Waterfront Homes for Sale in Panama City, FL

/30
$259,900
- 2 Beds
- 1.5 Baths
- 1,020 Sq Ft
230 Bonita Cir, Panama City, FL 32408

EXCELLENT location in the middle of everything in Panama City Beach. Walking distance to sugar white sand, community pool just steps away from unit, GATED community, canal view and attached garage. STR allowed. Community Marina with future possibility of slip rental. Washer/Dryer hookup on 3rd level with bedrooms and full bath.

Katy Pinson Beach Babes Realty LLC

230 Bonita Cir, Panama City, FL 32408
/25
$398,000
- 1 Bed
- 1 Bath
- 745 Sq Ft
9450 S Thomas Dr Unit 1805D, Panama City, FL 32408

Breathtaking Gulf Views from the 18th Floor - Fully Furnished Beachfront Condo!Welcome to Boardwalk Beach Resort Unit C-1805, a beautifully appointed 1-bedroom, 1-bath condo with a hallway bunkroom offering comfort, convenience, and unforgettable views. Located at 9450 South Thomas Drive in Panama City Beach, Florida, this 18th floor gem delivers sweeping 180-degree views of the

M. Roberts LoKation Real Estate

9450 S Thomas Dr Unit 1805D, Panama City, FL 32408
/12
$1,694,000
- Land
- 0.27 Acre
- $6,274,074 per Acre
5947 Gulf Dr, Panama City, FL 32408

Welcome to a prominent beachfront lot in the exclusive community of Hadley's Beach! Boasting 50ft of Gulf-Frontage, this future homesite enjoys panoramic Gulf views and private beach access. Residing in a low-density community of only 16 beachfront homesites and 10 first tier homesites, Lot 6 is sure to offer one of the most spectacular settings on the Emerald Coast. The community comes equipped

The Dixon Team 30A Homes Sales

5947 Gulf Dr, Panama City, FL 32408
/41
$999,000
- 3 Beds
- 3 Baths
- 2,008 Sq Ft
8601 Surf Dr Unit 1E, Panama City, FL 32408

Welcome to Grande Surf Club Condo 1E, a premier Gulf front condominium located near the west end of Thomas Drive. Grande Surf is a 14 story building with only 2 units per floor. With gated entry and coded access for the elevators, this quaint property provides privacy for the owners and guests. This beautifully appointed condo has brand new wood-like ceramic tile, new carpet, and freshly

Tina Lamonica Think Real Estate

8601 Surf Dr Unit 1E, Panama City, FL 32408
/11
$359,999
- Land
- 0.24 Acre
- $1,499,996 per Acre
119 Cashel Mara Dr, Panama City, FL 32409

Discover an extraordinary opportunity to create your DREAM waterfront home overlooking the North Bay. This finished and cleared homesite promises boundless potential for designing a custom residence that captures the essence of luxury and tranquility. With expansive views that stretch across the water, your future home could be a true oasis.Nestled in the quiet community of Mill Point Landing,

Carly Sostheim Corcoran Reverie

119 Cashel Mara Dr, Panama City, FL 32409
/11
$359,999
- Land
- 0.24 Acre
- $1,499,996 per Acre
119 Cashel Mara Dr, Panama City, FL 32409

Discover an extraordinary opportunity to create your DREAM waterfront home overlooking the North Bay. This finished and cleared homesite promises boundless potential for designing a custom residence that captures the essence of luxury and tranquility. With expansive views that stretch across the water, your future home could be a true oasis.Nestled in the quiet community of Mill Point Landing,

Carly Sostheim Corcoran Reverie SRB

119 Cashel Mara Dr, Panama City, FL 32409
/36
$344,000
- 5 Beds
- 3.5 Baths
- 2,556 Sq Ft
7158 Riverbrooke St, Panama City, FL 32404

Let's talk about PAID OFF SOLAR PANELS! Do you REALIZE the monthly & annual savings here with NO electric bill?!?! Welcome home to Barrett's Park - Come see this charming small community tucked away from the hustle & bustle of the city, but close enough to keep everything you need within a convenient distance! just minutes from the new Pulbix on 231 and the coming Starbucks! This is a comfortably

