$405,000
SOLD DEC 2, 2024
4 Beds
2 Baths
2,215 Sq Ft
10,411 Sq Ft Lot

Recently Sold

$183 Per Sq Ft

6% Below List Price

29 Days on Market

Highlights

  • Open Floorplan
  • Cathedral Ceiling
  • L-Shaped Dining Room
  • Frank E. Brigham Academy Rated 9+
  • Marble Flooring
  • Stone Countertops

About This Home

As of December 2024

Welcome to 344 Ruby Lake Loop in SE Winter Haven. Minutes from the areas shopping and dining spots as well as world famous Lego Land. This gated private community of Ruby Lake was developed in 1997 and remains one of the areas most nicely maintained and sought after housing communities in Winter Haven. This house has been fully renovated top to bottom and is ready for its new family to make it a home!

Last Agent to Sell the Property

Steven Koleno

BEYCOME OF FLORIDA LLC Brokerage Phone: 844-239-2663 License #3469487 Listed on: 09/23/2024

Last Buyer's Agent

Cathy Stripling

STACEY TOWNS REALTY LLC License #3144035

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,399

Year Built

  • Built in 1998

Lot Details

  • 10,411 Sq Ft Lot
  • Lot Dimensions are 83x125
  • East Facing Home
  • Irrigation

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Split Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,215 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Family Room Off Kitchen
  • Living Room
  • L-Shaped Dining Room
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Range with Range Hood
  • Microwave
  • Dishwasher
  • Stone Countertops

Flooring

  • Marble
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Closet Cabinetry
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Thermostat

Community Details

  • Ruby Lake Association, Phone Number (407) 483-1301
  • Ruby Lake Ph 02 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,399

Year Built

Built in 1998

Lot Details

0

HOA Fees

$71 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 2215
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 1998
  • Building Area Total: 2831
  • Lot Size Sq Ft: 10411
  • Directions to Property: Turn right onto Ruby Lake Ln/Ruby Lake Loop and continue Turn left onto Ruby Lake Loop Destination will be on the left
  • Status: Sold
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow State: FL
  • Floor Number: 1
  • List Office Head Office Key Nume: 173480923
  • Minimum Lease: 1-7 Days
  • RATIO Current Price By Calculate: 182.84
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • Condo Fees Term: Annual
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_BedroomClosetType: Built-in Closet
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 844-239-2663
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Marble
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Microwave, Range, Range Hood, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Multi/Split
  • Stories: 1
  • Street Number Modifier: 344
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 205.78
  • Room Count: 8

Exterior Features

  • Direction Faces: East
  • Exterior Features: Irrigation System, Private Mailbox
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Public, Sewer Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 850
  • Association Fee Frequency: Annually
  • Association Name: Ruby Lake
  • Phone: 407-483-1301
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Condo Fees: 0
  • Monthly Condo Fee Amount: 0

Fee Information

  • Total Annual Fees: 850.00
  • Total Monthly Fees: 70.83
  • Monthly HOA Amount: 70.83

Lot Info

  • Parcel Number: 27-29-07-855605-000530
  • Additional Parcels: No
  • Lot Dimensions: 83x125
  • Flood Zone Code: x
  • Homestead YN: 0
  • Lot Size Square Meters: 967

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2399.29
  • Tax Book Number: 106-10
  • Tax Lot: 53

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 23, 2024
Closed on
Nov 27, 2024
Sold by
Mckeon Investments Llc
Bought by
Broadway Justin and Broadway Jessica
Seller's Agent
Steven Koleno
BEYCOME OF FLORIDA LLC
Buyer's Agent
Cathy Stripling
STACEY TOWNS REALTY LLC
List Price
$429,900
Sold Price
$405,000
Premium/Discount to List
-$24,900
-5.79%
Views
13
Current Estimated Value
$399,212

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,788
Avg. Annual Appreciation
-1.71%
Original Mortgage
$397,664
Outstanding Balance
$396,275
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
$3,860

Purchase Details

Closed on
Jul 10, 2024
Sold by
Burks Debra Dixon
Bought by
Mckeon Investments Llc

Purchase Details

Closed on
Jan 8, 1999
Sold by
Bracci Michael
Bought by
Burks David L and Burks Debra D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,000
Interest Rate
6.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 19, 1998
Sold by
The Cassidy Organization
Bought by
Bracci Michael A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$20,000
Interest Rate
7.14%
Mortgage Type
Credit Line Revolving
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $405,000 Advantage Title Services
Warranty Deed $290,000 Advantage Title Services
Warranty Deed $135,000 --
Warranty Deed $25,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $397,664 FHA
Previous Owner $193,500 New Conventional
Previous Owner $37,705 New Conventional
Previous Owner $105,000 New Conventional
Previous Owner $20,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/02/2024 12/02/24 Sold $405,000 -3.5% $183 / Sq Ft
10/22/2024 10/22/24 Pending -- -- --
10/13/2024 10/13/24 Price Changed $419,900 -2.3% $190 / Sq Ft
09/23/2024 09/23/24 For Sale $429,900 -- $194 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $2,399 $169,873 $0 $0
2022 $2,325 $164,925 $0 $0
2021 $2,323 $160,121 $0 $0
2020 $2,295 $157,910 $0 $0
2018 $2,226 $151,482 $0 $0
2017 $2,061 $148,366 $0 $0
2016 $2,192 $145,314 $0 $0
2015 $2,061 $144,304 $0 $0
2014 $2,166 $143,159 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6243500

Stellar MLS

APN: 27-29-07-855605-000530