$145,500
SOLD APR 30, 2025

124 E 2nd St Spencer, IA 51301

2 Beds
2 Baths
1,135 Sq Ft
5,368 Sq Ft Lot

Recently Sold

$128 Per Sq Ft

8% Below List Price

160 Days on Market

Highlights

  • 2 Car Detached Garage
  • Porch
  • 1-Story Property
  • Spencer Middle School Rated 9+
  • Forced Air Cooling System

About This Home

As of April 2025

Spacious and Bright 2 bedroom, 2 bath ranch-style home! Key features to this property include: new water heater 2024, new breaker box 2021, new roof, gutters and gutter guards 2019, new A/C 2019, Refrigerator is 2 years old. This residence offers spacious living room, original hardwood floors in bedrooms and a clean basement ready for your finishes. Don't miss the opportunity to make this lovely ranch home yours!

Last Agent to Sell the Property

Kim Bates

Northwest Iowa Realty License #B41316 Listed on: 10/09/2024

Northwest Iowa Realty

Last Buyer's Agent

Kelly Bierl

Hometown Realty License #B64536

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,644

Year Built

  • Built in 1953

Lot Details

  • 5,368 Sq Ft Lot
  • Lot Dimensions are 44x122

Parking

  • 2 Car Detached Garage

Home Design

  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,135 Sq Ft Home
  • 1-Story Property
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 2 Bedrooms

Outdoor Features

  • Porch

Utilities

  • Forced Air Cooling System
  • Boiler Heating System
  • Heating System Uses Natural Gas

Community Details

  • Original Plat Subdivision

Listing and Financial Details

  • Assessor Parcel Number 963618136006

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,644

Year Built

Built in 1953

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1953
  • Levels: One
  • Stories: 1
  • Architectural Style: Ranch
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Price Per S Q F T: 128.19
  • Total Sq Ft: 2270
  • Above Grade Finished: 1135
  • Finished Sq Ft: 1135
  • Basement Features: Unfinished

Exterior Features

  • Construction: Frame/Wood, Stick Built
  • Construction Materials: Vinyl Siding
  • Exterior Features: Porch
  • Flood Zone: No
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Detached
  • Garage Spaces: 2

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Boiler
  • Sewer: Public Sewer
  • Water Source: Public/City

Condo/Co-op/Association

  • Complex Development Subdivision Name: ORIGINAL PLAT

Lot Info

  • Parcel Number: 963618136006
  • Estimated Acres: 0.12
  • Estimated Lot Dimensions: 44x122
  • Lot Sq Ft: 5368

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 1644
  • Tax Classification: Non-Homestead
  • Tax Year: 2024

MLS Schools

  • School District: Spencer

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 9, 2024
Closed on
Apr 25, 2025
Sold by
Cooke Matthew L and Cooke Ashley M
Bought by
Isebrand Donna and Rosburg Lance
Seller's Agent
Kim Bates
Northwest Iowa Realty
Buyer's Agent
Kelly Bierl
Hometown Realty
List Price
$159,000
Sold Price
$145,500
Premium/Discount to List
-$13,500
-8.49%
Views
120
Current Estimated Value
$149,198

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,698
Avg. Annual Appreciation
3.76%
Original Mortgage
$146,969
Outstanding Balance
$146,319
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$2,879

Purchase Details

Listed on
Jun 26, 2019
Closed on
Jul 24, 2019
Sold by
Kopel Eldon A and Kopel Teresa M
Bought by
Cooke Matthew L and Cooke Ashley M
Seller's Agent
Kim Bates
Northwest Iowa Realty
Buyer's Agent
Bob Bates
Northwest Iowa Realty
List Price
$58,000
Sold Price
$58,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.35%
Original Mortgage
$46,400
Interest Rate
3.7%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $145,500 None Listed On Document
Warranty Deed $145,500 None Listed On Document
Warranty Deed $58,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $146,969 New Conventional
Closed $146,969 New Conventional
Previous Owner $46,400 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/30/2025 04/30/25 Sold $145,500 +4.0% $128 / Sq Ft
03/18/2025 03/18/25 Pending -- -- --
03/13/2025 03/13/25 Price Changed $139,900 -6.4% $123 / Sq Ft
01/06/2025 01/06/25 Price Changed $149,500 -2.9% $132 / Sq Ft
11/10/2024 11/10/24 Price Changed $154,000 -3.1% $136 / Sq Ft
10/09/2024 10/09/24 For Sale $159,000 +174.1% $140 / Sq Ft
07/31/2019 07/31/19 Sold $58,000 0.0% $51 / Sq Ft View Prior Sale
07/01/2019 07/01/19 Pending -- -- --
06/26/2019 06/26/19 For Sale $58,000 -- $51 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,702 $139,390 $16,900 $122,490
2024 $1,702 $106,310 $11,830 $94,480
2023 $1,644 $106,310 $11,830 $94,480
2022 $1,490 $89,600 $11,830 $77,770
2021 $1,538 $83,420 $11,830 $71,590
2020 $1,538 $81,640 $10,560 $71,080
2019 $1,432 $78,110 $0 $0
2018 $1,412 $78,110 $0 $0
2017 $1,412 $74,400 $0 $0
2016 $1,396 $74,400 $0 $0
2015 $1,438 $76,740 $0 $0
2014 $1,396 $76,740 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 241229

Iowa Great Lakes Board of REALTORS®

APN: 9636-18-136-006