Seller's Agent in 2025
Andrea Anderson
S & D REAL ESTATE SERVICE LLC
(863) 808-8626
2 in this area
152 Total Sales
272 Ruby Lake Ln Winter Haven, FL 33884
Southeast Winterhaven Neighborhood
4
Beds
3.5
Baths
2,965
Sq Ft
0.58
Acres
Highlights
- Waterfront
- Access To Lake
- Gated Community
- Freedom 7 Elementary School of International Studies Rated A-
- Screened Pool
- Lake View
About This Home
As of October 2025A Home of Elegance and Timeless Views. Discover refined living in one of Winter Haven’s most well known communities. This magnificent residence offers nearly 3,000 square feet of thoughtfully designed space with an open concept layout, a triple split-bedroom floor plan, and an oversized side-entry 3-car garage. From the moment you arrive, the home’s stately presence, manicured landscaping, and extended driveway set the tone for sophistication. Step inside to soaring ceilings, crown molding, and light-filled formal living and dining rooms, both with seamless access to the lanai and pool area through sliding glass doors that close into a pocket of the exterior. The chef’s kitchen is the heart of the home, showcasing marble countertops, a large island, custom cabinetry, stainless steel appliances, a massive walk in pantry, a breakfast bar, and a cozy dinette—all opening to the inviting family room with built-ins and poolside views. The primary suite is a private retreat, complete with expansive walk-in closets and a spa-inspired bath featuring a walk-in shower with a steam feature, soaking tub, and dual vanities. Designed for entertaining, the screened and covered lanai frames the heated pool, creating the perfect backdrop for gatherings. From here, evenings are transformed into something magical—unwind while watching breathtaking sunsets over the lake, painting the sky with vibrant colors.
Ruby Lake is more than a community; it’s a lifestyle. Residents enjoy tranquil bike rides, morning walks, and serene moments at the lake. Ideally located between Tampa and Orlando, the home offers quick access to Disney, Legoland, shopping, dining, medical facilities, and excellent schools. Don’t miss your chance to own this exceptional property where luxury, comfort, and natural beauty converge. Schedule your private showing today and experience Ruby Lake at its finest. All sizes and information are believed to be accurate but buyer and or buyers agent should verify.
Last Agent to Sell the Property
S & D REAL ESTATE SERVICE LLC Brokerage Phone: 863-824-7169 License #3402225 Listed on: 09/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,846
Year Built
- Built in 2005
Lot Details
- 0.58 Acre Lot
- Waterfront
- East Facing Home
- Vinyl Fence
HOA Fees
- $71 Monthly HOA Fees
Parking
- 3 Car Garage
Home Design
- Slab Foundation
- Tile Roof
- Block Exterior
Interior Spaces
- 2,965 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Crown Molding
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- French Doors
- Family Room
- Combination Dining and Living Room
- Ceramic Tile Flooring
- Lake Views
- Laundry Room
Kitchen
- Eat-In Kitchen
- Dinette
- Walk-In Pantry
- Built-In Oven
- Cooktop
- Dishwasher
- Solid Surface Countertops
- Solid Wood Cabinet
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- Soaking Tub
Pool
- Screened Pool
- Heated In Ground Pool
- In Ground Spa
- Fence Around Pool
- Child Gate Fence
- Pool Lighting
Outdoor Features
- Access To Lake
- Lake Privileges
Schools
- Chain O Lakes Elementary School
- Denison Middle School
- Lake Region High School
Utilities
- Central Heating and Cooling System
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 106
- Assessor Parcel Number 27-29-07-856604-001060
Community Details
Overview
- Association fees include private road
- Don Asher And Associates Association, Phone Number (407) 425-4561
- Ruby Lake Ph 04 Subdivision