Jennifer Bowman Beachy Beach Real Estate

7158 Riverbrooke St, Panama City, FL 32404
/60
$769,000
- 3 Beds
- 3.5 Baths
- 3,157 Sq Ft
138 Queens Cir, Panama City, FL 32405

Welcome to the lifestyle you've been waiting for. 138 Queens Cir is a beautifully renovated 3-bedroom, 3.5-bathroom home in the highly sought-after King's Point neighborhood offering the rare combination of elegant living, prime location, and direct Gulf access--yes, it's boatable to the Gulf with your own private dock, boathouse, and boat lift right in the backyard. Step inside and discover a

Mary Sowell Keller Williams Success Realty

138 Queens Cir, Panama City, FL 32405
/18
$260,000
- 3 Beds
- 2 Baths
- 1,350 Sq Ft
2100 W Beach Dr Unit P202, Panama City, FL 32401

JUST REDUCED!!! MUST SEE!! REMODELED 3 bedroom condo in a highly desirable Waterfront community in Historic St. Andrews! The interior has been freshly painted and updated with new kitchen cabinets and countertops, both bathrooms have new vanities, sinks & tilework while vinyl plank flooring has been installed throughout. BRAND NEW washer & dryer! This spacious, 2nd floor condo is nestled in a

Savannah Hamilton Paradise Properties

2100 W Beach Dr Unit P202, Panama City, FL 32401
/52
$335,000
- 4 Beds
- 2 Baths
- 1,867 Sq Ft
108 Ryder Ln, Panama City, FL 32404

Pondside Perfection in Bridge Harbor!Tucked sweetly at the end of a peaceful cul-de-sac and overlooking a pond, this Cali floor plan offers four spacious bedrooms, two baths, and that warm, welcome-home feeling from the moment you walk in.Located in the highly sought-after Bridge Harbor community, you're just minutes from Tyndall Air Force Base, with quick access to shopping, dining, and all the

Jamie Sheehan Own It Real Estate LLC

108 Ryder Ln, Panama City, FL 32404
/51
$1,275,000
- 4 Beds
- 2.5 Baths
- 3,210 Sq Ft
397 Wahoo Rd, Panama City, FL 32408

WATCH DOLPHINS AND MANATEES SWIM, FISH JUMP, AND BIRDS VISIT THE DOCK. BOAT FROM YOUR BACK YARD. NOW AVAILABLE: A GREAT WATERFRONT HOME WITH DEEP WATER ACCESS. NOT ONLY ARE THESE OPPORTUNITIES LIMITED IN PANAMA CITY BEACH, BUT THIS HOME HAS SO MUCH CHARACTER AND UNIQUE FEATURES THAT WE THINK YOU WILL LOVE. 4 BEDROOMS, MASTER BEDROOM ENSUITE IS ON THE GROUND FLOOR, 2 BEDROOMS UPSTAIRS SHARE A

Hope Abbott Turner Keller Williams Realty Emerald

397 Wahoo Rd, Panama City, FL 32408
/27
$658,900
- 2 Beds
- 2 Baths
- 1,310 Sq Ft
8715 Surf Dr Unit 1606B, Panama City, FL 32408

Live the coastal dream in this beautifully updated 2-bedroom, 2-bathroom Gulf-front condo with bonus bunks, located on the 16th floor of the sought-after Gulf Crest Condominiums. This spacious unit features an open-concept layout, wide-open views of the Gulf, and an expansive beachfront balcony--perfect for morning coffee, sunset cocktails, or simply soaking in the sounds of the surf.

Courtney Harris CENTURY 21 AllPoints Realty

8715 Surf Dr Unit 1606B, Panama City, FL 32408
/24
$289,900
- 3 Beds
- 2.5 Baths
- 1,549 Sq Ft
312 Sukoshi Dr, Panama City, FL 32404

Seller will pay one year HOA at clossing. Seller says ''Bring all offers''. A gem waiting to be discovered. Recently renovated to perfection, this home boasts a brand-new roof post-hurricane, along with upgraded cabinets, granite countertops, and stainless-steel appliances in the kitchen and dining area. Revel in the comfort of plush carpeting in the spare bedrooms, while the master bedroom and

