coldwell Banker Hartung

825 Vista Del Sol Ln, Panama City, FL 32404
/7
$47,999
- Land
- 0.49 Acre
- $97,957 per Acre
3700 Deer Run Rd, Panama City, FL 32409

This beautiful .49 acre property in the Basswood Estates community provides you with beautiful views, lots of trees and paved roads. This lot appears to have access to some utilities for a quick and easy build. Don't miss out on what could be your new forever home. The buyer will be responsible to confirm utilities, details listed and any restrictions. Great investment property! Listing is for

Zach Hilferding NEW ALLIANCE GROUP REALTY

3700 Deer Run Rd, Panama City, FL 32409
/3
$43,500
- Land
- 0.86 Acre
- $50,581 per Acre
0 Hamilton Rd, Panama City, FL 32404

Peaceful .8 acre Acre Lot in Sandy Creek - A Hidden Gem Near Panama City!Discover the perfect balance of tranquility, natural beauty, and convenience with this spacious .8 acre corner lot nestled in the heart of Sandy Creek -- a quiet, dog-friendly neighborhood just minutes from Panama City and the sparkling waters of East Bay.Surrounded by mature trees and abundant wildlife, this property offers

Melana Weems Realty Check Real Estate Services

0 Hamilton Rd, Panama City, FL 32404
/8
$27,500
- Land
- 0.15 Acre
- $183,333 per Acre
986 N Harris Ave, Panama City, FL 32401

Exceptional Lot in the Heart of Panama City! This ideal lot is conveniently located on a paved road, offering endless possibilities for your dream project. With easy clearing by bush hog and a history of a previous home, it's the perfect canvas to bring your vision to life.

Kiarra Chamberlain APC Real Estate Group LLC

986 N Harris Ave, Panama City, FL 32401
/26
$78,000
- Land
- 0.98 Acre
- $79,592 per Acre
723 Vista Del Sol Ln, Panama City, FL 32404

Large lot located in the gated community of Laird Bayou. This is the perfect spot to build your dream home. Amenities include a private boat launch and a community club house with swimming pool.

Angie Blissett Berkshire Hathaway HomeServices

723 Vista Del Sol Ln, Panama City, FL 32404
/14
$75,000
- Land
- 0.49 Acre
- $153,061 per Acre
1007 Reel Easy Dr, Panama City, FL 32404

Positioned on a generous stretch of waterfront, this remarkable homesite offers unspoiled bayou views and a tranquil sense of retreat. Set within a secure gated community on a natural peninsula between Laird Bayou and East Bay, the property invites you to create a dream home framed by serene water and lush coastal greenery. Residents enjoy the kind of privacy and peace that's increasingly rare,

Christina Knox Scenic Sotheby's International Realty

1007 Reel Easy Dr, Panama City, FL 32404
/14
$99,000
- Land
- 0.11 Acre
- $900,000 per Acre
5304 Hopetown Ln, Panama City, FL 32408

Unique opportunity to build your dream home in Martinique! This residential lot is located in one of Panama City Beach's most exclusive private communities, just minutes from the sugar-white beaches and close to iconic restaurants like Captain Anderson's and Grand Marlin. Martinique offers amenities such as a community pool, sports courts, playgrounds, walking trails, and 24/7 security. Enjoy a

Veronica Mancilla Beachy Beach Real Estate

5304 Hopetown Ln, Panama City, FL 32408
/5
$70,000
- Land
- 1.16 Acres
- $60,345 per Acre
9298 Summer Cir, Panama City, FL 32404

Introducing 9298 Summer Circle, a beautiful property situated in the Bear Creek area. This tranquil retreat offers a serene country neighborhood lifestyle, with convenient access to shopping, restaurants, and the 'World's Most Beautiful Beaches.' The property has been thoroughly prepared, with clearing, fill, surveying, and active permits for septic and driveway installation. It presents an

Gabe Bacot Keller Williams Success Realty

9298 Summer Cir, Panama City, FL 32404
/15
$99,700
- Land
- 1.64 Acres
- $60,793 per Acre
6807 John Pitts Rd, Panama City, FL 32404

Build your dream home on over 1.5 acres! This spacious 1.5+ acre property on John Pitts Road is a prime homesite, already cleared and ready for your vision. Previously home to a mobile home that was loss during hurricane Michael, the land still has a well (needs a new pump), septic, and power, though buyers should verify their condition. A small pond, possibly still stocked with fish, adds

Lisa Morgan World Impact Real Estate

6807 John Pitts Rd, Panama City, FL 32404
/4
$77,950
- Land
- 0.40 Acre
- $194,875 per Acre
5209 Boat Race Rd, Panama City, FL 32404

Here's a great deal on a prime property located in the edge of Parker Fl. Great investment for the right buyer. Mobile Home or Manufactured Home allowed also possibility for residential dwellings included apartments townhouses and condominiums. Low intensity commercial development are also allowed.

