Panama City, FL Homes for Sale under $500,000

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  /48

  $425,000

  • 3 Beds
  • 3 Baths
  • 2,305 Sq Ft

  2707 Pembroke Dr, Panama City, FL 32405

  Come see your new home sweet home! The perfect location for the young family active in the community, close to schools, church, shopping, and medical facilities. This home is spacious, comfortable, inviting, and meticulously cared for. This brick home in the highly desirable Forest Park East neighborhood is move-in ready or add your personal touch to make it your own. With three bedrooms, three

  Jo Sapp Beach King Realty

  2707 Pembroke Dr, Panama City, FL 32405
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  /44

  $425,000

  • 9 Beds
  • 6 Baths
  • 3,192 Sq Ft

  2721 E 19th St, Panama City, FL 32405

  Investment Opportunity! This is a turnkey Mobile Home Park for sale that is located in the heart of Panama City. All three 2023 homes are like new and ready to go! The property is easily accessible and is convenient to Tyndall Air Force Base. This setup is streamlined to be income producing. Whether you are an experienced Investor or just entering the mobile home park space, this property could

  Jessica Wilson Northwest Florida Realty, LLC

  2721 E 19th St, Panama City, FL 32405
• 

  

  

  /50

  $499,000

  • 3 Beds
  • 2 Baths
  • 1,068 Sq Ft

  73 Gulf Loop, Panama City, FL 32408

  Amazing location on this 3 bedroom, 2 bath home with home with amazing views of St. Andrews State Park right in your own backyard. The kitchen is large and open to the living room. Great open floor plan and all of the rooms are good size! This home will be sold furnished and turnkey ready for rentals or make this gorgeous home your 2nd home! The best part of all is the stunning views of St.

  David & Kelli Sims Sims Resort Realty, Inc

  73 Gulf Loop, Panama City, FL 32408
• 

  $449,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,620 Sq Ft

  Waverly Plan at SweetBay - The Cottages, Panama City, FL 32405

  The Waverly plan by Harris Doyle Homes is offered in Indigo Lakes. This sought after single level home offers an expansive vaulted ceiling in both the dining and open great room. The gorgeous island kitchen comes standard with stainless appliances, stone countertops and a tile backsplash. The private primary suite has a spacious bath with tile-to-ceiling shower, dual vanities, and an adjoining

  Harris Doyle Homes Builder

  3204 Heartleaf Ave E Unit 37003970, Panama City, FL 32405
• 

  

  

  /20

  $487,990 New Construction

  • 4 Beds
  • 3 Baths
  • 2,750 Sq Ft

  12816 Lake Merial Strand Dr, Panama City, FL 32409

  Introducing the Rosemary floorplan from the Cornerstone collection by Holiday Builders. This impressive home offers 4 bedrooms, a den, 3 total baths, a 2-car garage, and 2,750 square feet of luxurious living space. As you enter through the stately covered porch, you’ll step into a welcoming foyer. To the right, a formal dining room awaits, providing an elegant space for hosting dinner parties and

  Holiday Builders Builder

  12816 Lake Merial Strand Dr, Panama City, FL 32409
• 

  /2

  $454,900

  • Land
  • 0 Acre

  1035 E 23rd St, Panama City, FL 32405

  Superb location on 23rd street with high traffic count and visibility. Property is located right before I Hopp on the left and corner of Mercedes Street, and in front of 'Days Inn Suites'. Seller is interested in splitting/dividing this parcel in front of the Hotel as he has no need for it. Land is high and dry and ready to build for office building, oil change and numerous other possibilities.

  Marco Cooper Coastal Sun Realty LLC

  1035 E 23rd St, Panama City, FL 32405
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  /48

  $449,000

  • 5 Beds
  • 3.5 Baths
  • 2,559 Sq Ft

  744 Cottonwood Ct, Panama City, FL 32404

  Check out this RARE property with an attached Mother-in-law suite/ guests living quarters!! This versatile 5-bedroom, 3.5-bath property tucked away on a quiet cul-de-sac. The main residence features 4 bedrooms and 2.5 baths, an open living and dining area with 10' ceilings, and a dedicated office, perfect for remote work or a quiet study. Cozy up around the electric fireplace, while enjoying

