Panama City, FL Homes for Sale under $400,000

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  /62

  $345,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 1004W, Panama City, FL 32408

  2024 Gross rental revenue = $46,425. Indulge in your own oasis with this adorable beachfront condo, and its sweeping views of the mesmerizing Emerald Coast; it is no wonder why this unit has a proven strong rental history. Situated on the 10th floor of the West tower, this property offers an unparalleled vantage point to soak in the beauty of the coastline. Offered fully furnished & decorated,

  Jacqueline Luberto Realty ONE Group Emerald Coast

  9850 S Thomas Dr Unit 1004W, Panama City, FL 32408
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  /48

  $325,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 832, Panama City, FL 32408

  ncome-producing property. 2025 YTD operating actuals available. Historical financials and rent roll provided upon request. Pro forma available for projected performance. Turnkey and income producing, this beautifully furnished 3-bedroom 2-bath condo at the iconic Laketown Wharf Resort offers a rare opportunity to own in one of Panama City Beach's largest and most amenity rich complexes. Spanning

  Paul Gibney Corcoran Reverie

  9902 S Thomas Dr Unit 832, Panama City, FL 32408
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  /46

  $349,900

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 904E, Panama City, FL 32408

  New photos coming on Tuesday! Discover the epitome of coastal living in this beautifully renovated Gulf-front condo, offering stunning direct views of the pristine beaches and crystal-clear waters of the Gulf of Mexico. This stylish beachfront oasis features an open kitchen with granite countertops, gorgeous white cabinetry accented with modern hardware, stainless steel appliances and a

  Mike Glass LPT Realty LLC

  9850 S Thomas Dr Unit 904E, Panama City, FL 32408
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  /50

  $375,000

  • 1 Bed
  • 2 Baths
  • 980 Sq Ft

  9900 S Thomas Dr Unit 2302, Panama City, FL 32408

  AMAZING VIEWS FOR MILES! 23rd Floor Gulf Front Penthouse Condo in Shores of Panama.You won't find better views and large balcony for this price! This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for

  Paul LaCourse Anchor Realty Florida

  9900 S Thomas Dr Unit 2302, Panama City, FL 32408
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  /47

  $390,900

  • 5 Beds
  • 3 Baths
  • 2,552 Sq Ft

  188 Allie Way, Panama City, FL 32404

  This beautifully designed home features 5 spacious bedrooms, 3 full bathrooms, and a 2-car garage, offering comfort and functionality for modern living. Ideally located just minutes from shopping, dining, and Tyndall Air Force Base, it combines a prime location with exceptional features. Step inside to discover a bright, open interior with granite countertops in both the kitchen and bathrooms,

  Olena Nikitska Keller Williams Realty Gulf Coast

  188 Allie Way, Panama City, FL 32404
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  /32

  $330,000

  • 4 Beds
  • 2 Baths
  • 1,705 Sq Ft

  307 N Palo Alto Ave, Panama City, FL 32401

  This historic home blends classic charm and contemporary comfort. A quick golf cart ride to PC downtown, the Yacht Club, and waterside views makes it an ideal location. The hardwood floors give warmth throughout, and the updates give a new spin on the homes character. Buyers can have peace of mind knowing the electrical, plumbing, A/C, and windows were recently renovated, and the block

  Ariane Johnson Think Real Estate

  307 N Palo Alto Ave, Panama City, FL 32401
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  /27

  $320,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,375 Sq Ft

  1807 E 9th St, Panama City, FL 32401

  Built to Last, Designed to Impress!Looking for a home that stands the test of time and thrives under Florida's unpredictable weather? Your search ends here. This beautifully constructed all-brick home offers unmatched durability, timeless charm, and modern comfort all in one. Step inside and discover 1,375 sq. ft. of thoughtfully designed living space, featuring 3 bedrooms and 2 bathrooms.

