Panama City, FL Homes for Sale under $400,000

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  /11

  $359,999

  • Land
  • 0.24 Acre
  • $1,499,996 per Acre

  119 Cashel Mara Dr, Panama City, FL 32409

  Discover an extraordinary opportunity to create your DREAM waterfront home overlooking the North Bay. This finished and cleared homesite promises boundless potential for designing a custom residence that captures the essence of luxury and tranquility. With expansive views that stretch across the water, your future home could be a true oasis. Nestled in the quiet community of Mill Point Landing,

  Sostheim Group Corcoran Reverie SRB

  119 Cashel Mara Dr, Panama City, FL 32409
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  /42

  $349,500

  • 4 Beds
  • 2 Baths
  • 1,617 Sq Ft

  605 E 2nd Place, Panama City, FL 32401

  Welcome to this beautifully updated 4-bedroom, 2-bathroom home situated on a generous quarter-acre lot in the heart of Bunkers Cove. Meticulously renovated and immaculately maintained, this property blends modern comforts with the timeless charm of the Cove community. Step inside to an inviting open floor plan, thoughtfully designed to maximize space and light. The spacious primary suite offers a

  Wesley Best Think Real Estate

  605 E 2nd Place, Panama City, FL 32401
• 

  $324,490 New Construction

  • 3 Beds
  • 2 Baths
  • 1,721 Sq Ft

  5145 Harvey St, Panama City, FL 32404

  Introducing the Alden, a beautiful home from the Holiday Builders’ Value collection designed to exceed your expectations. This charming 3 bedroom, 2 bath residence encompasses 1,721 square feet of well-designed living space and features a covered front entry that adds an inviting touch. Extra windows allow the abundant sunlight to gracefully dance across the home, infusing the space with a

  Holiday Builders Builder

  5145 Harvey St, Panama City, FL 32404
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  /68

  $365,900

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1108, Panama City, FL 32408

  This stunning, fully updated 1 Bedroom 1.5 Bath condo offers a coastal and turnkey rental opportunity. Features include Complete renovation with all new electrical, plumbing, water heater and HVAC. Drop ceilings with recessed lighting for bright, clean look. New finishes throughout including doors, trim, flooring, and paint. Custom built-in bunks. Updated kitchen with new custom cabinets, granite

  Jo Cochran Anchor Realty Florida

  8743 Thomas Dr Unit 1108, Panama City, FL 32408
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  /26

  $374,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,706 Sq Ft

  420 Lacosta Ave, Panama City, FL 32404

  Welcome to 420 Lacosta Ave, a beautiful waterfront home in the peaceful and quiet neighborhood of Shadow Bay. This brand-new construction has beach access by boat to the Gulf of Mexico. As you step inside, you'll immediately notice the incredible attention to detail, with high ceilings and thoughtfully designed finishes that create a warm, inviting space. The open layout allows for plenty of

  Steven Koleno Beycome of Florida LLC

  420 Lacosta Ave, Panama City, FL 32404
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  /62

  $348,900

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 1004W, Panama City, FL 32408

  2024 Gross rental revenue = $46,425. Indulge in your own oasis with this adorable beachfront condo, and its sweeping views of the mesmerizing Emerald Coast; it is no wonder why this unit has a proven strong rental history. Situated on the 10th floor of the West tower, this property offers an unparalleled vantage point to soak in the beauty of the coastline. Offered fully furnished & decorated,

  Jacqueline Luberto Realty ONE Group Emerald Coast

  9850 S Thomas Dr Unit 1004W, Panama City, FL 32408
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  /3

  $359,737 New Construction

  • 4 Beds
  • 2 Baths
  • 1,820 Sq Ft

  3588 Basal St, Panama City, FL 32404

  Discover the elegance and functionality of the 1820 floor plan by Adams Homes. This thoughtfully designed layout offers the perfect balance of comfort and style. Step into a spacious living area that welcomes you with its open concept, allowing for seamless entertaining and relaxation. The kitchen boasts modern appliances, ample counter space, and a convenient breakfast bar. Retreat to the master

  Susan Cantrell Adams Homes Realty, Inc.