  Danielle Britton World Impact Real Estate

  744 Cottonwood Ct, Panama City, FL 32404
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  /76

  $449,000

  • 4 Beds
  • 2 Baths
  • 2,443 Sq Ft

  3534 Token Rd, Panama City, FL 32405

  Welcome to 3534 Token Road — a spacious 4-bedroom, 2-bath brick home nestled on nearly three-quarters of an acre at the end of a quiet cul-de-sac, offering peace and privacy in a convenient Panama City location. Inside, you'll find a desirable split-bedroom layout and an open-concept design that seamlessly connects the living, dining, and kitchen areas — the perfect gathering space for family and

  Ricky Ingram Solis Real Estate of Florida

  3534 Token Rd, Panama City, FL 32405
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  /2

  $442,500

  • Land
  • 28.49 Acres
  • $15,532 per Acre

  2141 Hwy 2297, Panama City, FL 32404

  This is a phenomenal acreage for this area. This parcel is 90% in the X Shaded flood zone( no flood insurance required) and 80 percent of the property has contour elevations greater than 10 ft. This property is in Bay County, Zoned R-1. The size of the property allows for development. The 1.03 acre lot at 2141 Hwy 2297(07399-057-000) allows access to the acreage and is included in the sale making

  Bruce Mackay ERA Neubauer Real Estate Inc

  2141 Hwy 2297, Panama City, FL 32404
• 

  

  /35

  $405,000

  • 4 Beds
  • 2 Baths
  • 1,856 Sq Ft

  3010 Harrier St, Panama City, FL 32405

  Welcome home to this thoughtfully designed 4-bedroom, 2-bathroom residence that blends comfort, style, and functionality. From the moment you step inside, you're greeted by a spacious foyer that sets the tone for the rest of the home. The home features a quality mix of vinyl plank flooring and tile, offering both durability and easy maintenance while maintaining a clean, modern look. The kitchen

  Joshua Hoey Think Real Estate

  3010 Harrier St, Panama City, FL 32405
• 

  

  /22

  $479,900

  • 2 Beds
  • 2 Baths
  • 1,152 Sq Ft

  9450 S Thomas Dr Unit 1703C, Panama City, FL 32408

  Make your escape to the Boardwalk Beach Resort! This 2 bedroom, 2 bathroom condo features an open concept floor plan with sparkling floor to ceiling windows. Every picture and piece of furniture adds to the interior's decor. There is plenty of living space with comfortable seating and multiple dining areas. A fully equipped kitchen with granite counter tops includes plenty of cookware and

  Reggie Johns Portfolio Real Estate and Management Group

  9450 S Thomas Dr Unit 1703C, Panama City, FL 32408
• 

  

  /41

  $419,999

  • 4 Beds
  • 2 Baths
  • 2,680 Sq Ft

  2916 Fairmont Dr, Panama City, FL 32405

  2916 Fairmont Dr. was built in 1983 by Bob Edwards—widely recognized as one of Bay County's finest builders—showcases his signature craftsmanship and timeless design. Constructed of solid brick, the 4 bedroom + 2 full bath residence features exposed brick accents in the living room and kitchen, along with a distinctive brick wall in the foyer, a hallmark of all Edwards homes. The kitchen is

  Katilyn Scott Compass Florida, LLC

  2916 Fairmont Dr, Panama City, FL 32405
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  /62

  $477,000

  • 2 Beds
  • 2 Baths
  • 1,152 Sq Ft

  9450 S Thomas Dr Unit 1209C, Panama City, FL 32408

  Welcome to Boardwalk Condos. From the developer and his concepts to the architects that put the plans on paper to the builder who finished the building, all three worked closely together to come up with a beautiful and unique complex. As you pull up to the grand covered entrance you know you are not at an ordinary condo complex on the beach. You are welcomed by a beautiful front entryway which

  Greg Taylor Counts Real Estate Group Inc

  9450 S Thomas Dr Unit 1209C, Panama City, FL 32408
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  /30

  $470,000

  • 3 Beds
  • 2 Baths
  • 1,305 Sq Ft

  3922 Ocean View Dr, Panama City, FL 32408

  Ideally located just minutes from the sugar-white sands of Panama City Beach, this fully furnished 3-bedroom, 2-bath beach house offers the perfect blend of coastal living and investment potential. Situated near Beach Access #16 and Rick Seltzer Park, the home provides quick and easy access to the Gulf, making beach days effortless. Inside, you'll find a bright, open living area with 9' ceilings