Gary Johns AMERICAN REALTY of Bay Co, Inc

5209 Boat Race Rd, Panama City, FL 32404
/7
$55,900
- Land
- 0.13 Acre
- $430,000 per Acre
4430 E Highway 98, Panama City, FL 32404

This triangle parcel was the Tavern Bar at one time, among other things. Hurricane Michael and a fire to the remnant building left the land empty. Come set up a little sweet shop here, so many uses, easy building terms. Priced to sell.

Krista Navarro Gulf Real Estate

4430 E Highway 98, Panama City, FL 32404
/3
$70,000
- Land
- 0.31 Acre
- $225,806 per Acre
915 Tidewater Ln, Panama City, FL 32404

Waiting for the opportunity to build a beautiful new home? This cleared vacant lot in Laird point is your blank canvas. Seller has HOA approved blueprints. The lot offers an amazing view of Laird Bayou and the Lake. The lot does not allow a dock per HOA. The water can be accessed by foot for Kayaking, fishing or just relaxing. Laird Point is a gated waterfront community offering several

Cory Brown Think Real Estate

915 Tidewater Ln, Panama City, FL 32404
/16
$28,000
- Land
- 0.27 Acre
- $103,704 per Acre
925 Watermark Way, Panama City, FL 32404

Welcome to Laird Point, an exclusive gated community nestled along East Bay in Panama City. This peaceful and well-maintained neighborhood offers the perfect opportunity to build your custom home in a serene, coastal setting. This lot is a spacious homesite with underground utilities already in place and is ready for your custom home. The community is ideal for families, retirees, or investors

Carole Lea Gilman Keller Williams Realty Emerald

925 Watermark Way, Panama City, FL 32404
/21
$99,900
- Land
- 4.76 Acres
- $20,987 per Acre
00 Wendy Rd, Panama City, FL 32404

4.76 Acres on Wendy Road - Ideal for Investors or a Custom Home BuildDiscover nearly 5 acres of opportunity with this beautiful and versatile 4.76-acre parcel located on Wendy Road. Whether you're an investor looking to develop or a homeowner dreaming of privacy and space, this property offers the perfect foundation.Nestled in a peaceful, yet convenient location, this large tract of land offers

Team Don and Bubba EXP Realty LLC

00 Wendy Rd, Panama City, FL 32404
/7
$47,500
- Land
- 1.03 Acres
- $46,117 per Acre
00 Highway 2297, Panama City, FL 32404

Peaceful 1+ Acre Lot in Sandy Creek - A Hidden Gem Near Panama City!Discover the perfect balance of tranquility, natural beauty, and convenience with this spacious 1+ acre corner lot nestled in the heart of Sandy Creek -- a quiet, dog-friendly neighborhood just minutes from Panama City and the sparkling waters of East Bay.Surrounded by mature trees and abundant wildlife, this property offers a

Melana Weems Realty Check Real Estate Services

00 Highway 2297, Panama City, FL 32404
/7
$69,900
- Land
- 0.00 Acre
6110 Riverbrooke Dr, Panama City, FL 32404

One of the final two buildable lots at Barrett's Park, this lot offers private views behind and pond just beyond the adjacent cul-de-sac. With accessibility to Panama City, Lynn Haven, and Tyndall Air Force Base, this blank canvas offers the opportunity to customize your next home or investment.

Tom Lewis Counts Real Estate Group Inc

6110 Riverbrooke Dr, Panama City, FL 32404
/7
$69,900
- Land
- 0.11 Acre
- $635,455 per Acre
7131 Riverbrooke St, Panama City, FL 32404

One of the final two buildable lots at Barrett's Park, this lot offers a cul-de-sac location overlooking a pond and is near the entry to the neighborhood. With accessibility to Panama City, Lynn Haven, and Tyndall Air Force Base, this blank canvas offers the opportunity to customize your next home or investment.

