Panama City, FL Homes for Sale under $400,000

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  /41

  $320,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 1110E, Panama City, FL 32408

  Welcome to Unit 1110E at Sunbird Condominium, your coastal escape in the heart of Panama City Beach, Florida. This beautifully maintained 1-bedroom, 1-bath gulf-front condo offers spectacular, west-facing views of the Gulf of Mexico—perfect for soaking in the vibrant sunsets over the water from your private balcony. Perched on the 11th floor of the sought-after east tower, this unit offers

  Karen Smith Beachy Beach Real Estate

  9850 S Thomas Dr Unit 1110E, Panama City, FL 32408
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  /5

  $351,000

  • Land
  • 1.65 Acres
  • $212,727 per Acre

  1200 W 19th St, Panama City, FL 32405

  Lot #1. Great Commercial development opportunity. This premier location is zoned GC-2. The lot is 1.65 acres with 150' of road frontage on west 19th Street and 480' deep. The ENVIRONMENTAL RESOURCE PERMIT has been issued (FDEP No. 0278696-010-EM/03), which means the site is design ready with Stormwater Engineering and Wetland Delineation completed. This lot is one of five that can be subdivided,

  Andy Gonsalves Counts Real Estate Group Inc

  1200 W 19th St, Panama City, FL 32405
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  /34

  $369,950 Open Sun 11AM - 1PM

  • 4 Beds
  • 2 Baths
  • 1,751 Sq Ft

  3665 Cedar Park Dr, Panama City, FL 32404

  Welcome to Cedar Park, where beautiful homes, friendly neighbors, and everyday convenience come together to create the perfect place to call home. This 4-bedroom, 2-bathroom all-brick home built by Ben Wortman Construction offers a thoughtful blend of comfort, craftsmanship, and style that today's families will love. Step inside and you'll immediately feel the warmth of the open layout and

  Samantha Kotrous Counts Real Estate Group Inc

  3665 Cedar Park Dr, Panama City, FL 32404
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  /3

  $329,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,711 Sq Ft

  5133 Salvation St, Panama City, FL 32404

  This inviting design combines the timeless allure of a cottage-style home with modern functionality, creating a space that feels cozy and welcoming. Step inside and be greeted by a warm and open living area that serves as the heart of the home. The open concept design seamlessly connects the living room, dining area, and kitchen, creating a versatile and inviting atmosphere for gatherings with

  Kimberly Suppa Adams Homes Realty, Inc.

  5133 Salvation St, Panama City, FL 32404
• 

  $302,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,721 Sq Ft

  5167 Harvey St, Panama City, FL 32404

  Introducing the Alden, a beautiful home from the Holiday Builders’ Value collection designed to exceed your expectations. This charming 3 bedroom, 2 bath residence encompasses 1,721 square feet of well-designed living space and features a covered front entry that adds an inviting touch. Extra windows allow the abundant sunlight to gracefully dance across the home, infusing the space with a

  Holiday Builders Builder

  5167 Harvey St, Panama City, FL 32404
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  /41

  $359,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,799 Sq Ft

  5168 Porter Way, Panama City, FL 32404

  Welcome to the Rhett, located at the growing Titus Park community in Panama City, Florida. The Rhett is one of our popular one-story floor plans used in many communities in this area. With this 4 bedroom, 2 bath home, you will see 1,799 square feet of spacious living perfect for a small family to enjoy comfortably. As you walk inside the Rhett, you will see the long main hallway leading you to

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  5168 Porter Way, Panama City, FL 32404
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  /2

  $339,000

  • Land
  • 3.77 Acres
  • $89,920 per Acre

  4604 Britton Rd, Panama City, FL 32405

  PRIME FOR DEVELOPMENT! Located just south of Hwy 390 and a little east of Hwy 389, this 3.77 acre property consists of 2 parcels, with the vast majority in Flood Zone X (per the Bay Co Property Appraiser site). With 160' of frontage, ingress and egress should be no problem. Currently zoned R-1, property has water and sewer located close by on Hwy 390. Meas. are approximate.