  Cindy Hamre Coastal Choice Realty LLC

  3922 Ocean View Dr, Panama City, FL 32408
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  /14

  $493,990 New Construction

  • 3 Beds
  • 3 Baths
  • 2,659 Sq Ft

  12818 Lake Merial Strand Dr, Panama City, FL 32409

  Introducing the Eden, an exceptional floorplan from the Cornerstone collection by Holiday Builders. This stunning home offers a spacious and well-designed layout, combining functionality, style, and comfort to meet your every need. As you step into the foyer, you’ll immediately notice a den on the left, providing a versatile space that can be tailored to your preferences. Whether you envision it

  Holiday Builders Builder

  12818 Lake Merial Strand Dr, Panama City, FL 32409
• 

  

  /3

  $499,000

  • Land
  • 0.08 Acre
  • $6,237,500 per Acre

  2616 Mound Ave, Panama City, FL 32405

  Build your dream home just steps from the Bay! This oversized .80-acre parcel sits in a prime Panama City location with three sides of road frontage and plenty of room to design the lifestyle you want. Imagine morning coffee with Bay breezes and quick access to boat launches just minutes away. Students, faculty, or investors will love the convenience of being near FSU Panama City and Gulf Coast

  Joy Key Anchor Realty Florida

  2616 Mound Ave, Panama City, FL 32405
• 

  $500,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,768 Sq Ft

  713 Crystal Bayou Blvd, Panama City, FL 32407

  The Sawgrass is a spacious one-story home with 3 bedrooms and 2 baths, designed for effortless, single-level living. The open layout connects the great room, dining area, and eat-in island kitchen, complete with stainless appliances, stone countertops, tile backsplash, and a walk-in pantry.The private primary suite includes a tile-to-ceiling shower, dual vanities, optional tub, and walk-in

  Harris Doyle Homes Builder

  713 Crystal Bayou Blvd, Panama City, FL 32407
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  /59

  $445,000

  • 2 Beds
  • 2 Baths
  • 1,015 Sq Ft

  6505 Thomas Dr Unit 1009, Panama City, FL 32408

  SUNSETS FIRST...NOISE LAST. Introducing an elevated beachfront retreat, for those who know where to look! Positioned high above the shoreline in the sunset-facing B stack, this 10th-floor residence at The Summerhouse delivers a combination that's increasingly hard to find: elevation, privacy, and unobstructed Gulf views—all in one of the resort's most desirable locations. This 2-bedroom, 2-bath

  Stephanie Craven Counts Real Estate Group

  6505 Thomas Dr Unit 1009, Panama City, FL 32408
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  /56

  $400,000

  • 3 Beds
  • 2 Baths
  • 2,218 Sq Ft

  12808 Merial Waters Pass, Panama City, FL 32409

  Beautifully maintained 3-bedroom, 2-bathroom all-brick home located in one of Bay County's most highly sought-after gated communities, complete with a private lake. Offering over 2,200 sq ft of heated and cooled living space, this property blends generous room sizes with stylish finishes to create the perfect environment for both relaxing and entertaining. Lake Merial is a 300-acre gated

  Jordan Jarrett Keller Williams Success Realty

  12808 Merial Waters Pass, Panama City, FL 32409
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  /54

  $470,983 New Construction

  • 4 Beds
  • 2 Baths
  • 1,620 Sq Ft

  1510 Drift Rose Ct Unit LOT 745 - WAVERLY PL, Panama City, FL 32405

  Builder is offering a $15,000 use-as-you-choose incentive or Rates as low as 4.49% PLUS $7,500 towards closing costs with preferred lender! The Waverly plan by Harris Doyle Homes in Indigo Lakes at SweetBay is ready for a new owner soon! The open great room has tall ceilings and connects to the dining area and island kitchen with stainless appliances, stone countertops and tile backsplash all

