$744,900
$5K PRICE DROP

226 Ruby Lake Ln Winter Haven, FL 33884

Southeast Winterhaven Neighborhood

Estimated payment $4,458/month

Total Views 3,790
3 Beds
3 Baths
2,295 Sq Ft
$325 Price per Sq Ft

Highlights

  • 95 Feet of Lake Waterfront
  • Dock has access to electricity
  • Screened Pool
  • Freedom 7 Elementary School of International Studies Rated A-
  • Boat Lift
  • Gated Community

About This Home

Welcome to this stunning 3 bedroom, 3 bathroom lake front pool home offering gorgeous views of Lake Ruby. Set on a prime waterfront lot, the property includes an oversized 3-car garage and a private boat dock complete with an automated boat lift, making it ideal for boating and lakefront living. Designed with entertaining in mind, the open layout seamlessly blends indoor and outdoor spaces. Sliding glass pocket doors open to a spacious lanai with a screened-in pool and spa, while a remote-controlled awning provides extra shade for relaxing afternoons or gatherings with friends and family. The master suite is a true retreat, featuring a luxurious bathroom with dual sinks, stone countertops, a garden tub, and a walk-in shower. The kitchen is equally impressive with granite countertops, a breakfast bar, and newer appliances. Additional features throughout the home include vaulted ceilings, crown molding, custom window treatments, and blinds that add style and sophistication. This home combines comfort, elegance, and waterfront living all in one.

Listing Agent

Eric Chastain

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #3463318 Listed on: 09/13/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,762

Year Built

  • Built in 2001

Lot Details

  • 0.42 Acre Lot
  • Lot Dimensions are 95x182
  • 95 Feet of Lake Waterfront
  • Lake Front
  • East Facing Home
  • Mature Landscaping
  • Private Lot
  • Irrigation Equipment
  • Landscaped with Trees

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Lake
  • Pool

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,295 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Shades
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Fire and Smoke Detector

Kitchen

  • Dinette
  • Range
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 3 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool
  • Fence Around Pool
  • Pool Tile
  • Pool Lighting

Outdoor Features

  • Access To Lake
  • Water Skiing Allowed
  • Boat Lift
  • Covered Boat Lift
  • Dock has access to electricity
  • Dock made with wood
  • Open Dock
  • Screened Patio
  • Private Mailbox

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Don Asher & Associates Association, Phone Number (407) 425-4561
  • Visit Association Website
  • Ruby Lake Ph 04 Subdivision
  • The community has rules related to deed restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,762

Year Built

Built in 2001

Lot Details

0

HOA Fees

$63 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2295
  • Lot Size Acres: 0.42
  • New Construction: No
  • Year Built: 2001
  • Building Area Total: 3271
  • Lot Size Sq Ft: 18365
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 303.89
  • Escrow City: LAKE WALES
  • Escrow State: FL
  • Escrow Street Name: E STUART AVE
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 324.58
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Open,Dock - Wood,Dock w/Electric,Lift
  • MFR_DockYN: 1
  • Attribution Contact: 863-412-2080
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Chair Rail, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Window Features: Shades
  • Living Area Meters: 213.21

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, Heated, In Ground, Lighting, Screen Enclosure, Tile
  • Exterior Features: Private Mailbox
  • Roof: Shingle
  • Pool Private: Yes
  • View: Pool, Water
  • Water Body Name: LAKE RUBY
  • Waterfront: Yes
  • Patio and Porch Features: Patio, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water Extras: Lift - Covered,Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 95
  • Flood Zone Panel: 12105C0535H
  • Water Frontage Feet Lake: 95

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - No Guard, Street Lights
  • Association Fee: 750
  • Association Fee Frequency: Annually
  • Association Name: DON ASHER & ASSOCIATES
  • Phone: 4074254561
  • Association: Yes
  • Security: Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: CONTACT HOA FOR DETAILS
  • Association Fee Requirement: Required
  • Association URL: donasher.com

Fee Information

  • Total Annual Fees: 750.00
  • Total Monthly Fees: 62.50
  • Monthly HOA Amount: 62.50

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 27-29-07-856604-000830
  • Additional Parcels: No
  • Lot Features: City Limits, Landscaped, Private
  • Lot Dimensions: 95x182
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: CONTACT HOA FOR DETAILS

Tax Info

  • Tax Annual Amount: 5762.35
  • Tax Book Number: 108-21 THRU 23
  • Tax Lot: 83

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,762 $361,053 -- --
2024 $5,625 $350,878 -- --
2023 $5,625 $340,658 $0 $0
2022 $5,480 $330,736 $0 $0
2021 $5,506 $321,103 $0 $0
2020 $5,453 $316,670 $0 $0
2018 $5,357 $303,778 $0 $0
2017 $4,965 $297,530 $0 $0
2016 $5,080 $291,410 $0 $0
2015 $4,983 $289,384 $0 $0
2014 $4,973 $287,087 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/07/2025 10/07/25 Price Changed $744,900 -0.7% $325 / Sq Ft
09/13/2025 09/13/25 For Sale $749,900 +118.9% $327 / Sq Ft
05/26/2015 05/26/15 Off Market $342,500 -- --
11/08/2012 11/08/12 Sold $342,500 0.0% $149 / Sq Ft View Prior Sale
09/28/2012 09/28/12 Pending -- -- --
06/22/2012 06/22/12 For Sale $342,500 -- $149 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $96,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $211,100 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: P4936048

Stellar MLS

APN: 27-29-07-856604-000830

Florida Polk County Winter Haven 33884 Southeast Winterhaven

226 Ruby Lake Ln, Winter Haven, FL

For Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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Eric Chastain
Listing Agent
Eric Chastain
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THE STONES REAL ESTATE FIRM
(863) 900-9213