Tom Lewis Counts Real Estate Group Inc

7131 Riverbrooke St, Panama City, FL 32404
/5
$50,000
- Land
- 0.37 Acre
- $135,135 per Acre
903 Tidewater Ln, Panama City, FL 32404

Waterfront Lot Ready for Your Dream Home in Gated Coastal Community!Welcome to Laird Point--an exclusive, gated waterfront community offering the perfect setting to build your dream home. This spacious 0.37-acre lakefront lot has already been professionally cleared of underbrush and dead trees, making it truly ready to build!This is not just a lot-it's the foundation for your future, offering a

Thom Bachelder Panhandle Real Estate

903 Tidewater Ln, Panama City, FL 32404
/8
$40,000
- Land
- 1.75 Acres
- $22,857 per Acre
605 Elm Way, Panama City, FL 32404

Hidden gem in Panama City! This secluded 1.75-acre lot in East Callaway Heights offers the perfect setting for quiet outdoor living, just 15 minutes from Tyndall Parkway. Build your dream single-family home or place a manufactured/mobile home on this versatile property, ideally located close enough to grocery stores, restaurants, and everyday conveniences--yet tucked away in a peaceful, private

Kara McKenzie Gillman Group Realty

605 Elm Way, Panama City, FL 32404
/11
$51,749
- 3 Beds
- 2 Baths
1325 Buena Vista Blvd Unit Lot 63, Panama City, FL 32401

Great 896 sq. ft., 3 bedroom, 2 bath home. Comes with appliances including a refrigerator and stove. Other features include washer and dryer, central air, new mini blinds and more. A truly gorgeous home! Call today for more information or to schedule your private tour.

Melissa Hutcheson

1325 Buena Vista Blvd Unit Lot 63, Panama City, FL 32401
/9
$51,749
- 3 Beds
- 2 Baths
1320 Buena Vista Blvd Unit Lot 59, Panama City, FL 32401

Great 840 sq. ft., 3 bedroom, 2 bath home. Comes with appliances including a refrigerator and stove. Other features include washer and dryer, central air, wood laminate flooring and more. A truly gorgeous home! Call today for more information or to schedule your private tour.

Melissa Hutcheson

1320 Buena Vista Blvd Unit Lot 59, Panama City, FL 32401
/11
$43,899
- 3 Beds
- 2 Baths
1320 Buena Vista Blvd Unit Lot 10, Panama City, FL 32401

Great 840 sq. ft., 3 bedroom, 2 bath home. Comes with appliances including a refrigerator and stove. Other features include washer and dryer, central air, laminate flooring and more. A truly gorgeous home! Call today for more information or to schedule your private tour.

Melissa Hutcheson

1320 Buena Vista Blvd Unit Lot 10, Panama City, FL 32401
/5
$39,900
- 2 Beds
- 2 Baths
1320 Buena Vista Blvd Unit Lot 12, Panama City, FL 32401

Great 840 sq. ft., 2 bedroom, 2 bath home. Comes with appliances including a refrigerator, stove, dishwasher, microwave, washer and dryer. Other features include central air, walk-in closet, laundry room, open floor plan and more. Call today for more information or to schedule your private tour.

Melissa Hutcheson

1320 Buena Vista Blvd Unit Lot 12, Panama City, FL 32401
/2
$92,500
- Land
- 0.09 Acre
- $1,027,778 per Acre
3407 Trimingham Ln, Panama City, FL 32408

Beautifully situated on a serene pond, this premier lot is nestled in the highly desired & gated neighborhood of Martinique. Residents can enjoy many amenities including walking trails & natural paths, a large community pool, a park pavilion & gazebo, a basketball court & children's playground. Martinique is known for its beautifully landscaped surroundings & tranquil ambiance as well as its

chris roberts EXP Realty LLC

3407 Trimingham Ln, Panama City, FL 32408
/24
$99,000
- Land
- 0.11 Acre
- $900,000 per Acre
5249 Kingston Cir, Panama City, FL 32408

Residential lot available in the highly sought-after Martinique neighborhood. This gated community offers a range of amenities, including a pool, playground, pavilion, basketball court, and walking trails. Just beyond the gates, popular restaurants like Capt. Anderson's and The Grand Marlin are within walking distance. Lighthouse Marina and St. Andrews Park are only minutes away, providing easy

Zack Seltzer Seltzer Real Estate, LLC

5249 Kingston Cir, Panama City, FL 32408
/5
$75,000
- Land
- 0.52 Acre
- $144,231 per Acre
2209 E 9th St, P C Beach, FL 32401