  Janet Melton SweetBay Realty

  1510 Drift Rose Ct Unit LOT 745 - WAVERLY PL, Panama City, FL 32405
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  /37

  $430,000

  • 3 Beds
  • 2 Baths
  • 1,698 Sq Ft

  7238 Skywater Dr, Panama City, FL 32404

  Completely Remodeled Waterfront Home in Deerpoint Estates!Welcome to this stunning canal-front home in the highly sought-after Highpoint area! Situated on a spacious 100x200 lot with direct access to beautiful Deerpoint Lake, this 3-bedroom, 2-bath brick home has been completely remodeled down to the studs—everything is brand new and designed with today's modern styles and finishes. Inside,

  Daryle Burkey Coldwell Banker Realty

  7238 Skywater Dr, Panama City, FL 32404
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  /46

  $465,000

  • 4 Beds
  • 3 Baths
  • 2,204 Sq Ft

  2902 Short Tail Ct, Panama City, FL 32405

  Come check out this beautiful updated single story 4-bedroom 3 bath home in the stunning community of Hawks Landing. You will be impressed with the oversized lot that backs up to the nature preserve and only having 1 neighbor on a cul-de-sac ensures peace and quiet that we all desire. With a 2019 shingle roof, 2018 AC system, 2019 hot water heater, impact windows, along with an updated kitchen

  James Fish Compass

  2902 Short Tail Ct, Panama City, FL 32405
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  /37

  $415,000

  • 3 Beds
  • 2 Baths
  • 1,825 Sq Ft

  1539 Donna Ave, Panama City, FL 32404

  ** 3.125% assumable mortgage!!!** Welcome to your dream home at the beach. This stunning SFH underwent a full renovation in 2020 including new roof. With many more upgrades completed in 2024, new pool pump, patio awning, pump well, sprinkler system, recessed can lighting and living room layout redesign. The kitchen has gas oven and range, island with breakfast bar and sleek granite countertops.

  Tiffani Salinas Compass

  1539 Donna Ave, Panama City, FL 32404
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  /32

  $439,900 Open Sun 2PM - 4PM

  • 3 Beds
  • 2 Baths
  • 2,095 Sq Ft

  7312 Highway 2311, Panama City, FL 32404

  Experience the best of Deerpoint Estates living in this well-maintained 3-bedroom, 2-bath home located less than two minutes from the Deerpoint Lake boat ramp. This property is ideal for buyers seeking lake access, boating, fishing, and a relaxed North Bay County lifestyle with space to store boats, RVs, and recreational toys. Inside, the home offers a bright and inviting atmosphere with raised

  Raymond Williams PA Think Real Estate

  7312 Highway 2311, Panama City, FL 32404
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  /54

  $499,000

  • 3 Beds
  • 2.5 Baths
  • 3,244 Sq Ft

  5108 Blue Harbor Dr, Panama City, FL 32404

  Welcome to Paradice, where you can enjoy beautiful sunsets over Pitts Bayou. This home offers easy access to deep water for boats with a 6-foot draft and includes a 16-foot wide boat slip. A full-service marina is just a quarter mile away. As you enter, you'll find 10-foot ceilings with recessed lighting throughout. The kitchen has dark wood cabinets and granite countertops, with a breakfast bar

  Melany Hathcock Keller Williams Success Realty

  5108 Blue Harbor Dr, Panama City, FL 32404
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  /40

  $489,000

  • 3 Beds
  • 2 Baths
  • 1,407 Sq Ft

  324 S Palo Alto Ave, Panama City, FL 32401

  Introducing an exceptionally refined 3-bedroom, 2-bath residence offering 1,407 sq. ft. of impeccably finished, heated and cooled living space in the prestigious, historic Cove neighborhood—just minutes from Downtown Panama City's waterfront, dining, and the renowned St. Andrews Yacht Club.Reimagined with uncompromising craftsmanship, this home has undergone a complete high-end renovation,

  Zacarias Sanchez Think Real Estate

  324 S Palo Alto Ave, Panama City, FL 32401
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  /35

  $479,900 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,758 Sq Ft

  The Camden Plan at Liberty, Panama City, FL 32404

  Welcome to the Camden, a new home floor plan at Liberty in sunny Panama City, Florida. The Camden is a spacious 4 bedroom, 3.5 bath home with over 2700+ square feet of comfort. The Camden floor plan has many sought after benefits including a roomy three car garage, an appointed dining room, and the highlighted feature is the bonus room with an attached bedroom and bathroom that can be used as an

