NOT LISTED FOR SALE

3955 E Lake Hernando Ln Hernando, FL 34442

Estimated Value: $246,000 - $320,000

3 Beds
2 Baths
1,618 Sq Ft
$169/Sq Ft Est. Value

Last Sold April 09, 2020

Last sale price $190,000 $117 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $1,577/month

40 Days on Market

Highlights

  • Community Boat Facilities
  • Gated Community
  • Open Floorplan
  • Fitness Center
  • Waterfront
  • Clubhouse

About This Home

As of April 2020

Quality built Underwood home in sought after Arbor Lakes 55+ gated waterfront community. Pampered & spotless 3/2/2 home w/tiled enclosed Florida room + screened patio w/hot tub. New roof 2017 + new a/c unit 2014. Central vacuum + whole house vent fan. Floor plan extended for larger master bedroom, closets and garage. Upgraded & ready to move in. Granite counters. Neutral colors. Close to lake chain, 20A park & amenities. 7000 sq. ft community center, solar heat pool, tennis, shuffleboard, exercise room, pool table, kitchen, library & much more. Boat ramp & dock, gazebo, fishing pier. Onsite gated boat/RV/shed storage available low cost. Homeowner owned community boasts HOA only $85/mo. Street lights, underground utilities, storm drains & sidewalks throughout.

Last Agent to Sell the Property

Rita Johnson

Century 21 J.W.Morton R.E. License #3061449 Listed on: 01/30/2020

Century 21 J.W.Morton R.E.

Last Buyer's Agent

Les Magyar

Tropic Shores Realty License #475545

Tropic Shores Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $935

Year Built

  • Built in 1998

Lot Details

  • 6,970 Sq Ft Lot
  • Waterfront
  • Property fronts a private road
  • Landscaped
  • Rectangular Lot
  • Level Lot
  • Metered Sprinkler System
  • Property is zoned PDR

HOA Fees

  • $85 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Ridge Vents on the Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,618 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Central Vacuum
  • Tray Ceiling
  • Cathedral Ceiling
  • Double Pane Windows
  • Single Hung Windows
  • Blinds
  • Sliding Doors
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Cooktop
  • Built-In Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Bathtub with Shower
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry in unit
  • Dryer
  • Washer
  • Laundry Tub

Outdoor Features

  • Water Access
  • Gazebo
  • Rain Gutters

Schools

  • Hernando Elementary School
  • Citrus Springs Middle School
  • Citrus High School

Utilities

  • Whole House Fan
  • Central Air
  • Heat Pump System
  • Programmable Thermostat
  • Underground Utilities
  • Water Heater
  • High Speed Internet

Community Details

Overview

  • Association fees include pool(s), recreation facilities, reserve fund, road maintenance, street lights, security, tennis courts, trash
  • Arbor Lakes Association, Phone Number (727) 869-9700
  • Arbor Lakes Subdivision

Amenities

  • Community Barbecue Grill
  • Shops
  • Clubhouse
  • Community Kitchen
  • Billiard Room

Recreation

  • Community Boat Facilities
  • Tennis Courts
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Park
  • Trails

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$935

Year Built

Built in 1998

Lot Details

0

HOA Fees

$85 per month

Parking

2

Listing Details

  • Architectural Style: Ranch, One Story
  • Carport Y N: No
  • Directions: SR 200 to gated entrance of Arbor Lakes. Follow Arbor Lakes Drive to right on N. Arbor Shore Trail. Left on E. Lake Hernando Lane. Home on left with sign.
  • Water Frontage Type: Waterfront
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.16
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes
  • Year Built: 1998
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Cooktop, Electric Oven, Disposal, Microwave Hood Fan, Microwave, Refrigerator, Water Heater, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Flooring: Carpet, Laminate, Tile
  • Interior Amenities: Breakfast Bar, Bathtub, Tray Ceiling(s), Cathedral Ceiling(s), Dual Sinks, Garden Tub/Roman Tub, Main Level Primary, Primary Suite, Open Floorplan, Pantry, Stone Counters, Split Bedrooms, Solar Tube(s), Separate Shower, Tub Shower, Walk-In Closet(s), Window Treatments, Central Vacuum, Programmable Thermostat, Sliding Glass Door(s)
  • Living Area: 1618.0
  • Window Features: Blinds, Double Pane Windows, Single Hung
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Sprinkler/Irrigation, Landscaping, Rain Gutters, Concrete Driveway
  • Foundation Details: Block, Slab
  • Lot Features: Flat, Rectangular
  • Other Structures: Gazebo
  • Pool Features: None, Community
  • Roof: Asphalt, Shingle, Ridge Vents
  • Waterfront Features: Water Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Whole House Fan
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area, Laundry Tub
  • Security: Gated Community, Smoke Detector(s), Security Service
  • Sewer: Public Sewer
  • Utilities: High Speed Internet Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 255.0
  • Association Fee Frequency: Quarterly
  • Association Name: Arbor Lakes
  • Phone: 727-869-9700
  • Association: Yes
  • Community Features: Barbecue, Boat Facilities, Billiard Room, Clubhouse, Community Pool, Fitness, Kitchen Facilities, Park, Shuffleboard, Shopping, Street Lights, Sidewalks, Tennis Court(s), Trails/Paths, Gated