  Ramone Silvera Salty Marlin Realty LLC

  1807 E 9th St, Panama City, FL 32401
• 

  $394,850 New Construction

  • 4 Beds
  • 3 Baths
  • 2,487 Sq Ft

  The Sedona 3-M Plan at College Station, Panama City, FL 32404

  Valor Communities Builder

  3876 Sandpine Way Unit 36484173, Panama City, FL 32404
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  /35

  $350,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 404E, Panama City, FL 32408

  Check out this fully furnished and updated 1-bedroom, 1-bath beachfront condo located in the popular East Tower. This unit comes with dedicated storage for all your beach toys and floats. Situated on a convenient lower floor, this beautifully renovated unit showcases a new kitchen with granite countertops and modern appliances for a seamless look. The bathroom boasts a walk-in tiled shower with

  Kathy Bass Avenue Realty

  9850 S Thomas Dr Unit 404E, Panama City, FL 32408
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  /38

  $364,900

  • 4 Beds
  • 2 Baths
  • 2,289 Sq Ft

  5535 Mars Hill Ln, Panama City, FL 32404

  Welcome to 5535 Mars Hill Lane, where comfort meets value! This beautiful home comes with a 3.75% VA assumable loan, requiring low equity, offering an incredible opportunity for first-time homebuyers to take advantage of today's market. Inside, you'll find a bright and functional layout designed for modern living. The home is equipped with a whole-home water softener and filtration system,

  John Trunnell LPT Realty LLC

  5535 Mars Hill Ln, Panama City, FL 32404
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  /56

  $300,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 2119, Panama City, FL 32408

  ***New Penthouse Listing*** If you want one of the best Gulf Views from the highest levels of Laketown Wharf Resort then this unit #2119 is a must see. Sunsets are breathtaking and the condo is being sold furnished and also includes all like new stainless kitchen appliances and stacked washer and dryer. This unit is professionally managed and professionally cleaned after every rental. It is in

  Mark Chambliss Coastal Palms Real Estate

  9860 S Thomas Dr Unit 2119, Panama City, FL 32408
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  /72

  $365,000

  • 3 Beds
  • 2 Baths
  • 1,412 Sq Ft

  5112 Kendrick St, Panama City, FL 32404

  This truly one-of-a-kind property offers 3,587 square feet under roof and sits on over one acre, with the entire property fully fenced and secured by a remote/keypad-operated double gate. The grounds feature a large pole barn water and electric already run to it, along with a firewood storage rack for the outdoor firepit, creating an ideal setup for recreational vehicle storage, RV connection, or

  Heather Neubauer ERA Neubauer Real Estate Inc

  5112 Kendrick St, Panama City, FL 32404
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  /28

  $309,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 1328, Panama City, FL 32408

  This unit is the owners personal unit and hasn't been rented since purchase. It is a lovely 2 bedroom, 2 full bath with a bonus bunk room condo. This home has stainless appliances, granite counters in kitchen and bathrooms, undermount lighting, includes all appliances and includes the stacked washer and dryer. Your GULF & Pool area views are incredible from the front door and Lake View and

  Mark Chambliss Coastal Palms Real Estate

  9902 S Thomas Dr Unit 1328, Panama City, FL 32408
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  /36

  $388,900

  • 2 Beds
  • 2 Baths
  • 1,056 Sq Ft

  689 Seashell Dr, Panama City, FL 32412

  This charming coastal cottage is perfectly situated in one of the area's most popular resorts... Venture Out! It offers the ideal blend of comfort, rental potential, and beachside living. Step inside to a bright, welcoming interior featuring an open living area with vaulted ceilings, built-ins, and abundant natural light. The spacious kitchen offers great cabinet storage, granite countertops, and

  David & Kelli Sims Sims Resort Realty, Inc

  689 Seashell Dr, Panama City, FL 32412
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  /41

  $329,000

  • 1 Bed
  • 1 Bath
  • 735 Sq Ft

  9850 S Thomas Dr Unit 1204W, Panama City, FL 32408

  Beautiful Sunbird Penthouse! One of the largest unit in the complex. As soon as you walk in you will see the breathtaking view of the Gulf of Mexico and the World's Most Beautiful Beaches. This unit has THE BEST Sunset views! Gated complex with plenty of parking, shuffleboard, tennis courts, pickleball (soon), laundry rooms, fitness center, and 3 large pools, one heated and a new tiki bar. The