Build your dream home, investment duplex, or charming tiny home cottage quarters with central green-scapes on this spacious 0.524-acre vacant lot at 2209 9th Street E, located in the heart of Panama City, Florida. This cleared and ready-to-build lot offers outstanding flexibility and development potential in one of the most convenient areas of central Panama City.Enjoy close proximity to Joe

Danielle Kemp CENTURY 21 Ryan Realty Inc

2209 E 9th St, P C Beach, FL 32401
/4
$69,900
- Land
- 0.31 Acre
- $225,484 per Acre
921 Tidewater Ln, Panama City, FL 32404

A stunning waterfront lot in the desirable Laird Point! This is a non-dockable lot per the Hoa but take right off on kayaks and paddle boards for fishing and adventure. Beautiful views from this lot, build two story and capture views from the freshwater lake in Laird Point as well. Laird Point is a gated, waterfront community featuring beautiful homes and water views at every turn. Ribbon curbed

Jeremy Dawson Northwest Florida Realty, LLC

921 Tidewater Ln, Panama City, FL 32404
/7
$57,500
- Land
- 0.60 Acre
- $95,833 per Acre
1023 Reel Easy Dr, Panama City, FL 32404

Amazing Waterfront homesite in the desirable Laird Bayou. Breathtaking views from nearly every direction. Enjoy wonderful breezes off East Bay. At over .60 of an acre there is plenty of room to build your Dream Home. Laird Bayou is a gated waterfront community with beautiful custom homes. Ribbon curbed streets and underground utilities. Amenities include a Pool, Boat Launch with Day Dock and RV &

Donald West Northwest Florida Realty, LLC

1023 Reel Easy Dr, Panama City, FL 32404
/2
$88,900
- Land
- 0.00 Acre
1318 Hickory Ave, P C Beach, FL 32401

JUST REDUCED! This property is located in a quaint and well maintained neighborhood of St. Andrews. The front access street has recently been resurfaced to include new water and sewer lines. The Historical, golf cart friendly corridors of downtown St. Andrews are only a few blocks away with award winning restaurants, shops, pubs, and a marina with several docks and a well established boat ramp.

Leslie Newmans Coastal Sun Realty LLC

1318 Hickory Ave, P C Beach, FL 32401
/6
$21,000
- Land
- 1.03 Acres
- $20,388 per Acre
0 25 4s 13w -1 390-, Panama City, FL 32404

Enjoy this 1.03 acre parcel situated in Panama City just an hour from the infamous Panama City Beach with soft sand, seashells and blue waters!

Matilee McGlinchey BHHS FLORIDA PROPERTIES GROUP

0 25 4s 13w -1 390-, Panama City, FL 32404
/5
$67,500
- 3 Beds
- 1 Bath
- 888 Sq Ft
11026 Dartmouth Place, Panama City, FL 32404

Nestled on a generous 1.5-acre lot, this property offers a perfect canvas for building your ideal home amidst serene surroundings. With utilities: water, septic, and electricity already on-site, much of the groundwork is ready, providing a convenient starting point for your build. Please note: the condition of these utilities is currently unknown, and they may require inspection and updates to

Adonis Covington LPT Realty LLC

11026 Dartmouth Place, Panama City, FL 32404

Showing Results 1 - 40, Page 1 of 5

Florida Bay County Panama City

Home Trends in Panama City, FL

On average, homes in Panama City, FL sell after 103 days on the market compared to the national average of 70 days. The median sale price for homes in Panama City, FL over the last 12 months is $332,000, up 6% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$332,000

Median Single Family Sale Price

$358,900

Median Townhouse Sale Price

$239,900

Median 2 Bedroom Sale Price

$375,000

Median 1 Bedroom Sale Price

$269,000

Average Price Per Sq Ft

$236

Number of Homes for Sale

145

Last 12 months Home Sales

1,133

Months of Supply

1.50

Median List Price

$360,000

Median Change From 1st List Price

Median Home Sale Price YoY Change

How to Buy a Home How to Finance a Home How to Sell a Home

In Panama City, there are currently 162 homes for sale priced under $100,000, providing budget-friendly options for prospective buyers. Whether you're in search of houses for sale under 100k or other property types, there are opportunities to discover your ideal home within your budget in Panama City, FL. From cozy starter homes to properties awaiting your personal touch, these affordable residences offer an entry point into the housing market or an opportunity for real estate investment without stretching your finances.

Panama City Types of Homes for Sale

Panama City Real Estate Listings

Panama City New Construction Homes

More About Living in Panama City

Homes in Nearby Neighborhoods

Homes in Nearby Cities

Homes in Nearby Counties

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