  D.R. Horton Builder

  6225 Chapman Ln Unit 36208584, Panama City, FL 32404
• 

  

  /19

  $440,000

  • Land
  • 0.96 Acre
  • $458,333 per Acre

  2204 Thomas Dr, Panama City, FL 32408

  . Prime Commercial Opportunity in the Heart of Panama City Beach, Florida! Located at 2204 Thomas Drive, this highly desirable property boasts a strategic location with a high traffic count, offering maximum visibility and exposure for any business venture. Situated amidst bustling activity, this parcel is zoned C-3, making it versatile for various commercial purposes. With the scarcity of vacant

  Justin Cater LLC EXP Realty LLC

  2204 Thomas Dr, Panama City, FL 32408
• 

  

  /15

  $424,895

  • 5 Beds
  • 2 Baths
  • 1,954 Sq Ft

  1006 E 2nd Ct, Panama City, FL 32401

  *** Huge, and elegant white 5 bedrooms/ 2 baths concrete corner house *** One of the biggest houses in THE COVE neighborhood. Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to the beach, St. Andres Bay, downtown and the Tyndall Air Force Base! *** Over $200K in upgrades! Completely renovated with modern finishes, new flooring, freshly painted,

  Milton Vergara Red Real Estate Associates, LL

  1006 E 2nd Ct, Panama City, FL 32401
• 

  

  /44

  $425,000

  • 4 Beds
  • 2 Baths
  • 1,622 Sq Ft

  221 N Cove Blvd, Panama City, FL 32401

  Welcome to a rare find in the heart of The Cove, where timeless charm meets exceptional opportunity. This distinguished corner-lot residence offers a unique blend of old-world character and modern-day comfort, set on an expansive parcel that invites endless possibilities — including space for a future pool or additional living quarters.The main house features three well-appointed bedrooms and

  Jolene Bryant Coastal Palms Real Estate

  221 N Cove Blvd, Panama City, FL 32401
• 

  

  /20

  $499,990 New Construction

  • 4 Beds
  • 3 Baths
  • 2,750 Sq Ft

  212 Lake Merial Blvd, Panama City, FL 32409

  Introducing the Rosemary floorplan from the Cornerstone collection by Holiday Builders. This impressive home offers 4 bedrooms, a den, 3 total baths, a 2-car garage, and 2,750 square feet of luxurious living space. As you enter through the stately covered porch, you’ll step into a welcoming foyer. To the right, a formal dining room awaits, providing an elegant space for hosting dinner parties and

  Holiday Builders Builder

  212 Lake Merial Blvd, Panama City, FL 32409
• 

  

  /24

  $441,900

  • 3 Beds
  • 2 Baths
  • 1,294 Sq Ft

  7405 Beach Dr Unit B, Panama City, FL 32408

  Your Perfect Beach Investment Awaits!Just steps—less than a block—from the sugar-white sands of Panama City Beach, this beautifully updated townhouse delivers the ideal blend of coastal living and income-producing potential. Whether you're looking for a personal getaway, a long-term rental, or a high-performing short-term investment, this property checks every box. Inside, you'll find a

  Stephanie Shipp World Impact Real Estate

  7405 Beach Dr Unit B, Panama City, FL 32408
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  /67

  $485,000

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9860 S Thomas Dr Unit 1121, Panama City, FL 32408

  Welcome to Laketown Wharf 1121***Best GULF VIEW Discover luxury living with this gorgeous condo offering the most spectacular view of the Gulf of Mexico. Bask in the beauty of the sunset from the comfort of your own home. This fully renovated condo exudes a fresh and modern vibe, featuring brand-new floors, freshly painted walls, and stylishly updated lighting fixtures. Every detail has been

  Phyllis Holloway Coastal Living Realty & Associates

  9860 S Thomas Dr Unit 1121, Panama City, FL 32408
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  /43

  $459,000

  • 4 Beds
  • 2 Baths
  • 1,800 Sq Ft

  6703 S Lagoon Dr, Panama City, FL 32408

  Fully remodeled home on a spacious corner lot just across the street from the water and nearby boat ramp. This property features a new permitted roof, new HVAC, new windows, new water heater, new appliances, new flooring, updated bathrooms, and fresh paint throughout. Truly move-in ready in a prime S Lagoon Dr location.