  Erica Ledford Ledford Realty Group, LLC

  9850 S Thomas Dr Unit 1204W, Panama City, FL 32408
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  /31

  $379,000

  • 5 Beds
  • 2.5 Baths
  • 2,744 Sq Ft

  7125 Riverbrooke St, Panama City, FL 32404

  Spacious 5-Bedroom Home with Pond View in Barrett's Park - 2,744 Sq Ft! This house has the largest floor plan in Barrett's Park, offering 2,744 square feet of thoughtfully designed living space. Ideally located just 10 miles north of the former Panama City Mall and a 17-mile drive to Tyndall AFB, this spacious home combines comfort, functionality, and convenience. Step inside to an inviting

  Mike Herring Keller Williams Realty Emerald

  7125 Riverbrooke St, Panama City, FL 32404
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  /39

  $379,900

  • 3 Beds
  • 3 Baths
  • 1,427 Sq Ft

  7813 N Lagoon Dr Unit 8E, Panama City, FL 32408

  Life is grand on Grand Lagoon! This freshly updated 3MB/3MB Condominium in beautiful Greenwood Estates sports numerous updates including: new HVAC (2022); Water Heater (2024); Interior Paint (2025) and beautiful new Quartz Kitchen Countertops. Each bedroom has its own full bathroom with a two bedroom down and one up, unique and practical floorplan. Additionally, enjoy the extra space of the loft

  Daniel Hagen LPT Realty LLC

  7813 N Lagoon Dr Unit 8E, Panama City, FL 32408
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  /36

  $381,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,687 Sq Ft

  Sabal Plan at Indigo Lakes - Townhomes, Panama City, FL 32405

  The Sabal is a versatile two-story plan designed for flexible living. With 3 bedrooms and 3 baths, including a main-level primary suite with tile-to-ceiling shower and walk-in closet, this plan balances comfort, privacy, and convenience.Upstairs, a second primary suite and third bedroom with its own ensuite bath provide flexible options for family or guests. The kitchen features stainless steel

  Harris Doyle Homes Builder

  3204 Heartleaf Ave E Unit 37003977, Panama City, FL 32405
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  /2

  $375,000

  • Land
  • 5 Acres
  • $75,000 per Acre

  0000 Game Farm Rd, Panama City, FL 32405

  Located in Panama City right off Hwy 231 this is parcels 12620-000-000. 5-acre lot is zoned for C-3A General Commercial. This commercial lot is located in the heart of the Highland City area next to a busy gas station and a busy intersection. This is a prime location for many commercial needs for this area. ALL OFFERS WELCOME.

  Chris Campbell 850 Hometown Realty

  0000 Game Farm Rd, Panama City, FL 32405
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  /33

  $349,000

  • 2 Beds
  • 2 Baths
  • 1,086 Sq Ft

  8727 Thomas Dr Unit C2, Panama City, FL 32408

  Discover Coastal Living at Its Finest at Sugar Beach C-2 Welcome to Sugar Beach C-2, a beautifully updated two-bedroom, two-bath waterfront condominium located on the sugar-white sands of Panama City Beach. This residence offers an exceptional blend of comfort, style, and coastal charm, making it ideal as a primary home, second residence, or investment property. New HVAC, New Furniture, _ So much

  Chad Hatfield RealJoy Realty LLC

  8727 Thomas Dr Unit C2, Panama City, FL 32408
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  /6

  $399,999

  • Land
  • 2.33 Acres
  • $171,673 per Acre

  230 Sudduth Place, Panama City, FL 32404

  Prime Commercial Lot with Development Order in Place!Exceptional opportunity to acquire a 2.33-acre commercial property located parallel to Tyndall Parkway (US-98) in the heart of Parker, Florida. This site is positioned directly behind Hungry Howie's, Mr. Pho, and #1 Asian Buffet, between Planet Fitness/Winn-Dixie and USA Storage Centers, offering outstanding visibility, easy access, and