  3588 Basal St, Panama City, FL 32404
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  /48

  $325,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 832, Panama City, FL 32408

  Turnkey and income producing, this beautifully furnished 3-bedroom 2-bath condo at the iconic Laketown Wharf Resort offers a rare opportunity to own in one of Panama City Beach's largest and most amenity rich complexes. Spanning 1,262 square feet, this spacious unit is already on a successful short term rental program and comes fully equipped for immediate use. Just bring your swimsuit. The open

  Paul Gibney Corcoran Reverie

  9902 S Thomas Dr Unit 832, Panama City, FL 32408
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  /37

  $314,900

  • 2 Beds
  • 1 Bath
  • 750 Sq Ft

  3720 Biltmore Dr, Panama City, FL 32408

  Tucked away on the East end just a short walk to Beach Access 9, this charming beach cottage offers a rare blend of character, income potential, and future flexibility. Featuring a distinctive design, recent upgrades including newer windows, fencing, newer AC, plus a brand-new septic system installed by the current owners, the home is move-in and rental ready. The larger-than-average lot provides

  Nathan Lawrence Legacy Premier Agency

  3720 Biltmore Dr, Panama City, FL 32408
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  /46

  $349,900

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 904E, Panama City, FL 32408

  New photos coming on Tuesday! Discover the epitome of coastal living in this beautifully renovated Gulf-front condo, offering stunning direct views of the pristine beaches and crystal-clear waters of the Gulf of Mexico. This stylish beachfront oasis features an open kitchen with granite countertops, gorgeous white cabinetry accented with modern hardware, stainless steel appliances and a

  Mike Glass LPT Realty LLC

  9850 S Thomas Dr Unit 904E, Panama City, FL 32408
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  /37

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,589 Sq Ft

  5415 Duneridge Rd, Panama City, FL 32404

  Welcome home to this beautifully maintained 3-bedroom, 2 bath residence built in 2005, featuring a desirable split floorplan and stunning lush landscaping that enhances its inviting curb appeal. Step inside to a spacious living area highlighted by a vaulted ceiling and a cozy wood burning fireplace, opening seamlessly to the dining area perfect for gatherings and everyday living. The primary

  Wesley Best Think Real Estate

  5415 Duneridge Rd, Panama City, FL 32404
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  /3

  $354,396 New Construction

  • 3 Beds
  • 2 Baths
  • 1,711 Sq Ft

  3592 Basal St, Panama City, FL 32404

  The 1711 floorplan design by Adams Homes is a well-designed and spacious home that offers both style and functionality. With three bedrooms, two bathrooms, and a two-car garage, this single-story home provides a comfortable and versatile living space. As you enter the home, you are welcomed into a foyer that leads you into the main living area. The open-concept design seamlessly connects the

  Connie Berry Adams Homes Realty, Inc.

  3592 Basal St, Panama City, FL 32404
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  /3

  $350,938 New Construction

  • 3 Beds
  • 2 Baths
  • 1,634 Sq Ft

  3596 Basal St, Panama City, FL 32404

  As you enter the home, you are welcomed into a foyer that leads you into the main living area. The open-concept design seamlessly connects the kitchen, dining area, and living room, creating a spacious and inviting atmosphere. The kitchen is equipped with modern appliances, plenty of cabinet space, and a breakfast bar, making it a chef's dream. The adjacent dining area provides a perfect space

  Susan Cantrell Adams Homes Realty, Inc.