  Richard Gheesling AMERICAN REALTY of Bay Co, Inc

  4604 Britton Rd, Panama City, FL 32405
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  /56

  $389,000

  • 1 Bed
  • 1 Bath
  • 1,049 Sq Ft

  4100 Marriott Dr Unit 706, Panama City, FL 32408

  Highly coveted 7th-floor condo in the 6th stack at Reflections at Bay Point Resort offering the best unobstructed views of the inlet, Gulf, and Shell Island. The view alone will have you starting and ending your day on the balcony, drink in hand, in absolute awe. Sold fully furnished and freshly updated with new HVAC, washer/dryer, paint, high-end furniture, artwork, queen sleeper sofa, and

  Nathan Lawrence Legacy Premier Agency

  4100 Marriott Dr Unit 706, Panama City, FL 32408
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  /20

  $329,000

  • 3 Beds
  • 2 Baths
  • 2,101 Sq Ft

  11504 Poston Rd, Panama City, FL 32404

  Discover your dream home in the serene community of Sunrise at East Bay, conveniently located near Eastern Ship Building and Tyndall Air Force Base. This like-new residence boasts luxury features designed for comfort and efficiency, including impact-rated windows and doors, 2x6 wall construction, and spray foam attic insulation. Enjoy gourmet cooking in the kitchen with granite countertops and

  Hope Abbott Turner Keller Williams Realty Emerald

  11504 Poston Rd, Panama City, FL 32404
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  /23

  $397,900

  • 3 Beds
  • 2 Baths
  • 2,598 Sq Ft

  248 Sukoshi Dr, Panama City, FL 32404

  Beautifully Updated Home Near Tyndall Air Force Base Welcome to 248 Sukoshi Drive, located in the heart of Callaway just minutes from Tyndall AFB. This beautifully updated brick home offers the perfect combination of comfort, functionality, and modern design. The spacious kitchen features dark custom cabinetry, butcher block countertops, stainless steel appliances, and ample storage space, ideal

  Buck Henry CENTURY 21 Commander Realty

  248 Sukoshi Dr, Panama City, FL 32404
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  $388,326 New Construction

  • 4 Beds
  • 3 Baths
  • 2,074 Sq Ft

  3748 Basal St, Panama City, FL 32404

  Valor Communities Builder

  3748 Basal St, Panama City, FL 32404
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  /36

  $390,000

  • 3 Beds
  • 2 Baths
  • 1,803 Sq Ft

  3695 Cedar Park Dr, Panama City, FL 32404

  Exceptional Home in Cedar Park. Move-In Ready and Loaded with Upgrades!Built in 2017 and thoughtfully rebuilt in 2019, this beautifully designed home combines quality construction, modern style, and everyday functionality. Offering 3 bedrooms, 2 baths, and approximately 1,803 sq ft of living space, every detail has been carefully considered for comfort and efficiency.The inviting great

  Luisa Dick Coldwell Banker Realty

  3695 Cedar Park Dr, Panama City, FL 32404
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  /35

  $350,000

  • 4 Beds
  • 2 Baths
  • 2,180 Sq Ft

  509 Tracey Dr, Panama City, FL 32404

  This 2100+ square foot home is situated in a non-HOA neighborhood with close proximity to Tyndall Airforce Base. This home boasts a new HVAC system and a new roof. Split floorplan with 4 bedrooms and 2 bathrooms, 2 car garage. This home is also located conveniently close to shopping, a public boat ramp, dining, and other recreational areas.

