105 E 2nd St Spencer, IA 51301
Estimated Value: $180,000 - $240,000
3
Beds
2
Baths
1,664
Sq Ft
$124/Sq Ft
Est. Value
About This Home
This home is located at 105 E 2nd St, Spencer, IA 51301 and is currently estimated at $206,186, approximately $123 per square foot. 105 E 2nd St is a home located in Clay County with nearby schools including Johnson Elementary School, Lincoln Elementary School, and Fairview Park Elementary School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Nov 21, 2022
Sold by
Hoskins Ryan M and Hoskins Kayla J
Bought by
Horst Drew and Smith Alia
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,300
Outstanding Balance
$80,262
Interest Rate
7.08%
Mortgage Type
New Conventional
Estimated Equity
$125,924
Purchase Details
Closed on
Apr 8, 2020
Sold by
Chapman Taylor
Bought by
Hoskins Ryan and Hoskins Kayla
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,050
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 3, 2018
Sold by
Madison Kellen C and Madison Samantha A
Bought by
Chapman Taylor
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,650
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 17, 2007
Sold by
Nieman James and Nieman James A
Bought by
Hunsaker Thomas J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,500
Interest Rate
6.42%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Horst Drew | $198,000 | -- | |
| Hoskins Ryan | $159,000 | None Available | |
| Chapman Taylor | $145,000 | -- | |
| Hunsaker Thomas J | $94,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Horst Drew | $168,300 | |
| Previous Owner | Hoskins Ryan | $151,050 | |
| Previous Owner | Chapman Taylor | $140,650 | |
| Previous Owner | Hunsaker Thomas J | $93,500 |
Source: Public Records
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,186 | $212,150 | $16,900 | $195,250 |
| 2024 | $3,186 | $198,980 | $11,830 | $187,150 |
| 2023 | $3,078 | $198,980 | $11,830 | $187,150 |
| 2022 | $2,796 | $176,440 | $11,830 | $164,610 |
| 2021 | $2,878 | $165,390 | $11,830 | $153,560 |
| 2020 | $2,878 | $161,360 | $10,560 | $150,800 |
| 2019 | $1,736 | $103,160 | $0 | $0 |
| 2018 | $10 | $103,160 | $0 | $0 |
| 2017 | $1,686 | $97,670 | $0 | $0 |
| 2016 | $1,668 | $97,670 | $0 | $0 |
| 2015 | $1,748 | $101,920 | $0 | $0 |
| 2014 | $1,748 | $101,920 | $0 | $0 |
Source: Public Records
Map
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