$645,000
SOLD SEP 3, 2025

3309 Mccowan Way Carmichael, CA 95608

Mission Neighborhood
4 Beds
2 Baths
1,720 Sq Ft
10,454 Sq Ft Lot

Recently Sold

$375 Per Sq Ft

8% Below List Price

70 Days on Market

Highlights

  • No HOA
  • Breakfast Area or Nook
  • Bathtub with Shower
  • Rio Americano High School Rated A-
  • Formal Dining Room
  • Living Room

About This Home

As of September 2025

Welcome HOME! This charming remodeled Carmichael home is the one you do not want to miss out on! Step inside to this fully remodeled home and prepare to write your offer. Nearly a quarter acre of land tucked back in a fantastic Carmichael neighborhood! Drive up to fresh exterior paint and curb appeal that will knock your socks off! Step inside to luxury vinyl flooring, new interior paint, tall baseboards, and a remodeled kitchen that any chef will love! Both bathrooms have been completely remodeled along with fresh landscaping, enough space for an ADU and even has a season creek running through! This home will not last long! A true dream home! Hurry before its too late!

Last Agent to Sell the Property

Kendall DeKreek

DeKreek Realty License #02153379 Listed on: 05/29/2025

Last Buyer's Agent

Carmen Micsa

Dynamic Real Estate License #01275954

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1960

Lot Details

  • 10,454 Sq Ft Lot
  • Property is zoned RD-4

Parking

  • 2 Car Garage

Home Design

  • Raised Foundation
  • Shingle Roof
  • Composition Roof
  • Stucco

Interior Spaces

  • 1,720 Sq Ft Home
  • 1-Story Property
  • Brick Fireplace
  • Family Room
  • Living Room
  • Formal Dining Room
  • Vinyl Flooring
  • Breakfast Area or Nook
  • Laundry in unit

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Utilities

  • Central Heating and Cooling System
  • 220 Volts
  • Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 256-0221-014-0000

Home Details

Home Type

Single Family

Year Built

Built in 1960

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: Unknown
  • Stories: 1
  • Year Built: 1960
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace Features: Brick
  • Fireplaces: 1
  • Flooring: Vinyl
  • Total Bathrooms: 2
  • Bathroom Features: Shower Stall(s), Tub w/Shower Over
  • Dining Room Features: Formal Area
  • Kitchen Features: Breakfast Area
  • Living Room Features: Other
  • Main Level: Bedroom(s), Living Room, Family Room, Full Bath(s), Garage, Kitchen
  • Price Per Square Foot: 375.00
  • Square Footage: 1720.00

Exterior Features

  • Construction Materials: Stucco, Wood
  • Foundation: Raised
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 649000.00
  • Lot Features: Curb(s)/Gutter(s)
  • New Construction: No
  • Pool: No
  • Roof: Shingle, Composition
  • Spa: No

Garage/Parking

  • Garage Spaces: 2.00
  • Parking Features: Covered

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector
  • Sewer: Public Sewer
  • Utilities: Public
  • Cooling: Central
  • Electric: 220 Volts
  • Heating: Central
  • Laundry Features: Inside Area
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: San Juan Unified

Lot Info

  • Zoning: RD-4
  • Irrigation: Public District
  • Lot Size Acres: 0.2400
  • Lot Size Sq Ft: 10454.00

Multi Family

Tax Info

  • Assessor Parcel Number: 256-0221-014-0000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Sacramento

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2025
Closed on
Aug 27, 2025
Sold by
Cap City Construction Llc
Bought by
Rakela Nicolas and Rakela Phoebe
Seller's Agent
Kendall DeKreek
DeKreek Realty
Buyer's Agent
Carmen Micsa
Dynamic Real Estate
List Price
$699,000
Sold Price
$645,000
Premium/Discount to List
-$54,000
-7.73%
Views
58
Current Estimated Value
$631,278

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$13,722
Avg. Annual Appreciation
-5.96%
Original Mortgage
$625,650
Outstanding Balance
$624,568
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$6,710

Purchase Details

Closed on
Mar 26, 2025
Sold by
2009 Nancy Darlene Snider Living Trust and Snider Rhett Christopher
Bought by
Cap City Construction Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$423,000
Interest Rate
6.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 7, 2019
Sold by
Snider Nancy Darlene
Bought by
Snider Nancy Darlene and 2009 Nancy Darlene Snider Lvng

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
3.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 3, 2009
Sold by
Snider Nancy Darlene
Bought by
The 2009 Nancy Darlene Snider Living Tru

Purchase Details

Closed on
Oct 28, 2002
Sold by
Snider Alvin Gene and Snider Nancy D
Bought by
Snider Alvin Gene and Snider Nancy D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,500
Interest Rate
6.09%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $645,000 First American Title Company
Grant Deed $470,000 Chicago Title
Grant Deed $470,000 Chicago Title
Interfamily Deed Transfer -- Old Republic Title Company
Interfamily Deed Transfer -- Old Republic Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Stewart Title Of Sacramento
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $625,650 New Conventional
Previous Owner $423,000 New Conventional
Previous Owner $180,000 New Conventional
Previous Owner $232,500 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/03/2025 09/03/25 Sold $645,000 -0.6% $375 / Sq Ft
08/07/2025 08/07/25 Pending -- -- --
07/24/2025 07/24/25 Price Changed $649,000 -3.9% $377 / Sq Ft
07/08/2025 07/08/25 Price Changed $675,000 -3.4% $392 / Sq Ft
05/29/2025 05/29/25 For Sale $699,000 -- $406 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,335 $545,000 $160,000 $385,000
2024 $1,335 $105,665 $25,030 $80,635
2023 $1,302 $103,594 $24,540 $79,054
2022 $1,294 $101,563 $24,059 $77,504
2021 $1,273 $99,573 $23,588 $75,985
2020 $1,251 $98,553 $23,347 $75,206
2019 $1,143 $96,622 $22,890 $73,732
2018 $1,128 $94,729 $22,442 $72,287
2017 $1,116 $92,872 $22,002 $70,870
2016 $1,043 $91,052 $21,571 $69,481
2015 $1,024 $89,685 $21,247 $68,438
2014 $1,001 $87,933 $20,833 $67,100
Source: Public Records

Agents Affiliated with this Home

  • Kendall DeKreek

    Seller's Agent in 2025

    Kendall DeKreek

    DeKreek Realty

    (530) 867-2036

    1 in this area

    89 Total Sales

    Kendall DeKreek
    Section Image
  • Carmen Micsa

    Buyer's Agent in 2025

    Carmen Micsa

    Dynamic Real Estate

    (916) 342-2446

    2 in this area

    68 Total Sales

    Carmen Micsa
    Section Image
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Map

Source: MetroList

MLS Number: 225068899

MetroList

APN: 256-0221-014

California Sacramento County Carmichael 95608 Mission

3309 Mccowan Way, Carmichael, CA

Sold

Detached

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