$899,000
OPEN SAT 12PM - 1:30PM

20540 232nd Ave Milford, IA 51351

Estimated payment $5,353/month

Total Views 2,246
3 Beds
2 Baths
2,048 Sq Ft
$439 Price per Sq Ft

Highlights

  • Hot Property
  • Beach Access
  • 3 Car Detached Garage
  • Low Bank Waterfront Property
  • Lake View
  • Forced Air Heating and Cooling System

About This Home

Affordable lake living is here! Enjoy the main part of Lower Gar Lake just down the road from the Lower Gar State Recreation Park. This deep lot has a soft gentle slope from the road to the lake allowing for a zero entry experience onto the dock. The home has been lovingly maintained for years, and the landscaping is beautiful. The home offers 3 bedrooms (1 nonconforming), 2 bathrooms and 2 separate family areas. You will appreciate the 2 separate garages. One single car and another oversized double. Check out the pics and video to really get a glimpse of easy lake life.

Listing Agent

Aaron Jones

RE/MAX Lakes Realty License #B61252 Listed on: 08/16/2025

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,452

Year Built

  • Built in 1975

Lot Details

  • 9,627 Sq Ft Lot
  • Lot Dimensions are 55.00x55.00x159.80x190.00
  • Low Bank Waterfront Property
  • Landscaped
  • Few Trees

Parking

  • 3 Car Detached Garage

Home Design

  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,048 Sq Ft Home
  • 1-Story Property
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Beach Access

Utilities

  • Forced Air Heating and Cooling System
  • Underground Utilities

Community Details

  • Woodlyn Acres Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0732327005

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,452

Year Built

Built in 1975

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: No
  • Type: Single Family Residence
  • Year Built: 1975
  • Levels: One
  • Other Structures: Additional Garage
  • Stories: 1
  • Architectural Style: Other
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Basement Style: Full, Walkout
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 438.96
  • Total Sq Ft: 2048
  • Above Grade Finished: 1024
  • Below Grade Finished: 1024
  • Finished Sq Ft: 2048
  • Basement Features: Finished-Full, Walkout

Exterior Features

  • Construction: Frame/Wood
  • Construction Materials: Vinyl Siding
  • Flood Zone: Unknown
  • Roof: Asphalt
  • Waterfront: Yes
  • Waterfront Name: Lower Gar Lake
  • Water Description: Deeded Access

Garage/Parking

  • Garage Type: Detached
  • Garage Spaces: 3

Utilities

  • Cooling: Central
  • Fuel: Electric
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City

Condo/Co-op/Association

  • Complex Development Subdivision Name: WOODLYN ACRES

Schools

  • School District: Okoboji

Lot Info

  • Parcel Number: 0732327005
  • Estimated Acres: 0.22
  • Lot Features: Accessible Shoreline, Lake View, Landscaped, Low Bank, Paved Street(s), Tree Cover-Medium, Underground Utilities, Waterfront-Deep
  • Estimated Lot Dimensions: 55.00x55.00x159.80x190.00
  • Lot Sq Ft: 9627
  • Number Of Lots: 1

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 5452
  • Tax Classification: Homestead
  • Tax Year: 2024

MLS Schools

  • School District: Okoboji

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,586 $568,700 $335,000 $233,700
2023 $3,884 $568,700 $335,000 $233,700
2022 $3,654 $331,900 $167,500 $164,400
2021 $3,654 $331,900 $167,500 $164,400
2020 $3,348 $289,900 $138,600 $151,300
2019 $3,094 $289,900 $138,600 $151,300
2018 $3,044 $264,300 $115,500 $148,800
2017 $3,044 $264,300 $115,500 $148,800
2016 $2,808 $252,800 $109,700 $143,100
2015 $2,696 $252,800 $109,700 $143,100
2014 $2,504 $232,400 $108,600 $123,800
2013 $2,392 $232,400 $108,600 $123,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/16/2025 08/16/25 For Sale $899,000 -- $439 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Mortgage History

Date Status Loan Amount Loan Type
Closed $30,000 New Conventional
Closed $50,000 Credit Line Revolving
Source: Public Records

About the Listing Agent

Aaron Jones

RE/MAX Lakes Realty

(712) 581-4176

Section Image

One of the most important decisions you will make while buying, selling, or investing in real estate, is deciding on who you will entrust to be your agent.

For many years of my life, I managed a variety of different businesses. During this time, I've learned just how important service, aggressiveness, and new marketing methods are for any business, especially the real estate industry. In fact, I co-founded a software development company in 2011 (leadcity.com & signfast.com), and we are

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Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 251060

Iowa Great Lakes Board of REALTORS®

APN: 07-32-327-005