Billy Richard Realty Mark Associates

312 Sukoshi Dr, Panama City, FL 32404
/39
$679,900
- 4 Beds
- 4.5 Baths
- 2,438 Sq Ft
285 Hugh Thomas Dr, Panama City, FL 32404

*Construction Complete* 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offering the perfect blend of modern living and

Abbott Martin Group EXP Realty LLC

285 Hugh Thomas Dr, Panama City, FL 32404
/24
$258,900
- 1 Bed
- 1 Bath
- 980 Sq Ft
3600 Thomas Dr Unit D302, Panama City, FL 32408

Welcome to 3600 Thomas Dr D302, a stunning waterfront condo that offers the perfect blend of relaxation, investment potential, and unbeatable views. Whether you're looking for a turnkey vacation rental or your own coastal retreat, this property is ready to impress.Step inside to find an open and airy floor plan with soaring ceilings and a spacious loft that comfortably fits two queen beds,

Bruno Mihalko EXP Realty LLC

3600 Thomas Dr Unit D302, Panama City, FL 32408
/20
$247,900
- 3 Beds
- 2.5 Baths
- 1,293 Sq Ft
6059 Hwy 98 Bus E, Panama City, FL 32404

SELLER IS NOW OFFERING $5K TOWARDS CLOSING COSTS OR INTEREST RATE BUY DOWN!!!ATTN INVESTORS... SUPER INEXPENSIVE HOA & SUCCESSFUL LONG TERM RENTAL HISTORY!In a world where LOCATION IS KEY, your new home is perfectly positioned with views of East Bay & giant oak trees from the master bedroom (featuring a private balcony), living room, extended patio, pool, and the beach access that Sunbay

Savannah Smith Homes to Harbors

6059 Hwy 98 Bus E, Panama City, FL 32404
/84
$599,000
- 3 Beds
- 3 Baths
- 2,263 Sq Ft
4403 Bluewater Dr, Panama City, FL 32404

4403 Bluewater Drive, Deerpoint Estates - Waterfront Retreat with Stunning Lake ViewsLocated in the peaceful Deerpoint Estates community of Panama City, this beautifully remodeled three-bedroom, three-bathroom open floor plan home offers the perfect blend of modern convenience and serene lakefront living. Situated on nearly one acre at the end of a quiet cul-de-sac, this property provides

Jessica Albritton Beachy Beach Real Estate

4403 Bluewater Dr, Panama City, FL 32404
/21
$224,000
- 1 Bath
- 489 Sq Ft
8817 S Thomas Dr Unit A306, Panama City, FL 32408

Directly on the beach and full of charm, this beautifully updated 2023 studio at Top of the Gulf offers great light, a stylish vibe, and unbeatable value. With new flooring, low HOA dues that cover water, cable, internet, and more, plus a pet-friendly policy for owners and strong rental potential, it's the perfect mix of smart investment and personal paradise. Enjoy Gulf-front views, resort-style

Viola Zhuravel Fun Quest Vacation Rentals Corp

8817 S Thomas Dr Unit A306, Panama City, FL 32408
/15
$42,000
- Land
802 Buoy Ct Unit lot 17, Panama City, FL 32404

WATERFRONT LOT LOCATED IN BEAUTIFUL LAIRD POINT! Lot 17 at 802 Buoy Court. Waterfront lot located on a quiet cul-de-sac. Laird Point stretches the length of a natural peninsula off the Intracoastal Waterway. This prized Bay County Location rewards residents with an irresistible combination of serene privacy and pleasurable convenience to the beaches and social attractions of nearby Panama City

Ayesha Albibi Centergate Realty LLC

802 Buoy Ct Unit lot 17, Panama City, FL 32404
/41
$999,000
- 3 Beds
- 3 Baths
- 2,008 Sq Ft
8601 Surf Dr Unit 1E, Panama City, FL 32408

Welcome to Grande Surf Club Condo 1E, a premier Gulf front condominium located near the west end of Thomas Drive. Grande Surf is a 14 story building with only 2 units per floor. With gated entry and coded access for the elevators, this quaint property provides privacy for the owners and guests. This beautifully appointed condo has brand new wood-like ceramic tile, new carpet, and freshly