  3596 Basal St, Panama City, FL 32404
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  /37

  $350,000

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 322, Panama City, FL 32408

  Turnkey Rental at The Summit -Per the fire code inspection Sleeps 5 very comfortable! Investors, here's your chance! This beautifully renovated 1BR/1.5BA + hall bunks condo at The Summit is fully updated with new shaker cabinets, ceramic tile floors, and an upgraded bath. With two queen beds plus bunks, it comfortably sleeps 6 - the perfect setup for short-term rentals. Located on a convenient

  Sandi Smith Dalton Wade Inc

  8743 Thomas Dr Unit 322, Panama City, FL 32408
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  /50

  $329,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9902 S Thomas Dr Unit 1437, Panama City, FL 32408

  Step into coastal comfort with this stylish one-bedroom, two-bath condo featuring a bonus bunk area and an open, inviting layout. Thoughtfully updated and fully furnished, the unit offers a welcoming kitchen island perfect for gathering, and a private balcony with peaceful lake and fountain views.Conveniently located near the elevators for easy access, this condo has earned over 50 five-star

  Haley Dileva Coldwell Banker Realty

  9902 S Thomas Dr Unit 1437, Panama City, FL 32408
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  /32

  $330,000

  • 4 Beds
  • 2 Baths
  • 1,705 Sq Ft

  307 N Palo Alto Ave, Panama City, FL 32401

  This historic home blends classic charm and contemporary comfort. A quick golf cart ride to PC downtown, the Yacht Club, and waterside views makes it an ideal location. The hardwood floors give warmth throughout, and the updates give a new spin on the homes character. Buyers can have peace of mind knowing the electrical, plumbing, A/C, and windows were recently renovated, and the block

  Ariane Johnson Think Real Estate

  307 N Palo Alto Ave, Panama City, FL 32401
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  /27

  $330,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,375 Sq Ft

  1807 E 9th St, Panama City, FL 32401

  Built to Last, Designed to Impress!Looking for a home that stands the test of time and thrives under Florida's unpredictable weather? Your search ends here. This beautifully constructed all-brick home offers unmatched durability, timeless charm, and modern comfort all in one. Step inside and discover 1,375 sq. ft. of thoughtfully designed living space, featuring 3 bedrooms and 2 bathrooms.

  Ramone Silvera Salty Marlin Realty LLC

  1807 E 9th St, Panama City, FL 32401
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  /22

  $310,000

  • 4 Beds
  • 2 Baths
  • 2,203 Sq Ft

  2234 Edgewood Dr, Panama City, FL 32405

  ***New Price Improvement*** and Seller now offering a buyer credit of $10,000 with an accepted offer. Move in ready - A rare find in the heart of Panama City, this 4-bedroom, 2-bath split bedroom home offers 2,202 sq. ft. of living space plus a 15' x 20' Florida room and a 16' x 20' detached workshop with electric. Located just minutes from 23rd Street retail, restaurants, medical services,

  Don Giles GILES APPRAISAL GROUP, INC

  2234 Edgewood Dr, Panama City, FL 32405
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  $394,850 New Construction

  • 4 Beds
  • 3 Baths
  • 2,487 Sq Ft

  The Sedona 3-M Plan at College Station, Panama City, FL 32404

  Valor Communities Builder

  3876 Sandpine Way Unit 36484173, Panama City, FL 32404
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  /38

  $364,900

  • 4 Beds
  • 2 Baths
  • 2,289 Sq Ft

  5535 Mars Hill Ln, Panama City, FL 32404

  Welcome to 5535 Mars Hill Lane, where comfort meets value! This beautiful home comes with a 3.75% VA assumable loan, requiring low equity, offering an incredible opportunity for first-time homebuyers to take advantage of today's market. Inside, you'll find a bright and functional layout designed for modern living. The home is equipped with a whole-home water softener and filtration system,

  John Trunnell LPT Realty LLC

  5535 Mars Hill Ln, Panama City, FL 32404
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  /45

  $329,999

  • 3 Beds
  • 2 Baths
  • 1,510 Sq Ft

  3708 Shoreline Cir, Panama City, FL 32405

  Welcome to this beautifully maintained home located in the highly desirable Bay View Heights area, walking distances towards the Pretty Bayou boat ramp—perfect for anyone who loves water access and the relaxed coastal lifestyle. This charming 3-bedroom, 2-bath home offers a bright, open layout. The spacious living area flows comfortably into the kitchen and dining space, making it ideal for