- The community has rules related to deed restrictions
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 29, 2025
Closed on
Oct 30, 2025
Sold by
Settles Rodney M and Hannah Jane
Bought by
Olschewski Wilfred and Olschewski Rita
Seller's Agent
Andrea Anderson
S & D REAL ESTATE SERVICE LLC
Buyer's Agent
Deanna Stone
THE STONES REAL ESTATE FIRM
List Price
$800,000
Sold Price
$800,000
Views
13
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-16.59%
Purchase Details
Listed on
Nov 17, 2020
Closed on
Apr 30, 2021
Sold by
Nguyen Hoa Duy
Bought by
Settles Rodney M
Seller's Agent
Fook Snipper
PARK PLACE REAL ESTATE
Buyer's Agent
Christian Clay
DALTON WADE INC
List Price
$540,000
Sold Price
$540,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.13%
Original Mortgage
$505,875
Interest Rate
3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 11, 2017
Sold by
Nguyen Chu and Nguyen Helen
Bought by
Nguyen Hoa Duy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Jul 6, 2016
Sold by
Nguyen Chu
Bought by
Nguyen Chu and Nguyen Helen
Purchase Details
Closed on
Mar 2, 2012
Sold by
Best Dryclean Llc
Bought by
Nguyen Hang Thu and Nguyen Chu
Purchase Details
Closed on
Dec 20, 2002
Sold by
Killian Susanne A
Bought by
Nguyen Ciiu
Purchase Details
Closed on
Aug 28, 2000
Sold by
Russell Jon T
Bought by
Killian Susanne A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,986
Interest Rate
8.07%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $800,000 | United Title Group | |
| Warranty Deed | $532,500 | West Orange Title Inc | |
| Warranty Deed | $320,000 | None Available | |
| Interfamily Deed Transfer | -- | Attorney | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $85,700 | -- | |
| Warranty Deed | $74,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $505,875 | New Conventional | |
| Previous Owner | $240,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $56,986 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/30/2025 10/30/25 | Sold | $800,000 | 0.0% | $270 / Sq Ft | |
| 10/04/2025 10/04/25 | Pending | -- | -- | -- | |
| 09/29/2025 09/29/25 | For Sale | $800,000 | +48.1% | $270 / Sq Ft | |
| 05/03/2021 05/03/21 | Sold | $540,000 | 0.0% | $182 / Sq Ft | View Prior Sale |
| 03/19/2021 03/19/21 | Pending | -- | -- | -- | |
| 03/15/2021 03/15/21 | Price Changed | $540,000 | 0.0% | $182 / Sq Ft | |
| 03/15/2021 03/15/21 | For Sale | $540,000 | 0.0% | $182 / Sq Ft | |
| 03/07/2021 03/07/21 | Pending | -- | -- | -- | |
| 02/14/2021 02/14/21 | Off Market | $540,000 | -- | -- | |
| 01/11/2021 01/11/21 | Price Changed | $530,000 | -1.9% | $179 / Sq Ft | |
| 01/04/2021 01/04/21 | Price Changed | $540,000 | -5.3% | $182 / Sq Ft | |
| 11/17/2020 11/17/20 | For Sale | $570,000 | -- | $192 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,846 | $530,658 | -- | -- |
| 2024 | $8,647 | $515,703 | -- | -- |
| 2023 | $8,647 | $500,683 | $0 | $0 |
| 2022 | $8,436 | $486,100 | $140,000 | $346,100 |
| 2021 | $8,685 | $439,243 | $126,000 | $313,243 |
| 2020 | $8,590 | $431,846 | $120,000 | $311,846 |
| 2018 | $5,684 | $319,733 | $0 | $0 |
| 2017 | $5,268 | $313,157 | $0 | $0 |
| 2016 | $5,381 | $306,716 | $0 | $0 |
| 2015 | $5,288 | $304,584 | $0 | $0 |
| 2014 | $5,266 | $302,167 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Andrea Anderson
-
Deanna Stone
Buyer's Agent in 2025
Deanna Stone
THE STONES REAL ESTATE FIRM
(863) 412-2080
54 in this area
217 Total Sales
-
Fook Snipper
Seller's Agent in 2021
Fook Snipper
PARK PLACE REAL ESTATE
(407) 529-6990
1 in this area
143 Total Sales
-
Christian Clay
Buyer's Agent in 2021
Christian Clay
DALTON WADE INC
(863) 509-7466
9 in this area
118 Total Sales
Map
Source: Stellar MLS
MLS Number: L4956194
APN: 27-29-07-856604-001060
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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