  Tillery Johnson Top Producers Real Estate Ctr

  230 Sudduth Place, Panama City, FL 32404
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  /18

  $359,000

  • 1 Bed
  • 2 Baths
  • 893 Sq Ft

  6213 Thomas Dr Unit 506, Panama City, FL 32408

  Mariner West Condominium complex is located on the quiet east end of Panama City Beach near St. Andrews State Park and the jetties. This 5th floor unit has been updated with wood grain style tile flooring, paint, lighting, brand new AC, and tasteful coastal decorations. With one large bedroom and two full baths, this condo is perfect for a small family or vacation rental. Building renovations are

  Cheri Bruckner Emerald Coast Realty Inc

  6213 Thomas Dr Unit 506, Panama City, FL 32408
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  /42

  $339,000

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  113 Redfish Way, Panama City, FL 32404

  This stunning 4-bedroom, 2-bathroom home, built in 2017, offers modern design, spacious living, and a prime location. With 1,768 square feet, the open floor plan seamlessly connects the kitchen, living, and dining areas, enhanced by 9 ft. ceilings that create an inviting and airy atmosphere. The well-appointed kitchen features granite countertops, stainless steel appliances, a bright white subway

  Kristen Barr Counts Real Estate Group Inc

  113 Redfish Way, Panama City, FL 32404
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  /31

  $387,500

  • 3 Beds
  • 2 Baths
  • 1,804 Sq Ft

  2602 Outlaws Way, Panama City, FL 32405

  Welcome to this stunning custom-built Craftsman-style home, completed in 2023! This beauty stands out with designer interior finishes and a luxurious feel throughout. Step inside to find soaring 9-foot ceilings and an open, light-filled floor plan. The chef's kitchen is the centerpiece of the home, featuring a striking custom tile backsplash, elegant wood cabinetry, quartz countertops, a farm

  Cindy Hamre Coastal Choice Realty LLC

  2602 Outlaws Way, Panama City, FL 32405
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  /44

  $330,000

  • 2 Beds
  • 2 Baths
  • 1,190 Sq Ft

  2100 W Beach Dr Unit S102, Panama City, FL 32401

  Experience coastal living at it's finest in this beautifully updated condo on the bay located in one of Panama City's most desirable waterfront communities. Unit S-102 offers the perfect blend of comfort and style. Step outside for breathtaking views of St Andrews Bay. Step inside to discover a bright open concept living space with large windows that fill the home with natural light. The modern

  Michelle Rydeski LPT Realty LLC

  2100 W Beach Dr Unit S102, Panama City, FL 32401
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  /32

  $368,900

  • 1 Bed
  • 1 Bath
  • 1,049 Sq Ft

  4100 Marriott Dr Unit 306, Panama City, FL 32408

  Central location of unit# 306 at Reflections is where you and your guest will want to be. It overlooks the 10,000 square foot zero entry pool. The smaller round heated pool can be enjoyed in the cooler months while watching the golfers tee off from number4. The best part is enjoying the peaceful bays views and watching the boats go out for a day of fishing or fun.This spacious one bedroom unit

  Tracie Tierney Top Producers Real Estate Ctr

  4100 Marriott Dr Unit 306, Panama City, FL 32408
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  /22

  $340,000

  • 4 Beds
  • 2 Baths
  • 1,728 Sq Ft

  3039 Headland Ave, Panama City, FL 32405

  Great investment opportunity! Beautiful Multi-family/duplex property with a huge beautiful backyard! Situated in a neighborhood in the heart of Panama City close to shopping and medical facilities. Each unit has 2 bedrooms, 1 bath, family room and kitchen. Freshly painted inside and out, 5 year old AC's on both sides, and a recent 4 point inspection and wind mitigation. Whether you're looking for

  Ralph Harvey ListWithFreedom.com Inc.