  Chad Prescott Salty Marlin Realty LLC

  3708 Shoreline Cir, Panama City, FL 32405
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  /56

  $300,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 2119, Panama City, FL 32408

  ***New Penthouse Listing*** If you want one of the best Gulf Views from the highest levels of Laketown Wharf Resort then this unit #2119 is a must see. Sunsets are breathtaking and the condo is being sold furnished and also includes all like new stainless kitchen appliances and stacked washer and dryer. This unit is professionally managed and professionally cleaned after every rental. It is in

  Mark Chambliss Coastal Palms Real Estate

  9860 S Thomas Dr Unit 2119, Panama City, FL 32408
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  /28

  $339,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 1328, Panama City, FL 32408

  This unit is the owners personal unit and hasn't been rented since purchase. It is a lovely 2 bedroom, 2 full bath with a bonus bunk room condo. This home has stainless appliances, granite counters in kitchen and bathrooms, undermount lighting, includes all appliances and includes the stacked washer and dryer. Your GULF & Pool area views are incredible from the front door and Lake View and

  Mark Chambliss Coastal Palms Real Estate

  9902 S Thomas Dr Unit 1328, Panama City, FL 32408
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  /36

  $388,900

  • 2 Beds
  • 2 Baths
  • 1,056 Sq Ft

  689 Seashell Dr, Panama City, FL 32412

  This charming coastal cottage is perfectly situated in one of the area's most popular resorts... Venture Out! It offers the ideal blend of comfort, rental potential, and beachside living. Step inside to a bright, welcoming interior featuring an open living area with vaulted ceilings, built-ins, and abundant natural light. The spacious kitchen offers great cabinet storage, granite countertops, and

  David & Kelli Sims Sims Resort Realty, Inc

  689 Seashell Dr, Panama City, FL 32412
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  /70

  $399,500

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 1107, Panama City, FL 32408

  ***Snowbirds already in place for January and February*** Step into a world where BEACHSIDE charm meets contemporary sophistication. Laketown Wharf 1107 is a gorgeous TURN-KEY investment property/second home condominium. This condo offers comfort, style, and a host of TOP-NOTCH amenities. From the moment you walk in, you'll be enchanted by the modern design and BEACH-INSPIRED décor that creates a

  James Payton Coastal Living Realty & Associates

  9860 S Thomas Dr Unit 1107, Panama City, FL 32408
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  /31

  $379,000

  • 5 Beds
  • 2.5 Baths
  • 2,744 Sq Ft

  7125 Riverbrooke St, Panama City, FL 32404

  Spacious 5-Bedroom Home with Pond View in Barrett's Park - 2,744 Sq Ft! This house has the largest floor plan in Barrett's Park, offering 2,744 square feet of thoughtfully designed living space. Ideally located just 10 miles north of the former Panama City Mall and a 17-mile drive to Tyndall AFB, this spacious home combines comfort, functionality, and convenience. Step inside to an inviting

  Mike Herring Keller Williams Realty Emerald

  7125 Riverbrooke St, Panama City, FL 32404
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  /39

  $379,900

  • 3 Beds
  • 3 Baths
  • 1,427 Sq Ft

  7813 N Lagoon Dr Unit 8E, Panama City, FL 32408

  Life is grand on Grand Lagoon! This freshly updated 3MB/3MB Condominium in beautiful Greenwood Estates sports numerous updates including: new HVAC (2022); Water Heater (2024); Interior Paint (2025) and beautiful new Quartz Kitchen Countertops. Each bedroom has its own full bathroom with a two bedroom down and one up, unique and practical floorplan. Additionally, enjoy the extra space of the loft

  Daniel Hagen LPT Realty LLC

  7813 N Lagoon Dr Unit 8E, Panama City, FL 32408
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  /36

  $381,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,687 Sq Ft

  Sabal Plan at Indigo Lakes - Townhomes, Panama City, FL 32405

  The Sabal plan by Harris Doyle Homes is offered as a lock-and-leave Cottage or in Indigo Lakes. The downstairs primary suite has a spacious tile-to-ceiling shower and walk-in closet. There is also an upstairs primary suite, as well as a third bedroom with its own ensuite bath. The kitchen includes stainless appliances and stone countertops. Multiple garage or carport options are offered with the