  Matthew Gainer Horsley Real Estate Group

  509 Tracey Dr, Panama City, FL 32404
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  /47

  $369,999

  • 3 Beds
  • 2 Baths
  • 1,813 Sq Ft

  3869 Sandpine Way, Panama City, FL 32404

  Welcome to this stunning, move-in-ready home in the sought-after College Station community! From the landscaped yard and covered front porch to the open-concept layout with tray ceilings, luxury vinyl plank flooring, and tasteful finishes, this home blends comfort and style throughout. Enjoy a spacious dining room with a bay window, a kitchen with granite countertops, stainless appliances, a

  Denise Myers Elite Realty

  3869 Sandpine Way, Panama City, FL 32404
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  /71

  $349,000

  • 3 Beds
  • 2 Baths
  • 1,476 Sq Ft

  946 Rosemont Dr, Panama City, FL 32405

  Welcome to 946 Rosemont Drive, a thoughtfully remodeled home offering modern updates, functionality, and an unbeatable central Panama City location. This move-in-ready property has been extensively updated to provide peace of mind and contemporary style throughout. Recent renovations include all new windows, updated flooring, fresh interior and exterior paint, and a brand-new HVAC system. The

  Chelsey Grier Hitchcock Real Estate LLC

  946 Rosemont Dr, Panama City, FL 32405
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  /29

  $314,900 New Construction

  • 4 Beds
  • 2 Baths
  • 2,045 Sq Ft

  The Ryder Plan at Morningside, Panama City, FL 32404

  Welcome to the Ryder, a new home floor plan at Morningside in Panama City, Florida. The Ryder is a large open floor plan design complete with many features and space for you and your family. As you walk up to the home, you will be welcomed by the covered front porch and the spacious two-car garage. Around the house you will see durable vinyl siding all around, large yards at Morningside, and a

  D.R. Horton Builder

  7467 Morningside Dr Unit 36208594, Panama City, FL 32404
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  /32

  $399,900 New Construction

  • 5 Beds
  • 3 Baths
  • 2,145 Sq Ft

  5160 Porter Way, Panama City, FL 32404

  Welcome to 5160 Porter Way, one of our new homes at Titus Park in Panama City, Florida. The Kennedy is a 5 bedroom, 3 bathroom home with 2145 square feet of beautiful, spacious living making this the perfect home for a family looking for more room or for those who want to have family and friends visit the popular Panama City, located just miles down the road. When you enter this beautiful home,

  D.R. Horton Builder

  5160 Porter Way, Panama City, FL 32404
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  /32

  $379,900

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 804, Panama City, FL 32408

  Own a slice of paradise at *Seychelles Resort Condominium*! This coveted beachfront retreat is perfectly perched along 200 feet of sugar-white sand and sparkling emerald waters over the Gulf. This 1BR, 2 BA condo offers an unbeatable opportunity for a 2nd home, vacation getaway, or income-producing rental. This beautiful unit sleeps six, a smart layout includes hallway bunks, king bed in Master

  Ralph Harvey ListWithFreedom.com Inc.

  5115 Gulf Dr Unit 804, Panama City, FL 32408
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  /14

  $329,000

  • 3 Beds
  • 2 Baths
  • 1,431 Sq Ft

  5505 Merritt Brown Rd, Panama City, FL 32404

  Located in the quiet Cherokee Heights neighborhood, this classic three-bedroom, two-bath brick home offers durability and a spacious .32-acre lot. The interior features a split-bedroom floor plan, custom cabinets, and granite countertops. Washer and Dryer remain with sale of property. Families will appreciate being within walking distance of Tommy Smith Elementary and Merritt Brown Middle School,

  Anne Stroud Top Producers Real Estate Ctr

  5505 Merritt Brown Rd, Panama City, FL 32404
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  /31

  $369,500

  • 4 Beds
  • 3 Baths
  • 1,904 Sq Ft

  231 Bayou Bend Ln, Panama City, FL 32404

  Beautiful 4-bedroom, 3-bathroom home located just minutes from Tyndall Air Force Base. This home features a modern split floor plan with an open-concept kitchen, dining, and living area, perfect for everyday living and entertaining. The kitchen offers stainless steel appliances, a gas stove and oven, quartz countertops, a spacious island, walk-in pantry, and drinking-water filtration system. The