  3039 Headland Ave, Panama City, FL 32405
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  /51

  $345,000

  • 3 Beds
  • 2.5 Baths
  • 1,679 Sq Ft

  7554 Yellow Bluff Rd, Panama City, FL 32404

  Welcome home to this beautifully updated 3-bedroom, 2.5-bath residence located in the heart of Callaway. Designed for comfort and easy Florida living, this home features an inground saltwater pool, a fully fenced yard, and a peaceful setting with a walking park directly behind the property—no rear neighbors! Step inside to find tile and wood flooring throughout and a freshly painted interior that

  Chelsey Grier Hitchcock Real Estate LLC

  7554 Yellow Bluff Rd, Panama City, FL 32404
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  /70

  $349,000

  • 3 Beds
  • 2 Baths
  • 1,350 Sq Ft

  2100 W Beach Dr Unit N101, Panama City, FL 32401

  Rare opportunity for a ground floor 3 bedroom condominium, with desirable corner location and close access to the water...and even water views from inside your condo! Welcome to Landmark on St. Andrews Bay, where you can enjoy the ultimate Florida lifestyle! This single story 3-bedroom, 2-bathroom condo has been meticulously maintained and welcomes you with an open floor plan and soothing coastal

  Michele Morros Keller Williams Success Realty

  2100 W Beach Dr Unit N101, Panama City, FL 32401
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  /40

  $350,000

  • 1 Bed
  • 2 Baths
  • 893 Sq Ft

  6213 Thomas Dr Unit 507, Panama City, FL 32408

  Welcome to Mariner West, a Gulf-front mid-rise condominium perfectly located on the quiet east end of Thomas Drive. This fully furnished 1BR/2BA condo comfortably sleeps six and offers breathtaking ocean views from the kitchen, dining room, breakfast bar, and living area. Enjoy stunning sunsets from the spacious covered 5th-floor balcony overlooking the Gulf of Mexico.This condo has been

  Allen Owens Counts Real Estate Group Inc

  6213 Thomas Dr Unit 507, Panama City, FL 32408
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  /27

  $300,000

  • 3 Beds
  • 2 Baths
  • 1,470 Sq Ft

  5318 Peppertree Ct, Panama City, FL 32404

  This fully renovated two-story home is completely move-in ready. Updates include luxury wood-look tile flooring, oak wood stairs, and a brand-new kitchen with custom cabinetry, quartz countertops, and stainless steel appliances. Major improvements include a new roof (2022), new HVAC system (2023) with a 10-year warranty, new water heater, and updated plumbing, electrical, ductwork, insulation,

  Team Don and Bubba EXP Realty LLC

  5318 Peppertree Ct, Panama City, FL 32404
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  /34

  $309,000

  • 4 Beds
  • 2 Baths
  • 1,387 Sq Ft

  270 Boggy Creek Way, Panama City, FL 32404

  Located in Park Place in Callaway FL, this 4-bedroom, 2-bath Freeport floorplan offers 1,387 square feet of well-designed living space in one of the closest new construction communities to Tyndall Air Force Base. The welcoming entry opens into a bright, open-concept layout ideal for everyday living and entertaining. The kitchen features a large center island and granite countertops throughout the

  Whitney Durham Beach House Sales and Development

  270 Boggy Creek Way, Panama City, FL 32404
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  /17

  $307,000

  • 2 Beds
  • 2 Baths
  • 907 Sq Ft

  9900 S Thomas Dr Unit 1617, Panama City, FL 32408

  This is the popular ''C'' plan in Shores of Panama. GULF-FRONT MASTER BEDROOM and Gulf-front living room. The balcony on this style is huge. When you walk into this condo, you don't see only the Gulf of Mexico out the sliding glass doors. BEAUTIFUL VIEWS AND NO CARPET. Completely rental ready and fully furnished. Balcony repairs have already been completed. Dedicated parking space on the 5th

  Gabriel Stephani Pineapple Properties

  9900 S Thomas Dr Unit 1617, Panama City, FL 32408
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  /55

  $359,900

  • 1 Bed
  • 1 Bath
  • 1,049 Sq Ft

  4100 Marriott Dr Unit 406, Panama City, FL 32408

  Premier views overlooking a grand resort pool as well as the Grand Lagoon. New AC, new water heater, new dryer booster motor, newly painted throughout including all cabinetry with new hardware, new furniture which transfers, built-in bath storage added. Reliably maintained as a private residence. Overlooking Shell Island, St. Andrew's State Park, and the Bay, this light-filled unit delivers