  Harris Doyle Homes Builder

  3204 Heartleaf Ave E Unit 37003977, Panama City, FL 32405
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  /2

  $375,000

  • Land
  • 5 Acres
  • $75,000 per Acre

  0000 Game Farm Rd, Panama City, FL 32405

  Located in Panama City right off Hwy 231 this is parcels 12620-000-000. 5-acre lot is zoned for C-3A General Commercial. This commercial lot is located in the heart of the Highland City area next to a busy gas station and a busy intersection. This is a prime location for many commercial needs for this area. ALL OFFERS WELCOME.

  Chris Campbell 850 Hometown Realty

  0000 Game Farm Rd, Panama City, FL 32405
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  /6

  $399,999

  • Land
  • 2.33 Acres
  • $171,673 per Acre

  230 Sudduth Place, Panama City, FL 32404

  Prime Commercial Lot with Development Order in Place!Exceptional opportunity to acquire a 2.33-acre commercial property located parallel to Tyndall Parkway (US-98) in the heart of Parker, Florida. This site is positioned directly behind Hungry Howie's, Mr. Pho, and #1 Asian Buffet, between Planet Fitness/Winn-Dixie and USA Storage Centers, offering outstanding visibility, easy access, and

  Tillery Johnson Top Producers Real Estate Ctr

  230 Sudduth Place, Panama City, FL 32404
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  /36

  $310,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 810, Panama City, FL 32408

  Discover the perfect blend of comfort, space, and income potential in this 2-bedroom, 2-bath condo with a bunk area at Laketown Wharf in Panama City Beach. This Gulf-view retreat offers an open layout, split bedrooms for added privacy, and a cozy bunk space perfect for guests or kids. Enjoy stunning sunsets from your private balcony and take advantage of resort-style amenities including five

  Viola Zhuravel Fun Quest Vacation Rentals Corp

  9860 S Thomas Dr Unit 810, Panama City, FL 32408
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  /42

  $339,000

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  113 Redfish Way, Panama City, FL 32404

  This stunning 4-bedroom, 2-bathroom home, built in 2017, offers modern design, spacious living, and a prime location. With 1,768 square feet, the open floor plan seamlessly connects the kitchen, living, and dining areas, enhanced by 9 ft. ceilings that create an inviting and airy atmosphere. The well-appointed kitchen features granite countertops, stainless steel appliances, a bright white subway

  Kristen Barr Counts Real Estate Group Inc

  113 Redfish Way, Panama City, FL 32404
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  /44

  $330,000

  • 2 Beds
  • 2 Baths
  • 1,190 Sq Ft

  2100 W Beach Dr Unit S102, Panama City, FL 32401

  Experience coastal living at it's finest in this beautifully updated condo on the bay located in one of Panama City's most desirable waterfront communities. Unit S-102 offers the perfect blend of comfort and style. Step outside for breathtaking views of St Andrews Bay. Step inside to discover a bright open concept living space with large windows that fill the home with natural light. The modern

  Michelle Rydeski LPT Realty LLC

  2100 W Beach Dr Unit S102, Panama City, FL 32401
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  /22

  $340,000

  • 4 Beds
  • 2 Baths
  • 1,728 Sq Ft

  3039 Headland Ave, Panama City, FL 32405

  Great investment opportunity! Beautiful Multi-family/duplex property with a huge beautiful backyard! Situated in a neighborhood in the heart of Panama City close to shopping and medical facilities. Each unit has 2 bedrooms, 1 bath, family room and kitchen. Freshly painted inside and out, 5 year old AC's on both sides, and a recent 4 point inspection and wind mitigation. Whether you're looking for

  Ralph Harvey ListWithFreedom.com Inc.