  Alejandra Fernandez BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

  231 Bayou Bend Ln, Panama City, FL 32404
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  /13

  $302,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,697 Sq Ft

  3124 Breezy Bay Ct, Panama City, FL 32409

  Welcome to the Aria, a new home floor plan at Hodges Bayou in Southport, Florida. This home has three bedrooms, two full bathrooms and a 2-car garage. Step inside through the covered entry where you will find a bright foyer leading into the optimized living space designed with open concept kitchen overlooking the living area, dining room, and covered back patio. You'll notice the beautiful EVP

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  3124 Breezy Bay Ct, Panama City, FL 32409
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  /20

  $330,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,439 Sq Ft

  702 N 9th St, Panama City, FL 32404

  Welcome to Your Dream Home in a fabulous location on the east side! Brand-new construction on a huge corner lot in an unbeatable location! Situated just steps away from the Parker Environmental Park and Sports Complex, your family will enjoy instant access to recreational amenities including tennis and pickleball courts, basketball courts, a dog park, a playground, and a boat ramp servicing

  Thom Bachelder Panhandle Real Estate

  702 N 9th St, Panama City, FL 32404
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  /32

  $325,000 New Construction

  • 4 Beds
  • 3 Baths
  • 2,080 Sq Ft

  2729 Usery Rd, Panama City, FL 32404

  Not your typical townhome, this stunning new build offers 2,080 square feet of beautifully designed living space with 4 spacious bedrooms and 3 full bathrooms. The flexible layout includes a main-level bedroom that can easily convert into a home office, giving you the perfect balance between work and life. Step into the first floor, the true heart of the home, featuring modern stainless steel

  Jennifer Avila Coldwell Banker Realty

  2729 Usery Rd, Panama City, FL 32404
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  /7

  $350,000

  • 1,884 Sq Ft

  340 N Tyndall Pkwy, Panama City, FL 32404

  PRICE REDUCED. OWNER FINANACING WITH 25% DOWN. Nice lot with a concrete structure on it. There is an office in the center of 4 concrete structures that are open in each end. At this time cannot be used as a car wash.Close to Tyndall AFB with steady traffic daily.

  Cynthia Luster Coastal Property Services, Inc

  340 N Tyndall Pkwy, Panama City, FL 32404
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  /27

  $364,000 Open Fri 3PM - 5PM

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  9450 S Thomas Dr Unit 2105D, Panama City, FL 32408

  THE LOWEST PRICED UNIT IN BOARDWALK BEACH RESORT AS OF 11/18/25! Welcome to your slice of paradise on the white sands of Panama City Beach! This beautiful 1 bedroom, 1 bathroom gulf-front condo at the highly sought-after Boardwalk Resort offers breathtaking, unobstructed views of the emerald waters right from your private balcony.Perfectly located, you'll be just steps from popular

  Brittany Whittaker Beachy Beach Real Estate

  9450 S Thomas Dr Unit 2105D, Panama City, FL 32408
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  /45

  $320,000

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  9900 S Thomas Dr Unit 1509, Panama City, FL 32408

  PANORAMIC GULF VIEWS + VACATION-READY! Perched on the 15th floor of the iconic Shores of Panama, this turnkey beach retreat sets you up for an incredible vacation-rental opportunity and an effortless coastal escape. Step onto the private balcony and take in sweeping, unobstructed views of the emerald waters and sugar-white sand—sunrise coffee and sunset colors never get old. From the beach