  Chris Allen Real Broker LLC

  6703 S Lagoon Dr, Panama City, FL 32408
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  /23

  $459,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,711 Sq Ft

  9019 Laird St, Panama City, FL 32408

  ~NO HOA FEES THROUGH 2029!~This brand-new home is located within an exclusive 9-home development in a rapidly growing and highly desirable area of Panama City Beach. Enjoy close proximity to the beach while still tucked away in a peaceful residential setting. As an added bonus, the Developer will cover all HOA fees through 2029($600 per year), giving the new homeowner zero HOA payments until

  Chad Bruce Coastal Sun Realty LLC

  9019 Laird St, Panama City, FL 32408
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  /37

  $439,000

  • 3 Beds
  • 2.5 Baths
  • 2,235 Sq Ft

  608 Amberjack Dr, Panama City, FL 32408

  **608 Amberjack Drive | Bay Point** Three-bedroom, two-bath home located in Bay Point, a gated golf course community with tennis courts and a full-service marina. This home has been recently updated with fresh interior paint and new flooring throughout. Additional features include a private hot tub and an open floor plan. Bay Point is a secure, established neighborhood with 24-hour security and

  Tresha Brown LPT Realty LLC

  608 Amberjack Dr, Panama City, FL 32408
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  /26

  $449,900

  • 2 Beds
  • 3 Baths
  • 1,148 Sq Ft

  9900 S Thomas Dr Unit 2007, Panama City, FL 32408

  Master Bedroom faces gulf! Enjoy floor-to-ceiling glass doors to the balcony from both the living room and the master bedroom. This 2-bedroom + bunk room, 2.5-bath layout lives like a 3-bedroom condo and rents like one too. Located in the ideal Stack 20, giving the best Gulf, Beach AND Pool views! ✨ Seller is offering flexible owner financing with a substantial down payment and agreeable

  Carla Singleton Ohana Real Estate Services

  9900 S Thomas Dr Unit 2007, Panama City, FL 32408
• 

  

  /27

  $455,000

  • 3 Beds
  • 3 Baths
  • 1,512 Sq Ft

  8727 Thomas Dr Unit B17, Panama City, FL 32408

  The Investor's Trifecta!!! LOWEST OVERALL PRICE, LOWEST Sq/Ft PRICE, and some of the LOWEST HOA's of all the 3 Bedroom / 3 Bathroom condos located on the beach! This is the ONLY condo in town that offers all 3! And when you consider that highly anticipated development is taking place on both sides of the complex - this truly is the right opportunity, in the right location, at the right price, at

  Garrett Aune Beachy Beach Real Estate

  8727 Thomas Dr Unit B17, Panama City, FL 32408
• 

  

  /54

  $482,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,009 Sq Ft

  Tucker Plan at Breakfast Point East, Panama City, FL 32407

  The Tucker is a best-selling one-story home that blends open, functional living with smart flexibility. The airy kitchen, dining, and great room flow seamlessly to a covered rear patio, making entertaining and everyday life effortless. A charming front porch adds curb appeal and a welcoming outdoor space.The private primary suite provides a peaceful retreat, while two additional bedrooms offer

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37003990, Panama City, FL 32407
• 

  

  /50

  $470,000

  • 2 Beds
  • 2 Baths
  • 1,458 Sq Ft

  4100 Marriott Dr Unit 302, Panama City, FL 32408

  Enjoy breathtaking views of Grand Lagoon and the inlet from the Gulf of Mexico in this spacious 1,458 sq ft condo. Whether you're looking for a primary residence, a vacation home, or an investment property to rent between visits, this unit offers the perfect blend of comfort and lifestyle.Relax on the balcony while watching stunning sunrises and sunsets, or observe the boats as they head out

  Rob Kinney Counts Real Estate Group Inc

  4100 Marriott Dr Unit 302, Panama City, FL 32408

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