Tina Lamonica Think Real Estate

8601 Surf Dr Unit 1E, Panama City, FL 32408
/94
$3,975,000
- 7 Beds
- 7.5 Baths
- 4,572 Sq Ft
8311 Surf Dr, Panama City, FL 32408

Welcome to Stay Salty, a Gulf-front luxury home located in one of the most desirable and peaceful stretches of Panama City Beach. Offered fully furnished and professionally designed, this extraordinary coastal residence delivers over 5,600 square feet of refined living space across four levels, with seven spacious bedrooms and seven and a half bathrooms. Built with longevity and comfort in mind,

Duran Group Berkshire Hathaway HomeServices Beach Properties of Florida

8311 Surf Dr, Panama City, FL 32408
/20
$194,900
- 1 Bed
- 1.5 Baths
- 750 Sq Ft
214 Bonita Cir Unit B, Panama City, FL 32408

Experience waterfront living on Grand Lagoon with this ground floor 1-bedroom, 1.5-bathroom condo located in the gated Bonita Point subdivision. As you step inside, you'll be greeted by an open floor plan that seamlessly integrates the kitchen into the generous living area, featuring 9-foot raised ceilings. Enjoy waterfront views from the spacious balcony that this unit offers. The bedroom is

Zack Seltzer Seltzer Real Estate, LLC

214 Bonita Cir Unit B, Panama City, FL 32408
/41
$604,900
- 4 Beds
- 2.5 Baths
- 2,597 Sq Ft
2221 Warbler St, Panama City, FL 32405

BRING ALL OFFERS! Welcome to SweetBay, a centrally located community in Panama City! This spacious St. Vincent floor plan offers an expansive living/dining area opening to a large, covered porch. The stylish kitchen features an oversized island, stainless appliances with a gas range and hood, built-in microwave, quartz countertops with and undercabinet lighting. The Primary Bedroom is on the main

Shani Lee CENTURY 21 Commander Realty

2221 Warbler St, Panama City, FL 32405
/12
$237,500
- 1 Bath
- 448 Sq Ft
8618 Surf Dr Unit 103, Panama City, FL 32408

Charming Gulf-Front Condo at Ocean TerraceAmazing Rental income after Renovations just over 20k income generated from mid March 2025 till Aug 2025 on track to generate 28/30k in first yesr as a STR Discover your perfect getaway at Ocean Terrace, just off Thomas Drive! This delightful studio, only 85 steps from the beach, offers an unmatched opportunity to soak up the sun and enjoy stunning sunset

Sandi Smith Dalton Wade Inc

8618 Surf Dr Unit 103, Panama City, FL 32408
/59
$489,000
- 3 Beds
- 3 Baths
- 1,483 Sq Ft
9860 S Thomas Dr Unit 501, Panama City, FL 32408

Welcome to one of the best located condos in the building. This EPIC end-unit three-bedroom condo combines STUNNING GULF views, a HUGE wrap around balcony, and an IDEAL location on the low fifth floor just one floor above an amazing pool and owner parking deck. With 1483 sf, three bedrooms, three full baths, and bunk room this condo provides ample room for up to ten people. This rental

Marty Webster Counts Real Estate Group Inc

9860 S Thomas Dr Unit 501, Panama City, FL 32408
/92
$1,499,999
- 4 Beds
- 4 Baths
- 4,073 Sq Ft
12634 Piercy Rd, Panama City, FL 32404

This stunning fully furnished Bayfront property offers a perfect blend of luxury, comfort, and functionality. The spacious 4-bedroom, 3-bathroom main house boasts not only breath-taking water views, creating a serene backdrop for everyday living but is built to withstand hurricanes and any other natural disaster you can think of with its ICF (Insulated Concrete Foam) Construction. ICF

Vianah Seamon Anchor Realty Florida

12634 Piercy Rd, Panama City, FL 32404
/50
$975,000
- 5 Beds
- 3 Baths
- 3,051 Sq Ft
365 Confidence Way, Panama City, FL 32409

Waterfront Paradise with Boat House, Gulf Access, and Breathtaking Sunset ViewsDiscover the ultimate waterfront lifestyle in this stunning 5 bedroom, 3-bathroom home featuring ~100 feet of prime waterfrontage and everything you need for seamless coastal living. With a 12,000 lb boat lift, a wet slip accommodating up to a 4 ft draft, and a 36 ft boat house. This property is perfect for

