Last list price
3238 Ipswich Ln Saint Charles, MO 63301
Old Town Saint Charles Neighborhood
3
Beds
2
Baths
1,785
Sq Ft
8,154
Sq Ft Lot
Highlights
- Deck
- 1 Fireplace
- 1 Car Attached Garage
- Traditional Architecture
- Bonus Room
- Brick Veneer
About This Home
As of July 2025Welcome to this charming ranch-style home featuring three spacious bedrooms and two full bathrooms. Inside, you'll find updated flooring throughout and a modern kitchen complete with updated appliances and ample dining space—perfect for everyday living or entertaining. Enjoy the convenience of a one-car garage and step outside to your own backyard oasis. A covered patio and a huge deck provide ideal spots for relaxing or hosting guests, while the large shed offers extra storage. During seller's ownership, they updated the electric panel to a 200 amp and added surge protection. Seller also updated the deck with new decking (2024) and updated the appliances. This move-in ready gem blends comfort, style, and outdoor living all in one!
Last Agent to Sell the Property
EXP Realty, LLC License #2007022959 Listed on: 06/06/2025
Last Buyer's Agent
Berkshire Hathaway HomeServices Alliance Real Estate License #2017035685
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,812
Year Built
- Built in 1967
HOA Fees
- $4 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Additional Parking
- Off-Street Parking
Home Design
- Traditional Architecture
- Brick Veneer
- Vinyl Siding
Interior Spaces
- 1,785 Sq Ft Home
- 1-Story Property
- 1 Fireplace
- Living Room
- Dining Room
- Bonus Room
- Dryer
Kitchen
- <<microwave>>
- Dishwasher
- Disposal
Flooring
- Carpet
- Concrete
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Deck
- Patio
- Shed
Schools
- Monroe Elem. Elementary School
- Jefferson / Hardin Middle School
- St. Charles West High School
Additional Features
- 8,154 Sq Ft Lot
- Forced Air Heating and Cooling System
Community Details
- Association fees include common area maintenance
- St Charles Hills Association
Listing and Financial Details
- Assessor Parcel Number 6-0005-4287-00-0640.0000000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 8, 2018
Closed on
Apr 25, 2018
Sold by
Mccarthy Donna P
Bought by
Sternberg Jake R
Seller's Agent
Matt Delhougne
EXP Realty, LLC
Buyer's Agent
Keith Nash
Platinum Realty of St. Louis
List Price
$150,000
Sold Price
$146,500
Premium/Discount to List
-$3,500
-2.33%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.60%
Original Mortgage
$139,175
Interest Rate
4.45%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 10, 2003
Sold by
Porter Bruce E and Mccarthy Donna P
Bought by
Mccarthy Donna P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
6.31%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 30, 1999
Sold by
Porter Bruce E and Porter Donna M
Bought by
Porter Bruce E and Porter Donna M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
7.86%
Similar Homes in Saint Charles, MO
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | Nations Title Agency Inc | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,165 | VA | |
| Closed | $141,900 | New Conventional | |
| Closed | $141,900 | New Conventional | |
| Closed | $139,175 | New Conventional | |
| Previous Owner | $124,367 | New Conventional | |
| Previous Owner | $122,100 | New Conventional | |
| Previous Owner | $10,000 | Credit Line Revolving | |
| Previous Owner | $122,400 | Fannie Mae Freddie Mac | |
| Previous Owner | $104,000 | Purchase Money Mortgage | |
| Previous Owner | $80,000 | No Value Available | |
| Closed | $443,055 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | Sold | -- | -- | -- |
| 06/10/2025 06/10/25 | Pending | -- | -- | -- |
| 06/06/2025 06/06/25 | For Sale | $279,000 | +19.2% | $156 / Sq Ft |
| 04/13/2023 04/13/23 | Sold | -- | -- | -- |
| 03/07/2023 03/07/23 | Pending | -- | -- | -- |
| 03/02/2023 03/02/23 | For Sale | $234,000 | +56.0% | $138 / Sq Ft |
| 04/25/2018 04/25/18 | Sold | -- | -- | -- |
| 03/13/2018 03/13/18 | Pending | -- | -- | -- |
| 03/08/2018 03/08/18 | For Sale | $150,000 | -- | $95 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $2,805 | $42,483 | $0 | $0 |
| 2022 | $2,498 | $35,145 | $0 | $0 |
| 2021 | $2,494 | $35,145 | $0 | $0 |
| 2020 | $2,436 | $33,419 | $0 | $0 |
| 2019 | $2,417 | $33,419 | $0 | $0 |
| 2018 | $1,963 | $25,984 | $0 | $0 |
| 2017 | $1,953 | $25,984 | $0 | $0 |
| 2016 | $1,641 | $21,849 | $0 | $0 |
| 2015 | $1,638 | $21,849 | $0 | $0 |
| 2014 | $1,608 | $21,140 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Mark Gellman
Seller's Agent in 2025
Mark Gellman
EXP Realty, LLC
(314) 578-1123
35 in this area
2,493 Total Sales
-
Amanda Scott
A
Buyer's Agent in 2025
Amanda Scott
Berkshire Hathaway HomeServices Alliance Real Estate
10 in this area
39 Total Sales
-
Alex Anthony
Buyer's Agent in 2023
Alex Anthony
Coldwell Banker Realty - Gundaker
(314) 651-6854
1 in this area
48 Total Sales
-
Matt Delhougne
Seller's Agent in 2018
Matt Delhougne
EXP Realty, LLC
(636) 238-3830
32 Total Sales
-
Keith Nash
Buyer's Agent in 2018
Keith Nash
Platinum Realty of St. Louis
(314) 614-1426
2 in this area
27 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25031184
APN: 6-0005-4287-00-0640.0000000
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