Fee Information

  • Association Fee Includes: Pool(s), Recreation Facilities, Reserve Fund, Road Maintenance, Street Lights, Security, Tennis Courts, Trash

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Citrus Springs Middle

Lot Info

  • Zoning: PDR
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 934.96
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 30, 2020
Closed on
Apr 9, 2020
Sold by
Swain Phillip E and Swain Linda C
Bought by
Adams Thomas C and Adams Linda J
Seller's Agent
Rita Johnson
Century 21 J.W.Morton R.E.
Buyer's Agent
Les Magyar
Tropic Shores Realty
List Price
$206,000
Sold Price
$190,000
Premium/Discount to List
-$16,000
-7.77%
Current Estimated Value
$274,009

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,009
Avg. Annual Appreciation
6.61%
Original Mortgage
$190,000
Outstanding Balance
$166,924
Interest Rate
3.2%
Mortgage Type
VA
Estimated Equity
$107,085

Purchase Details

Listed on
Oct 29, 2012
Closed on
Nov 21, 2012
Sold by
Leshin Lloyd and Leshin Joan C
Bought by
Swain Phillip E and Swain Linda C
Seller's Agent
Erna Anderson
Coldwell Banker Investors Realty
List Price
$124,900
Sold Price
$120,000
Premium/Discount to List
-$4,900
-3.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.45%

Purchase Details

Closed on
Mar 29, 2006
Sold by
Leshin Lloyd and Leshin Joan C
Bought by
Leshin Lloyd and Leshin Joan C

Purchase Details

Closed on
Mar 1, 2006
Bought by
Swain Phillip E and Swain Linda C

Purchase Details

Closed on
May 30, 2003
Sold by
Naldi Robert R and Naldi Doris I
Bought by
Leshin Lloyd and Leshin Joan C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 16, 2001
Sold by
Naldi Robert R and Naldi Doris I
Bought by
The Naldi Family Revocable Living Trust

Purchase Details

Closed on
Apr 1, 2001
Bought by
Swain Phillip E and Swain Linda C

Purchase Details

Closed on
May 1, 1997
Bought by
Swain Phillip E and Swain Linda C
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Adams Thomas C $190,000 Stewart Title Company
Swain Phillip E $120,000 American Title Services Of C
Leshin Lloyd -- Attorney
Swain Phillip E $100 --
Leshin Lloyd $135,000 Dba Crystal River Title
The Naldi Family Revocable Living Trust -- --
Swain Phillip E $100 --
Swain Phillip E $23,400 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Adams Thomas C $190,000
Previous Owner Leshin Lloyd $70,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/09/2020 04/09/20 Sold $190,000 -7.8% $117 / Sq Ft
03/10/2020 03/10/20 Pending -- -- --
01/30/2020 01/30/20 For Sale $206,000 +71.7% $127 / Sq Ft
12/05/2012 12/05/12 Sold $120,000 -3.9% $74 / Sq Ft View Prior Sale
11/05/2012 11/05/12 Pending -- -- --
10/29/2012 10/29/12 For Sale $124,900 -- $77 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $670 $168,285 -- --
2024 $654 $163,542 -- --
2023 $654 $158,779 $0 $0
2022 $618 $154,154 $0 $0
2021 $596 $149,664 $0 $0
2020 $953 $148,346 $9,640 $138,706
2019 $935 $135,448 $9,640 $125,808
2018 $904 $123,600 $6,490 $117,110
2017 $892 $92,020 $6,300 $85,720
2016 $896 $90,127 $7,340 $82,787
2015 $904 $89,500 $7,340 $82,160
2014 $917 $88,790 $11,241 $77,549
Source: Public Records

Agents Affiliated with this Home

  • R

    Seller's Agent in 2020

    Rita Johnson

    Century 21 J.W.Morton R.E.

    (352) 533-1199

    12 in this area

    35 Total Sales

    Rita Johnson
    Section Image

  • L

    Buyer's Agent in 2020

    Les Magyar

    Tropic Shores Realty

    Section Image

  • E

    Seller's Agent in 2012

    Erna Anderson

    Coldwell Banker Investors Realty

See All Agents

Map

Source: REALTORS® Association of Citrus County

MLS Number: 789409

REALTORS® Association of Citrus County

APN: 19E-18S-14-0140-000O0-0110

Florida Citrus County Hernando 34442

3955 E Lake Hernando Ln, Hernando, FL

Not Listed for Sale

Detached

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