Victoria Gillman Gillman Group Realty

365 Confidence Way, Panama City, FL 32409
/61
$514,000
- 5 Beds
- 3.5 Baths
- 4,032 Sq Ft
3946 Whitehead Blvd, Panama City, FL 32404

🌟 Spacious, Energy-Saving Home with Pond Views & Bonus Room! 🌟Welcome to 3946 Whitehead Blvd--a beautifully maintained 5-bedroom, 3.5-bath home with over 4,000 sq ft of living space, tucked alongside a peaceful pond. Enjoy backyard water views, quiet mornings on the patio, and even a little fishing right from your own John boat (included!).This home has room for everyone with an

Michele Monastra Epique Realty Inc

3946 Whitehead Blvd, Panama City, FL 32404
/135
$3,400,000
- 4 Beds
- 5.5 Baths
- 5,167 Sq Ft
4200 Northshore Islands Rd, Panama City, FL 32405

Discover unparalleled luxury on a private island in northwest Florida, where contemporary architecture meets serene tropical beauty. This extraordinary masterpiece was recently featured on HGTV House Hunters Amazing Water Homes in January 2025 and is even more stunning in person than on international TV! As you approach Northshore Islands, you're greeted by only a few homes and this home exudes

Carly Sostheim Corcoran Reverie

4200 Northshore Islands Rd, Panama City, FL 32405
/55
$439,000
- 2 Beds
- 2 Baths
- 1,015 Sq Ft
6505 Thomas Dr Unit 613C, Panama City, FL 32408

Welcome to SUMMERHOUSE CONDOS. Summerhouse has been a favorite area condo resort for years. Several generations of owners and guests have grown up making Summerhouse their Beach Escape. Dive into the coastal lifestyle with this highly desirable 2-Bedroom, 2-Bath unit located on the 6th floor of the newest building. This midrise location will help ensure maximum rental income

Greg Taylor Counts Real Estate Group Inc

6505 Thomas Dr Unit 613C, Panama City, FL 32408
/9
$79,000
- Land
- 0.21 Acre
- $376,190 per Acre
2137 Briawood Cir, Panama City, FL 32405

Vacant residential lot in Kings Ranch subdivision. Survey available. Please note easements on survey. Buyer to verify any information deemed important.

Charles Commander CENTURY 21 Commander Realty

2137 Briawood Cir, Panama City, FL 32405
/3
$495,000
- Land
- 33 Acres
- $14,843 per Acre
010-020 Laird Point, Panama City, FL 32404

WATERFRONT TRAC FOR DEVELOPMENT- Attention Builders & Developers! Laird Point--East Side's premier waterfront gated subdivision is offering a large tract of 33+ acres of Bayfront Land in Phase 2. This large undeveloped tract of land has a Conceptual Site plat available that show's future development potential. This one of kind offering doesn't come available very often. 💎 Development

Thom Bachelder Panhandle Real Estate

010-020 Laird Point, Panama City, FL 32404
/49
$324,900
- 1 Bed
- 1.5 Baths
- 740 Sq Ft
8743 Thomas Dr Unit 1328, Panama City, FL 32408

GREAT VIEWS, Welcome to the Summit, You'll Easily Fall in Love with This Charming 1BR/1.5BA+Bunk Condo That Can Comfortably Accommodate 6 Guests & Offers A Spacious Balcony Overlooking the Gulf of Mexico. Also Featuring a Spacious Living Room-Dining Area & Kitchen Equipped with A Stove, Microwave, Dishwasher, Refrigerator & Breakfast Bar, Oversized Master Bedroom, Bunks in the Hall & Jack-N-Jill

Mike Rylee Beach Time Realty, Inc

8743 Thomas Dr Unit 1328, Panama City, FL 32408
/51
$459,900
- 2 Beds
- 2.5 Baths
- 1,066 Sq Ft
9900 S Thomas Dr Unit 418, Panama City, FL 32408

WOW $50k Price Improvement! Center and Front, LOW FLOOR! This is the most popular 2 bedroom + Bunk floorplan where the master bedroom is also facing the beach! Conveniently located on the 4th floor, right in the middle of the building for a straight on view of the tropical pool area and beach. Plus, 4th floor reserved parking spot means less time circling the garage, and you have the option

