NOT LISTED FOR SALE

281 Ruby Lake Ln Winter Haven, FL 33884

Southeast Winterhaven Neighborhood

Estimated Value: $433,391 - $468,000

4 Beds
2 Baths
2,178 Sq Ft
$205/Sq Ft Est. Value

Last Sold April 27, 2020

Last sale price $314,900 $145 Per Sq Ft

Est. 42% increase in value since last sale

Current estimated payment $2,889/month

2 Days on Market

Highlights

  • Heated In Ground Pool
  • Fishing
  • Open Floorplan
  • Freedom 7 Elementary School of International Studies Rated A-
  • Gated Community
  • Florida Architecture

About This Home

As of April 2020

Immaculate 4 bedroom 2 bath POOL home in the beautiful gated community, Ruby Lake! Welcome to 281 Ruby Lake Lane, offering 2178 square feet of refined living space including a family room, formal living and dining rooms, spacious kitchen, split bedroom plan & inside laundry. Recent upgrades include: new roof in 2018, new a/c unit in 2017, new pool heater, kitchen cabinets refaced & new soft close on kitchen cabinets, new undermount kitchen lights and home is wired for surround sound. The large pool deck is perfect for entertaining. Home has an irrigation well, gas pool heater, extra storage in garage and has been meticulously been maintained. This home will not disappoint! Conveniently located close to medical facilities, shopping, dining, Legoland & I-4.

Last Agent to Sell the Property

Jessica Hancock-Batson

THE STONES REAL ESTATE FIRM License #3404148 Listed on: 03/11/2020

Co-Listed By

Eric Chastain

THE STONES REAL ESTATE FIRM License #3463318

Last Buyer's Agent

Kris Snyder

REMAX EXPERTS License #3361696

REMAX EXPERTS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,210

Year Built

  • Built in 2002

Lot Details

  • 10,624 Sq Ft Lot
  • East Facing Home
  • Level Lot
  • Irrigation

HOA Fees

  • $54 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,178 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Blinds
  • Sliding Doors
  • Pool Views
  • Fire and Smoke Detector
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Pool

  • Heated In Ground Pool
  • Outside Bathroom Access
  • Pool Lighting

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Winter Haven Senior High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Natural Gas Connected
  • Electric Water Heater
  • Fiber Optics Available
  • Phone Available
  • Cable TV Available

Additional Features

  • Screened Patio
  • City Lot

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, ground maintenance
  • Michellette Ramos, Manager Don Asher & Assoc Association, Phone Number (407) 483-1301
  • Visit Association Website
  • Built by TYLER HOMES
  • Ruby Lake Ph 06 Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Recreation

  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,210

Year Built

Built in 2002

Lot Details

0

HOA Fees

$54 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Maintenance Grounds
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Stucco
  • Fireplace: Yes
  • Living Area: 2178
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 2002
  • Building Area Total: 3076
  • Lot Size Sq Ft: 10624
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/P4910132?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/P4910132?w=Customer
  • Floor Number: 1
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Home Warranty Y N: No
  • Ratio: Close Price\List Price: 1
  • Price per Sq Ft: 144.58
  • Close to Original List Price Ratio: 1
  • Ratio: Current Price\Building Area Total: 102.37
  • View: Yes
  • Co List Office Mls Id: 25502586
  • Co List Office Phone: 863-293-1133
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2019
  • Special Features: None

Interior Features

  • Fireplace Features: Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, High Ceiling(s), Open Floorplan, Solid Surface Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Window Features: Blinds, Window Treatments
  • Room Count: 12
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: East
  • Pool Features: Heated, In Ground, Lighting, Outside Bath Access
  • Exterior Features: Irrigation System, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Pool
  • Waterfront: No
  • Patio and Porch Features: Patio, Screened
  • Road Surface Type: Paved, Asphalt
  • Water View Y N: No
  • Water Access Y N: No
  • Water Extras Y N: No
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Covered Parking Spaces: 2
  • Open Parking: No

