NOT LISTED FOR SALE

3205 Harbor Dr Modesto, CA 95355

Northeast Modesto Neighborhood

Estimated Value: $466,197 - $490,000

3 Beds
2 Baths
1,364 Sq Ft
$354/Sq Ft Est. Value

Sale Details

Date Sold: January 29, 2026

Last sale price $493,000 $361 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $2,765 / mo

6 Days on Market

Highlights

  • Wood Flooring
  • Granite Countertops
  • 2 Car Attached Garage
  • 1 Fireplace
  • No HOA
  • Walk-In Closet

About This Home

As of January 2026

Welcome to 3205 Harbor Drive, a well-cared-for single-story home tucked into the desirable Naraghi Lake neighborhood. Built in 1984, this 1,364 sqft home sits on a 7,000 sqft lot and offers a comfortable and functional 3-bedroom, 2-bathroom layout that truly feels like home. Inside, you'll find thoughtful updates including granite countertops in the kitchen and beautifully remodeled bathrooms that give the home a fresh, updated feel. The main living space is warm and inviting with a cozy gas fireplace perfect for relaxing evenings or gathering with family and friends. Each bedroom offers great space and versatility, and the pride of ownership throughout makes this home move-in ready. The backyard provides plenty of room to enjoy outdoor living in a quiet, established neighborhood. With its great location, tasteful upgrades, and inviting feel, this is a home you won't want to miss.

Last Agent to Sell the Property

Taylor Thompson

KW Central Valley License #01999706 Listed on: 01/02/2026

KW Central Valley

Last Buyer's Agent

Brian Brazeal

RE/MAX Executive License #01869354

RE/MAX Executive

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1984

Lot Details

  • 7,000

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 1,364 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Family Room
  • Living Room
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Secondary Bathroom Double Sinks
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry in unit
  • Laundry Cabinets

Utilities

  • Central Heating and Cooling System
  • 220 Volts
  • Property is located within a water district

Additional Features

  • Shed
  • 7,000 Sq Ft Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 065-027-017-000

Home Details

Home Type

Single Family

Year Built

Built in 1984

Lot Details

7,000 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Unknown
  • Stories: 1
  • Year Built: 1984
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Free Standing Electric Range
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Flooring: Carpet, Tile, Wood
  • Master Bathroom Features: Shower Stall(s), Double Sinks, Walk-In Closet
  • Total Bathrooms: 2
  • Bathroom Features: Tub w/Shower Over
  • Dining Room Features: Dining Bar, Space in Kitchen
  • Kitchen Features: Granite Counter, Island w/Sink
  • Living Room Features: Other
  • Main Level: Bedroom(s), Family Room, Master Bedroom, Kitchen
  • Price Per Square Foot: 361.44
  • Square Footage: 1364.00

Exterior Features

  • Other Structures: Shed(s)
  • Construction Materials: Wood
  • Disclosures/Documents: Natural Hazard Disclosure Available, Preliminary Title Report
  • Foundation: Slab
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 475000.00
  • Lot Features: Curb(s)/Gutter(s), Shape Regular, Low Maintenance
  • New Construction: No
  • Pool: No
  • Roof: Composition
  • Spa: No

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Attached

Utilities

  • Security: Smoke Detector
  • Sewer: Public Sewer
  • Utilities: Public
  • Cooling: Ceiling Fan(s), Central
  • Electric: 220 Volts
  • Heating: Central
  • Laundry Features: Cabinets, Inside Room
  • Water Source: Water District, Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Modesto City

Lot Info

  • Zoning: RES
  • Irrigation: Public District
  • Lot Size Acres: 0.1607
  • Lot Dimensions: 7000
  • Lot Size Sq Ft: 7000.00

Multi Family

Tax Info

  • Assessor Parcel Number: 065-027-017-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Stanislaus

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 2, 2026
Closed on
Jan 28, 2026
Sold by
Bought by
Seller's Agent
Taylor Thompson
KW Central Valley
Buyer's Agent
Brian Brazeal
RE/MAX Executive
List Price
$475,000
Sold Price
$493,000
Premium/Discount to List
$18,000
3.79%
Views
91
Current Estimated Value
$483,049

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,951
Avg. Annual Appreciation
-5.09%
Original Mortgage
$382,400
Outstanding Balance
$382,400
Interest Rate
6.21%
Mortgage Type
New Conventional
Estimated Equity
$100,649

Purchase Details

Closed on
Nov 7, 2014
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,300
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 2012
Sold by
Bought by

Purchase Details

Closed on
Sep 21, 2011
Sold by
Bought by

Purchase Details

Closed on
Apr 29, 2011
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
4.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 2, 2006
Sold by
Bought by

Purchase Details

Closed on
Aug 16, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
6.52%

Purchase Details

Closed on
Oct 25, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,000
Interest Rate
6.84%

Purchase Details

Closed on
Oct 23, 1997
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,986
Interest Rate
7.3%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$493,000 Wfg National Title Insurance C
-- Stewart Title Of Ca Inc
-- None Available
-- None Available
$135,000 Old Republic Title Company
-- None Available
$195,000 Fidelity National Title Co
-- First American Title Ins Co
$114,000 Fidelity National Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $382,400
Previous Owner $105,300
Previous Owner $108,000
Previous Owner $95,000
Previous Owner $98,000
Previous Owner $112,986
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/29/2026 01/29/26 Sold $493,000 +3.8% $361 / Sq Ft
01/08/2026 01/08/26 Pending -- -- --
01/02/2026 01/02/26 For Sale $475,000 -- $348 / Sq Ft
Source: MetroList

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,874 $169,588 $50,244 $119,344
2024 $1,840 $166,263 $49,259 $117,004
2023 $1,805 $163,004 $48,294 $114,710
2022 $1,732 $159,809 $47,348 $112,461
2021 $1,702 $156,676 $46,420 $110,256
2020 $1,677 $155,071 $45,945 $109,126
2019 $1,647 $152,032 $45,045 $106,987
2018 $1,614 $149,052 $44,162 $104,890
2017 $1,576 $146,131 $43,297 $102,834
2016 $1,567 $143,267 $42,449 $100,818
2015 $1,544 $141,116 $41,812 $99,304
2014 $1,538 $138,352 $40,993 $97,359
Source: Public Records

Agents Affiliated with this Home

  • Taylor Thompson

    Seller's Agent in 2026

    Taylor Thompson

    KW Central Valley

    (209) 495-0317

    10 in this area

    147 Total Sales

    Taylor Thompson
    Section Image
  • Brian Brazeal

    Buyer's Agent in 2026

    Brian Brazeal

    RE/MAX

    (209) 614-0100

    21 in this area

    145 Total Sales

    Brian Brazeal
    Section Image
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Map

Source: MetroList

MLS Number: 226000199

MetroList

APN: 065-27-17

California Stanislaus County Modesto 95355 Northeast Modesto

3205 Harbor Dr, Modesto, CA

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