Carla Singleton Ohana Real Estate Services

9900 S Thomas Dr Unit 418, Panama City, FL 32408
/74
$329,000
- 1 Bed
- 2 Baths
- 936 Sq Ft
9900 S Thomas Dr Unit 927, Panama City, FL 32408

BACK ON THE MARKET! This condo is back on the market at no fault of the seller.LOOK! Lowest priced 1BR+Bunk at SOP, and comes with a same floor parking spot! * The Special Assessment has been PAID in FULL! *This beautiful turn-key beachfront condo has gorgeous day views of the azure gulf and breathtaking sunsets, plus at night you can enjoy the soft illuminating lights in the entire tropical

Carla Singleton Ohana Real Estate Services

9900 S Thomas Dr Unit 927, Panama City, FL 32408
/50
$635,000
- 2 Beds
- 2 Baths
- 1,380 Sq Ft
9450 S Thomas Dr Unit 1804B, Panama City, FL 32408

2BR + BUNK ROOM! GULF FRONT unit with an expansive balcony, including walkout from Master BR! This unit has all new living room and dining room furniture and a fresh coat of paint (2025).The full-height windows in both the living room and master bedroom bring the beauty of the Emerald Coast indoors, enhancing the breathtaking scenery. Upon entry, the open layout invites you to explore the

Carla Singleton Ohana Real Estate Services

9450 S Thomas Dr Unit 1804B, Panama City, FL 32408
/41
$439,500
- 3 Beds
- 2.5 Baths
- 1,608 Sq Ft
2604 Mystic Ln Unit PO12, Panama City, FL 32408

Located GROUND FLOOR (1st Level) in the stunning gated & Bayfront community of Waterhaven, this pristine 3 bedroom, 2 1/2 bath unit is a rare find. You can rest easy knowing elevators and multiple stairs will NOT be an issue! This unit offers the perfect blend of modern luxury and coastal charm! Step inside to discover a bright and airy living space featuring oak wood flooring and crown molding

Alyssa Sato Keller Williams Success Realty

2604 Mystic Ln Unit PO12, Panama City, FL 32408
/40
$299,900
- 1 Bed
- 2 Baths
- 1,047 Sq Ft
9860 S Thomas Dr Unit 519, Panama City, FL 32408

Welcome to Laketown Wharf, Panama City Beach's largest condominium complex with the best amenities too! This Gulf View unit is a 1 Bedroom plus a full bunkroom with 2 full bathrooms. What's special about this place is that both bathrooms have extended double vanities with fresh white paint. This clean fresh concept extends into the kitchen where the cabinets have fresh paint and matching white

Mark Chambliss Coastal Palms Real Estate

9860 S Thomas Dr Unit 519, Panama City, FL 32408
/132
$3,590,000
- 5 Beds
- 6.5 Baths
- 6,561 Sq Ft
4522 Bay Point Rd, Panama City, FL 32408

POSSIBLE OWNER FINANCING - Exquisite Bayfront Estate in Bay Point, FloridaExperience the pinnacle of waterfront luxury in this breathtaking five-bedroom, seven-bathroom estate, perfectly positioned on the bay in the exclusive Bay Point community. With unparalleled deep-water access, this home is a boater's dream, featuring both a 40,000-pound and a 17,000-pound boat lift, allowing you to

Hope Abbott Turner Keller Williams Realty Emerald

4522 Bay Point Rd, Panama City, FL 32408
/33
$580,000
- 2 Beds
- 2 Baths
- 1,380 Sq Ft
9450 S Thomas Dr Unit 1710B, Panama City, FL 32408

2-bedroom, 2 full bath, 1,380 sq ft, fully furnished condo with an outstanding rental history. Panoramic Gulf views and balcony access from the living room and the master bedroom. 9-foot ceilings with crown molding throughout. Master bath with separate tub and shower, double vanity and a walk-in closet. For guests there is a large second bedroom and full bath. Condo is equipped with the Patriot

Kammy Landavazo Berkshire Hathaway HomeServices Beach Properties of Florida

9450 S Thomas Dr Unit 1710B, Panama City, FL 32408

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