  Craig Duran Berkshire Hathaway HomeServices Beach Properties of Florida

  4100 Marriott Dr Unit 406, Panama City, FL 32408
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  /5

  $303,400 New Construction

  • 3 Beds
  • 2 Baths
  • 1,717 Sq Ft

  5117 Salvation St, Panama City, FL 32404

  This thoughtfully designed layout offers a perfect fusion of comfort and style, creating a space that feels like home from the moment you step inside. Enter into a charming dining area that leads directly into the kitchen, providing ample room for relaxation and entertaining. The open concept design seamlessly connects the living room, dining area, and kitchen, creating a versatile and inviting

  Kimberly Suppa Adams Homes Realty, Inc.

  5117 Salvation St, Panama City, FL 32404
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  /33

  $334,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,799 Sq Ft

  3366 Rachel Place, Panama City, FL 32409

  Welcome to our new home at 3366 Rachel Place located in the peaceful Hodges Bayou Plantation community in Panama City, Florida. The Rhett is one of our popular one-story floor plans used in many communities in this area. With this 4 bedroom, 2 bath home, you will see 1,799 square feet of spacious living perfect for a small family to enjoy comfortably. As you walk inside the Rhett, you will see

  D.R. Horton Builder

  3366 Rachel Place, Panama City, FL 32409
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  /35

  $339,900

  • 4 Beds
  • 2 Baths
  • 1,787 Sq Ft

  4019 Pioneer Ln, Panama City, FL 32404

  Immaculately maintained 4-bedroom, 2-bath home located in the desirable Brighton Oaks subdivision. This open-concept floor plan offers comfortable living and effortless flow, perfect for both everyday life and entertaining. The spacious primary suite features a private en suite with a large soaking tub, walk-in shower, and an oversized walk-in closet. Three additional bedrooms are situated at the

  Scott Pippin Think Real Estate

  4019 Pioneer Ln, Panama City, FL 32404
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  $382,250 New Construction

  • 2 Beds
  • 2 Baths
  • 1,167 Sq Ft

  Thatch Plan at SweetBay - The Cottages, Panama City, FL 32405

  The Thatch is an efficient one-story home with 2 bedrooms and 2 baths, designed for easy, lock-and-leave living. The open layout maximizes space while offering plenty of storage with a large laundry room, pantry, and generous primary closet.The primary bath features a tile-to-ceiling shower, while a guest bath serves the second bedroom. Outdoor living includes a charming front porch, and multiple

  Harris Doyle Homes Builder

  3204 Heartleaf Ave E Unit 37003976, Panama City, FL 32405
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  /35

  $399,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,935 Sq Ft

  3078 Lucky Farm Ln, Panama City, FL 32404

  Under construction is this 4BR/2Ba one-story home with garage. Spacious Owners Suite Bedroom with bath, kitchen open to family room. Don't miss this opportunity to own in this new neighborhood. Homeowner Association Documents available for viewing upon request.Buyer to verify all dimensions

  Robert Ward REMAX By The Sea

  3078 Lucky Farm Ln, Panama City, FL 32404
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  /31

  $339,900

  • 3 Beds
  • 2 Baths
  • 1,800 Sq Ft

  708 Venetian Way, Panama City, FL 32405

  Beautifully updated 3-bedroom, 2-bath home located in Venetian Way in a welcoming, family-friendly neighborhood. Enjoy a spacious covered outdoor living area with a pergola, perfect for family gatherings, outdoor dining, or relaxing evenings. The fenced backyard offers a safe and private space for kids and pets to play. Inside, the renovated Master Bath has been thoughtfully designed to be

  Tonia Hathaway CENTURY 21 Commander Realty

  708 Venetian Way, Panama City, FL 32405

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