  The Wheeler Sauls Collective Salty Marlin Realty LLC

  9900 S Thomas Dr Unit 1509, Panama City, FL 32408
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  /123

  $356,119 New Construction

  • 2 Beds
  • 2 Baths
  • 1,375 Sq Ft

  1092 Blazing Star St Unit LOT 506 - MANGROVE P, Panama City, FL 32405

  Builder is offering a $15,000 use-as-you-choose incentive or Rates as low as 4.99% PLUS $7,500 towards closing costs with preferred lender! This low-maintenance lock-and-leave Cottage is in the popular waterfront community of SweetBay! These cottages are perfect if you're ready to stop doing yard work and enjoy the phenomenal lifestyle that SweetBay has to offer! The Mangrove plan by Harris Doyle

  Janet Melton SweetBay Realty

  1092 Blazing Star St Unit LOT 506 - MANGROVE P, Panama City, FL 32405
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  /21

  $319,999

  • 3 Beds
  • 1.5 Baths
  • 1,600 Sq Ft

  1030 Jenks Ave, Panama City, FL 32401

  1030 Jenks Ave is currently zoned for both Commercial and Residential and is vacant and ready for any owner. Zoned Mix Use-3, the property allows for many different Commercial or Residential purposes. Single family residence, childcare or family daycare center, grocery or convenience retail store, dance or music studio, professional office space, or food establishments to name just a few. Please

  Elaine Fenster Coastal Palms Real Estate

  1030 Jenks Ave, Panama City, FL 32401
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  /21

  $320,480 New Construction

  • 4 Beds
  • 2 Baths
  • 2,000 Sq Ft

  3940 Alwyn Cashe Ave, Panama City, FL 32404

  This single-story home shares an open layout between the kitchen, nook and family room for easy entertaining, along with access to the covered patio for year-round outdoor lounging. A luxe owner's suite is in a rear of the home and comes complete with an en-suite bathroom and walk-in closet. There are three secondary bedrooms near the front of the home, ideal for household members and overnight

  Lennar Builder

  3940 Alwyn Cashe Ave, Panama City, FL 32404
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  /15

  $345,790 New Construction

  • 4 Beds
  • 2 Baths
  • 2,201 Sq Ft

  11445 Godart St, Panama City, FL 32404

  Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in

  Shae Shepherd Adams Homes Realty, Inc.

  11445 Godart St, Panama City, FL 32404
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  /19

  $334,999

  • 3 Beds
  • 2 Baths
  • 1,557 Sq Ft

  108 Saw Grass Way, Panama City, FL 32404

  If you've been searching for a home that feels just right in the Lynn Haven Area, this is the perfect fit. 2 minutes away from the newly established Publix plaza which includes a Circle K, Starbucks, Nail Salon, McDonalds and more! The moment you step inside, you'll notice how inviting the layout is, with 3 spacious bedrooms and 2 full bathrooms designed for comfort and easy living. The home

  Jacob Hutchins CENTURY 21 Commander Realty

  108 Saw Grass Way, Panama City, FL 32404
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  /22

  $385,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,730 Sq Ft

  6228 Imperial Dr, Panama City, FL 32404

  Welcome to 6228 Imperial Drive, a stunning brand-new build nestled in a quiet neighborhood. This 4-bedroom, 2-bath home blends modern style with everyday comfort, featuring a spacious open layout, elegant waterfall granite countertops, and sleek stainless steel appliances. Relax by the cozy fireplace or entertain with ease in the bright, airy living spaces. The home also includes a 2-car garage

  Christie Knowles LoKation Real Estate

  6228 Imperial Dr, Panama City, FL 32404
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  /2

  $399,000

  • Land
  • 5 Acres
  • $79,800 per Acre

  11432 Highway 77, Panama City, FL 32409

  Great 5 acre parcel with the front 2.5 acres zoned C-3 general commercial and the back 2.5 acres zoned residential. Water and sewer are available at the street.