  3039 Headland Ave, Panama City, FL 32405
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  /60

  $369,000

  • 2 Beds
  • 2 Baths
  • 1,322 Sq Ft

  2605 Mystic Ln Unit PO21, Panama City, FL 32408

  BOAT SLIP/LIFT AVAILABLE with this first floor condo. Water front community located directly on St. Andrews Bay. Waterhaven is a gated, non-rental community unlike any other. The beautiful, formal entry leads to this first floor, 2 bedrooms, 2 bath condo. This open-concept living/dining area leads to a high-end kitchen including a Sub-Zero refrigerator, Viking 6 burner gas range, Bosch

  Tina Gates Anchor Realty Florida

  2605 Mystic Ln Unit PO21, Panama City, FL 32408
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  /70

  $349,000

  • 3 Beds
  • 2 Baths
  • 1,350 Sq Ft

  2100 W Beach Dr Unit N101, Panama City, FL 32401

  Rare opportunity for a ground floor 3 bedroom condominium, with desirable corner location and close access to the water...and even water views from inside your condo! Welcome to Landmark on St. Andrews Bay, where you can enjoy the ultimate Florida lifestyle! This single story 3-bedroom, 2-bathroom condo has been meticulously maintained and welcomes you with an open floor plan and soothing coastal

  Michele Morros Keller Williams Success Realty

  2100 W Beach Dr Unit N101, Panama City, FL 32401
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  /40

  $350,000

  • 1 Bed
  • 2 Baths
  • 893 Sq Ft

  6213 Thomas Dr Unit 507, Panama City, FL 32408

  Welcome to Mariner West, a Gulf-front mid-rise condominium perfectly located on the quiet east end of Thomas Drive. This fully furnished 1BR/2BA condo comfortably sleeps six and offers breathtaking ocean views from the kitchen, dining room, breakfast bar, and living area. Enjoy stunning sunsets from the spacious covered 5th-floor balcony overlooking the Gulf of Mexico.This condo has been

  Allen Owens Counts Real Estate Group Inc

  6213 Thomas Dr Unit 507, Panama City, FL 32408
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  /33

  $369,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,799 Sq Ft

  3378 Rachel Place, Panama City, FL 32409

  Welcome to our new home at 3378 Rachel Place located in the peaceful Hodges Bayou Plantation community in Panama City, Florida. The Rhett is one of our popular one-story floor plans used in many communities in this area. With this 4 bedroom, 2 bath home, you will see 1,799 square feet of spacious living perfect for a small family to enjoy comfortably. As you walk inside the Rhett, you will see

  D.R. Horton Builder

  3378 Rachel Place, Panama City, FL 32409
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  /17

  $329,000

  • 2 Beds
  • 2 Baths
  • 907 Sq Ft

  9900 S Thomas Dr Unit 1617, Panama City, FL 32408

  INCLUDES 5TH FLOOR PARKING SPACE (#521). This is the popular ''C'' plan in Shores of Panama. GULF-FRONT MASTER BEDROOM and Gulf-front living room. The balcony on this style is huge. When you walk into this condo, you don't see only the Gulf of Mexico out the sliding glass doors. BEAUTIFUL VIEWS AND NO CARPET. Completely rental ready and fully furnished. Balcony repairs have already been completed.

  Gabriel Stephani Pineapple Properties

  9900 S Thomas Dr Unit 1617, Panama City, FL 32408
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  /26

  $320,000 Pre-Foreclosure

  • 4 Beds
  • 3 Baths
  • 3,528 Sq Ft

  2707 Highway 2321, Panama City, FL 32409

  Builder's dream. Investor's jackpot. This 1.49-acre R-2 zoned lot off Hwy 2321 in Southport is packed with potential. With 4,032 sq ft of total heated space—including a main home, 900 sq ft apartment, and detached suite—the structures need full renovation or teardown. The real value lies in the land: zoned for multifamily or duplex use, and eligible to be split into two parcels if the main home

  Ramone Silvera Salty Marlin Realty

  2707 Highway 2321, Panama City, FL 32409

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