$215,000
SOLD JUL 21, 2022
2 Beds
1 Bath
788 Sq Ft
4,617 Sq Ft Lot

Recently Sold

$273 Per Sq Ft

Highlights

  • Farmhouse Style Home
  • 1 Car Detached Garage
  • Living Room
  • Formal Dining Room
  • Enclosed patio or porch
  • Bathroom on Main Level

About This Home

As of July 2022

WONDERFUL STARTER HOME OR INVESTMENT PROPERTY WITH A GREAT LOCATION AND NICE FEATURES, THIS COZY COTTAGE OFFERS SOME UPGRADES: REMODELED KITCHEN, REMODELED BATHROOM, NEW LIGHT FIXTURES, NEW CARPET THROUGHOUT, FRESHLY PAINTED EXTERIOR/INTERIOR, NEWER WINDOWS, AND NEW FURNACE. THE CITY OF ELGIN HAS RECENTLY DONE THE STREET & SEWERS. GREAT SIZE BACKYARD FOR YOUR SUMMER ENTERTAINMENT EQUIPT WITH FIRE PIT, NOTHING TO DO BUT MOVE IN. GREAT LOCATION AND LOW PROPERTY TAXES. LOOK NO FURTHER!!!

Last Agent to Sell the Property

Christopher Davis

Inspire Realty Group LLC License #471020520 Listed on: 05/05/2022

Last Buyer's Agent

Vanessa Peterson

Chicagoland Brokers Inc. License #471021423

Chicagoland Brokers Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $830

Year Built

  • Built in 1913

Lot Details

  • 4,617 Sq Ft Lot
  • Lot Dimensions are 115x40

Parking

  • 1 Car Detached Garage
  • Parking Space is Owned

Home Design

  • Farmhouse Style Home
  • Asphalt Roof

Interior Spaces

  • 788 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Living Room
  • Formal Dining Room
  • Partially Finished Basement
  • Basement Fills Entire Space Under The House
  • Range<<rangeHoodToken>>

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Enclosed patio or porch

Utilities

  • No Cooling
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions
  • Senior Freeze Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$830

Year Built

Built in 1913

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Farmhouse
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1913
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator, Washer, Dryer
  • Basement: Full
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Amenities: First Floor Full Bath
  • LivingArea: 788
  • Other Equipment: Ceiling Fan(s)
  • Room Type: Enclosed Porch
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 788
  • Basement Description: Partially Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0

Exterior Features

  • List Price: 215000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Other

Garage/Parking

  • Garage Spaces: 1
  • Number of Cars: 1
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer, Sewer-Storm
  • Cooling: None
  • Heating: Natural Gas
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Size Acres: 0.106
  • Lot Dimensions: 115X40
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 829.72
  • Tax Year: 2021
  • Tax Exemptions: Homeowner,Senior,Senior Freeze,Other

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 5, 2022
Closed on
Jul 18, 2022
Sold by
Higinio Santiago
Bought by
Andras Matthew and Alvarado Amy A
Seller's Agent
Christopher Davis
Inspire Realty Group LLC
Buyer's Agent
Vanessa Peterson
Chicagoland Brokers Inc.
List Price
$215,000
Sold Price
$215,000
Current Estimated Value
$230,832

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,832
Avg. Annual Appreciation
2.60%
Original Mortgage
$211,105
Outstanding Balance
$202,618
Interest Rate
5.12%
Mortgage Type
FHA
Estimated Equity
$29,583

Purchase Details

Listed on
Jun 15, 2021
Closed on
Oct 8, 2021
Sold by
Gaertner James D and Gaertner Phyllis L
Bought by
Santiago Higibio
Seller's Agent
Lisa Schutz
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Raul Camacho
Rayma Realty Inc.
Sold Price
$125,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
96.97%
Original Mortgage
$100,000
Interest Rate
3.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 9, 1997
Sold by
Hopkins Michael A and Moreno Teresa A
Bought by
Gaertner James D and Gaertner Phyllis L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,730
Interest Rate
8.01%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 30, 1994
Sold by
Kuntz Mark and Zierke Evelyn E
Bought by
Hopkins Michael A and Morena Teresa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,400
Interest Rate
8.61%
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $215,000 None Listed On Document
Warranty Deed $125,000 Attorney
Warranty Deed $88,000 Chicago Title Insurance Co
Executors Deed $72,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $211,105 FHA
Closed $211,105 FHA
Previous Owner $100,000 New Conventional
Previous Owner $8,940 Future Advance Clause Open End Mortgage
Previous Owner $77,291 FHA
Previous Owner $87,730 FHA
Previous Owner $68,400 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2022 07/21/22 Sold $215,000 0.0% $273 / Sq Ft
05/06/2022 05/06/22 Pending -- -- --
05/05/2022 05/05/22 For Sale $215,000 +72.0% $273 / Sq Ft
10/01/2021 10/01/21 Sold $125,000 -16.7% $159 / Sq Ft
08/28/2021 08/28/21 Pending -- -- --
08/21/2021 08/21/21 For Sale -- -- --
08/20/2021 08/20/21 Pending -- -- --
06/15/2021 06/15/21 For Sale $150,000 -- $190 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $2,822 $41,101 $9,057 $32,044
2022 $2,729 $37,477 $8,258 $29,219
2021 $830 $35,039 $7,721 $27,318
2020 $848 $33,450 $7,371 $26,079
2019 $869 $31,863 $7,021 $24,842
2018 $919 $28,087 $6,614 $21,473
2017 $1,394 $26,553 $6,253 $20,300
2016 $992 $24,634 $5,801 $18,833
2015 -- $22,579 $5,317 $17,262
2014 -- $22,300 $5,251 $17,049
2013 -- $22,888 $5,389 $17,499
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11394591

Midwest Real Estate Data (MRED)

APN: 06-23-132-017