NOT LISTED FOR SALE

Estimated Value: $492,000 - $636,000

4 Beds
2.5 Baths
2,722 Sq Ft
$216/Sq Ft Est. Value

Last Sold June 10, 2022

Last sale price $499,150 $183 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $3,850/month

1 Day on Market

Highlights

  • Dining Room with Fireplace
  • High Ceiling
  • No HOA
  • Wood Flooring
  • Granite Countertops
  • 1-minute walk to Annie Hargraves Park

About This Home

As of June 2022

Welcome to 1032 Russell Street in Home Sweet Covington. Centered in the heart of Old Seminary Square, this updated 4 bedroom 2.5 bath Victorian is one of the four original Painted Ladys. With over 2700 sq ft, features include 10 ft ceilings, new kitchen appliances, updated HVAC, a new roof, & 5 original fireplaces. Updating both Annie Hargraves & Basil Lewis Park, adding flower planters along tree lined streets and lively fundraisers throughout the year including the June Garden Tour. Convenient to everything you love most about Covington!

Last Agent to Sell the Property

Traci Nestheide

Coldwell Banker Realty License #247166 Listed on: 05/19/2022

Coldwell Banker Realty

Last Buyer's Agent

Kim Hermann

Huff Realty - CC License #207927

Huff Realty - CC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,563

Year Built

  • 1884

Lot Details

  • Lot Dimensions are 21x180
  • Aluminum or Metal Fence
  • Historic Home

Parking

  • On-Street Parking

Home Design

  • Brick Exterior Construction
  • Stone Foundation
  • Slate Roof
  • Membrane Roofing

Interior Spaces

  • 2,722 Sq Ft Home
  • 3-Story Property
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Non-Functioning Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Wood Frame Window
  • Panel Doors
  • Entryway
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • 5 Fireplaces
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storm Windows

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Exterior Lighting

Schools

  • John G. Carlisle Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 054-22-38-023.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,563

Year Built

1884

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size: 21x180
  • Directions: 71/75 to 5th Street Exit R on Russell to 1032
  • Architectural Style: Historic
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: John G. Carlisle Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 21x180
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Living Area: 2722.0
  • Laundry Features:Laundry Room2: Yes
  • Location Tax Legal Info:Tax ID: 054-22-38-023.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 5
  • Appliances Dryer: Yes
  • Washers: Yes
  • Foundation:Stone3: Yes
  • Levels:Three Or More: Yes
  • Entry Features:Wood Flooring: Yes
  • Fencing:Metal4: Yes
  • Roof:Slate: Yes
  • Architecture:Historic: Yes
  • Roof:Membrane: Yes
  • Special Features: None
  • Year Built (Public Record): 1884

Interior Features

  • Interior Amenities: 220 Volts, Ceiling Fan(s), High Ceilings, Multi Panel Doors, Recessed Lighting
  • Basement: Full, Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: Three Or More
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Gas Range, Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Inoperable
  • Fireplaces: 5
  • Fireplace: Yes
  • Living Area: 2722.0
  • Window Features: Double Hung, Insulated Window(s), Storm Window(s), Wood Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Kitchen Features:Granite Countertops: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Basement:Unfinished2: Yes
  • Appliances:Gas Range: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Fireplace Features:Inoperable: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Dining Room Features:Wood Flooring3: Yes
  • Kitchen Features:Wood Flooring4: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Living Room Features:Fireplace(s): Yes
  • Dining Room Features:Chandelier: Yes
  • Interior Features:Recessed Lighting: Yes
  • Appliances:Convection Oven: Yes
  • Dining Room Features:Fireplace(s)2: Yes

Exterior Features

  • Fencing: Metal
  • Roof: Membrane, Slate
  • Construction Type: Brick
  • Exterior Features: Lighting
  • Foundation Details: Stone
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Patio: Yes
  • Window Features:Double Hung: Yes
  • Exterior Features:Lighting: Yes
  • Window Features:Wood Frames: Yes
  • Window Features:Storm Window(s): Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Laundry Room
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: John G. Carlisle Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 19, 2022
Closed on
Jun 10, 2022
Sold by
Habegger Christian M and Habegger Olivia Neith
Bought by
Su David Alexander and Parker Allison Therese
Seller's Agent
Traci Nestheide
Coldwell Banker Realty
Buyer's Agent
Kim Hermann
Huff Realty - CC
List Price
$499,500
Sold Price
$499,150
Premium/Discount to List
-$350
-0.07%
Total Days on Market
1
Current Estimated Value
$588,441

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$89,291
Avg. Annual Appreciation
5.98%

Purchase Details

Closed on
Mar 7, 2016
Sold by
Habegger Christian M and Cardenas Neith Olivia
Bought by
Habegger Christian M and Cardenas Neith Olivia

Purchase Details

Closed on
Aug 26, 2014
Sold by
Berger Roger A and Berger Kathleen C
Bought by
Habegger Christian M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,650
Interest Rate
4.2%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Su David Alexander $499,150 Arnzen Storm & Turner Psc
Habegger Christian M -- Attorney
Habegger Christian M $278,500 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Habegger Christian M $153,800
Previous Owner Habegger Christian M $250,650
Previous Owner Berger Roger A $28,306
Previous Owner Berger Roger A $228,000
Previous Owner Berger Roger A $36,000
Previous Owner Berger Roger A $240,000
Previous Owner Berger Roger A $125,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/10/2022 06/10/22 Sold $499,150 -0.1% $183 / Sq Ft
05/21/2022 05/21/22 Pending -- -- --
05/19/2022 05/19/22 For Sale $499,500 -- $184 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,563 $499,100 $5,000 $494,100
2023 $6,585 $499,100 $5,000 $494,100
2022 $3,680 $278,500 $5,000 $273,500
2021 $4,239 $278,500 $5,000 $273,500
2020 $4,217 $278,500 $5,000 $273,500
2019 $4,265 $278,500 $5,000 $273,500
2018 $4,355 $278,500 $5,000 $273,500
2017 $4,419 $278,500 $10,000 $268,500
2015 $5,405 $278,500 $10,000 $268,500
2014 $2,295 $155,000 $10,000 $145,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 604112

Northern Kentucky Multiple Listing Service

APN: 054-22-38-023.00