Utilities

  • Utilities: Cable Available, Electricity Connected, Fiber Optics, Natural Gas Connected, Phone Available, Public, Sewer Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Fishing, Gated Community
  • Association Fee: 650
  • Association Fee Frequency: Annually
  • Association Name: Michellette Ramos, Manager DON ASHER & ASSOC
  • Phone: 407-483-1301
  • Association: Yes
  • Security: Gated Community, Smoke Detector(s)
  • Senior Community: No
  • Association Website: www.donasher.com
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 650
  • Monthly HOA Fee: 54.17
  • Total Monthly Fees: 54.17

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Winter Haven Senior
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 27-29-07-855608-001760
  • Additional Parcels: No
  • Lot Features: City Lot, Level
  • Lot Dimensions: 125x
  • Flood Zone Code: X
  • ResoLotSizeUnits: SquareFeet

Building Info

  • Builder Name: TYLER HOMES

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: 8-12 Months
  • Pet Restrictions: CONTACT HOA FOR BREED/PET RESTRICTIONS
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: CONTACT HOA FOR LEASE RESTRICTIONS

Tax Info

  • Tax Annual Amount: 3210.47
  • Tax Book Number: 12-49-50
  • Tax Lot: 176

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 11, 2020
Closed on
Apr 27, 2020
Sold by
Deese Lauren A and Deese Brian A
Bought by
Ruby Michael and Ruiz Taylor A
Seller's Agent
Jessica Hancock-Batson
THE STONES REAL ESTATE FIRM
Buyer's Agent
Kris Snyder
REMAX EXPERTS
List Price
$314,900
Sold Price
$314,900
Current Estimated Value
$447,348

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$132,448
Avg. Annual Appreciation
6.41%
Original Mortgage
$314,900
Outstanding Balance
$280,597
Interest Rate
3.6%
Mortgage Type
VA
Estimated Equity
$166,751

Purchase Details

Closed on
Aug 15, 2016
Sold by
Mckeon Thomas
Bought by
Deese Brian A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
3.41%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 31, 2005
Sold by
Dave Shital A and Dave Axaykumar
Bought by
Mckeon Thomas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.74%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 25, 2003
Sold by
Tyler Homes Polk Cty
Bought by
Dave Shital A and Dave Axaykumar

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,505
Interest Rate
5.74%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ruby Michael $314,900 Real Estate Title Svcs Inc
Deese Brian A $220,000 Homeplus Title
Mckeon Thomas $242,000 --
Dave Shital A $207,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ruby Michael $314,900
Previous Owner Deese Brian A $172,000
Previous Owner Mckeon Thomas $150,000
Previous Owner Dave Shital A $197,505
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/27/2020 04/27/20 Sold $314,900 0.0% $145 / Sq Ft
03/12/2020 03/12/20 Pending -- -- --
03/10/2020 03/10/20 For Sale $314,900 -- $145 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,888 $358,395 $76,000 $282,395
2024 $6,014 $362,604 $76,000 $286,604
2023 $6,014 $304,565 $0 $0
2022 $5,436 $276,877 $0 $0
2021 $4,977 $251,706 $56,000 $195,706
2020 $3,235 $205,176 $0 $0
2018 $3,165 $196,823 $0 $0
2017 $2,932 $192,775 $0 $0
2016 $3,793 $184,747 $0 $0
2015 $3,655 $182,120 $0 $0
2014 $3,779 $185,137 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jessica Hancock-Batson

    Seller's Agent in 2020

    Jessica Hancock-Batson

    THE STONES REAL ESTATE FIRM

    (863) 662-8549

    20 in this area

    127 Total Sales

    Jessica Hancock-Batson
    Section Image
  • Eric Chastain

    Seller Co-Listing Agent in 2020

    Eric Chastain

    THE STONES REAL ESTATE FIRM

    (863) 224-2745

    21 in this area

    101 Total Sales

    Eric Chastain
    Section Image

  • K

    Buyer's Agent in 2020

    Kris Snyder

    RE/MAX

    (863) 680-3322

    2 in this area

    46 Total Sales

    Kris Snyder
    Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: P4910132

Stellar MLS

APN: 27-29-07-855608-001760

Florida Polk County Winter Haven 33884 Southeast Winterhaven

281 Ruby Lake Ln, Winter Haven, FL

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

Nearby Homes