$800,000

Estimated payment $5,066/month

Total Views 148
4 Beds
3.5 Baths
2,965 Sq Ft
$270 Price per Sq Ft

Highlights

  • Waterfront
  • Access To Lake
  • Gated Community
  • Frank E. Brigham Academy Rated 9+
  • Screened Pool
  • Lake View

About This Home

A Home of Elegance and Timeless Views.

Discover refined living in one of Winter Haven’s most well known communities. This magnificent residence offers nearly 3,000 square feet of thoughtfully designed space with an open concept layout, a triple split-bedroom floor plan, and an oversized side-entry 3-car garage. From the moment you arrive, the home’s stately presence, manicured landscaping, and extended driveway set the tone for sophistication.

Step inside to soaring ceilings, crown molding, and light-filled formal living and dining rooms, both with seamless access to the lanai and pool area through sliding glass doors that close into a pocket of the exterior. The chef’s kitchen is the heart of the home, showcasing marble countertops, a large island, custom cabinetry, stainless steel appliances, a massive walk in pantry, a breakfast bar, and a cozy dinette—all opening to the inviting family room with built-ins and poolside views.

The primary suite is a private retreat, complete with expansive walk-in closets and a spa-inspired bath featuring a walk-in shower with a steam feature, soaking tub, and dual vanities.

Designed for entertaining, the screened and covered lanai frames the heated pool, creating the perfect backdrop for gatherings. From here, evenings are transformed into something magical—unwind while watching breathtaking sunsets over the lake, painting the sky with vibrant colors.
Ruby Lake is more than a community; it’s a lifestyle. Residents enjoy tranquil bike rides, morning walks, and serene moments at the lake. Ideally located between Tampa and Orlando, the home offers quick access to Disney, Legoland, shopping, dining, medical facilities, and excellent schools.

Don’t miss your chance to own this exceptional property where luxury, comfort, and natural beauty converge. Schedule your private showing today and experience Ruby Lake at its finest. All sizes and information are believed to be accurate but buyer and or buyers agent should verify.

Listing Agent

Andrea Anderson

S & D REAL ESTATE SERVICE LLC Brokerage Phone: 863-824-7169 License #3402225 Listed on: 09/29/2025

S & D REAL ESTATE SERVICE LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,846

Year Built

  • Built in 2005

Lot Details

  • 0.58 Acre Lot
  • Waterfront
  • East Facing Home
  • Vinyl Fence

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 3 Car Garage

Home Design

  • Slab Foundation
  • Tile Roof
  • Block Exterior

Interior Spaces

  • 2,965 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • French Doors
  • Family Room
  • Combination Dining and Living Room
  • Ceramic Tile Flooring
  • Lake Views
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Walk-In Pantry
  • Built-In Oven
  • Cooktop
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Soaking Tub

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Fence Around Pool
  • Child Gate Fence
  • Pool Lighting
  • In Ground Spa

Outdoor Features

  • Access To Lake
  • Lake Privileges

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include private road
  • Don Asher And Associates Association, Phone Number (407) 425-4561
  • Ruby Lake Ph 04 Subdivision
  • The community has rules related to deed restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,846

Year Built

Built in 2005

Lot Details

0

HOA Fees

$71 per month

Parking

3

Listing Details

  • HOA Fee Includes: Private Road
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2965
  • Lot Size Acres: 0.58
  • New Construction: No
  • Year Built: 2005
  • Building Area Total: 4435
  • Lot Size Sq Ft: 25091
  • Status: Active
  • Ownership: Fee Simple
  • Escrow City: Lakeland
  • Escrow State: FL
  • Escrow Street Name: E Edgewood Dr Suite 107
  • Minimum Lease: 1-2 Years
  • Number Of Pets: 3
  • RATIO Current Price By Calculate: 269.81
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 863-824-7169
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Features: In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Living Area Meters: 275.46

Exterior Features

  • Direction Faces: East
  • Pool Features: Child Safety Fence, Heated, In Ground, Lighting, Screen Enclosure
  • Exterior Features: French Doors
  • Roof: Tile
  • Pool Private: Yes
  • Waterfront: Yes
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Canal/Lake For Irrigation

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - No Guard
  • Association Fee: 850
  • Association Fee Frequency: Annually
  • Association Name: Don Asher and Associates
  • Phone: 407-425-4561
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Check with HOA on all restrictions
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 850.00
  • Total Monthly Fees: 70.83
  • Monthly HOA Amount: 70.83

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 27-29-07-856604-001060
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Dimensions: 60x
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Short term rentals are not allowed.

Tax Info

  • Tax Annual Amount: 8846
  • Tax Book Number: 108-21 THRU 23
  • Tax Lot: 106

Multi Family

  • Waterfront Features: Lake Privileges

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,846 $530,658 -- --
2024 $8,647 $515,703 -- --
2023 $8,647 $500,683 $0 $0
2022 $8,436 $486,100 $140,000 $346,100
2021 $8,685 $439,243 $126,000 $313,243
2020 $8,590 $431,846 $120,000 $311,846
2018 $5,684 $319,733 $0 $0
2017 $5,268 $313,157 $0 $0
2016 $5,381 $306,716 $0 $0
2015 $5,288 $304,584 $0 $0
2014 $5,266 $302,167 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/29/2025 09/29/25 For Sale $800,000 +48.1% $270 / Sq Ft
05/03/2021 05/03/21 Sold $540,000 0.0% $182 / Sq Ft View Prior Sale
03/19/2021 03/19/21 Pending -- -- --
03/15/2021 03/15/21 Price Changed $540,000 0.0% $182 / Sq Ft
03/15/2021 03/15/21 For Sale $540,000 0.0% $182 / Sq Ft
03/07/2021 03/07/21 Pending -- -- --
02/14/2021 02/14/21 Off Market $540,000 -- --
01/11/2021 01/11/21 Price Changed $530,000 -1.9% $179 / Sq Ft
01/04/2021 01/04/21 Price Changed $540,000 -5.3% $182 / Sq Ft
11/17/2020 11/17/20 For Sale $570,000 -- $192 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $532,500 West Orange Title Inc
Warranty Deed $320,000 None Available
Interfamily Deed Transfer -- Attorney
Quit Claim Deed -- None Available
Warranty Deed $85,700 --
Warranty Deed $74,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $505,875 New Conventional
Previous Owner $240,000 Adjustable Rate Mortgage/ARM
Previous Owner $56,986 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: L4956194

Stellar MLS

APN: 27-29-07-856604-001060