  Maxie Fleming-Hecht Lagoon Realty

  11432 Highway 77, Panama City, FL 32409
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  /43

  $380,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 1628, Panama City, FL 32408

  A must see completely remodeled 3-bedroom 2 bath unit at Laketown Wharf. This unit has a new HVAC 2023, New water heater & pressure reducer valve 2025, Updated soft close cabinets 2025, new granite 2025, beautiful cabinetry in bathrooms, new furniture, new drapes, leather couches, new file flooring, new sinks & toilets 2025, new fridge 2024, new dishwasher & dryer 2023, new master bedroom

  Denise Hindes Coastal Living Realty & Associates

  9902 S Thomas Dr Unit 1628, Panama City, FL 32408
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  /24

  $345,000

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  204 Bonita Cir Unit F, Panama City, FL 32408

  Charming 2-bedroom, 2-bathroom waterfront townhome at 204 Bonita Circle, Unit F in Panama City Beach. This well-maintained unit offers stunning water views, direct access to a boat slip, and a spacious layout perfect for relaxation. Both bedrooms are generously sized, with full baths located upstairs and downstairs for added convenience. Enjoy the private courtyard for outdoor living, as well as

  Melissa Harbour Kratish Gulf Life Real Estate Inc

  204 Bonita Cir Unit F, Panama City, FL 32408
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  /59

  $369,000

  • 2 Beds
  • 2 Baths
  • 1,322 Sq Ft

  2605 Mystic Ln Unit PO21, Panama City, FL 32408

  Water front community located directly on St. Andrews Bay. Waterhaven is a gated, non-rental community unlike any other. The beautiful, formal entry leads to this first floor, 2 bedrooms, 2 bath condo. This open-concept living/dining area leads to a high-end kitchen including a Sub-Zero refrigerator, Viking 6 burner gas range, Bosch dishwasher, ice maker and wine chiller at the wet bar. Water

  Tina Gates Anchor Realty Florida

  2605 Mystic Ln Unit PO21, Panama City, FL 32408
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  /40

  $305,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,368 Sq Ft

  2411 E 16th St, Panama City, FL 32405

  Welcome to 2411 E. 16th Street, a brand-new construction home nearing completion in a convenient Panama City location. This thoughtfully designed 3-bedroom, 2-bath residence offers a modern open-concept layout with high-end finishes that blend style, comfort, and functionality.As you approach the home, you'll appreciate the attractive curb appeal and spacious lot, offering excellent

  Justin Cater LLC EXP Realty LLC

  2411 E 16th St, Panama City, FL 32405
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  /4

  $355,000

  • Land
  • 6.28 Acres
  • $56,529 per Acre

  2328 Transmitter Rd, Panama City, FL 32404

  Prime Development Opportunity - Bay County, FloridaThis exceptional 6.281-acre corner parcel offers a prime opportunity for commercial or mixed-use development. Ideally located just 1.5 miles from both Highway 231 and U.S. Highway 98, the property sits at the intersection of Transmitter Road and Brentwood Place, featuring approximately 400 feet of frontage along Transmitter Road. All

  Raul Hernandez Legacy Premier Agency

  2328 Transmitter Rd, Panama City, FL 32404
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  /62

  $397,500

  • 3 Beds
  • 2.5 Baths
  • 1,608 Sq Ft

  2604 Mystic Ln Unit PO13, Panama City, FL 32408

  Step into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven—a private, gated, non-rental community set directly on the shores of St. Andrews Bay.Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a

  Zacarias Sanchez Think Real Estate

  2604 Mystic Ln Unit PO13, Panama City, FL 32408
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  /13

  $302,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,697 Sq Ft

  3132 Breezy Bay Ct, Panama City, FL 32409

  Welcome to the Aria, a new home floor plan at Hodges Bayou in Southport, Florida. This home has three bedrooms, two full bathrooms and a 2-car garage. Step inside through the covered entry where you will find a bright foyer leading into the optimized living space designed with open concept kitchen overlooking the living area, dining room, and covered back patio. You'll notice the beautiful EVP

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  3132 Breezy Bay Ct, Panama City, FL 32409

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